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安霸（AMBA）与Repay Holdings Corp（RPAY）财务数据对比。点击上方公司名可切换其他公司
安霸的季度营收约是Repay Holdings Corp的1.4倍（$108.5M vs $78.6M），安霸净利率更高（-13.9% vs -178.3%，领先164.4%），安霸同比增速更快（31.2% vs 0.4%），安霸自由现金流更多（$31.4M vs $23.2M），过去两年安霸的营收复合增速更高（45.0% vs -1.3%）
安霸是美国无晶圆厂半导体设计企业，专注于低功耗高清、超高清视频压缩、图像处理及计算机视觉处理器研发。其芯片产品广泛应用于视频安防、高级驾驶辅助系统、电子后视镜、行车记录仪、驾驶舱内监测、自动驾驶、机器人等多元人机视觉场景。
Repay Holdings Corp是一家聚焦北美市场的支付技术服务商，为零售、医疗、汽车服务、电商等领域的企业提供整合支付处理方案，涵盖银行卡收单、ACH转账、POS系统集成等数字化支付工具，助力客户简化交易流程、提升运营效率。
AMBA vs RPAY — 直观对比
营收规模更大
AMBA
是对方的1.4倍
$78.6M
营收增速更快
AMBA
高出30.8%
0.4%
净利率更高
AMBA
高出164.4%
-178.3%
自由现金流更多
AMBA
多$8.2M
$23.2M
两年增速更快
AMBA
近两年复合增速
-1.3%
损益表 — Q3 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $108.5M | $78.6M |
| 净利润 | $-15.1M | $-140.1M |
| 毛利率 | 59.6% | 74.2% |
| 营业利润率 | -15.0% | -182.2% |
| 净利率 | -13.9% | -178.3% |
| 营收同比 | 31.2% | 0.4% |
| 净利润同比 | 37.2% | -3304.1% |
| 每股收益（稀释后） | $-0.35 | $-1.68 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AMBARPAY
| Q4 25 | $108.5M | $78.6M | ||
| Q3 25 | $95.5M | $77.7M | ||
| Q2 25 | $85.9M | $75.6M | ||
| Q1 25 | $84.0M | $77.3M | ||
| Q4 24 | $82.7M | $78.3M | ||
| Q3 24 | $63.7M | $79.1M | ||
| Q2 24 | $54.5M | $74.9M | ||
| Q1 24 | $51.6M | $80.7M |
净利润AMBARPAY
| Q4 25 | $-15.1M | $-140.1M | ||
| Q3 25 | $-20.0M | $-6.4M | ||
| Q2 25 | $-24.3M | $-102.3M | ||
| Q1 25 | $-20.2M | $-7.9M | ||
| Q4 24 | $-24.1M | $-4.1M | ||
| Q3 24 | $-34.9M | $3.2M | ||
| Q2 24 | $-37.9M | $-4.1M | ||
| Q1 24 | $-60.6M | $-5.2M |
毛利率AMBARPAY
| Q4 25 | 59.6% | 74.2% | ||
| Q3 25 | 58.9% | 74.4% | ||
| Q2 25 | 60.0% | 75.7% | ||
| Q1 25 | 60.0% | 75.9% | ||
| Q4 24 | 60.6% | 76.3% | ||
| Q3 24 | 60.8% | 77.8% | ||
| Q2 24 | 60.9% | 78.2% | ||
| Q1 24 | 59.8% | 76.2% |
营业利润率AMBARPAY
| Q4 25 | -15.0% | -182.2% | ||
| Q3 25 | -23.0% | -3.9% | ||
| Q2 25 | -30.1% | -138.7% | ||
| Q1 25 | -30.2% | -4.7% | ||
| Q4 24 | -30.9% | -1.5% | ||
| Q3 24 | -56.9% | -0.9% | ||
| Q2 24 | -72.4% | -4.6% | ||
| Q1 24 | -80.8% | -3.1% |
净利率AMBARPAY
| Q4 25 | -13.9% | -178.3% | ||
| Q3 25 | -20.9% | -8.3% | ||
| Q2 25 | -28.3% | -135.2% | ||
| Q1 25 | -24.1% | -10.3% | ||
| Q4 24 | -29.1% | -5.3% | ||
| Q3 24 | -54.8% | 4.1% | ||
| Q2 24 | -69.6% | -5.4% | ||
| Q1 24 | -117.4% | -6.5% |
每股收益（稀释后）AMBARPAY
| Q4 25 | $-0.35 | $-1.68 | ||
| Q3 25 | $-0.47 | $-0.08 | ||
| Q2 25 | $-0.58 | $-1.15 | ||
| Q1 25 | $-0.48 | $-0.09 | ||
| Q4 24 | $-0.58 | $-0.04 | ||
| Q3 24 | $-0.85 | $0.03 | ||
| Q2 24 | $-0.93 | $-0.04 | ||
| Q1 24 | $-1.51 | $-0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $174.1M | $115.7M |
| 总债务越低越好 | — | $280.1M |
| 股东权益账面价值 | $590.1M | $484.4M |
| 总资产 | $751.9M | $1.2B |
| 负债/权益比越低杠杆越低 | — | 0.58× |
8季度趋势，按日历期对齐
现金及短期投资AMBARPAY
| Q4 25 | $174.1M | $115.7M | ||
| Q3 25 | $142.7M | $95.7M | ||
| Q2 25 | $141.3M | $162.6M | ||
| Q1 25 | $144.6M | $165.5M | ||
| Q4 24 | $127.1M | $189.5M | ||
| Q3 24 | $153.9M | $168.7M | ||
| Q2 24 | $131.8M | $147.1M | ||
| Q1 24 | $144.9M | $128.3M |
总债务AMBARPAY
| Q4 25 | — | $280.1M | ||
| Q3 25 | — | $279.5M | ||
| Q2 25 | — | $279.0M | ||
| Q1 25 | — | $497.6M | ||
| Q4 24 | — | $496.8M | ||
| Q3 24 | — | $496.2M | ||
| Q2 24 | — | $435.6M | ||
| Q1 24 | — | $434.9M |
股东权益AMBARPAY
| Q4 25 | $590.1M | $484.4M | ||
| Q3 25 | $576.5M | $616.9M | ||
| Q2 25 | $572.7M | $633.7M | ||
| Q1 25 | $561.4M | $755.7M | ||
| Q4 24 | $554.3M | $761.3M | ||
| Q3 24 | $547.6M | $754.7M | ||
| Q2 24 | $555.4M | $815.4M | ||
| Q1 24 | $559.9M | $813.8M |
总资产AMBARPAY
| Q4 25 | $751.9M | $1.2B | ||
| Q3 25 | $706.4M | $1.3B | ||
| Q2 25 | $701.9M | $1.4B | ||
| Q1 25 | $689.0M | $1.5B | ||
| Q4 24 | $670.8M | $1.6B | ||
| Q3 24 | $650.3M | $1.6B | ||
| Q2 24 | $638.7M | $1.5B | ||
| Q1 24 | $657.7M | $1.5B |
负债/权益比AMBARPAY
| Q4 25 | — | 0.58× | ||
| Q3 25 | — | 0.45× | ||
| Q2 25 | — | 0.44× | ||
| Q1 25 | — | 0.66× | ||
| Q4 24 | — | 0.65× | ||
| Q3 24 | — | 0.66× | ||
| Q2 24 | — | 0.53× | ||
| Q1 24 | — | 0.53× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $34.3M | $23.3M |
| 自由现金流经营现金流 - 资本支出 | $31.4M | $23.2M |
| 自由现金流率自由现金流/营收 | 29.0% | 29.6% |
| 资本支出强度资本支出/营收 | 2.7% | 0.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $64.3M | $90.7M |
8季度趋势，按日历期对齐
经营现金流AMBARPAY
| Q4 25 | $34.3M | $23.3M | ||
| Q3 25 | $5.5M | $32.2M | ||
| Q2 25 | $14.8M | $33.1M | ||
| Q1 25 | $25.4M | $2.5M | ||
| Q4 24 | $6.6M | $34.3M | ||
| Q3 24 | $16.7M | $60.1M | ||
| Q2 24 | $-15.0M | $31.0M | ||
| Q1 24 | $-4.0M | $24.8M |
自由现金流AMBARPAY
| Q4 25 | $31.4M | $23.2M | ||
| Q3 25 | $1.4M | $32.1M | ||
| Q2 25 | $10.2M | $33.0M | ||
| Q1 25 | $21.2M | $2.4M | ||
| Q4 24 | $4.1M | $34.0M | ||
| Q3 24 | $14.2M | $59.8M | ||
| Q2 24 | $-16.1M | $30.5M | ||
| Q1 24 | $-6.0M | $24.7M |
自由现金流率AMBARPAY
| Q4 25 | 29.0% | 29.6% | ||
| Q3 25 | 1.4% | 41.3% | ||
| Q2 25 | 11.9% | 43.6% | ||
| Q1 25 | 25.3% | 3.0% | ||
| Q4 24 | 5.0% | 43.5% | ||
| Q3 24 | 22.2% | 75.6% | ||
| Q2 24 | -29.5% | 40.7% | ||
| Q1 24 | -11.6% | 30.6% |
资本支出强度AMBARPAY
| Q4 25 | 2.7% | 0.1% | ||
| Q3 25 | 4.3% | 0.2% | ||
| Q2 25 | 5.3% | 0.1% | ||
| Q1 25 | 5.0% | 0.2% | ||
| Q4 24 | 3.0% | 0.3% | ||
| Q3 24 | 4.0% | 0.3% | ||
| Q2 24 | 2.1% | 0.6% | ||
| Q1 24 | 3.7% | 0.1% |
现金转化率AMBARPAY
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 18.52× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AMBA
| TW | $76.0M | 70% |
| Asia Pacific Other Than Taiwan | $20.2M | 19% |
| North America Other Than United States | $7.4M | 7% |
| Other | $5.0M | 5% |
RPAY
| Sales Channel Directly To Consumer | $69.4M | 88% |
| Other | $6.8M | 9% |
| Sales Channel Through Intermediary | $2.3M | 3% |
