vs
安霸（AMBA）与PATHWARD FINANCIAL, INC.（CASH）财务数据对比。点击上方公司名可切换其他公司
PATHWARD FINANCIAL, INC.的季度营收约是安霸的1.6倍（$173.1M vs $108.5M），PATHWARD FINANCIAL, INC.净利率更高（20.3% vs -13.9%，领先34.2%），安霸同比增速更快（31.2% vs -0.2%），PATHWARD FINANCIAL, INC.自由现金流更多（$104.1M vs $31.4M），过去两年安霸的营收复合增速更高（45.0% vs -18.0%）
安霸是美国无晶圆厂半导体设计企业，专注于低功耗高清、超高清视频压缩、图像处理及计算机视觉处理器研发。其芯片产品广泛应用于视频安防、高级驾驶辅助系统、电子后视镜、行车记录仪、驾驶舱内监测、自动驾驶、机器人等多元人机视觉场景。
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
AMBA vs CASH — 直观对比
营收规模更大
CASH
是对方的1.6倍
$108.5M
营收增速更快
AMBA
高出31.4%
-0.2%
净利率更高
CASH
高出34.2%
-13.9%
自由现金流更多
CASH
多$72.7M
$31.4M
两年增速更快
AMBA
近两年复合增速
-18.0%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $108.5M | $173.1M |
| 净利润 | $-15.1M | $35.2M |
| 毛利率 | 59.6% | — |
| 营业利润率 | -15.0% | 24.6% |
| 净利率 | -13.9% | 20.3% |
| 营收同比 | 31.2% | -0.2% |
| 净利润同比 | 37.2% | 11.9% |
| 每股收益（稀释后） | $-0.35 | $1.57 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AMBACASH
| Q4 25 | $108.5M | $173.1M | ||
| Q3 25 | $95.5M | $186.7M | ||
| Q2 25 | $85.9M | $195.8M | ||
| Q1 25 | $84.0M | $274.8M | ||
| Q4 24 | $82.7M | $182.6M | ||
| Q3 24 | $63.7M | $179.5M | ||
| Q2 24 | $54.5M | $188.6M | ||
| Q1 24 | $51.6M | $257.6M |
净利润AMBACASH
| Q4 25 | $-15.1M | $35.2M | ||
| Q3 25 | $-20.0M | $38.8M | ||
| Q2 25 | $-24.3M | $42.1M | ||
| Q1 25 | $-20.2M | $75.0M | ||
| Q4 24 | $-24.1M | $30.0M | ||
| Q3 24 | $-34.9M | $33.5M | ||
| Q2 24 | $-37.9M | $44.9M | ||
| Q1 24 | $-60.6M | $69.9M |
毛利率AMBACASH
| Q4 25 | 59.6% | — | ||
| Q3 25 | 58.9% | — | ||
| Q2 25 | 60.0% | — | ||
| Q1 25 | 60.0% | — | ||
| Q4 24 | 60.6% | — | ||
| Q3 24 | 60.8% | — | ||
| Q2 24 | 60.9% | — | ||
| Q1 24 | 59.8% | — |
营业利润率AMBACASH
| Q4 25 | -15.0% | 24.6% | ||
| Q3 25 | -23.0% | 25.9% | ||
| Q2 25 | -30.1% | 24.1% | ||
| Q1 25 | -30.2% | 33.2% | ||
| Q4 24 | -30.9% | 19.8% | ||
| Q3 24 | -56.9% | 20.9% | ||
| Q2 24 | -72.4% | 27.1% | ||
| Q1 24 | -80.8% | 33.8% |
净利率AMBACASH
| Q4 25 | -13.9% | 20.3% | ||
| Q3 25 | -20.9% | 20.8% | ||
| Q2 25 | -28.3% | 21.5% | ||
| Q1 25 | -24.1% | 27.3% | ||
| Q4 24 | -29.1% | 16.4% | ||
| Q3 24 | -54.8% | 18.7% | ||
| Q2 24 | -69.6% | 23.8% | ||
| Q1 24 | -117.4% | 27.1% |
每股收益（稀释后）AMBACASH
| Q4 25 | $-0.35 | $1.57 | ||
| Q3 25 | $-0.47 | $1.69 | ||
| Q2 25 | $-0.58 | $1.81 | ||
| Q1 25 | $-0.48 | $3.14 | ||
| Q4 24 | $-0.58 | $1.23 | ||
| Q3 24 | $-0.85 | $1.34 | ||
| Q2 24 | $-0.93 | $1.78 | ||
| Q1 24 | $-1.51 | $2.74 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $174.1M | $331.2M |
| 总债务越低越好 | — | $33.5M |
| 股东权益账面价值 | $590.1M | $854.5M |
| 总资产 | $751.9M | $7.6B |
| 负债/权益比越低杠杆越低 | — | 0.04× |
8季度趋势，按日历期对齐
现金及短期投资AMBACASH
| Q4 25 | $174.1M | $331.2M | ||
| Q3 25 | $142.7M | $120.6M | ||
| Q2 25 | $141.3M | $258.3M | ||
| Q1 25 | $144.6M | $254.2M | ||
| Q4 24 | $127.1M | $597.4M | ||
| Q3 24 | $153.9M | $158.3M | ||
| Q2 24 | $131.8M | $298.9M | ||
| Q1 24 | $144.9M | $347.9M |
总债务AMBACASH
| Q4 25 | — | $33.5M | ||
| Q3 25 | — | $33.5M | ||
| Q2 25 | — | $33.4M | ||
| Q1 25 | — | $33.4M | ||
| Q4 24 | — | $33.4M | ||
| Q3 24 | — | $33.4M | ||
| Q2 24 | — | $33.3M | ||
| Q1 24 | — | $33.4M |
股东权益AMBACASH
| Q4 25 | $590.1M | $854.5M | ||
| Q3 25 | $576.5M | $858.0M | ||
| Q2 25 | $572.7M | $819.0M | ||
| Q1 25 | $561.4M | $814.7M | ||
| Q4 24 | $554.3M | $758.3M | ||
| Q3 24 | $547.6M | $822.5M | ||
| Q2 24 | $555.4M | $748.4M | ||
| Q1 24 | $559.9M | $719.5M |
总资产AMBACASH
| Q4 25 | $751.9M | $7.6B | ||
| Q3 25 | $706.4M | $7.2B | ||
| Q2 25 | $701.9M | $7.2B | ||
| Q1 25 | $689.0M | $7.0B | ||
| Q4 24 | $670.8M | $7.6B | ||
| Q3 24 | $650.3M | $7.5B | ||
| Q2 24 | $638.7M | $7.5B | ||
| Q1 24 | $657.7M | $7.4B |
负债/权益比AMBACASH
| Q4 25 | — | 0.04× | ||
| Q3 25 | — | 0.04× | ||
| Q2 25 | — | 0.04× | ||
| Q1 25 | — | 0.04× | ||
| Q4 24 | — | 0.04× | ||
| Q3 24 | — | 0.04× | ||
| Q2 24 | — | 0.04× | ||
| Q1 24 | — | 0.05× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $34.3M | $108.3M |
| 自由现金流经营现金流 - 资本支出 | $31.4M | $104.1M |
| 自由现金流率自由现金流/营收 | 29.0% | 60.1% |
| 资本支出强度资本支出/营收 | 2.7% | 2.4% |
| 现金转化率经营现金流/净利润 | — | 3.08× |
| 过去12个月自由现金流最近4个季度 | $64.3M | $616.8M |
8季度趋势，按日历期对齐
经营现金流AMBACASH
| Q4 25 | $34.3M | $108.3M | ||
| Q3 25 | $5.5M | $303.7M | ||
| Q2 25 | $14.8M | $30.4M | ||
| Q1 25 | $25.4M | $188.3M | ||
| Q4 24 | $6.6M | $-71.7M | ||
| Q3 24 | $16.7M | $143.1M | ||
| Q2 24 | $-15.0M | $113.2M | ||
| Q1 24 | $-4.0M | $203.0M |
自由现金流AMBACASH
| Q4 25 | $31.4M | $104.1M | ||
| Q3 25 | $1.4M | $300.3M | ||
| Q2 25 | $10.2M | $27.7M | ||
| Q1 25 | $21.2M | $184.7M | ||
| Q4 24 | $4.1M | $-73.8M | ||
| Q3 24 | $14.2M | $138.8M | ||
| Q2 24 | $-16.1M | $111.0M | ||
| Q1 24 | $-6.0M | $201.3M |
自由现金流率AMBACASH
| Q4 25 | 29.0% | 60.1% | ||
| Q3 25 | 1.4% | 160.9% | ||
| Q2 25 | 11.9% | 14.1% | ||
| Q1 25 | 25.3% | 67.2% | ||
| Q4 24 | 5.0% | -40.4% | ||
| Q3 24 | 22.2% | 77.3% | ||
| Q2 24 | -29.5% | 58.8% | ||
| Q1 24 | -11.6% | 78.1% |
资本支出强度AMBACASH
| Q4 25 | 2.7% | 2.4% | ||
| Q3 25 | 4.3% | 1.8% | ||
| Q2 25 | 5.3% | 1.4% | ||
| Q1 25 | 5.0% | 1.3% | ||
| Q4 24 | 3.0% | 1.1% | ||
| Q3 24 | 4.0% | 2.4% | ||
| Q2 24 | 2.1% | 1.2% | ||
| Q1 24 | 3.7% | 0.7% |
现金转化率AMBACASH
| Q4 25 | — | 3.08× | ||
| Q3 25 | — | 7.83× | ||
| Q2 25 | — | 0.72× | ||
| Q1 25 | — | 2.51× | ||
| Q4 24 | — | -2.39× | ||
| Q3 24 | — | 4.27× | ||
| Q2 24 | — | 2.52× | ||
| Q1 24 | — | 2.90× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AMBA
| TW | $76.0M | 70% |
| Asia Pacific Other Than Taiwan | $20.2M | 19% |
| North America Other Than United States | $7.4M | 7% |
| Other | $5.0M | 5% |
CASH
| Consumer | $103.0M | 59% |
| Payment Card And Deposit Fees | $30.1M | 17% |
| Other | $24.2M | 14% |
| Rental Income | $11.6M | 7% |
| Commercial | $4.2M | 2% |
