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ALERUS FINANCIAL CORP（ALRS）与READING INTERNATIONAL INC（RDI）财务数据对比。点击上方公司名可切换其他公司
READING INTERNATIONAL INC的季度营收约是ALERUS FINANCIAL CORP的1.1倍（$50.3M vs $45.2M），READING INTERNATIONAL INC净利率更高（-5.1% vs -73.2%，领先68.1%），ALERUS FINANCIAL CORP同比增速更快（18.0% vs -14.2%），ALERUS FINANCIAL CORP自由现金流更多（$58.8M vs $4.1M），过去两年READING INTERNATIONAL INC的营收复合增速更高（5.6% vs -2.5%）
阿勒鲁斯金融公司（品牌简称Alerus）是一家连锁金融机构，总部位于北达科他州大福克斯，网点分布在北达科他、明尼苏达、威斯康星与亚利桑那州，为客户提供银行、抵押贷款、财富管理以及退休规划等多种金融服务。
雷丁公司是总部位于美国费城的铁路企业，1924年起在宾夕法尼亚州东部及周边各州提供客运与货运运输服务，直至1976年被联合铁路公司收购。
ALRS vs RDI — 直观对比
营收规模更大
RDI
是对方的1.1倍
$45.2M
营收增速更快
ALRS
高出32.2%
-14.2%
净利率更高
RDI
高出68.1%
-73.2%
自由现金流更多
ALRS
多$54.7M
$4.1M
两年增速更快
RDI
近两年复合增速
-2.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $45.2M | $50.3M |
| 净利润 | $-33.1M | $-2.6M |
| 毛利率 | — | — |
| 营业利润率 | -96.0% | -1.9% |
| 净利率 | -73.2% | -5.1% |
| 营收同比 | 18.0% | -14.2% |
| 净利润同比 | -49232.8% | -14.5% |
| 每股收益（稀释后） | $-1.27 | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALRSRDI
| Q4 25 | $45.2M | $50.3M | ||
| Q3 25 | $72.6M | $52.2M | ||
| Q2 25 | $74.8M | $60.4M | ||
| Q1 25 | $68.8M | $40.2M | ||
| Q4 24 | $72.2M | $58.6M | ||
| Q3 24 | $50.9M | $60.1M | ||
| Q2 24 | $51.4M | $46.8M | ||
| Q1 24 | $47.5M | $45.1M |
净利润ALRSRDI
| Q4 25 | $-33.1M | $-2.6M | ||
| Q3 25 | $16.9M | $-4.2M | ||
| Q2 25 | $20.3M | $-2.7M | ||
| Q1 25 | $13.3M | $-4.8M | ||
| Q4 24 | $-67.0K | $-2.2M | ||
| Q3 24 | $5.2M | $-7.0M | ||
| Q2 24 | $6.2M | $-12.8M | ||
| Q1 24 | $6.4M | $-13.2M |
营业利润率ALRSRDI
| Q4 25 | -96.0% | -1.9% | ||
| Q3 25 | 30.4% | -0.6% | ||
| Q2 25 | 35.2% | 4.8% | ||
| Q1 25 | 25.5% | -17.2% | ||
| Q4 24 | -0.8% | 2.6% | ||
| Q3 24 | 13.4% | -0.6% | ||
| Q2 24 | 15.8% | -16.4% | ||
| Q1 24 | 17.9% | -16.7% |
净利率ALRSRDI
| Q4 25 | -73.2% | -5.1% | ||
| Q3 25 | 23.3% | -8.0% | ||
| Q2 25 | 27.1% | -4.4% | ||
| Q1 25 | 19.4% | -11.8% | ||
| Q4 24 | -0.2% | -3.8% | ||
| Q3 24 | 10.2% | -11.7% | ||
| Q2 24 | 12.1% | -27.4% | ||
| Q1 24 | 13.5% | -29.4% |
每股收益（稀释后）ALRSRDI
| Q4 25 | $-1.27 | $-0.11 | ||
| Q3 25 | $0.65 | $-0.18 | ||
| Q2 25 | $0.78 | $-0.12 | ||
| Q1 25 | $0.52 | $-0.21 | ||
| Q4 24 | $-0.06 | $-0.11 | ||
| Q3 24 | $0.26 | $-0.31 | ||
| Q2 24 | $0.31 | $-0.57 | ||
| Q1 24 | $0.32 | $-0.59 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $67.2M | $10.5M |
| 总债务越低越好 | $59.2M | $185.1M |
| 股东权益账面价值 | $564.9M | $-18.2M |
| 总资产 | $5.2B | $434.9M |
| 负债/权益比越低杠杆越低 | 0.10× | — |
8季度趋势，按日历期对齐
现金及短期投资ALRSRDI
| Q4 25 | $67.2M | $10.5M | ||
| Q3 25 | $92.0M | $8.1M | ||
| Q2 25 | $80.9M | $9.1M | ||
| Q1 25 | $83.0M | $5.9M | ||
| Q4 24 | $61.2M | $12.4M | ||
| Q3 24 | $66.0M | $10.1M | ||
| Q2 24 | $438.1M | $9.3M | ||
| Q1 24 | $545.8M | $7.5M |
总债务ALRSRDI
| Q4 25 | $59.2M | $185.1M | ||
| Q3 25 | $59.2M | — | ||
| Q2 25 | $59.1M | — | ||
| Q1 25 | $59.1M | — | ||
| Q4 24 | $59.1M | $202.7M | ||
| Q3 24 | $59.0M | — | ||
| Q2 24 | $59.0M | — | ||
| Q1 24 | $59.0M | — |
股东权益ALRSRDI
| Q4 25 | $564.9M | $-18.2M | ||
| Q3 25 | $550.7M | $-12.1M | ||
| Q2 25 | $533.2M | $-7.7M | ||
| Q1 25 | $514.2M | $-8.1M | ||
| Q4 24 | $495.4M | $-4.4M | ||
| Q3 24 | $386.5M | $1.6M | ||
| Q2 24 | $373.2M | $6.5M | ||
| Q1 24 | $371.6M | $18.0M |
总资产ALRSRDI
| Q4 25 | $5.2B | $434.9M | ||
| Q3 25 | $5.3B | $435.2M | ||
| Q2 25 | $5.3B | $438.1M | ||
| Q1 25 | $5.3B | $441.0M | ||
| Q4 24 | $5.3B | $471.0M | ||
| Q3 24 | $4.4B | $495.7M | ||
| Q2 24 | $4.4B | $494.9M | ||
| Q1 24 | $4.3B | $494.9M |
负债/权益比ALRSRDI
| Q4 25 | 0.10× | — | ||
| Q3 25 | 0.11× | — | ||
| Q2 25 | 0.11× | — | ||
| Q1 25 | 0.11× | — | ||
| Q4 24 | 0.12× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.16× | — | ||
| Q1 24 | 0.16× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $67.5M | $4.3M |
| 自由现金流经营现金流 - 资本支出 | $58.8M | $4.1M |
| 自由现金流率自由现金流/营收 | 130.2% | 8.2% |
| 资本支出强度资本支出/营收 | 19.3% | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $102.4M | $-2.9M |
8季度趋势，按日历期对齐
经营现金流ALRSRDI
| Q4 25 | $67.5M | $4.3M | ||
| Q3 25 | $32.8M | $295.0K | ||
| Q2 25 | $10.7M | $1.6M | ||
| Q1 25 | $7.7M | $-7.7M | ||
| Q4 24 | $21.7M | $8.0M | ||
| Q3 24 | $20.2M | $1.3M | ||
| Q2 24 | $-12.5M | $-10.4M | ||
| Q1 24 | $11.7M | $-2.8M |
自由现金流ALRSRDI
| Q4 25 | $58.8M | $4.1M | ||
| Q3 25 | $30.3M | $-246.0K | ||
| Q2 25 | $7.6M | $1.2M | ||
| Q1 25 | $5.7M | $-8.0M | ||
| Q4 24 | $9.4M | $7.0M | ||
| Q3 24 | $17.4M | $-1.1M | ||
| Q2 24 | $-16.1M | $-10.6M | ||
| Q1 24 | $10.8M | $-4.7M |
自由现金流率ALRSRDI
| Q4 25 | 130.2% | 8.2% | ||
| Q3 25 | 41.8% | -0.5% | ||
| Q2 25 | 10.1% | 1.9% | ||
| Q1 25 | 8.2% | -19.8% | ||
| Q4 24 | 13.0% | 12.0% | ||
| Q3 24 | 34.2% | -1.8% | ||
| Q2 24 | -31.4% | -22.7% | ||
| Q1 24 | 22.8% | -10.4% |
资本支出强度ALRSRDI
| Q4 25 | 19.3% | 0.3% | ||
| Q3 25 | 3.4% | 1.0% | ||
| Q2 25 | 4.2% | 0.6% | ||
| Q1 25 | 3.0% | 0.6% | ||
| Q4 24 | 17.1% | 1.7% | ||
| Q3 24 | 5.4% | 4.0% | ||
| Q2 24 | 7.2% | 0.5% | ||
| Q1 24 | 1.9% | 4.3% |
现金转化率ALRSRDI
| Q4 25 | — | — | ||
| Q3 25 | 1.94× | — | ||
| Q2 25 | 0.53× | — | ||
| Q1 25 | 0.58× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.88× | — | ||
| Q2 24 | -2.01× | — | ||
| Q1 24 | 1.82× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALRS
| Other | $17.3M | 38% |
| Retirement And Benefit Services | $17.3M | 38% |
| Wealth Management | $7.4M | 16% |
| Mortgage Banking | $3.2M | 7% |
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
