vs
ALERUS FINANCIAL CORP（ALRS）与牛津地产（IIPR）财务数据对比。点击上方公司名可切换其他公司
牛津地产的季度营收约是ALERUS FINANCIAL CORP的1.5倍（$66.7M vs $45.2M），牛津地产净利率更高（47.8% vs -73.2%，领先120.9%），ALERUS FINANCIAL CORP同比增速更快（18.0% vs -13.1%），过去两年ALERUS FINANCIAL CORP的营收复合增速更高（-2.5% vs -6.0%）
阿勒鲁斯金融公司（品牌简称Alerus）是一家连锁金融机构，总部位于北达科他州大福克斯，网点分布在北达科他、明尼苏达、威斯康星与亚利桑那州，为客户提供银行、抵押贷款、财富管理以及退休规划等多种金融服务。
牛津地产是一家加拿大跨国企业，业务涵盖房地产投资、开发与物业管理。其投资组合包含写字楼、零售、工业、多户住宅、生命科学及酒店类资产。该公司1960年以私营企业形式创立，自2003年起成为安大略省市政雇员退休系统（OMERS）的全资子公司，总部设于多伦多，在纽约、伦敦、澳大利亚、新加坡及卢森堡均设有区域总部。
ALRS vs IIPR — 直观对比
营收规模更大
IIPR
是对方的1.5倍
$45.2M
营收增速更快
ALRS
高出31.1%
-13.1%
净利率更高
IIPR
高出120.9%
-73.2%
两年增速更快
ALRS
近两年复合增速
-6.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $45.2M | $66.7M |
| 净利润 | $-33.1M | $31.8M |
| 毛利率 | — | — |
| 营业利润率 | -96.0% | 47.8% |
| 净利率 | -73.2% | 47.8% |
| 营收同比 | 18.0% | -13.1% |
| 净利润同比 | -49232.8% | -20.4% |
| 每股收益（稀释后） | $-1.27 | $1.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALRSIIPR
| Q4 25 | $45.2M | $66.7M | ||
| Q3 25 | $72.6M | $64.7M | ||
| Q2 25 | $74.8M | $62.9M | ||
| Q1 25 | $68.8M | $71.7M | ||
| Q4 24 | $72.2M | $76.7M | ||
| Q3 24 | $50.9M | $76.5M | ||
| Q2 24 | $51.4M | $79.8M | ||
| Q1 24 | $47.5M | $75.5M |
净利润ALRSIIPR
| Q4 25 | $-33.1M | $31.8M | ||
| Q3 25 | $16.9M | $29.3M | ||
| Q2 25 | $20.3M | $26.0M | ||
| Q1 25 | $13.3M | $31.1M | ||
| Q4 24 | $-67.0K | $40.0M | ||
| Q3 24 | $5.2M | $40.2M | ||
| Q2 24 | $6.2M | $42.0M | ||
| Q1 24 | $6.4M | $39.4M |
营业利润率ALRSIIPR
| Q4 25 | -96.0% | 47.8% | ||
| Q3 25 | 30.4% | 45.5% | ||
| Q2 25 | 35.2% | 45.9% | ||
| Q1 25 | 25.5% | 47.4% | ||
| Q4 24 | -0.8% | 54.7% | ||
| Q3 24 | 13.4% | 54.8% | ||
| Q2 24 | 15.8% | 53.1% | ||
| Q1 24 | 17.9% | 55.7% |
净利率ALRSIIPR
| Q4 25 | -73.2% | 47.8% | ||
| Q3 25 | 23.3% | 45.3% | ||
| Q2 25 | 27.1% | 41.4% | ||
| Q1 25 | 19.4% | 43.3% | ||
| Q4 24 | -0.2% | 52.2% | ||
| Q3 24 | 10.2% | 52.6% | ||
| Q2 24 | 12.1% | 52.6% | ||
| Q1 24 | 13.5% | 52.3% |
每股收益（稀释后）ALRSIIPR
| Q4 25 | $-1.27 | $1.07 | ||
| Q3 25 | $0.65 | $0.97 | ||
| Q2 25 | $0.78 | $0.86 | ||
| Q1 25 | $0.52 | $1.03 | ||
| Q4 24 | $-0.06 | $1.35 | ||
| Q3 24 | $0.26 | $1.37 | ||
| Q2 24 | $0.31 | $1.44 | ||
| Q1 24 | $0.32 | $1.36 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $67.2M | $47.6M |
| 总债务越低越好 | $59.2M | $393.7M |
| 股东权益账面价值 | $564.9M | $1.8B |
| 总资产 | $5.2B | $2.4B |
| 负债/权益比越低杠杆越低 | 0.10× | 0.21× |
8季度趋势，按日历期对齐
现金及短期投资ALRSIIPR
| Q4 25 | $67.2M | $47.6M | ||
| Q3 25 | $92.0M | $41.9M | ||
| Q2 25 | $80.9M | $104.9M | ||
| Q1 25 | $83.0M | $133.3M | ||
| Q4 24 | $61.2M | $151.2M | ||
| Q3 24 | $66.0M | $172.4M | ||
| Q2 24 | $438.1M | $160.9M | ||
| Q1 24 | $545.8M | $173.5M |
总债务ALRSIIPR
| Q4 25 | $59.2M | $393.7M | ||
| Q3 25 | $59.2M | — | ||
| Q2 25 | $59.1M | — | ||
| Q1 25 | $59.1M | — | ||
| Q4 24 | $59.1M | — | ||
| Q3 24 | $59.0M | — | ||
| Q2 24 | $59.0M | — | ||
| Q1 24 | $59.0M | — |
股东权益ALRSIIPR
| Q4 25 | $564.9M | $1.8B | ||
| Q3 25 | $550.7M | $1.9B | ||
| Q2 25 | $533.2M | $1.9B | ||
| Q1 25 | $514.2M | $1.9B | ||
| Q4 24 | $495.4M | $1.9B | ||
| Q3 24 | $386.5M | $1.9B | ||
| Q2 24 | $373.2M | $1.9B | ||
| Q1 24 | $371.6M | $2.0B |
总资产ALRSIIPR
| Q4 25 | $5.2B | $2.4B | ||
| Q3 25 | $5.3B | $2.3B | ||
| Q2 25 | $5.3B | $2.3B | ||
| Q1 25 | $5.3B | $2.4B | ||
| Q4 24 | $5.3B | $2.4B | ||
| Q3 24 | $4.4B | $2.4B | ||
| Q2 24 | $4.4B | $2.4B | ||
| Q1 24 | $4.3B | $2.4B |
负债/权益比ALRSIIPR
| Q4 25 | 0.10× | 0.21× | ||
| Q3 25 | 0.11× | — | ||
| Q2 25 | 0.11× | — | ||
| Q1 25 | 0.11× | — | ||
| Q4 24 | 0.12× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.16× | — | ||
| Q1 24 | 0.16× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $67.5M | $198.2M |
| 自由现金流经营现金流 - 资本支出 | $58.8M | — |
| 自由现金流率自由现金流/营收 | 130.2% | — |
| 资本支出强度资本支出/营收 | 19.3% | — |
| 现金转化率经营现金流/净利润 | — | 6.22× |
| 过去12个月自由现金流最近4个季度 | $102.4M | — |
8季度趋势，按日历期对齐
经营现金流ALRSIIPR
| Q4 25 | $67.5M | $198.2M | ||
| Q3 25 | $32.8M | $45.6M | ||
| Q2 25 | $10.7M | $48.4M | ||
| Q1 25 | $7.7M | $54.2M | ||
| Q4 24 | $21.7M | $258.4M | ||
| Q3 24 | $20.2M | $64.9M | ||
| Q2 24 | $-12.5M | $64.2M | ||
| Q1 24 | $11.7M | $71.6M |
自由现金流ALRSIIPR
| Q4 25 | $58.8M | — | ||
| Q3 25 | $30.3M | — | ||
| Q2 25 | $7.6M | — | ||
| Q1 25 | $5.7M | — | ||
| Q4 24 | $9.4M | — | ||
| Q3 24 | $17.4M | — | ||
| Q2 24 | $-16.1M | — | ||
| Q1 24 | $10.8M | — |
自由现金流率ALRSIIPR
| Q4 25 | 130.2% | — | ||
| Q3 25 | 41.8% | — | ||
| Q2 25 | 10.1% | — | ||
| Q1 25 | 8.2% | — | ||
| Q4 24 | 13.0% | — | ||
| Q3 24 | 34.2% | — | ||
| Q2 24 | -31.4% | — | ||
| Q1 24 | 22.8% | — |
资本支出强度ALRSIIPR
| Q4 25 | 19.3% | — | ||
| Q3 25 | 3.4% | — | ||
| Q2 25 | 4.2% | — | ||
| Q1 25 | 3.0% | — | ||
| Q4 24 | 17.1% | — | ||
| Q3 24 | 5.4% | — | ||
| Q2 24 | 7.2% | — | ||
| Q1 24 | 1.9% | — |
现金转化率ALRSIIPR
| Q4 25 | — | 6.22× | ||
| Q3 25 | 1.94× | 1.56× | ||
| Q2 25 | 0.53× | 1.86× | ||
| Q1 25 | 0.58× | 1.75× | ||
| Q4 24 | — | 6.46× | ||
| Q3 24 | 3.88× | 1.61× | ||
| Q2 24 | -2.01× | 1.53× | ||
| Q1 24 | 1.82× | 1.82× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALRS
| Other | $17.3M | 38% |
| Retirement And Benefit Services | $17.3M | 38% |
| Wealth Management | $7.4M | 16% |
| Mortgage Banking | $3.2M | 7% |
IIPR
暂无分部数据
