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Ally Financial Inc.（ALLY）与MARCUS CORP（MCS）财务数据对比。点击上方公司名可切换其他公司
Ally Financial Inc.的季度营收约是MARCUS CORP的1.6倍（$301.0M vs $193.5M），MARCUS CORP同比增速更快（2.8% vs -3.2%），过去两年MARCUS CORP的营收复合增速更高（18.2% vs 11.1%）
Ally Financial Inc.是注册于美国特拉华州、总部位于密歇根州底特律的银行控股企业，业务覆盖汽车金融、直营银行线上服务、企业贷款、车辆保险、住房抵押贷款，以及分期销售、租赁协议等相关配套融资服务。
马库斯公司是一家美国企业，主营商业地产领域相关服务，业务覆盖美国与加拿大，提供商业地产经纪、按揭经纪、行业研究以及咨询服务，首创了由单一经纪公司独家代理房源挂牌的行业模式，目前在美加两国设有超过80家办公室，拥有员工超1800名。
ALLY vs MCS — 直观对比
营收规模更大
ALLY
是对方的1.6倍
$193.5M
营收增速更快
MCS
高出6.0%
-3.2%
两年增速更快
MCS
近两年复合增速
11.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $301.0M | $193.5M |
| 净利润 | $327.0M | — |
| 毛利率 | — | — |
| 营业利润率 | — | 0.9% |
| 净利率 | 108.6% | — |
| 营收同比 | -3.2% | 2.8% |
| 净利润同比 | 333.6% | — |
| 每股收益（稀释后） | $0.97 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALLYMCS
| Q4 25 | $301.0M | $193.5M | ||
| Q3 25 | $308.0M | $210.2M | ||
| Q2 25 | $312.0M | $206.0M | ||
| Q1 25 | $323.0M | $148.8M | ||
| Q4 24 | $311.0M | $188.3M | ||
| Q3 24 | $319.0M | $232.7M | ||
| Q2 24 | $324.0M | $176.0M | ||
| Q1 24 | $244.0M | $138.5M |
净利润ALLYMCS
| Q4 25 | $327.0M | — | ||
| Q3 25 | $398.0M | $16.2M | ||
| Q2 25 | $352.0M | $7.3M | ||
| Q1 25 | $-225.0M | $-16.8M | ||
| Q4 24 | $-140.0M | $986.0K | ||
| Q3 24 | $357.0M | $23.3M | ||
| Q2 24 | $294.0M | $-20.2M | ||
| Q1 24 | $157.0M | $-11.9M |
营业利润率ALLYMCS
| Q4 25 | — | 0.9% | ||
| Q3 25 | — | 10.8% | ||
| Q2 25 | — | 6.3% | ||
| Q1 25 | -87.9% | -13.7% | ||
| Q4 24 | 56.3% | -1.2% | ||
| Q3 24 | 73.0% | 14.1% | ||
| Q2 24 | 79.3% | 1.3% | ||
| Q1 24 | 70.1% | -12.0% |
净利率ALLYMCS
| Q4 25 | 108.6% | — | ||
| Q3 25 | 129.2% | 7.7% | ||
| Q2 25 | 112.8% | 3.6% | ||
| Q1 25 | -69.7% | -11.3% | ||
| Q4 24 | -45.0% | 0.5% | ||
| Q3 24 | 111.9% | 10.0% | ||
| Q2 24 | 90.7% | -11.5% | ||
| Q1 24 | 64.3% | -8.6% |
每股收益（稀释后）ALLYMCS
| Q4 25 | $0.97 | — | ||
| Q3 25 | $1.18 | — | ||
| Q2 25 | $1.04 | — | ||
| Q1 25 | $-0.82 | — | ||
| Q4 24 | $-0.54 | — | ||
| Q3 24 | $1.06 | — | ||
| Q2 24 | $0.86 | — | ||
| Q1 24 | $0.42 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $10.0B | $23.4M |
| 总债务越低越好 | $17.1B | $159.0M |
| 股东权益账面价值 | $15.5B | $457.4M |
| 总资产 | $196.0B | $1.0B |
| 负债/权益比越低杠杆越低 | 1.10× | 0.35× |
8季度趋势，按日历期对齐
现金及短期投资ALLYMCS
| Q4 25 | $10.0B | $23.4M | ||
| Q3 25 | $10.2B | $7.4M | ||
| Q2 25 | $10.6B | $14.9M | ||
| Q1 25 | $10.4B | $11.9M | ||
| Q4 24 | $10.3B | $40.8M | ||
| Q3 24 | $8.6B | $28.4M | ||
| Q2 24 | $7.4B | $32.8M | ||
| Q1 24 | $8.2B | $17.3M |
总债务ALLYMCS
| Q4 25 | $17.1B | $159.0M | ||
| Q3 25 | $16.7B | $162.0M | ||
| Q2 25 | $15.9B | $179.9M | ||
| Q1 25 | $16.5B | $198.9M | ||
| Q4 24 | $17.5B | $159.1M | ||
| Q3 24 | $16.8B | $173.1M | ||
| Q2 24 | $16.0B | $175.7M | ||
| Q1 24 | $17.0B | $169.8M |
股东权益ALLYMCS
| Q4 25 | $15.5B | $457.4M | ||
| Q3 25 | $15.1B | $454.3M | ||
| Q2 25 | $14.5B | $448.4M | ||
| Q1 25 | $14.2B | $441.8M | ||
| Q4 24 | $13.9B | $464.9M | ||
| Q3 24 | $14.7B | $462.3M | ||
| Q2 24 | $13.9B | $449.4M | ||
| Q1 24 | $13.7B | $459.3M |
总资产ALLYMCS
| Q4 25 | $196.0B | $1.0B | ||
| Q3 25 | $191.7B | $1.0B | ||
| Q2 25 | $189.5B | $1.0B | ||
| Q1 25 | $193.3B | $1.0B | ||
| Q4 24 | $191.8B | $1.0B | ||
| Q3 24 | $193.0B | $1.0B | ||
| Q2 24 | $192.5B | $1.1B | ||
| Q1 24 | $192.9B | $1.0B |
负债/权益比ALLYMCS
| Q4 25 | 1.10× | 0.35× | ||
| Q3 25 | 1.11× | 0.36× | ||
| Q2 25 | 1.09× | 0.40× | ||
| Q1 25 | 1.16× | 0.45× | ||
| Q4 24 | 1.26× | 0.34× | ||
| Q3 24 | 1.14× | 0.37× | ||
| Q2 24 | 1.15× | 0.39× | ||
| Q1 24 | 1.25× | 0.37× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $640.0M | $48.8M |
| 自由现金流经营现金流 - 资本支出 | — | $26.4M |
| 自由现金流率自由现金流/营收 | — | 13.6% |
| 资本支出强度资本支出/营收 | — | 11.6% |
| 现金转化率经营现金流/净利润 | 1.96× | — |
| 过去12个月自由现金流最近4个季度 | — | $989.0K |
8季度趋势，按日历期对齐
经营现金流ALLYMCS
| Q4 25 | $640.0M | $48.8M | ||
| Q3 25 | $1.2B | $39.1M | ||
| Q2 25 | $947.0M | $31.6M | ||
| Q1 25 | $940.0M | $-35.3M | ||
| Q4 24 | $620.0M | $52.6M | ||
| Q3 24 | $992.0M | $30.5M | ||
| Q2 24 | $1.6B | $36.0M | ||
| Q1 24 | $1.3B | $-15.1M |
自由现金流ALLYMCS
| Q4 25 | — | $26.4M | ||
| Q3 25 | — | $18.2M | ||
| Q2 25 | — | $14.7M | ||
| Q1 25 | — | $-58.3M | ||
| Q4 24 | — | $27.1M | ||
| Q3 24 | — | $12.0M | ||
| Q2 24 | — | $16.1M | ||
| Q1 24 | — | $-30.5M |
自由现金流率ALLYMCS
| Q4 25 | — | 13.6% | ||
| Q3 25 | — | 8.7% | ||
| Q2 25 | — | 7.1% | ||
| Q1 25 | — | -39.2% | ||
| Q4 24 | — | 14.4% | ||
| Q3 24 | — | 5.2% | ||
| Q2 24 | — | 9.2% | ||
| Q1 24 | — | -22.0% |
资本支出强度ALLYMCS
| Q4 25 | — | 11.6% | ||
| Q3 25 | — | 9.9% | ||
| Q2 25 | — | 8.2% | ||
| Q1 25 | — | 15.5% | ||
| Q4 24 | — | 13.5% | ||
| Q3 24 | — | 7.9% | ||
| Q2 24 | — | 11.3% | ||
| Q1 24 | — | 11.1% |
现金转化率ALLYMCS
| Q4 25 | 1.96× | — | ||
| Q3 25 | 3.02× | 2.41× | ||
| Q2 25 | 2.69× | 4.32× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 53.31× | ||
| Q3 24 | 2.78× | 1.31× | ||
| Q2 24 | 5.36× | — | ||
| Q1 24 | 8.54× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALLY
| Noninsurance Contracts | $242.0M | 80% |
| Brokerage Commissionsand Other | $21.0M | 7% |
| Commercial Portfolio Segment | $19.0M | 6% |
| Other | $13.0M | 4% |
| Banking Fees And Interchange Income | $5.0M | 2% |
| Brokered Agent Commissions | $1.0M | 0% |
MCS
| Theatres | $123.1M | 64% |
| Concessions | $51.0M | 26% |
| Food And Beverage | $21.2M | 11% |
