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Amplitude, Inc.（AMPL）与合众银行（STBA）财务数据对比。点击上方公司名可切换其他公司
合众银行的季度营收约是Amplitude, Inc.的1.1倍（$102.1M vs $91.4M），合众银行净利率更高（34.4% vs -19.3%，领先53.7%），过去两年Amplitude, Inc.的营收复合增速更高（12.2% vs 2.6%）
Amplitude是一家美国企业，专注于研发数字分析软件，能够帮助企业梳理用户行为数据、优化产品决策与数字化运营体验。该公司于2021年9月28日在纳斯达克交易所挂牌上市，股票代码为AMPL。
合众银行是总部位于美国明尼苏达州明尼阿波利斯、注册地为特拉华州的跨国银行机构，截至2025年为美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为系统重要性机构。旗下核心运营主体为美国合众银行全国协会，以“U.S. Bank”品牌开展业务，提供银行、投资、抵押贷款等多元金融服务。
AMPL vs STBA — 直观对比
营收规模更大
STBA
是对方的1.1倍
$91.4M
净利率更高
STBA
高出53.7%
-19.3%
两年增速更快
AMPL
近两年复合增速
2.6%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $91.4M | $102.1M |
| 净利润 | $-17.7M | $35.1M |
| 毛利率 | 74.6% | — |
| 营业利润率 | -18.3% | — |
| 净利率 | -19.3% | 34.4% |
| 营收同比 | 17.0% | — |
| 净利润同比 | 45.8% | 5.0% |
| 每股收益（稀释后） | $-0.13 | $0.94 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AMPLSTBA
| Q1 26 | — | $102.1M | ||
| Q4 25 | $91.4M | $105.3M | ||
| Q3 25 | $88.6M | $103.0M | ||
| Q2 25 | $83.3M | $100.1M | ||
| Q1 25 | $80.0M | $93.8M | ||
| Q4 24 | $78.1M | $94.3M | ||
| Q3 24 | $75.2M | $96.4M | ||
| Q2 24 | $73.3M | $96.9M |
净利润AMPLSTBA
| Q1 26 | — | $35.1M | ||
| Q4 25 | $-17.7M | $34.0M | ||
| Q3 25 | $-24.0M | $35.0M | ||
| Q2 25 | $-24.7M | $31.9M | ||
| Q1 25 | $-22.2M | $33.4M | ||
| Q4 24 | $-32.6M | $33.1M | ||
| Q3 24 | $-16.9M | $32.6M | ||
| Q2 24 | $-23.4M | $34.4M |
毛利率AMPLSTBA
| Q1 26 | — | — | ||
| Q4 25 | 74.6% | — | ||
| Q3 25 | 73.9% | — | ||
| Q2 25 | 72.6% | — | ||
| Q1 25 | 74.7% | — | ||
| Q4 24 | 74.7% | — | ||
| Q3 24 | 75.1% | — | ||
| Q2 24 | 73.4% | — |
营业利润率AMPLSTBA
| Q1 26 | — | — | ||
| Q4 25 | -18.3% | 40.3% | ||
| Q3 25 | -26.0% | 42.6% | ||
| Q2 25 | -29.0% | 40.0% | ||
| Q1 25 | -26.8% | 44.5% | ||
| Q4 24 | -41.2% | 43.8% | ||
| Q3 24 | -21.4% | 43.0% | ||
| Q2 24 | -31.7% | 44.2% |
净利率AMPLSTBA
| Q1 26 | — | 34.4% | ||
| Q4 25 | -19.3% | 32.3% | ||
| Q3 25 | -27.1% | 33.9% | ||
| Q2 25 | -29.6% | 31.9% | ||
| Q1 25 | -27.8% | 35.6% | ||
| Q4 24 | -41.7% | 35.1% | ||
| Q3 24 | -22.4% | 33.8% | ||
| Q2 24 | -31.9% | 35.5% |
每股收益（稀释后）AMPLSTBA
| Q1 26 | — | $0.94 | ||
| Q4 25 | $-0.13 | $0.88 | ||
| Q3 25 | $-0.18 | $0.91 | ||
| Q2 25 | $-0.19 | $0.83 | ||
| Q1 25 | $-0.17 | $0.87 | ||
| Q4 24 | $-0.25 | $0.86 | ||
| Q3 24 | $-0.14 | $0.85 | ||
| Q2 24 | $-0.19 | $0.89 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $192.0M | — |
| 总债务越低越好 | — | $100.8M |
| 股东权益账面价值 | $245.3M | $1.4B |
| 总资产 | $420.7M | $9.9B |
| 负债/权益比越低杠杆越低 | — | 0.07× |
8季度趋势，按日历期对齐
现金及短期投资AMPLSTBA
| Q1 26 | — | — | ||
| Q4 25 | $192.0M | $163.4M | ||
| Q3 25 | $189.2M | $196.2M | ||
| Q2 25 | $208.1M | $203.1M | ||
| Q1 25 | $209.0M | $211.8M | ||
| Q4 24 | $241.1M | $244.8M | ||
| Q3 24 | $319.9M | $228.1M | ||
| Q2 24 | $318.3M | $246.3M |
总债务AMPLSTBA
| Q1 26 | — | $100.8M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益AMPLSTBA
| Q1 26 | — | $1.4B | ||
| Q4 25 | $245.3M | $1.5B | ||
| Q3 25 | $262.2M | $1.5B | ||
| Q2 25 | $279.5M | $1.4B | ||
| Q1 25 | $289.5M | $1.4B | ||
| Q4 24 | $296.6M | $1.4B | ||
| Q3 24 | $290.0M | $1.4B | ||
| Q2 24 | $287.3M | $1.3B |
总资产AMPLSTBA
| Q1 26 | — | $9.9B | ||
| Q4 25 | $420.7M | $9.9B | ||
| Q3 25 | $438.1M | $9.8B | ||
| Q2 25 | $456.6M | $9.8B | ||
| Q1 25 | $445.8M | $9.7B | ||
| Q4 24 | $445.9M | $9.7B | ||
| Q3 24 | $445.6M | $9.6B | ||
| Q2 24 | $445.4M | $9.6B |
负债/权益比AMPLSTBA
| Q1 26 | — | 0.07× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $12.8M | — |
| 自由现金流经营现金流 - 资本支出 | $12.7M | — |
| 自由现金流率自由现金流/营收 | 13.8% | — |
| 资本支出强度资本支出/营收 | 0.2% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $28.2M | — |
8季度趋势，按日历期对齐
经营现金流AMPLSTBA
| Q1 26 | — | — | ||
| Q4 25 | $12.8M | $133.6M | ||
| Q3 25 | $5.0M | $40.5M | ||
| Q2 25 | $20.1M | $28.3M | ||
| Q1 25 | $-8.0M | $28.7M | ||
| Q4 24 | $3.2M | $173.4M | ||
| Q3 24 | $6.2M | $27.6M | ||
| Q2 24 | $9.2M | $44.7M |
自由现金流AMPLSTBA
| Q1 26 | — | — | ||
| Q4 25 | $12.7M | $128.8M | ||
| Q3 25 | $4.5M | $39.9M | ||
| Q2 25 | $19.5M | $27.1M | ||
| Q1 25 | $-8.5M | $27.0M | ||
| Q4 24 | $2.4M | $170.4M | ||
| Q3 24 | $6.2M | $26.9M | ||
| Q2 24 | $8.6M | $43.9M |
自由现金流率AMPLSTBA
| Q1 26 | — | — | ||
| Q4 25 | 13.8% | 122.4% | ||
| Q3 25 | 5.1% | 38.7% | ||
| Q2 25 | 23.4% | 27.1% | ||
| Q1 25 | -10.6% | 28.8% | ||
| Q4 24 | 3.1% | 180.7% | ||
| Q3 24 | 8.2% | 28.0% | ||
| Q2 24 | 11.8% | 45.3% |
资本支出强度AMPLSTBA
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | 4.5% | ||
| Q3 25 | 0.5% | 0.6% | ||
| Q2 25 | 0.6% | 1.2% | ||
| Q1 25 | 0.5% | 1.8% | ||
| Q4 24 | 1.0% | 3.1% | ||
| Q3 24 | 0.0% | 0.7% | ||
| Q2 24 | 0.8% | 0.9% |
现金转化率AMPLSTBA
| Q1 26 | — | — | ||
| Q4 25 | — | 3.93× | ||
| Q3 25 | — | 1.16× | ||
| Q2 25 | — | 0.89× | ||
| Q1 25 | — | 0.86× | ||
| Q4 24 | — | 5.24× | ||
| Q3 24 | — | 0.85× | ||
| Q2 24 | — | 1.30× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AMPL
| US | $55.8M | 61% |
| International | $35.7M | 39% |
STBA
| Net Interest Income | $88.4M | 87% |
| Noninterest Income | $13.6M | 13% |
