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英美资源集团（AMSC）与CONSUMER PORTFOLIO SERVICES, INC.（CPSS）财务数据对比。点击上方公司名可切换其他公司
CONSUMER PORTFOLIO SERVICES, INC.的季度营收约是英美资源集团的1.5倍（$109.4M vs $74.5M），英美资源集团净利率更高（158.1% vs 4.6%，领先153.5%），英美资源集团同比增速更快（21.4% vs 3.9%），CONSUMER PORTFOLIO SERVICES, INC.自由现金流更多（$288.3M vs $2.4M），过去两年英美资源集团的营收复合增速更高（33.2% vs 9.2%）
英美资源集团是一家总部位于英国伦敦的跨国矿业企业，是全球最大的铂金生产商，产量约占全球总产出的40%，同时也是钻石、铜、镍、铁矿石、多卤石、炼焦煤的主要供应商，业务布局覆盖非洲、亚洲、大洋洲、欧洲、南北美洲多个地区。
Consumer Portfolio Services, Inc.是总部位于美国的专业金融公司，主要面向信用记录有限或信用评分不佳的消费者，与各类汽车经销商合作，提供新车及二手车购买的间接汽车贷款融资及贷后管理服务。
AMSC vs CPSS — 直观对比
营收规模更大
CPSS
是对方的1.5倍
$74.5M
营收增速更快
AMSC
高出17.5%
3.9%
净利率更高
AMSC
高出153.5%
4.6%
自由现金流更多
CPSS
多$285.9M
$2.4M
两年增速更快
AMSC
近两年复合增速
9.2%
损益表 — Q3 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $74.5M | $109.4M |
| 净利润 | $117.8M | $5.0M |
| 毛利率 | 30.7% | — |
| 营业利润率 | 4.5% | 6.6% |
| 净利率 | 158.1% | 4.6% |
| 营收同比 | 21.4% | 3.9% |
| 净利润同比 | 4679.1% | -3.2% |
| 每股收益（稀释后） | $2.62 | $0.21 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AMSCCPSS
| Q4 25 | $74.5M | $109.4M | ||
| Q3 25 | $65.9M | $108.4M | ||
| Q2 25 | $72.4M | $109.8M | ||
| Q1 25 | $66.7M | $106.9M | ||
| Q4 24 | $61.4M | $105.3M | ||
| Q3 24 | $54.5M | $100.6M | ||
| Q2 24 | $40.3M | $95.9M | ||
| Q1 24 | $42.0M | $91.7M |
净利润AMSCCPSS
| Q4 25 | $117.8M | $5.0M | ||
| Q3 25 | $4.8M | $4.9M | ||
| Q2 25 | $6.7M | $4.8M | ||
| Q1 25 | $1.2M | $4.7M | ||
| Q4 24 | $2.5M | $5.1M | ||
| Q3 24 | $4.9M | $4.8M | ||
| Q2 24 | $-2.5M | $4.7M | ||
| Q1 24 | $-1.6M | $4.6M |
毛利率AMSCCPSS
| Q4 25 | 30.7% | — | ||
| Q3 25 | 31.0% | — | ||
| Q2 25 | 33.8% | — | ||
| Q1 25 | 26.5% | — | ||
| Q4 24 | 26.6% | — | ||
| Q3 24 | 28.7% | — | ||
| Q2 24 | 30.3% | — | ||
| Q1 24 | 24.8% | — |
营业利润率AMSCCPSS
| Q4 25 | 4.5% | 6.6% | ||
| Q3 25 | 4.5% | 6.5% | ||
| Q2 25 | 7.8% | 6.3% | ||
| Q1 25 | 2.5% | 6.4% | ||
| Q4 24 | 2.1% | 7.0% | ||
| Q3 24 | -1.4% | 6.8% | ||
| Q2 24 | -8.2% | 7.0% | ||
| Q1 24 | -5.3% | 7.1% |
净利率AMSCCPSS
| Q4 25 | 158.1% | 4.6% | ||
| Q3 25 | 7.2% | 4.5% | ||
| Q2 25 | 9.3% | 4.4% | ||
| Q1 25 | 1.8% | 4.4% | ||
| Q4 24 | 4.0% | 4.9% | ||
| Q3 24 | 9.0% | 4.8% | ||
| Q2 24 | -6.3% | 4.9% | ||
| Q1 24 | -3.8% | 5.0% |
每股收益（稀释后）AMSCCPSS
| Q4 25 | $2.62 | $0.21 | ||
| Q3 25 | $0.11 | $0.20 | ||
| Q2 25 | $0.17 | $0.20 | ||
| Q1 25 | $0.04 | $0.19 | ||
| Q4 24 | $0.06 | $0.21 | ||
| Q3 24 | $0.13 | $0.20 | ||
| Q2 24 | $-0.07 | $0.19 | ||
| Q1 24 | $-0.03 | $0.19 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $141.1M | $6.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $536.8M | $309.5M |
| 总资产 | $719.5M | $3.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AMSCCPSS
| Q4 25 | $141.1M | $6.3M | ||
| Q3 25 | $212.9M | $9.4M | ||
| Q2 25 | $207.9M | $15.8M | ||
| Q1 25 | $79.5M | $29.8M | ||
| Q4 24 | $75.2M | $11.7M | ||
| Q3 24 | $72.1M | $8.1M | ||
| Q2 24 | $93.5M | $9.8M | ||
| Q1 24 | $90.5M | $13.2M |
股东权益AMSCCPSS
| Q4 25 | $536.8M | $309.5M | ||
| Q3 25 | $342.2M | $307.6M | ||
| Q2 25 | $333.1M | $303.1M | ||
| Q1 25 | $197.1M | $298.4M | ||
| Q4 24 | $192.7M | $292.8M | ||
| Q3 24 | $187.0M | $285.1M | ||
| Q2 24 | $143.3M | $280.3M | ||
| Q1 24 | $144.6M | $279.1M |
总资产AMSCCPSS
| Q4 25 | $719.5M | $3.9B | ||
| Q3 25 | $445.6M | $3.8B | ||
| Q2 25 | $452.8M | $3.8B | ||
| Q1 25 | $310.5M | $3.7B | ||
| Q4 24 | $310.3M | $3.5B | ||
| Q3 24 | $298.4M | $3.5B | ||
| Q2 24 | $240.1M | $3.3B | ||
| Q1 24 | $232.8M | $3.0B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.2M | $289.0M |
| 自由现金流经营现金流 - 资本支出 | $2.4M | $288.3M |
| 自由现金流率自由现金流/营收 | 3.2% | 263.5% |
| 资本支出强度资本支出/营收 | 1.2% | 0.6% |
| 现金转化率经营现金流/净利润 | 0.03× | 58.02× |
| 过去12个月自由现金流最近4个季度 | $16.0M | $500.9M |
8季度趋势，按日历期对齐
经营现金流AMSCCPSS
| Q4 25 | $3.2M | $289.0M | ||
| Q3 25 | $6.5M | $84.9M | ||
| Q2 25 | $4.1M | $54.5M | ||
| Q1 25 | $6.3M | $73.9M | ||
| Q4 24 | $5.9M | $233.8M | ||
| Q3 24 | $12.7M | $69.8M | ||
| Q2 24 | $3.4M | $43.3M | ||
| Q1 24 | $2.2M | $52.7M |
自由现金流AMSCCPSS
| Q4 25 | $2.4M | $288.3M | ||
| Q3 25 | $5.1M | $84.9M | ||
| Q2 25 | $3.3M | $54.3M | ||
| Q1 25 | $5.3M | $73.4M | ||
| Q4 24 | $5.3M | $233.3M | ||
| Q3 24 | $12.1M | $69.7M | ||
| Q2 24 | $3.1M | $43.1M | ||
| Q1 24 | $1.9M | $52.6M |
自由现金流率AMSCCPSS
| Q4 25 | 3.2% | 263.5% | ||
| Q3 25 | 7.7% | 78.3% | ||
| Q2 25 | 4.6% | 49.5% | ||
| Q1 25 | 7.9% | 68.7% | ||
| Q4 24 | 8.7% | 221.6% | ||
| Q3 24 | 22.3% | 69.3% | ||
| Q2 24 | 7.8% | 45.0% | ||
| Q1 24 | 4.6% | 57.3% |
资本支出强度AMSCCPSS
| Q4 25 | 1.2% | 0.6% | ||
| Q3 25 | 2.1% | 0.0% | ||
| Q2 25 | 1.1% | 0.1% | ||
| Q1 25 | 1.6% | 0.4% | ||
| Q4 24 | 0.9% | 0.4% | ||
| Q3 24 | 1.1% | 0.1% | ||
| Q2 24 | 0.7% | 0.2% | ||
| Q1 24 | 0.7% | 0.1% |
现金转化率AMSCCPSS
| Q4 25 | 0.03× | 58.02× | ||
| Q3 25 | 1.37× | 17.50× | ||
| Q2 25 | 0.61× | 11.35× | ||
| Q1 25 | 5.22× | 15.74× | ||
| Q4 24 | 2.38× | 45.43× | ||
| Q3 24 | 2.60× | 14.55× | ||
| Q2 24 | — | 9.27× | ||
| Q1 24 | — | 11.48× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AMSC
| Equipment And Systems | $56.0M | 75% |
| Megatran | $14.1M | 19% |
| Comtrafo Industria De Transformadores Eletricos SA | $4.6M | 6% |
CPSS
暂无分部数据
