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Alarm.com Holdings, Inc.（ALRM）与FirstCash Holdings, Inc.（FCFS）财务数据对比。点击上方公司名可切换其他公司
FirstCash Holdings, Inc.的季度营收约是Alarm.com Holdings, Inc.的1.9倍（$501.3M vs $261.7M），FirstCash Holdings, Inc.净利率更高（20.8% vs 13.2%，领先7.6%），FirstCash Holdings, Inc.同比增速更快（21.2% vs 8.0%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs 8.3%）
Alarm.com Holdings, Inc.是一家美国科技企业，成立于2000年，由微策略公司分拆而来，总部位于弗吉尼亚州泰森斯。公司主营云服务，为用户提供远程控制、智能家居及报警监测相关解决方案，是家庭智能安防领域的重要服务商。
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
ALRM vs FCFS — 直观对比
营收规模更大
FCFS
是对方的1.9倍
$261.7M
营收增速更快
FCFS
高出13.2%
8.0%
净利率更高
FCFS
高出7.6%
13.2%
两年增速更快
FCFS
近两年复合增速
8.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $261.7M | $501.3M |
| 净利润 | $34.6M | $104.2M |
| 毛利率 | 66.0% | — |
| 营业利润率 | 13.4% | 28.5% |
| 净利率 | 13.2% | 20.8% |
| 营收同比 | 8.0% | 21.2% |
| 净利润同比 | 14.8% | 24.7% |
| 每股收益（稀释后） | $0.66 | $2.35 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALRMFCFS
| Q4 25 | $261.7M | $501.3M | ||
| Q3 25 | $256.4M | $411.0M | ||
| Q2 25 | $254.3M | $385.1M | ||
| Q1 25 | $238.8M | $371.1M | ||
| Q4 24 | $242.2M | $413.7M | ||
| Q3 24 | $240.5M | $363.1M | ||
| Q2 24 | $233.8M | $363.5M | ||
| Q1 24 | $223.3M | $366.8M |
净利润ALRMFCFS
| Q4 25 | $34.6M | $104.2M | ||
| Q3 25 | $35.1M | $82.8M | ||
| Q2 25 | $34.2M | $59.8M | ||
| Q1 25 | $27.7M | $83.6M | ||
| Q4 24 | $30.1M | $83.5M | ||
| Q3 24 | $36.7M | $64.8M | ||
| Q2 24 | $33.5M | $49.1M | ||
| Q1 24 | $23.6M | $61.4M |
毛利率ALRMFCFS
| Q4 25 | 66.0% | — | ||
| Q3 25 | 65.8% | — | ||
| Q2 25 | 65.6% | — | ||
| Q1 25 | 67.2% | — | ||
| Q4 24 | 65.5% | — | ||
| Q3 24 | 64.8% | — | ||
| Q2 24 | 65.2% | — | ||
| Q1 24 | 65.7% | — |
营业利润率ALRMFCFS
| Q4 25 | 13.4% | 28.5% | ||
| Q3 25 | 14.4% | 27.4% | ||
| Q2 25 | 12.6% | 21.1% | ||
| Q1 25 | 12.4% | 30.0% | ||
| Q4 24 | 12.7% | 26.5% | ||
| Q3 24 | 13.8% | 23.5% | ||
| Q2 24 | 11.0% | 18.2% | ||
| Q1 24 | 8.4% | 22.3% |
净利率ALRMFCFS
| Q4 25 | 13.2% | 20.8% | ||
| Q3 25 | 13.7% | 20.1% | ||
| Q2 25 | 13.5% | 15.5% | ||
| Q1 25 | 11.6% | 22.5% | ||
| Q4 24 | 12.4% | 20.2% | ||
| Q3 24 | 15.3% | 17.9% | ||
| Q2 24 | 14.3% | 13.5% | ||
| Q1 24 | 10.6% | 16.7% |
每股收益（稀释后）ALRMFCFS
| Q4 25 | $0.66 | $2.35 | ||
| Q3 25 | $0.65 | $1.86 | ||
| Q2 25 | $0.63 | $1.34 | ||
| Q1 25 | $0.52 | $1.87 | ||
| Q4 24 | $0.56 | $1.86 | ||
| Q3 24 | $0.67 | $1.44 | ||
| Q2 24 | $0.62 | $1.08 | ||
| Q1 24 | $0.44 | $1.35 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $960.6M | $125.2M |
| 总债务越低越好 | — | $2.2B |
| 股东权益账面价值 | $848.2M | $2.3B |
| 总资产 | $2.1B | $5.3B |
| 负债/权益比越低杠杆越低 | — | 0.98× |
8季度趋势，按日历期对齐
现金及短期投资ALRMFCFS
| Q4 25 | $960.6M | $125.2M | ||
| Q3 25 | $1.1B | $130.2M | ||
| Q2 25 | $1.0B | $101.5M | ||
| Q1 25 | $1.2B | $146.0M | ||
| Q4 24 | $1.2B | $175.1M | ||
| Q3 24 | $1.2B | $106.3M | ||
| Q2 24 | $1.1B | $113.7M | ||
| Q1 24 | $747.9M | $135.1M |
总债务ALRMFCFS
| Q4 25 | — | $2.2B | ||
| Q3 25 | — | $2.2B | ||
| Q2 25 | — | $1.7B | ||
| Q1 25 | — | $1.7B | ||
| Q4 24 | — | $1.7B | ||
| Q3 24 | — | $1.7B | ||
| Q2 24 | — | $1.7B | ||
| Q1 24 | — | $1.5B |
股东权益ALRMFCFS
| Q4 25 | $848.2M | $2.3B | ||
| Q3 25 | $827.2M | $2.2B | ||
| Q2 25 | $797.3M | $2.1B | ||
| Q1 25 | $759.6M | $2.1B | ||
| Q4 24 | $726.5M | $2.1B | ||
| Q3 24 | $690.3M | $2.0B | ||
| Q2 24 | $645.5M | $2.0B | ||
| Q1 24 | $728.1M | $2.0B |
总资产ALRMFCFS
| Q4 25 | $2.1B | $5.3B | ||
| Q3 25 | $2.1B | $5.2B | ||
| Q2 25 | $2.1B | $4.5B | ||
| Q1 25 | $2.1B | $4.4B | ||
| Q4 24 | $2.0B | $4.5B | ||
| Q3 24 | $2.0B | $4.4B | ||
| Q2 24 | $1.9B | $4.3B | ||
| Q1 24 | $1.5B | $4.2B |
负债/权益比ALRMFCFS
| Q4 25 | — | 0.98× | ||
| Q3 25 | — | 1.01× | ||
| Q2 25 | — | 0.79× | ||
| Q1 25 | — | 0.83× | ||
| Q4 24 | — | 0.85× | ||
| Q3 24 | — | 0.87× | ||
| Q2 24 | — | 0.85× | ||
| Q1 24 | — | 0.75× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $35.9M | $206.6M |
| 自由现金流经营现金流 - 资本支出 | $35.1M | — |
| 自由现金流率自由现金流/营收 | 13.4% | — |
| 资本支出强度资本支出/营收 | 0.3% | — |
| 现金转化率经营现金流/净利润 | 1.04× | 1.98× |
| 过去12个月自由现金流最近4个季度 | $137.0M | — |
8季度趋势，按日历期对齐
经营现金流ALRMFCFS
| Q4 25 | $35.9M | $206.6M | ||
| Q3 25 | $70.6M | $135.8M | ||
| Q2 25 | $22.7M | $116.9M | ||
| Q1 25 | $24.1M | $126.6M | ||
| Q4 24 | $56.3M | $198.1M | ||
| Q3 24 | $77.3M | $113.1M | ||
| Q2 24 | $23.0M | $106.2M | ||
| Q1 24 | $49.9M | $122.5M |
自由现金流ALRMFCFS
| Q4 25 | $35.1M | — | ||
| Q3 25 | $65.9M | — | ||
| Q2 25 | $18.2M | — | ||
| Q1 25 | $17.9M | — | ||
| Q4 24 | $54.0M | — | ||
| Q3 24 | $74.5M | — | ||
| Q2 24 | $21.0M | — | ||
| Q1 24 | $46.8M | — |
自由现金流率ALRMFCFS
| Q4 25 | 13.4% | — | ||
| Q3 25 | 25.7% | — | ||
| Q2 25 | 7.1% | — | ||
| Q1 25 | 7.5% | — | ||
| Q4 24 | 22.3% | — | ||
| Q3 24 | 31.0% | — | ||
| Q2 24 | 9.0% | — | ||
| Q1 24 | 21.0% | — |
资本支出强度ALRMFCFS
| Q4 25 | 0.3% | — | ||
| Q3 25 | 1.9% | — | ||
| Q2 25 | 1.8% | — | ||
| Q1 25 | 2.6% | — | ||
| Q4 24 | 0.9% | — | ||
| Q3 24 | 1.2% | — | ||
| Q2 24 | 0.9% | — | ||
| Q1 24 | 1.4% | — |
现金转化率ALRMFCFS
| Q4 25 | 1.04× | 1.98× | ||
| Q3 25 | 2.01× | 1.64× | ||
| Q2 25 | 0.66× | 1.95× | ||
| Q1 25 | 0.87× | 1.51× | ||
| Q4 24 | 1.87× | 2.37× | ||
| Q3 24 | 2.11× | 1.74× | ||
| Q2 24 | 0.69× | 2.16× | ||
| Q1 24 | 2.11× | 2.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALRM
| License And Service | $180.2M | 69% |
| Hardwareand Other Revenue | $81.4M | 31% |
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
