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英美资源集团（AMSC）与Live Oak Bancshares, Inc.（LOB）财务数据对比。点击上方公司名可切换其他公司
Live Oak Bancshares, Inc.的季度营收约是英美资源集团的2.0倍（$145.5M vs $74.5M），英美资源集团净利率更高（158.1% vs 19.2%，领先138.9%），英美资源集团同比增速更快（21.4% vs 18.4%），过去两年英美资源集团的营收复合增速更高（33.2% vs 7.7%）
英美资源集团是一家总部位于英国伦敦的跨国矿业企业，是全球最大的铂金生产商，产量约占全球总产出的40%，同时也是钻石、铜、镍、铁矿石、多卤石、炼焦煤的主要供应商，业务布局覆盖非洲、亚洲、大洋洲、欧洲、南北美洲多个地区。
Live Oak Bancshares, Inc.是一家美国金融控股公司，旗下子公司Live Oak Bank总部位于北卡罗来纳州威尔明顿，业务覆盖美国全部50个州，专注为小企业主提供金融服务，2022年按放贷金额计是美国SBA 7(a)贷款项目的头部放贷机构。
AMSC vs LOB — 直观对比
营收规模更大
LOB
是对方的2.0倍
$74.5M
营收增速更快
AMSC
高出3.0%
18.4%
净利率更高
AMSC
高出138.9%
19.2%
两年增速更快
AMSC
近两年复合增速
7.7%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $74.5M | $145.5M |
| 净利润 | $117.8M | $27.9M |
| 毛利率 | 30.7% | — |
| 营业利润率 | 4.5% | — |
| 净利率 | 158.1% | 19.2% |
| 营收同比 | 21.4% | 18.4% |
| 净利润同比 | 4679.1% | 187.6% |
| 每股收益（稀释后） | $2.62 | $0.60 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AMSCLOB
| Q1 26 | — | $145.5M | ||
| Q4 25 | $74.5M | $161.9M | ||
| Q3 25 | $65.9M | $146.1M | ||
| Q2 25 | $72.4M | $143.7M | ||
| Q1 25 | $66.7M | $126.1M | ||
| Q4 24 | $61.4M | $116.9M | ||
| Q3 24 | $54.5M | $129.9M | ||
| Q2 24 | $40.3M | $125.5M |
净利润AMSCLOB
| Q1 26 | — | $27.9M | ||
| Q4 25 | $117.8M | $46.2M | ||
| Q3 25 | $4.8M | $26.5M | ||
| Q2 25 | $6.7M | $23.4M | ||
| Q1 25 | $1.2M | $9.7M | ||
| Q4 24 | $2.5M | $9.9M | ||
| Q3 24 | $4.9M | $13.0M | ||
| Q2 24 | $-2.5M | $27.0M |
毛利率AMSCLOB
| Q1 26 | — | — | ||
| Q4 25 | 30.7% | — | ||
| Q3 25 | 31.0% | — | ||
| Q2 25 | 33.8% | — | ||
| Q1 25 | 26.5% | — | ||
| Q4 24 | 26.6% | — | ||
| Q3 24 | 28.7% | — | ||
| Q2 24 | 30.3% | — |
营业利润率AMSCLOB
| Q1 26 | — | — | ||
| Q4 25 | 4.5% | 38.2% | ||
| Q3 25 | 4.5% | 25.0% | ||
| Q2 25 | 7.8% | 21.7% | ||
| Q1 25 | 2.5% | 10.4% | ||
| Q4 24 | 2.1% | 11.3% | ||
| Q3 24 | -1.4% | 13.7% | ||
| Q2 24 | -8.2% | 28.7% |
净利率AMSCLOB
| Q1 26 | — | 19.2% | ||
| Q4 25 | 158.1% | 28.5% | ||
| Q3 25 | 7.2% | 18.1% | ||
| Q2 25 | 9.3% | 16.3% | ||
| Q1 25 | 1.8% | 7.7% | ||
| Q4 24 | 4.0% | 8.5% | ||
| Q3 24 | 9.0% | 10.0% | ||
| Q2 24 | -6.3% | 21.5% |
每股收益（稀释后）AMSCLOB
| Q1 26 | — | $0.60 | ||
| Q4 25 | $2.62 | $0.96 | ||
| Q3 25 | $0.11 | $0.55 | ||
| Q2 25 | $0.17 | $0.51 | ||
| Q1 25 | $0.04 | $0.21 | ||
| Q4 24 | $0.06 | $0.22 | ||
| Q3 24 | $0.13 | $0.28 | ||
| Q2 24 | $-0.07 | $0.59 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $141.1M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $536.8M | $1.3B |
| 总资产 | $719.5M | $15.3B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AMSCLOB
| Q1 26 | — | — | ||
| Q4 25 | $141.1M | — | ||
| Q3 25 | $212.9M | — | ||
| Q2 25 | $207.9M | — | ||
| Q1 25 | $79.5M | — | ||
| Q4 24 | $75.2M | — | ||
| Q3 24 | $72.1M | — | ||
| Q2 24 | $93.5M | — |
股东权益AMSCLOB
| Q1 26 | — | $1.3B | ||
| Q4 25 | $536.8M | $1.2B | ||
| Q3 25 | $342.2M | $1.2B | ||
| Q2 25 | $333.1M | $1.1B | ||
| Q1 25 | $197.1M | $1.0B | ||
| Q4 24 | $192.7M | $999.0M | ||
| Q3 24 | $187.0M | $1.0B | ||
| Q2 24 | $143.3M | $961.0M |
总资产AMSCLOB
| Q1 26 | — | $15.3B | ||
| Q4 25 | $719.5M | $15.1B | ||
| Q3 25 | $445.6M | $14.7B | ||
| Q2 25 | $452.8M | $13.8B | ||
| Q1 25 | $310.5M | $13.6B | ||
| Q4 24 | $310.3M | $12.9B | ||
| Q3 24 | $298.4M | $12.6B | ||
| Q2 24 | $240.1M | $11.9B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.2M | — |
| 自由现金流经营现金流 - 资本支出 | $2.4M | — |
| 自由现金流率自由现金流/营收 | 3.2% | — |
| 资本支出强度资本支出/营收 | 1.2% | — |
| 现金转化率经营现金流/净利润 | 0.03× | — |
| 过去12个月自由现金流最近4个季度 | $16.0M | — |
8季度趋势，按日历期对齐
经营现金流AMSCLOB
| Q1 26 | — | — | ||
| Q4 25 | $3.2M | $158.2M | ||
| Q3 25 | $6.5M | $62.3M | ||
| Q2 25 | $4.1M | $49.2M | ||
| Q1 25 | $6.3M | $-33.0M | ||
| Q4 24 | $5.9M | $156.8M | ||
| Q3 24 | $12.7M | $47.4M | ||
| Q2 24 | $3.4M | $29.5M |
自由现金流AMSCLOB
| Q1 26 | — | — | ||
| Q4 25 | $2.4M | $143.5M | ||
| Q3 25 | $5.1M | $60.6M | ||
| Q2 25 | $3.3M | $47.8M | ||
| Q1 25 | $5.3M | $-35.3M | ||
| Q4 24 | $5.3M | $107.5M | ||
| Q3 24 | $12.1M | $41.0M | ||
| Q2 24 | $3.1M | $12.3M |
自由现金流率AMSCLOB
| Q1 26 | — | — | ||
| Q4 25 | 3.2% | 88.6% | ||
| Q3 25 | 7.7% | 41.4% | ||
| Q2 25 | 4.6% | 33.3% | ||
| Q1 25 | 7.9% | -28.0% | ||
| Q4 24 | 8.7% | 91.9% | ||
| Q3 24 | 22.3% | 31.6% | ||
| Q2 24 | 7.8% | 9.8% |
资本支出强度AMSCLOB
| Q1 26 | — | — | ||
| Q4 25 | 1.2% | 9.1% | ||
| Q3 25 | 2.1% | 1.2% | ||
| Q2 25 | 1.1% | 1.0% | ||
| Q1 25 | 1.6% | 1.8% | ||
| Q4 24 | 0.9% | 42.2% | ||
| Q3 24 | 1.1% | 4.9% | ||
| Q2 24 | 0.7% | 13.7% |
现金转化率AMSCLOB
| Q1 26 | — | — | ||
| Q4 25 | 0.03× | 3.42× | ||
| Q3 25 | 1.37× | 2.35× | ||
| Q2 25 | 0.61× | 2.10× | ||
| Q1 25 | 5.22× | -3.39× | ||
| Q4 24 | 2.38× | 15.84× | ||
| Q3 24 | 2.60× | 3.64× | ||
| Q2 24 | — | 1.10× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AMSC
| Equipment And Systems | $56.0M | 75% |
| Megatran | $14.1M | 19% |
| Comtrafo Industria De Transformadores Eletricos SA | $4.6M | 6% |
LOB
暂无分部数据
