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英美资源集团（AMSC）与NORTHPOINTE BANCSHARES INC（NPB）财务数据对比。点击上方公司名可切换其他公司
英美资源集团的季度营收约是NORTHPOINTE BANCSHARES INC的1.2倍（$74.5M vs $63.4M），英美资源集团净利率更高（158.1% vs 34.9%，领先123.1%）
英美资源集团是一家总部位于英国伦敦的跨国矿业企业，是全球最大的铂金生产商，产量约占全球总产出的40%，同时也是钻石、铜、镍、铁矿石、多卤石、炼焦煤的主要供应商，业务布局覆盖非洲、亚洲、大洋洲、欧洲、南北美洲多个地区。
Northpointe Bancshares Inc是一家美国银行控股公司，通过旗下全资银行子公司开展业务，提供各类零售及商业银行服务，涵盖存款账户、住房抵押贷款、小微企业信贷、财富管理等，主要服务美国本土区域社区客户。
AMSC vs NPB — 直观对比
营收规模更大
AMSC
是对方的1.2倍
$63.4M
净利率更高
AMSC
高出123.1%
34.9%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $74.5M | $63.4M |
| 净利润 | $117.8M | $22.2M |
| 毛利率 | 30.7% | — |
| 营业利润率 | 4.5% | — |
| 净利率 | 158.1% | 34.9% |
| 营收同比 | 21.4% | — |
| 净利润同比 | 4679.1% | — |
| 每股收益（稀释后） | $2.62 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AMSCNPB
| Q1 26 | — | $63.4M | ||
| Q4 25 | $74.5M | $43.5M | ||
| Q3 25 | $65.9M | $40.3M | ||
| Q2 25 | $72.4M | $36.5M | ||
| Q1 25 | $66.7M | $30.4M | ||
| Q4 24 | $61.4M | — | ||
| Q3 24 | $54.5M | — | ||
| Q2 24 | $40.3M | — |
净利润AMSCNPB
| Q1 26 | — | $22.2M | ||
| Q4 25 | $117.8M | $23.6M | ||
| Q3 25 | $4.8M | $22.2M | ||
| Q2 25 | $6.7M | $20.3M | ||
| Q1 25 | $1.2M | $17.2M | ||
| Q4 24 | $2.5M | — | ||
| Q3 24 | $4.9M | — | ||
| Q2 24 | $-2.5M | — |
毛利率AMSCNPB
| Q1 26 | — | — | ||
| Q4 25 | 30.7% | — | ||
| Q3 25 | 31.0% | — | ||
| Q2 25 | 33.8% | — | ||
| Q1 25 | 26.5% | — | ||
| Q4 24 | 26.6% | — | ||
| Q3 24 | 28.7% | — | ||
| Q2 24 | 30.3% | — |
营业利润率AMSCNPB
| Q1 26 | — | — | ||
| Q4 25 | 4.5% | 73.5% | ||
| Q3 25 | 4.5% | 72.3% | ||
| Q2 25 | 7.8% | 73.0% | ||
| Q1 25 | 2.5% | 74.4% | ||
| Q4 24 | 2.1% | — | ||
| Q3 24 | -1.4% | — | ||
| Q2 24 | -8.2% | — |
净利率AMSCNPB
| Q1 26 | — | 34.9% | ||
| Q4 25 | 158.1% | 54.4% | ||
| Q3 25 | 7.2% | 55.0% | ||
| Q2 25 | 9.3% | 55.7% | ||
| Q1 25 | 1.8% | 56.8% | ||
| Q4 24 | 4.0% | — | ||
| Q3 24 | 9.0% | — | ||
| Q2 24 | -6.3% | — |
每股收益（稀释后）AMSCNPB
| Q1 26 | — | $0.62 | ||
| Q4 25 | $2.62 | $0.54 | ||
| Q3 25 | $0.11 | $0.57 | ||
| Q2 25 | $0.17 | $0.51 | ||
| Q1 25 | $0.04 | $0.49 | ||
| Q4 24 | $0.06 | — | ||
| Q3 24 | $0.13 | — | ||
| Q2 24 | $-0.07 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $141.1M | $487.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $536.8M | $590.0M |
| 总资产 | $719.5M | $7.4B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AMSCNPB
| Q1 26 | — | $487.6M | ||
| Q4 25 | $141.1M | $496.5M | ||
| Q3 25 | $212.9M | $419.2M | ||
| Q2 25 | $207.9M | $415.7M | ||
| Q1 25 | $79.5M | $321.5M | ||
| Q4 24 | $75.2M | — | ||
| Q3 24 | $72.1M | — | ||
| Q2 24 | $93.5M | — |
股东权益AMSCNPB
| Q1 26 | — | $590.0M | ||
| Q4 25 | $536.8M | $569.0M | ||
| Q3 25 | $342.2M | $623.5M | ||
| Q2 25 | $333.1M | $604.3M | ||
| Q1 25 | $197.1M | $586.5M | ||
| Q4 24 | $192.7M | — | ||
| Q3 24 | $187.0M | — | ||
| Q2 24 | $143.3M | — |
总资产AMSCNPB
| Q1 26 | — | $7.4B | ||
| Q4 25 | $719.5M | $7.0B | ||
| Q3 25 | $445.6M | $6.8B | ||
| Q2 25 | $452.8M | $6.4B | ||
| Q1 25 | $310.5M | $5.9B | ||
| Q4 24 | $310.3M | — | ||
| Q3 24 | $298.4M | — | ||
| Q2 24 | $240.1M | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.2M | — |
| 自由现金流经营现金流 - 资本支出 | $2.4M | — |
| 自由现金流率自由现金流/营收 | 3.2% | — |
| 资本支出强度资本支出/营收 | 1.2% | — |
| 现金转化率经营现金流/净利润 | 0.03× | — |
| 过去12个月自由现金流最近4个季度 | $16.0M | — |
8季度趋势，按日历期对齐
经营现金流AMSCNPB
| Q1 26 | — | — | ||
| Q4 25 | $3.2M | $-28.3M | ||
| Q3 25 | $6.5M | $90.4M | ||
| Q2 25 | $4.1M | $-72.3M | ||
| Q1 25 | $6.3M | $54.4M | ||
| Q4 24 | $5.9M | — | ||
| Q3 24 | $12.7M | — | ||
| Q2 24 | $3.4M | — |
自由现金流AMSCNPB
| Q1 26 | — | — | ||
| Q4 25 | $2.4M | $-28.8M | ||
| Q3 25 | $5.1M | $89.6M | ||
| Q2 25 | $3.3M | $-73.4M | ||
| Q1 25 | $5.3M | $54.1M | ||
| Q4 24 | $5.3M | — | ||
| Q3 24 | $12.1M | — | ||
| Q2 24 | $3.1M | — |
自由现金流率AMSCNPB
| Q1 26 | — | — | ||
| Q4 25 | 3.2% | -66.1% | ||
| Q3 25 | 7.7% | 222.3% | ||
| Q2 25 | 4.6% | -201.1% | ||
| Q1 25 | 7.9% | 178.0% | ||
| Q4 24 | 8.7% | — | ||
| Q3 24 | 22.3% | — | ||
| Q2 24 | 7.8% | — |
资本支出强度AMSCNPB
| Q1 26 | — | — | ||
| Q4 25 | 1.2% | 1.2% | ||
| Q3 25 | 2.1% | 2.0% | ||
| Q2 25 | 1.1% | 3.1% | ||
| Q1 25 | 1.6% | 1.1% | ||
| Q4 24 | 0.9% | — | ||
| Q3 24 | 1.1% | — | ||
| Q2 24 | 0.7% | — |
现金转化率AMSCNPB
| Q1 26 | — | — | ||
| Q4 25 | 0.03× | -1.20× | ||
| Q3 25 | 1.37× | 4.08× | ||
| Q2 25 | 0.61× | -3.55× | ||
| Q1 25 | 5.22× | 3.16× | ||
| Q4 24 | 2.38× | — | ||
| Q3 24 | 2.60× | — | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AMSC
| Equipment And Systems | $56.0M | 75% |
| Megatran | $14.1M | 19% |
| Comtrafo Industria De Transformadores Eletricos SA | $4.6M | 6% |
NPB
| Net Interest Income | $41.3M | 65% |
| Noninterest Income | $22.1M | 35% |
