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ALERUS FINANCIAL CORP（ALRS）与REGIS CORP（RGS）财务数据对比。点击上方公司名可切换其他公司
REGIS CORP的季度营收约是ALERUS FINANCIAL CORP的1.3倍（$57.1M vs $45.2M），REGIS CORP净利率更高（0.8% vs -73.2%，领先74.0%），REGIS CORP同比增速更快（22.3% vs 18.0%），ALERUS FINANCIAL CORP自由现金流更多（$58.8M vs $891.0K），过去两年REGIS CORP的营收复合增速更高（7.8% vs -2.5%）
阿勒鲁斯金融公司（品牌简称Alerus）是一家连锁金融机构，总部位于北达科他州大福克斯，网点分布在北达科他、明尼苏达、威斯康星与亚利桑那州，为客户提供银行、抵押贷款、财富管理以及退休规划等多种金融服务。
瑞吉斯公司是一家美国美发沙龙运营商，总部位于明尼苏达州明尼阿波利斯市。截至2021年8月，该集团旗下拥有5563家加盟沙龙以及276家直营门店，是北美地区规模领先的美发沙龙连锁经营企业。
ALRS vs RGS — 直观对比
营收规模更大
RGS
是对方的1.3倍
$45.2M
营收增速更快
RGS
高出4.3%
18.0%
净利率更高
RGS
高出74.0%
-73.2%
自由现金流更多
ALRS
多$57.9M
$891.0K
两年增速更快
RGS
近两年复合增速
-2.5%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $45.2M | $57.1M |
| 净利润 | $-33.1M | $456.0K |
| 毛利率 | — | — |
| 营业利润率 | -96.0% | 10.8% |
| 净利率 | -73.2% | 0.8% |
| 营收同比 | 18.0% | 22.3% |
| 净利润同比 | -49232.8% | -94.0% |
| 每股收益（稀释后） | $-1.27 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALRSRGS
| Q4 25 | $45.2M | $57.1M | ||
| Q3 25 | $72.6M | $59.0M | ||
| Q2 25 | $74.8M | $60.4M | ||
| Q1 25 | $68.8M | $57.0M | ||
| Q4 24 | $72.2M | $46.7M | ||
| Q3 24 | $50.9M | $46.1M | ||
| Q2 24 | $51.4M | $49.4M | ||
| Q1 24 | $47.5M | $49.2M |
净利润ALRSRGS
| Q4 25 | $-33.1M | $456.0K | ||
| Q3 25 | $16.9M | $1.4M | ||
| Q2 25 | $20.3M | $116.5M | ||
| Q1 25 | $13.3M | $250.0K | ||
| Q4 24 | $-67.0K | $7.6M | ||
| Q3 24 | $5.2M | $-853.0K | ||
| Q2 24 | $6.2M | $91.2M | ||
| Q1 24 | $6.4M | $-2.3M |
营业利润率ALRSRGS
| Q4 25 | -96.0% | 10.8% | ||
| Q3 25 | 30.4% | 10.0% | ||
| Q2 25 | 35.2% | 12.1% | ||
| Q1 25 | 25.5% | 8.8% | ||
| Q4 24 | -0.8% | 11.8% | ||
| Q3 24 | 13.4% | 4.6% | ||
| Q2 24 | 15.8% | — | ||
| Q1 24 | 17.9% | 8.3% |
净利率ALRSRGS
| Q4 25 | -73.2% | 0.8% | ||
| Q3 25 | 23.3% | 2.3% | ||
| Q2 25 | 27.1% | 192.9% | ||
| Q1 25 | 19.4% | 0.4% | ||
| Q4 24 | -0.2% | 16.4% | ||
| Q3 24 | 10.2% | -1.9% | ||
| Q2 24 | 12.1% | 184.7% | ||
| Q1 24 | 13.5% | -4.7% |
每股收益（稀释后）ALRSRGS
| Q4 25 | $-1.27 | $0.16 | ||
| Q3 25 | $0.65 | $0.49 | ||
| Q2 25 | $0.78 | $43.67 | ||
| Q1 25 | $0.52 | $0.08 | ||
| Q4 24 | $-0.06 | $2.71 | ||
| Q3 24 | $0.26 | $-0.36 | ||
| Q2 24 | $0.31 | $38.40 | ||
| Q1 24 | $0.32 | $-1.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $67.2M | $18.4M |
| 总债务越低越好 | $59.2M | $113.3M |
| 股东权益账面价值 | $564.9M | $188.7M |
| 总资产 | $5.2B | $588.3M |
| 负债/权益比越低杠杆越低 | 0.10× | 0.60× |
8季度趋势，按日历期对齐
现金及短期投资ALRSRGS
| Q4 25 | $67.2M | $18.4M | ||
| Q3 25 | $92.0M | $16.6M | ||
| Q2 25 | $80.9M | $17.0M | ||
| Q1 25 | $83.0M | $13.3M | ||
| Q4 24 | $61.2M | $10.2M | ||
| Q3 24 | $66.0M | $6.3M | ||
| Q2 24 | $438.1M | $10.1M | ||
| Q1 24 | $545.8M | $5.9M |
总债务ALRSRGS
| Q4 25 | $59.2M | $113.3M | ||
| Q3 25 | $59.2M | $111.3M | ||
| Q2 25 | $59.1M | $110.8M | ||
| Q1 25 | $59.1M | $112.0M | ||
| Q4 24 | $59.1M | $111.5M | ||
| Q3 24 | $59.0M | $95.2M | ||
| Q2 24 | $59.0M | $99.5M | ||
| Q1 24 | $59.0M | $179.7M |
股东权益ALRSRGS
| Q4 25 | $564.9M | $188.7M | ||
| Q3 25 | $550.7M | $187.6M | ||
| Q2 25 | $533.2M | $185.6M | ||
| Q1 25 | $514.2M | $68.6M | ||
| Q4 24 | $495.4M | $66.7M | ||
| Q3 24 | $386.5M | $56.4M | ||
| Q2 24 | $373.2M | $56.8M | ||
| Q1 24 | $371.6M | $-35.8M |
总资产ALRSRGS
| Q4 25 | $5.2B | $588.3M | ||
| Q3 25 | $5.3B | $592.1M | ||
| Q2 25 | $5.3B | $599.0M | ||
| Q1 25 | $5.3B | $511.2M | ||
| Q4 24 | $5.3B | $530.1M | ||
| Q3 24 | $4.4B | $508.9M | ||
| Q2 24 | $4.4B | $530.5M | ||
| Q1 24 | $4.3B | $543.7M |
负债/权益比ALRSRGS
| Q4 25 | 0.10× | 0.60× | ||
| Q3 25 | 0.11× | 0.59× | ||
| Q2 25 | 0.11× | 0.60× | ||
| Q1 25 | 0.11× | 1.63× | ||
| Q4 24 | 0.12× | 1.67× | ||
| Q3 24 | 0.15× | 1.69× | ||
| Q2 24 | 0.16× | 1.75× | ||
| Q1 24 | 0.16× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $67.5M | $1.7M |
| 自由现金流经营现金流 - 资本支出 | $58.8M | $891.0K |
| 自由现金流率自由现金流/营收 | 130.2% | 1.6% |
| 资本支出强度资本支出/营收 | 19.3% | 1.4% |
| 现金转化率经营现金流/净利润 | — | 3.65× |
| 过去12个月自由现金流最近4个季度 | $102.4M | $14.9M |
8季度趋势，按日历期对齐
经营现金流ALRSRGS
| Q4 25 | $67.5M | $1.7M | ||
| Q3 25 | $32.8M | $2.3M | ||
| Q2 25 | $10.7M | $6.8M | ||
| Q1 25 | $7.7M | $6.2M | ||
| Q4 24 | $21.7M | $2.1M | ||
| Q3 24 | $20.2M | $-1.3M | ||
| Q2 24 | $-12.5M | $5.1M | ||
| Q1 24 | $11.7M | $-277.0K |
自由现金流ALRSRGS
| Q4 25 | $58.8M | $891.0K | ||
| Q3 25 | $30.3M | $1.9M | ||
| Q2 25 | $7.6M | $6.2M | ||
| Q1 25 | $5.7M | $5.9M | ||
| Q4 24 | $9.4M | $1.7M | ||
| Q3 24 | $17.4M | $-1.4M | ||
| Q2 24 | $-16.1M | $5.1M | ||
| Q1 24 | $10.8M | $-326.0K |
自由现金流率ALRSRGS
| Q4 25 | 130.2% | 1.6% | ||
| Q3 25 | 41.8% | 3.2% | ||
| Q2 25 | 10.1% | 10.3% | ||
| Q1 25 | 8.2% | 10.3% | ||
| Q4 24 | 13.0% | 3.6% | ||
| Q3 24 | 34.2% | -3.0% | ||
| Q2 24 | -31.4% | 10.3% | ||
| Q1 24 | 22.8% | -0.7% |
资本支出强度ALRSRGS
| Q4 25 | 19.3% | 1.4% | ||
| Q3 25 | 3.4% | 0.7% | ||
| Q2 25 | 4.2% | 0.9% | ||
| Q1 25 | 3.0% | 0.6% | ||
| Q4 24 | 17.1% | 0.9% | ||
| Q3 24 | 5.4% | 0.0% | ||
| Q2 24 | 7.2% | 0.0% | ||
| Q1 24 | 1.9% | 0.1% |
现金转化率ALRSRGS
| Q4 25 | — | 3.65× | ||
| Q3 25 | 1.94× | 1.68× | ||
| Q2 25 | 0.53× | 0.06× | ||
| Q1 25 | 0.58× | 24.80× | ||
| Q4 24 | — | 0.28× | ||
| Q3 24 | 3.88× | — | ||
| Q2 24 | -2.01× | 0.06× | ||
| Q1 24 | 1.82× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALRS
| Other | $17.3M | 38% |
| Retirement And Benefit Services | $17.3M | 38% |
| Wealth Management | $7.4M | 16% |
| Mortgage Banking | $3.2M | 7% |
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
