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Ally Financial Inc.（ALLY）与Kosmos Energy Ltd.（KOS）财务数据对比。点击上方公司名可切换其他公司
Ally Financial Inc.的季度营收约是Kosmos Energy Ltd.的1.0倍（$301.0M vs $294.6M），Ally Financial Inc.同比增速更快（-3.2% vs -25.9%），过去两年Ally Financial Inc.的营收复合增速更高（11.1% vs -16.5%）
Ally Financial Inc.是注册于美国特拉华州、总部位于密歇根州底特律的银行控股企业，业务覆盖汽车金融、直营银行线上服务、企业贷款、车辆保险、住房抵押贷款，以及分期销售、租赁协议等相关配套融资服务。
科斯莫斯能源是一家美国上游石油企业，总部位于得克萨斯州达拉斯。公司目前在加纳、赤道几内亚近海以及墨西哥湾开展油气生产与开发业务，在毛里塔尼亚、塞内加尔近海拥有开发项目，还在纳米比亚、圣多美和普林西比、苏里南近海持有勘探许可。
ALLY vs KOS — 直观对比
营收规模更大
ALLY
是对方的1.0倍
$294.6M
营收增速更快
ALLY
高出22.7%
-25.9%
两年增速更快
ALLY
近两年复合增速
-16.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $301.0M | $294.6M |
| 净利润 | $327.0M | — |
| 毛利率 | — | — |
| 营业利润率 | — | -125.7% |
| 净利率 | 108.6% | — |
| 营收同比 | -3.2% | -25.9% |
| 净利润同比 | 333.6% | — |
| 每股收益（稀释后） | $0.97 | $-0.80 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALLYKOS
| Q4 25 | $301.0M | $294.6M | ||
| Q3 25 | $308.0M | $311.0M | ||
| Q2 25 | $312.0M | $392.6M | ||
| Q1 25 | $323.0M | $290.1M | ||
| Q4 24 | $311.0M | $397.6M | ||
| Q3 24 | $319.0M | $407.8M | ||
| Q2 24 | $324.0M | $447.8M | ||
| Q1 24 | $244.0M | $422.3M |
净利润ALLYKOS
| Q4 25 | $327.0M | — | ||
| Q3 25 | $398.0M | $-124.3M | ||
| Q2 25 | $352.0M | $-87.7M | ||
| Q1 25 | $-225.0M | $-110.6M | ||
| Q4 24 | $-140.0M | — | ||
| Q3 24 | $357.0M | $45.0M | ||
| Q2 24 | $294.0M | $59.8M | ||
| Q1 24 | $157.0M | $91.7M |
营业利润率ALLYKOS
| Q4 25 | — | -125.7% | ||
| Q3 25 | — | -34.2% | ||
| Q2 25 | — | -16.2% | ||
| Q1 25 | -87.9% | -32.4% | ||
| Q4 24 | 56.3% | -8.5% | ||
| Q3 24 | 73.0% | 26.1% | ||
| Q2 24 | 79.3% | 30.2% | ||
| Q1 24 | 70.1% | 33.6% |
净利率ALLYKOS
| Q4 25 | 108.6% | — | ||
| Q3 25 | 129.2% | -40.0% | ||
| Q2 25 | 112.8% | -22.3% | ||
| Q1 25 | -69.7% | -38.1% | ||
| Q4 24 | -45.0% | — | ||
| Q3 24 | 111.9% | 11.0% | ||
| Q2 24 | 90.7% | 13.3% | ||
| Q1 24 | 64.3% | 21.7% |
每股收益（稀释后）ALLYKOS
| Q4 25 | $0.97 | $-0.80 | ||
| Q3 25 | $1.18 | $-0.26 | ||
| Q2 25 | $1.04 | $-0.18 | ||
| Q1 25 | $-0.82 | $-0.23 | ||
| Q4 24 | $-0.54 | $0.00 | ||
| Q3 24 | $1.06 | $0.09 | ||
| Q2 24 | $0.86 | $0.12 | ||
| Q1 24 | $0.42 | $0.19 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $10.0B | $91.5M |
| 总债务越低越好 | $17.1B | $3.1B |
| 股东权益账面价值 | $15.5B | $528.6M |
| 总资产 | $196.0B | $4.7B |
| 负债/权益比越低杠杆越低 | 1.10× | 5.78× |
8季度趋势，按日历期对齐
现金及短期投资ALLYKOS
| Q4 25 | $10.0B | $91.5M | ||
| Q3 25 | $10.2B | $64.0M | ||
| Q2 25 | $10.6B | $51.7M | ||
| Q1 25 | $10.4B | $49.8M | ||
| Q4 24 | $10.3B | $85.0M | ||
| Q3 24 | $8.6B | $51.6M | ||
| Q2 24 | $7.4B | $173.8M | ||
| Q1 24 | $8.2B | $254.3M |
总债务ALLYKOS
| Q4 25 | $17.1B | $3.1B | ||
| Q3 25 | $16.7B | $3.0B | ||
| Q2 25 | $15.9B | $2.9B | ||
| Q1 25 | $16.5B | — | ||
| Q4 24 | $17.5B | $2.7B | ||
| Q3 24 | $16.8B | — | ||
| Q2 24 | $16.0B | — | ||
| Q1 24 | $17.0B | — |
股东权益ALLYKOS
| Q4 25 | $15.5B | $528.6M | ||
| Q3 25 | $15.1B | $898.8M | ||
| Q2 25 | $14.5B | $1.0B | ||
| Q1 25 | $14.2B | $1.1B | ||
| Q4 24 | $13.9B | $1.2B | ||
| Q3 24 | $14.7B | $1.2B | ||
| Q2 24 | $13.9B | $1.1B | ||
| Q1 24 | $13.7B | $1.1B |
总资产ALLYKOS
| Q4 25 | $196.0B | $4.7B | ||
| Q3 25 | $191.7B | $5.1B | ||
| Q2 25 | $189.5B | $5.2B | ||
| Q1 25 | $193.3B | $5.3B | ||
| Q4 24 | $191.8B | $5.3B | ||
| Q3 24 | $193.0B | $5.5B | ||
| Q2 24 | $192.5B | $5.4B | ||
| Q1 24 | $192.9B | $5.4B |
负债/权益比ALLYKOS
| Q4 25 | 1.10× | 5.78× | ||
| Q3 25 | 1.11× | 3.31× | ||
| Q2 25 | 1.09× | 2.80× | ||
| Q1 25 | 1.16× | — | ||
| Q4 24 | 1.26× | 2.29× | ||
| Q3 24 | 1.14× | — | ||
| Q2 24 | 1.15× | — | ||
| Q1 24 | 1.25× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $640.0M | $35.3M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 1.96× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ALLYKOS
| Q4 25 | $640.0M | $35.3M | ||
| Q3 25 | $1.2B | $-27.6M | ||
| Q2 25 | $947.0M | $127.2M | ||
| Q1 25 | $940.0M | $-888.0K | ||
| Q4 24 | $620.0M | $175.7M | ||
| Q3 24 | $992.0M | $6.3M | ||
| Q2 24 | $1.6B | $223.7M | ||
| Q1 24 | $1.3B | $272.6M |
现金转化率ALLYKOS
| Q4 25 | 1.96× | — | ||
| Q3 25 | 3.02× | — | ||
| Q2 25 | 2.69× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.78× | 0.14× | ||
| Q2 24 | 5.36× | 3.74× | ||
| Q1 24 | 8.54× | 2.97× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALLY
| Noninsurance Contracts | $242.0M | 80% |
| Brokerage Commissionsand Other | $21.0M | 7% |
| Commercial Portfolio Segment | $19.0M | 6% |
| Other | $13.0M | 4% |
| Banking Fees And Interchange Income | $5.0M | 2% |
| Brokered Agent Commissions | $1.0M | 0% |
KOS
| Ghana Segment | $134.6M | 46% |
| Gulf Of America | $80.7M | 27% |
| Mauritania And Senegal | $54.9M | 19% |
| Equatorial Guinea Segment | $24.3M | 8% |
