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Ally Financial Inc.（ALLY）与Priority Technology Holdings, Inc.（PRTH）财务数据对比。点击上方公司名可切换其他公司
Ally Financial Inc.的季度营收约是Priority Technology Holdings, Inc.的1.2倍（$301.0M vs $247.1M），Ally Financial Inc.净利率更高（108.6% vs 3.6%，领先105.0%），Priority Technology Holdings, Inc.同比增速更快（8.8% vs -3.2%），过去两年Ally Financial Inc.的营收复合增速更高（11.1% vs 9.6%）
Ally Financial Inc.是注册于美国特拉华州、总部位于密歇根州底特律的银行控股企业，业务覆盖汽车金融、直营银行线上服务、企业贷款、车辆保险、住房抵押贷款，以及分期销售、租赁协议等相关配套融资服务。
Priority Technology Holdings, Inc.是一家聚焦信息技术领域的企业，业务围绕计算机、通信系统等相关信息设备展开，涵盖信息的创建、处理、存储、检索与传输等相关信息技术应用服务，依托计算机科学与工程技术支撑业务开展。
ALLY vs PRTH — 直观对比
营收规模更大
ALLY
是对方的1.2倍
$247.1M
营收增速更快
PRTH
高出12.1%
-3.2%
净利率更高
ALLY
高出105.0%
3.6%
两年增速更快
ALLY
近两年复合增速
9.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $301.0M | $247.1M |
| 净利润 | $327.0M | $8.9M |
| 毛利率 | — | — |
| 营业利润率 | — | 13.6% |
| 净利率 | 108.6% | 3.6% |
| 营收同比 | -3.2% | 8.8% |
| 净利润同比 | 333.6% | 23.9% |
| 每股收益（稀释后） | $0.97 | $0.10 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALLYPRTH
| Q4 25 | $301.0M | $247.1M | ||
| Q3 25 | $308.0M | $241.4M | ||
| Q2 25 | $312.0M | $239.8M | ||
| Q1 25 | $323.0M | $224.6M | ||
| Q4 24 | $311.0M | $227.1M | ||
| Q3 24 | $319.0M | $227.0M | ||
| Q2 24 | $324.0M | $219.9M | ||
| Q1 24 | $244.0M | $205.7M |
净利润ALLYPRTH
| Q4 25 | $327.0M | $8.9M | ||
| Q3 25 | $398.0M | $27.6M | ||
| Q2 25 | $352.0M | $10.9M | ||
| Q1 25 | $-225.0M | $8.3M | ||
| Q4 24 | $-140.0M | $7.2M | ||
| Q3 24 | $357.0M | $10.6M | ||
| Q2 24 | $294.0M | $994.0K | ||
| Q1 24 | $157.0M | $5.2M |
营业利润率ALLYPRTH
| Q4 25 | — | 13.6% | ||
| Q3 25 | — | 15.6% | ||
| Q2 25 | — | 15.6% | ||
| Q1 25 | -87.9% | 14.5% | ||
| Q4 24 | 56.3% | 15.0% | ||
| Q3 24 | 73.0% | 16.8% | ||
| Q2 24 | 79.3% | 15.1% | ||
| Q1 24 | 70.1% | 13.6% |
净利率ALLYPRTH
| Q4 25 | 108.6% | 3.6% | ||
| Q3 25 | 129.2% | 11.4% | ||
| Q2 25 | 112.8% | 4.5% | ||
| Q1 25 | -69.7% | 3.7% | ||
| Q4 24 | -45.0% | 3.2% | ||
| Q3 24 | 111.9% | 4.7% | ||
| Q2 24 | 90.7% | 0.5% | ||
| Q1 24 | 64.3% | 2.5% |
每股收益（稀释后）ALLYPRTH
| Q4 25 | $0.97 | $0.10 | ||
| Q3 25 | $1.18 | $0.34 | ||
| Q2 25 | $1.04 | $0.14 | ||
| Q1 25 | $-0.82 | $0.10 | ||
| Q4 24 | $-0.54 | $-0.05 | ||
| Q3 24 | $1.06 | $0.07 | ||
| Q2 24 | $0.86 | $-0.23 | ||
| Q1 24 | $0.42 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $10.0B | $77.2M |
| 总债务越低越好 | $17.1B | $1.0B |
| 股东权益账面价值 | $15.5B | $-100.4M |
| 总资产 | $196.0B | $2.4B |
| 负债/权益比越低杠杆越低 | 1.10× | — |
8季度趋势，按日历期对齐
现金及短期投资ALLYPRTH
| Q4 25 | $10.0B | $77.2M | ||
| Q3 25 | $10.2B | $57.0M | ||
| Q2 25 | $10.6B | $50.6M | ||
| Q1 25 | $10.4B | $47.6M | ||
| Q4 24 | $10.3B | $58.6M | ||
| Q3 24 | $8.6B | $41.1M | ||
| Q2 24 | $7.4B | $34.6M | ||
| Q1 24 | $8.2B | $34.3M |
总债务ALLYPRTH
| Q4 25 | $17.1B | $1.0B | ||
| Q3 25 | $16.7B | $997.5M | ||
| Q2 25 | $15.9B | $917.0M | ||
| Q1 25 | $16.5B | $918.9M | ||
| Q4 24 | $17.5B | $920.9M | ||
| Q3 24 | $16.8B | $808.1M | ||
| Q2 24 | $16.0B | $809.0M | ||
| Q1 24 | $17.0B | $631.4M |
股东权益ALLYPRTH
| Q4 25 | $15.5B | $-100.4M | ||
| Q3 25 | $15.1B | $-110.3M | ||
| Q2 25 | $14.5B | $-146.1M | ||
| Q1 25 | $14.2B | $-158.3M | ||
| Q4 24 | $13.9B | $-166.8M | ||
| Q3 24 | $14.7B | $-165.8M | ||
| Q2 24 | $13.9B | $-172.1M | ||
| Q1 24 | $13.7B | $-159.9M |
总资产ALLYPRTH
| Q4 25 | $196.0B | $2.4B | ||
| Q3 25 | $191.7B | $2.2B | ||
| Q2 25 | $189.5B | $2.0B | ||
| Q1 25 | $193.3B | $1.9B | ||
| Q4 24 | $191.8B | $1.8B | ||
| Q3 24 | $193.0B | $1.8B | ||
| Q2 24 | $192.5B | $1.7B | ||
| Q1 24 | $192.9B | $1.6B |
负债/权益比ALLYPRTH
| Q4 25 | 1.10× | — | ||
| Q3 25 | 1.11× | — | ||
| Q2 25 | 1.09× | — | ||
| Q1 25 | 1.16× | — | ||
| Q4 24 | 1.26× | — | ||
| Q3 24 | 1.14× | — | ||
| Q2 24 | 1.15× | — | ||
| Q1 24 | 1.25× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $640.0M | $36.8M |
| 自由现金流经营现金流 - 资本支出 | — | $30.9M |
| 自由现金流率自由现金流/营收 | — | 12.5% |
| 资本支出强度资本支出/营收 | — | 2.4% |
| 现金转化率经营现金流/净利润 | 1.96× | 4.12× |
| 过去12个月自由现金流最近4个季度 | — | $75.1M |
8季度趋势，按日历期对齐
经营现金流ALLYPRTH
| Q4 25 | $640.0M | $36.8M | ||
| Q3 25 | $1.2B | $36.1M | ||
| Q2 25 | $947.0M | $17.1M | ||
| Q1 25 | $940.0M | $10.0M | ||
| Q4 24 | $620.0M | $23.8M | ||
| Q3 24 | $992.0M | $19.8M | ||
| Q2 24 | $1.6B | $28.7M | ||
| Q1 24 | $1.3B | $13.3M |
自由现金流ALLYPRTH
| Q4 25 | — | $30.9M | ||
| Q3 25 | — | $30.1M | ||
| Q2 25 | — | $9.2M | ||
| Q1 25 | — | $4.9M | ||
| Q4 24 | — | $19.1M | ||
| Q3 24 | — | $14.5M | ||
| Q2 24 | — | $23.6M | ||
| Q1 24 | — | $6.7M |
自由现金流率ALLYPRTH
| Q4 25 | — | 12.5% | ||
| Q3 25 | — | 12.5% | ||
| Q2 25 | — | 3.8% | ||
| Q1 25 | — | 2.2% | ||
| Q4 24 | — | 8.4% | ||
| Q3 24 | — | 6.4% | ||
| Q2 24 | — | 10.7% | ||
| Q1 24 | — | 3.3% |
资本支出强度ALLYPRTH
| Q4 25 | — | 2.4% | ||
| Q3 25 | — | 2.5% | ||
| Q2 25 | — | 3.3% | ||
| Q1 25 | — | 2.3% | ||
| Q4 24 | — | 2.0% | ||
| Q3 24 | — | 2.3% | ||
| Q2 24 | — | 2.3% | ||
| Q1 24 | — | 3.2% |
现金转化率ALLYPRTH
| Q4 25 | 1.96× | 4.12× | ||
| Q3 25 | 3.02× | 1.31× | ||
| Q2 25 | 2.69× | 1.57× | ||
| Q1 25 | — | 1.20× | ||
| Q4 24 | — | 3.29× | ||
| Q3 24 | 2.78× | 1.87× | ||
| Q2 24 | 5.36× | 28.87× | ||
| Q1 24 | 8.54× | 2.56× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALLY
| Noninsurance Contracts | $242.0M | 80% |
| Brokerage Commissionsand Other | $21.0M | 7% |
| Commercial Portfolio Segment | $19.0M | 6% |
| Other | $13.0M | 4% |
| Banking Fees And Interchange Income | $5.0M | 2% |
| Brokered Agent Commissions | $1.0M | 0% |
PRTH
暂无分部数据
