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英美资源集团（AMSC）与BYLINE BANCORP, INC.（BY）财务数据对比。点击上方公司名可切换其他公司
BYLINE BANCORP, INC.的季度营收约是英美资源集团的1.5倍（$112.4M vs $74.5M），英美资源集团净利率更高（158.1% vs 33.4%，领先124.6%），英美资源集团同比增速更快（21.4% vs 9.0%），过去两年英美资源集团的营收复合增速更高（33.2% vs 6.4%）
英美资源集团是一家总部位于英国伦敦的跨国矿业企业，是全球最大的铂金生产商，产量约占全球总产出的40%，同时也是钻石、铜、镍、铁矿石、多卤石、炼焦煤的主要供应商，业务布局覆盖非洲、亚洲、大洋洲、欧洲、南北美洲多个地区。
Byline Bank是总部位于美国伊利诺伊州芝加哥的银行，为银行控股公司Byline Bancorp, Inc.的核心子公司，同时是全美SBA 7(a)贷款项目的第四大放贷机构，为客户提供专业的银行及融资相关服务。
AMSC vs BY — 直观对比
营收规模更大
BY
是对方的1.5倍
$74.5M
营收增速更快
AMSC
高出12.3%
9.0%
净利率更高
AMSC
高出124.6%
33.4%
两年增速更快
AMSC
近两年复合增速
6.4%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $74.5M | $112.4M |
| 净利润 | $117.8M | $37.6M |
| 毛利率 | 30.7% | — |
| 营业利润率 | 4.5% | — |
| 净利率 | 158.1% | 33.4% |
| 营收同比 | 21.4% | 9.0% |
| 净利润同比 | 4679.1% | 33.0% |
| 每股收益（稀释后） | $2.62 | $0.83 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AMSCBY
| Q1 26 | — | $112.4M | ||
| Q4 25 | $74.5M | $117.0M | ||
| Q3 25 | $65.9M | $115.7M | ||
| Q2 25 | $72.4M | $110.5M | ||
| Q1 25 | $66.7M | $103.1M | ||
| Q4 24 | $61.4M | $104.7M | ||
| Q3 24 | $54.5M | $101.8M | ||
| Q2 24 | $40.3M | $99.4M |
净利润AMSCBY
| Q1 26 | — | $37.6M | ||
| Q4 25 | $117.8M | $34.5M | ||
| Q3 25 | $4.8M | $37.2M | ||
| Q2 25 | $6.7M | $30.1M | ||
| Q1 25 | $1.2M | $28.2M | ||
| Q4 24 | $2.5M | $30.3M | ||
| Q3 24 | $4.9M | $30.3M | ||
| Q2 24 | $-2.5M | $29.7M |
毛利率AMSCBY
| Q1 26 | — | — | ||
| Q4 25 | 30.7% | — | ||
| Q3 25 | 31.0% | — | ||
| Q2 25 | 33.8% | — | ||
| Q1 25 | 26.5% | — | ||
| Q4 24 | 26.6% | — | ||
| Q3 24 | 28.7% | — | ||
| Q2 24 | 30.3% | — |
营业利润率AMSCBY
| Q1 26 | — | — | ||
| Q4 25 | 4.5% | 40.1% | ||
| Q3 25 | 4.5% | 43.1% | ||
| Q2 25 | 7.8% | 35.2% | ||
| Q1 25 | 2.5% | 36.4% | ||
| Q4 24 | 2.1% | 38.6% | ||
| Q3 24 | -1.4% | 39.3% | ||
| Q2 24 | -8.2% | 40.4% |
净利率AMSCBY
| Q1 26 | — | 33.4% | ||
| Q4 25 | 158.1% | 34.1% | ||
| Q3 25 | 7.2% | 32.1% | ||
| Q2 25 | 9.3% | 27.2% | ||
| Q1 25 | 1.8% | 27.4% | ||
| Q4 24 | 4.0% | 34.3% | ||
| Q3 24 | 9.0% | 29.8% | ||
| Q2 24 | -6.3% | 29.9% |
每股收益（稀释后）AMSCBY
| Q1 26 | — | $0.83 | ||
| Q4 25 | $2.62 | $0.77 | ||
| Q3 25 | $0.11 | $0.82 | ||
| Q2 25 | $0.17 | $0.66 | ||
| Q1 25 | $0.04 | $0.64 | ||
| Q4 24 | $0.06 | $0.68 | ||
| Q3 24 | $0.13 | $0.69 | ||
| Q2 24 | $-0.07 | $0.68 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $141.1M | $198.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $536.8M | $1.3B |
| 总资产 | $719.5M | $9.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AMSCBY
| Q1 26 | — | $198.4M | ||
| Q4 25 | $141.1M | $149.1M | ||
| Q3 25 | $212.9M | $259.0M | ||
| Q2 25 | $207.9M | $218.3M | ||
| Q1 25 | $79.5M | $421.3M | ||
| Q4 24 | $75.2M | $563.1M | ||
| Q3 24 | $72.1M | $452.6M | ||
| Q2 24 | $93.5M | $730.5M |
股东权益AMSCBY
| Q1 26 | — | $1.3B | ||
| Q4 25 | $536.8M | $1.3B | ||
| Q3 25 | $342.2M | $1.2B | ||
| Q2 25 | $333.1M | $1.2B | ||
| Q1 25 | $197.1M | $1.1B | ||
| Q4 24 | $192.7M | $1.1B | ||
| Q3 24 | $187.0M | $1.1B | ||
| Q2 24 | $143.3M | $1.0B |
总资产AMSCBY
| Q1 26 | — | $9.9B | ||
| Q4 25 | $719.5M | $9.7B | ||
| Q3 25 | $445.6M | $9.8B | ||
| Q2 25 | $452.8M | $9.7B | ||
| Q1 25 | $310.5M | $9.6B | ||
| Q4 24 | $310.3M | $9.5B | ||
| Q3 24 | $298.4M | $9.4B | ||
| Q2 24 | $240.1M | $9.6B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.2M | — |
| 自由现金流经营现金流 - 资本支出 | $2.4M | — |
| 自由现金流率自由现金流/营收 | 3.2% | — |
| 资本支出强度资本支出/营收 | 1.2% | — |
| 现金转化率经营现金流/净利润 | 0.03× | — |
| 过去12个月自由现金流最近4个季度 | $16.0M | — |
8季度趋势，按日历期对齐
经营现金流AMSCBY
| Q1 26 | — | — | ||
| Q4 25 | $3.2M | $140.3M | ||
| Q3 25 | $6.5M | $38.3M | ||
| Q2 25 | $4.1M | $16.3M | ||
| Q1 25 | $6.3M | $27.1M | ||
| Q4 24 | $5.9M | $175.2M | ||
| Q3 24 | $12.7M | $19.8M | ||
| Q2 24 | $3.4M | $40.1M |
自由现金流AMSCBY
| Q1 26 | — | — | ||
| Q4 25 | $2.4M | $136.3M | ||
| Q3 25 | $5.1M | $38.0M | ||
| Q2 25 | $3.3M | $15.2M | ||
| Q1 25 | $5.3M | $25.0M | ||
| Q4 24 | $5.3M | $171.2M | ||
| Q3 24 | $12.1M | $19.1M | ||
| Q2 24 | $3.1M | $39.4M |
自由现金流率AMSCBY
| Q1 26 | — | — | ||
| Q4 25 | 3.2% | 116.5% | ||
| Q3 25 | 7.7% | 32.8% | ||
| Q2 25 | 4.6% | 13.7% | ||
| Q1 25 | 7.9% | 24.3% | ||
| Q4 24 | 8.7% | 163.5% | ||
| Q3 24 | 22.3% | 18.8% | ||
| Q2 24 | 7.8% | 39.7% |
资本支出强度AMSCBY
| Q1 26 | — | — | ||
| Q4 25 | 1.2% | 3.4% | ||
| Q3 25 | 2.1% | 0.3% | ||
| Q2 25 | 1.1% | 1.0% | ||
| Q1 25 | 1.6% | 2.0% | ||
| Q4 24 | 0.9% | 3.8% | ||
| Q3 24 | 1.1% | 0.6% | ||
| Q2 24 | 0.7% | 0.7% |
现金转化率AMSCBY
| Q1 26 | — | — | ||
| Q4 25 | 0.03× | 4.06× | ||
| Q3 25 | 1.37× | 1.03× | ||
| Q2 25 | 0.61× | 0.54× | ||
| Q1 25 | 5.22× | 0.96× | ||
| Q4 24 | 2.38× | 5.78× | ||
| Q3 24 | 2.60× | 0.65× | ||
| Q2 24 | — | 1.35× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AMSC
| Equipment And Systems | $56.0M | 75% |
| Megatran | $14.1M | 19% |
| Comtrafo Industria De Transformadores Eletricos SA | $4.6M | 6% |
BY
暂无分部数据
