vs
Ally Financial Inc.（ALLY）与PLUG POWER INC（PLUG）财务数据对比。点击上方公司名可切换其他公司
Ally Financial Inc.的季度营收约是PLUG POWER INC的1.3倍（$301.0M vs $225.2M），Ally Financial Inc.净利率更高（108.6% vs -375.6%，领先484.3%），PLUG POWER INC同比增速更快（17.6% vs -3.2%），过去两年PLUG POWER INC的营收复合增速更高（36.8% vs 11.1%）
Ally Financial Inc.是注册于美国特拉华州、总部位于密歇根州底特律的银行控股企业，业务覆盖汽车金融、直营银行线上服务、企业贷款、车辆保险、住房抵押贷款，以及分期销售、租赁协议等相关配套融资服务。
普拉格能源是一家美国企业，专注于氢燃料电池和电解槽系统的研发，其产品可替代电动设备及车辆所使用的传统电池。公司总部位于纽约州斯林格兰兹，在华盛顿州斯波坎、纽约州罗切斯特均设有生产运营基地。
ALLY vs PLUG — 直观对比
营收规模更大
ALLY
是对方的1.3倍
$225.2M
营收增速更快
PLUG
高出20.8%
-3.2%
净利率更高
ALLY
高出484.3%
-375.6%
两年增速更快
PLUG
近两年复合增速
11.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $301.0M | $225.2M |
| 净利润 | $327.0M | $-846.0M |
| 毛利率 | — | 2.4% |
| 营业利润率 | — | -338.9% |
| 净利率 | 108.6% | -375.6% |
| 营收同比 | -3.2% | 17.6% |
| 净利润同比 | 333.6% | 36.7% |
| 每股收益（稀释后） | $0.97 | $-0.70 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALLYPLUG
| Q4 25 | $301.0M | $225.2M | ||
| Q3 25 | $308.0M | $177.1M | ||
| Q2 25 | $312.0M | $174.0M | ||
| Q1 25 | $323.0M | $133.7M | ||
| Q4 24 | $311.0M | $191.5M | ||
| Q3 24 | $319.0M | $173.7M | ||
| Q2 24 | $324.0M | $143.3M | ||
| Q1 24 | $244.0M | $120.3M |
净利润ALLYPLUG
| Q4 25 | $327.0M | $-846.0M | ||
| Q3 25 | $398.0M | $-361.9M | ||
| Q2 25 | $352.0M | $-227.1M | ||
| Q1 25 | $-225.0M | $-196.7M | ||
| Q4 24 | $-140.0M | $-1.3B | ||
| Q3 24 | $357.0M | $-211.2M | ||
| Q2 24 | $294.0M | $-262.3M | ||
| Q1 24 | $157.0M | $-295.8M |
毛利率ALLYPLUG
| Q4 25 | — | 2.4% | ||
| Q3 25 | — | -67.9% | ||
| Q2 25 | — | -30.7% | ||
| Q1 25 | — | -55.3% | ||
| Q4 24 | — | -122.5% | ||
| Q3 24 | — | -57.6% | ||
| Q2 24 | — | -91.6% | ||
| Q1 24 | — | -132.3% |
营业利润率ALLYPLUG
| Q4 25 | — | -338.9% | ||
| Q3 25 | — | -197.0% | ||
| Q2 25 | — | -101.7% | ||
| Q1 25 | -87.9% | -133.5% | ||
| Q4 24 | 56.3% | -678.7% | ||
| Q3 24 | 73.0% | -124.4% | ||
| Q2 24 | 79.3% | -170.7% | ||
| Q1 24 | 70.1% | -215.7% |
净利率ALLYPLUG
| Q4 25 | 108.6% | -375.6% | ||
| Q3 25 | 129.2% | -204.4% | ||
| Q2 25 | 112.8% | -130.5% | ||
| Q1 25 | -69.7% | -147.1% | ||
| Q4 24 | -45.0% | -697.5% | ||
| Q3 24 | 111.9% | -121.5% | ||
| Q2 24 | 90.7% | -183.0% | ||
| Q1 24 | 64.3% | -245.9% |
每股收益（稀释后）ALLYPLUG
| Q4 25 | $0.97 | $-0.70 | ||
| Q3 25 | $1.18 | $-0.31 | ||
| Q2 25 | $1.04 | $-0.20 | ||
| Q1 25 | $-0.82 | $-0.21 | ||
| Q4 24 | $-0.54 | $-1.61 | ||
| Q3 24 | $1.06 | $-0.25 | ||
| Q2 24 | $0.86 | $-0.36 | ||
| Q1 24 | $0.42 | $-0.46 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $10.0B | $368.5M |
| 总债务越低越好 | $17.1B | — |
| 股东权益账面价值 | $15.5B | $978.1M |
| 总资产 | $196.0B | $2.6B |
| 负债/权益比越低杠杆越低 | 1.10× | — |
8季度趋势，按日历期对齐
现金及短期投资ALLYPLUG
| Q4 25 | $10.0B | $368.5M | ||
| Q3 25 | $10.2B | $165.9M | ||
| Q2 25 | $10.6B | $140.7M | ||
| Q1 25 | $10.4B | $295.8M | ||
| Q4 24 | $10.3B | $205.7M | ||
| Q3 24 | $8.6B | $93.9M | ||
| Q2 24 | $7.4B | $62.4M | ||
| Q1 24 | $8.2B | $172.9M |
总债务ALLYPLUG
| Q4 25 | $17.1B | — | ||
| Q3 25 | $16.7B | — | ||
| Q2 25 | $15.9B | — | ||
| Q1 25 | $16.5B | — | ||
| Q4 24 | $17.5B | — | ||
| Q3 24 | $16.8B | $3.9M | ||
| Q2 24 | $16.0B | $3.7M | ||
| Q1 24 | $17.0B | $3.8M |
股东权益ALLYPLUG
| Q4 25 | $15.5B | $978.1M | ||
| Q3 25 | $15.1B | $1.4B | ||
| Q2 25 | $14.5B | $1.7B | ||
| Q1 25 | $14.2B | $1.9B | ||
| Q4 24 | $13.9B | $1.7B | ||
| Q3 24 | $14.7B | $3.0B | ||
| Q2 24 | $13.9B | $3.0B | ||
| Q1 24 | $13.7B | $2.9B |
总资产ALLYPLUG
| Q4 25 | $196.0B | $2.6B | ||
| Q3 25 | $191.7B | $3.1B | ||
| Q2 25 | $189.5B | $3.4B | ||
| Q1 25 | $193.3B | $3.6B | ||
| Q4 24 | $191.8B | $3.6B | ||
| Q3 24 | $193.0B | $4.7B | ||
| Q2 24 | $192.5B | $4.8B | ||
| Q1 24 | $192.9B | $4.8B |
负债/权益比ALLYPLUG
| Q4 25 | 1.10× | — | ||
| Q3 25 | 1.11× | — | ||
| Q2 25 | 1.09× | — | ||
| Q1 25 | 1.16× | — | ||
| Q4 24 | 1.26× | — | ||
| Q3 24 | 1.14× | 0.00× | ||
| Q2 24 | 1.15× | 0.00× | ||
| Q1 24 | 1.25× | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $640.0M | $-148.6M |
| 自由现金流经营现金流 - 资本支出 | — | $-153.0M |
| 自由现金流率自由现金流/营收 | — | -67.9% |
| 资本支出强度资本支出/营收 | — | 1.9% |
| 现金转化率经营现金流/净利润 | 1.96× | — |
| 过去12个月自由现金流最近4个季度 | — | $-647.0M |
8季度趋势，按日历期对齐
经营现金流ALLYPLUG
| Q4 25 | $640.0M | $-148.6M | ||
| Q3 25 | $1.2B | $-89.8M | ||
| Q2 25 | $947.0M | $-191.8M | ||
| Q1 25 | $940.0M | $-105.6M | ||
| Q4 24 | $620.0M | $-131.2M | ||
| Q3 24 | $992.0M | $-174.9M | ||
| Q2 24 | $1.6B | $-254.7M | ||
| Q1 24 | $1.3B | $-167.7M |
自由现金流ALLYPLUG
| Q4 25 | — | $-153.0M | ||
| Q3 25 | — | $-117.5M | ||
| Q2 25 | — | $-230.4M | ||
| Q1 25 | — | $-146.0M | ||
| Q4 24 | — | $-165.2M | ||
| Q3 24 | — | $-234.2M | ||
| Q2 24 | — | $-356.0M | ||
| Q1 24 | — | $-260.3M |
自由现金流率ALLYPLUG
| Q4 25 | — | -67.9% | ||
| Q3 25 | — | -66.4% | ||
| Q2 25 | — | -132.5% | ||
| Q1 25 | — | -109.2% | ||
| Q4 24 | — | -86.3% | ||
| Q3 24 | — | -134.8% | ||
| Q2 24 | — | -248.4% | ||
| Q1 24 | — | -216.5% |
资本支出强度ALLYPLUG
| Q4 25 | — | 1.9% | ||
| Q3 25 | — | 15.6% | ||
| Q2 25 | — | 22.2% | ||
| Q1 25 | — | 30.3% | ||
| Q4 24 | — | 17.7% | ||
| Q3 24 | — | 34.1% | ||
| Q2 24 | — | 70.7% | ||
| Q1 24 | — | 77.0% |
现金转化率ALLYPLUG
| Q4 25 | 1.96× | — | ||
| Q3 25 | 3.02× | — | ||
| Q2 25 | 2.69× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.78× | — | ||
| Q2 24 | 5.36× | — | ||
| Q1 24 | 8.54× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALLY
| Noninsurance Contracts | $242.0M | 80% |
| Brokerage Commissionsand Other | $21.0M | 7% |
| Commercial Portfolio Segment | $19.0M | 6% |
| Other | $13.0M | 4% |
| Banking Fees And Interchange Income | $5.0M | 2% |
| Brokered Agent Commissions | $1.0M | 0% |
PLUG
| Sales Of Equipment And Related Infrastructure | $111.6M | 50% |
| Services Performed On Fuel Cell Systems And Related Infrastructure | $41.5M | 18% |
| Power Purchase Agreements | $36.1M | 16% |
| Sale Of Cryogenic Equipment | $20.0M | 9% |
| Sales Of Fuel Cell Systems | $11.2M | 5% |
| Other | $4.8M | 2% |
