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奥托立夫（ALV）与RENAISSANCERE HOLDINGS LTD（RNR）财务数据对比。点击上方公司名可切换其他公司
奥托立夫的季度营收约是RENAISSANCERE HOLDINGS LTD的1.3倍（$2.8B vs $2.2B），RENAISSANCERE HOLDINGS LTD净利率更高（23.5% vs 8.0%，领先15.5%），奥托立夫同比增速更快（7.7% vs -36.8%），过去两年奥托立夫的营收复合增速更高（3.8% vs -11.9%）
奥托立夫是美瑞合资的汽车安全供应商，总部位于瑞典斯德哥尔摩，在美国特拉华州注册成立，是全球最大的汽车安全系统供应商，主营安全气囊、安全带、方向盘等产品，为全球各大汽车制造商供货。品牌名由代表汽车的“auto”与瑞典语中意为“生命”的“liv”组合而成。
RenaissanceRe Holdings Ltd是总部位于百慕大的保险及相关商业服务提供商，核心业务覆盖再保险、常规保险两大板块，同时运营风险相关创新投资业务，为全球客户提供专业的风险对冲与保险解决方案。
ALV vs RNR — 直观对比
营收规模更大
ALV
是对方的1.3倍
$2.2B
营收增速更快
ALV
高出44.5%
-36.8%
净利率更高
RNR
高出15.5%
8.0%
两年增速更快
ALV
近两年复合增速
-11.9%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $2.8B | $2.2B |
| 净利润 | $226.0M | $515.8M |
| 毛利率 | 20.3% | — |
| 营业利润率 | 11.4% | — |
| 净利率 | 8.0% | 23.5% |
| 营收同比 | 7.7% | -36.8% |
| 净利润同比 | -7.4% | 72.6% |
| 每股收益（稀释后） | $2.97 | $6.57 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALVRNR
| Q1 26 | — | $2.2B | ||
| Q4 25 | $2.8B | $3.0B | ||
| Q3 25 | $2.7B | $3.2B | ||
| Q2 25 | $2.7B | $3.2B | ||
| Q1 25 | $2.6B | $3.5B | ||
| Q4 24 | $2.6B | $2.3B | ||
| Q3 24 | $2.6B | $4.0B | ||
| Q2 24 | $2.6B | $2.8B |
净利润ALVRNR
| Q1 26 | — | $515.8M | ||
| Q4 25 | $226.0M | $760.5M | ||
| Q3 25 | $175.0M | $916.5M | ||
| Q2 25 | $167.0M | $835.4M | ||
| Q1 25 | $167.0M | $170.0M | ||
| Q4 24 | $244.0M | $-189.7M | ||
| Q3 24 | $138.0M | $1.2B | ||
| Q2 24 | $138.0M | $503.9M |
毛利率ALVRNR
| Q1 26 | — | — | ||
| Q4 25 | 20.3% | — | ||
| Q3 25 | 19.3% | — | ||
| Q2 25 | 18.5% | — | ||
| Q1 25 | 18.5% | — | ||
| Q4 24 | 21.0% | — | ||
| Q3 24 | 18.0% | — | ||
| Q2 24 | 18.2% | — |
营业利润率ALVRNR
| Q1 26 | — | — | ||
| Q4 25 | 11.4% | 42.5% | ||
| Q3 25 | 9.9% | 46.3% | ||
| Q2 25 | 9.1% | 41.8% | ||
| Q1 25 | 9.9% | -2.0% | ||
| Q4 24 | 13.5% | -3.6% | ||
| Q3 24 | 8.8% | 43.7% | ||
| Q2 24 | 7.9% | 25.0% |
净利率ALVRNR
| Q1 26 | — | 23.5% | ||
| Q4 25 | 8.0% | 25.6% | ||
| Q3 25 | 6.5% | 28.7% | ||
| Q2 25 | 6.2% | 26.1% | ||
| Q1 25 | 6.5% | 4.9% | ||
| Q4 24 | 9.3% | -8.3% | ||
| Q3 24 | 5.4% | 29.8% | ||
| Q2 24 | 5.3% | 17.8% |
每股收益（稀释后）ALVRNR
| Q1 26 | — | $6.57 | ||
| Q4 25 | $2.97 | $16.16 | ||
| Q3 25 | $2.28 | $19.40 | ||
| Q2 25 | $2.16 | $17.20 | ||
| Q1 25 | $2.14 | $3.27 | ||
| Q4 24 | $3.07 | $-3.76 | ||
| Q3 24 | $1.74 | $22.62 | ||
| Q2 24 | $1.71 | $9.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $604.0M | $1.6B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $2.6B | $4.3B |
| 总资产 | $8.6B | $53.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ALVRNR
| Q1 26 | — | $1.6B | ||
| Q4 25 | $604.0M | $1.7B | ||
| Q3 25 | $225.0M | $1.7B | ||
| Q2 25 | $237.0M | $1.4B | ||
| Q1 25 | $322.0M | $1.6B | ||
| Q4 24 | $330.0M | $1.7B | ||
| Q3 24 | $415.0M | $1.6B | ||
| Q2 24 | $408.0M | $1.6B |
总债务ALVRNR
| Q1 26 | — | — | ||
| Q4 25 | — | $2.3B | ||
| Q3 25 | — | $2.2B | ||
| Q2 25 | — | $2.3B | ||
| Q1 25 | — | $2.8B | ||
| Q4 24 | — | $1.9B | ||
| Q3 24 | — | $1.9B | ||
| Q2 24 | — | $2.0B |
股东权益ALVRNR
| Q1 26 | — | $4.3B | ||
| Q4 25 | $2.6B | $11.6B | ||
| Q3 25 | $2.5B | $11.5B | ||
| Q2 25 | $2.5B | $10.8B | ||
| Q1 25 | $2.4B | $10.3B | ||
| Q4 24 | $2.3B | $10.6B | ||
| Q3 24 | $2.3B | $11.2B | ||
| Q2 24 | $2.3B | $10.2B |
总资产ALVRNR
| Q1 26 | — | $53.7B | ||
| Q4 25 | $8.6B | $53.8B | ||
| Q3 25 | $8.5B | $54.5B | ||
| Q2 25 | $8.5B | $54.7B | ||
| Q1 25 | $8.1B | $53.6B | ||
| Q4 24 | $7.8B | $50.7B | ||
| Q3 24 | $8.3B | $52.8B | ||
| Q2 24 | $8.0B | $51.6B |
负债/权益比ALVRNR
| Q1 26 | — | — | ||
| Q4 25 | — | 0.20× | ||
| Q3 25 | — | 0.19× | ||
| Q2 25 | — | 0.21× | ||
| Q1 25 | — | 0.27× | ||
| Q4 24 | — | 0.18× | ||
| Q3 24 | — | 0.17× | ||
| Q2 24 | — | 0.19× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $544.0M | — |
| 自由现金流经营现金流 - 资本支出 | $426.0M | — |
| 自由现金流率自由现金流/营收 | 15.1% | — |
| 资本支出强度资本支出/营收 | 4.2% | — |
| 现金转化率经营现金流/净利润 | 2.41× | — |
| 过去12个月自由现金流最近4个季度 | $716.0M | — |
8季度趋势，按日历期对齐
经营现金流ALVRNR
| Q1 26 | — | — | ||
| Q4 25 | $544.0M | $483.0M | ||
| Q3 25 | $258.0M | $1.6B | ||
| Q2 25 | $278.0M | $1.5B | ||
| Q1 25 | $77.0M | $157.8M | ||
| Q4 24 | $420.0M | $778.9M | ||
| Q3 24 | $177.0M | $1.5B | ||
| Q2 24 | $340.0M | $1.2B |
自由现金流ALVRNR
| Q1 26 | — | — | ||
| Q4 25 | $426.0M | — | ||
| Q3 25 | $152.0M | — | ||
| Q2 25 | $163.0M | — | ||
| Q1 25 | $-25.0M | — | ||
| Q4 24 | $281.0M | — | ||
| Q3 24 | $31.0M | — | ||
| Q2 24 | $186.0M | — |
自由现金流率ALVRNR
| Q1 26 | — | — | ||
| Q4 25 | 15.1% | — | ||
| Q3 25 | 5.6% | — | ||
| Q2 25 | 6.0% | — | ||
| Q1 25 | -1.0% | — | ||
| Q4 24 | 10.7% | — | ||
| Q3 24 | 1.2% | — | ||
| Q2 24 | 7.1% | — |
资本支出强度ALVRNR
| Q1 26 | — | — | ||
| Q4 25 | 4.2% | — | ||
| Q3 25 | 3.9% | — | ||
| Q2 25 | 4.2% | — | ||
| Q1 25 | 4.0% | — | ||
| Q4 24 | 5.3% | — | ||
| Q3 24 | 5.7% | — | ||
| Q2 24 | 5.9% | — |
现金转化率ALVRNR
| Q1 26 | — | — | ||
| Q4 25 | 2.41× | 0.64× | ||
| Q3 25 | 1.47× | 1.73× | ||
| Q2 25 | 1.66× | 1.76× | ||
| Q1 25 | 0.46× | 0.93× | ||
| Q4 24 | 1.72× | — | ||
| Q3 24 | 1.28× | 1.26× | ||
| Q2 24 | 2.46× | 2.41× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
