vs
Ally Financial Inc.（ALLY）与PREFORMED LINE PRODUCTS CO（PLPC）财务数据对比。点击上方公司名可切换其他公司
Ally Financial Inc.的季度营收约是PREFORMED LINE PRODUCTS CO的1.7倍（$301.0M vs $173.1M），Ally Financial Inc.净利率更高（108.6% vs 4.9%，领先103.8%），PREFORMED LINE PRODUCTS CO同比增速更快（3.6% vs -3.2%），过去两年Ally Financial Inc.的营收复合增速更高（11.1% vs 10.8%）
Ally Financial Inc.是注册于美国特拉华州、总部位于密歇根州底特律的银行控股企业，业务覆盖汽车金融、直营银行线上服务、企业贷款、车辆保险、住房抵押贷款，以及分期销售、租赁协议等相关配套融资服务。
预成型线路产品公司（PLPC）研发、生产和销售适用于输配电、通信及可再生能源基建领域的工程硬件组件，服务全球多地的公用事业、网络运营商及工业客户，提供可提升网络可靠性与运营效率的解决方案。
ALLY vs PLPC — 直观对比
营收规模更大
ALLY
是对方的1.7倍
$173.1M
营收增速更快
PLPC
高出6.8%
-3.2%
净利率更高
ALLY
高出103.8%
4.9%
两年增速更快
ALLY
近两年复合增速
10.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $301.0M | $173.1M |
| 净利润 | $327.0M | $8.4M |
| 毛利率 | — | 29.8% |
| 营业利润率 | — | 6.8% |
| 净利率 | 108.6% | 4.9% |
| 营收同比 | -3.2% | 3.6% |
| 净利润同比 | 333.6% | -19.3% |
| 每股收益（稀释后） | $0.97 | $1.72 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALLYPLPC
| Q4 25 | $301.0M | $173.1M | ||
| Q3 25 | $308.0M | $178.1M | ||
| Q2 25 | $312.0M | $169.6M | ||
| Q1 25 | $323.0M | $148.5M | ||
| Q4 24 | $311.0M | $167.1M | ||
| Q3 24 | $319.0M | $147.0M | ||
| Q2 24 | $324.0M | $138.7M | ||
| Q1 24 | $244.0M | $140.9M |
净利润ALLYPLPC
| Q4 25 | $327.0M | $8.4M | ||
| Q3 25 | $398.0M | $2.6M | ||
| Q2 25 | $352.0M | $12.7M | ||
| Q1 25 | $-225.0M | $11.5M | ||
| Q4 24 | $-140.0M | $10.5M | ||
| Q3 24 | $357.0M | $7.7M | ||
| Q2 24 | $294.0M | $9.4M | ||
| Q1 24 | $157.0M | $9.6M |
毛利率ALLYPLPC
| Q4 25 | — | 29.8% | ||
| Q3 25 | — | 29.7% | ||
| Q2 25 | — | 32.7% | ||
| Q1 25 | — | 32.8% | ||
| Q4 24 | — | 33.3% | ||
| Q3 24 | — | 31.1% | ||
| Q2 24 | — | 31.9% | ||
| Q1 24 | — | 31.3% |
营业利润率ALLYPLPC
| Q4 25 | — | 6.8% | ||
| Q3 25 | — | 7.4% | ||
| Q2 25 | — | 10.1% | ||
| Q1 25 | -87.9% | 8.8% | ||
| Q4 24 | 56.3% | 10.5% | ||
| Q3 24 | 73.0% | 7.1% | ||
| Q2 24 | 79.3% | 8.1% | ||
| Q1 24 | 70.1% | 8.2% |
净利率ALLYPLPC
| Q4 25 | 108.6% | 4.9% | ||
| Q3 25 | 129.2% | 1.5% | ||
| Q2 25 | 112.8% | 7.5% | ||
| Q1 25 | -69.7% | 7.8% | ||
| Q4 24 | -45.0% | 6.3% | ||
| Q3 24 | 111.9% | 5.2% | ||
| Q2 24 | 90.7% | 6.8% | ||
| Q1 24 | 64.3% | 6.8% |
每股收益（稀释后）ALLYPLPC
| Q4 25 | $0.97 | $1.72 | ||
| Q3 25 | $1.18 | $0.53 | ||
| Q2 25 | $1.04 | $2.56 | ||
| Q1 25 | $-0.82 | $2.33 | ||
| Q4 24 | $-0.54 | $2.13 | ||
| Q3 24 | $1.06 | $1.54 | ||
| Q2 24 | $0.86 | $1.89 | ||
| Q1 24 | $0.42 | $1.94 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $10.0B | — |
| 总债务越低越好 | $17.1B | $38.3M |
| 股东权益账面价值 | $15.5B | $475.5M |
| 总资产 | $196.0B | $653.6M |
| 负债/权益比越低杠杆越低 | 1.10× | 0.08× |
8季度趋势，按日历期对齐
现金及短期投资ALLYPLPC
| Q4 25 | $10.0B | — | ||
| Q3 25 | $10.2B | — | ||
| Q2 25 | $10.6B | — | ||
| Q1 25 | $10.4B | — | ||
| Q4 24 | $10.3B | — | ||
| Q3 24 | $8.6B | — | ||
| Q2 24 | $7.4B | — | ||
| Q1 24 | $8.2B | — |
总债务ALLYPLPC
| Q4 25 | $17.1B | $38.3M | ||
| Q3 25 | $16.7B | $36.0M | ||
| Q2 25 | $15.9B | $31.8M | ||
| Q1 25 | $16.5B | $29.1M | ||
| Q4 24 | $17.5B | $20.8M | ||
| Q3 24 | $16.8B | $27.2M | ||
| Q2 24 | $16.0B | $31.6M | ||
| Q1 24 | $17.0B | $55.0M |
股东权益ALLYPLPC
| Q4 25 | $15.5B | $475.5M | ||
| Q3 25 | $15.1B | $466.3M | ||
| Q2 25 | $14.5B | $460.7M | ||
| Q1 25 | $14.2B | $435.8M | ||
| Q4 24 | $13.9B | $422.3M | ||
| Q3 24 | $14.7B | $429.0M | ||
| Q2 24 | $13.9B | $416.2M | ||
| Q1 24 | $13.7B | $413.4M |
总资产ALLYPLPC
| Q4 25 | $196.0B | $653.6M | ||
| Q3 25 | $191.7B | $644.6M | ||
| Q2 25 | $189.5B | $631.5M | ||
| Q1 25 | $193.3B | $592.5M | ||
| Q4 24 | $191.8B | $573.9M | ||
| Q3 24 | $193.0B | $592.0M | ||
| Q2 24 | $192.5B | $572.6M | ||
| Q1 24 | $192.9B | $586.1M |
负债/权益比ALLYPLPC
| Q4 25 | 1.10× | 0.08× | ||
| Q3 25 | 1.11× | 0.08× | ||
| Q2 25 | 1.09× | 0.07× | ||
| Q1 25 | 1.16× | 0.07× | ||
| Q4 24 | 1.26× | 0.05× | ||
| Q3 24 | 1.14× | 0.06× | ||
| Q2 24 | 1.15× | 0.08× | ||
| Q1 24 | 1.25× | 0.13× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $640.0M | $21.9M |
| 自由现金流经营现金流 - 资本支出 | — | $11.8M |
| 自由现金流率自由现金流/营收 | — | 6.8% |
| 资本支出强度资本支出/营收 | — | 5.9% |
| 现金转化率经营现金流/净利润 | 1.96× | 2.60× |
| 过去12个月自由现金流最近4个季度 | — | $33.3M |
8季度趋势，按日历期对齐
经营现金流ALLYPLPC
| Q4 25 | $640.0M | $21.9M | ||
| Q3 25 | $1.2B | $18.9M | ||
| Q2 25 | $947.0M | $26.9M | ||
| Q1 25 | $940.0M | $5.7M | ||
| Q4 24 | $620.0M | $24.1M | ||
| Q3 24 | $992.0M | $9.4M | ||
| Q2 24 | $1.6B | $28.3M | ||
| Q1 24 | $1.3B | $5.8M |
自由现金流ALLYPLPC
| Q4 25 | — | $11.8M | ||
| Q3 25 | — | $8.3M | ||
| Q2 25 | — | $18.6M | ||
| Q1 25 | — | $-5.3M | ||
| Q4 24 | — | $20.6M | ||
| Q3 24 | — | $5.8M | ||
| Q2 24 | — | $24.6M | ||
| Q1 24 | — | $1.8M |
自由现金流率ALLYPLPC
| Q4 25 | — | 6.8% | ||
| Q3 25 | — | 4.7% | ||
| Q2 25 | — | 10.9% | ||
| Q1 25 | — | -3.6% | ||
| Q4 24 | — | 12.3% | ||
| Q3 24 | — | 3.9% | ||
| Q2 24 | — | 17.7% | ||
| Q1 24 | — | 1.3% |
资本支出强度ALLYPLPC
| Q4 25 | — | 5.9% | ||
| Q3 25 | — | 6.0% | ||
| Q2 25 | — | 4.9% | ||
| Q1 25 | — | 7.4% | ||
| Q4 24 | — | 2.1% | ||
| Q3 24 | — | 2.4% | ||
| Q2 24 | — | 2.7% | ||
| Q1 24 | — | 2.8% |
现金转化率ALLYPLPC
| Q4 25 | 1.96× | 2.60× | ||
| Q3 25 | 3.02× | 7.21× | ||
| Q2 25 | 2.69× | 2.12× | ||
| Q1 25 | — | 0.49× | ||
| Q4 24 | — | 2.30× | ||
| Q3 24 | 2.78× | 1.22× | ||
| Q2 24 | 5.36× | 3.02× | ||
| Q1 24 | 8.54× | 0.60× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALLY
| Noninsurance Contracts | $242.0M | 80% |
| Brokerage Commissionsand Other | $21.0M | 7% |
| Commercial Portfolio Segment | $19.0M | 6% |
| Other | $13.0M | 4% |
| Banking Fees And Interchange Income | $5.0M | 2% |
| Brokered Agent Commissions | $1.0M | 0% |
PLPC
暂无分部数据
