vs
英美资源集团（AMSC）与SMARTFINANCIAL INC.（SMBK）财务数据对比。点击上方公司名可切换其他公司
英美资源集团的季度营收约是SMARTFINANCIAL INC.的1.4倍（$74.5M vs $53.8M），英美资源集团净利率更高（158.1% vs 25.4%，领先132.6%），过去两年英美资源集团的营收复合增速更高（33.2% vs 15.4%）
英美资源集团是一家总部位于英国伦敦的跨国矿业企业，是全球最大的铂金生产商，产量约占全球总产出的40%，同时也是钻石、铜、镍、铁矿石、多卤石、炼焦煤的主要供应商，业务布局覆盖非洲、亚洲、大洋洲、欧洲、南北美洲多个地区。
SmartFinancial Inc.是一家美国银行控股公司，旗下运营SmartBank，面向美国东南部地区的个人客户及中小微企业提供存款、个人及企业贷款、抵押贷款、财富管理等多元化零售及商业银行服务。
AMSC vs SMBK — 直观对比
营收规模更大
AMSC
是对方的1.4倍
$53.8M
净利率更高
AMSC
高出132.6%
25.4%
两年增速更快
AMSC
近两年复合增速
15.4%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $74.5M | $53.8M |
| 净利润 | $117.8M | $13.7M |
| 毛利率 | 30.7% | — |
| 营业利润率 | 4.5% | — |
| 净利率 | 158.1% | 25.4% |
| 营收同比 | 21.4% | — |
| 净利润同比 | 4679.1% | 21.6% |
| 每股收益（稀释后） | $2.62 | $0.81 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AMSCSMBK
| Q1 26 | — | $53.8M | ||
| Q4 25 | $74.5M | $53.3M | ||
| Q3 25 | $65.9M | $51.1M | ||
| Q2 25 | $72.4M | $49.2M | ||
| Q1 25 | $66.7M | $46.8M | ||
| Q4 24 | $61.4M | $46.8M | ||
| Q3 24 | $54.5M | $44.2M | ||
| Q2 24 | $40.3M | $40.4M |
净利润AMSCSMBK
| Q1 26 | — | $13.7M | ||
| Q4 25 | $117.8M | $13.7M | ||
| Q3 25 | $4.8M | $13.7M | ||
| Q2 25 | $6.7M | $11.7M | ||
| Q1 25 | $1.2M | $11.3M | ||
| Q4 24 | $2.5M | $9.6M | ||
| Q3 24 | $4.9M | $9.1M | ||
| Q2 24 | $-2.5M | $8.0M |
毛利率AMSCSMBK
| Q1 26 | — | — | ||
| Q4 25 | 30.7% | — | ||
| Q3 25 | 31.0% | — | ||
| Q2 25 | 33.8% | — | ||
| Q1 25 | 26.5% | — | ||
| Q4 24 | 26.6% | — | ||
| Q3 24 | 28.7% | — | ||
| Q2 24 | 30.3% | — |
营业利润率AMSCSMBK
| Q1 26 | — | — | ||
| Q4 25 | 4.5% | 31.3% | ||
| Q3 25 | 4.5% | 33.2% | ||
| Q2 25 | 7.8% | 29.0% | ||
| Q1 25 | 2.5% | 29.0% | ||
| Q4 24 | 2.1% | 26.5% | ||
| Q3 24 | -1.4% | 24.3% | ||
| Q2 24 | -8.2% | 25.6% |
净利率AMSCSMBK
| Q1 26 | — | 25.4% | ||
| Q4 25 | 158.1% | 25.7% | ||
| Q3 25 | 7.2% | 26.8% | ||
| Q2 25 | 9.3% | 23.8% | ||
| Q1 25 | 1.8% | 24.0% | ||
| Q4 24 | 4.0% | 20.6% | ||
| Q3 24 | 9.0% | 20.7% | ||
| Q2 24 | -6.3% | 19.8% |
每股收益（稀释后）AMSCSMBK
| Q1 26 | — | $0.81 | ||
| Q4 25 | $2.62 | $0.81 | ||
| Q3 25 | $0.11 | $0.81 | ||
| Q2 25 | $0.17 | $0.69 | ||
| Q1 25 | $0.04 | $0.67 | ||
| Q4 24 | $0.06 | $0.57 | ||
| Q3 24 | $0.13 | $0.54 | ||
| Q2 24 | $-0.07 | $0.48 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $141.1M | $346.1M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $536.8M | $562.2M |
| 总资产 | $719.5M | $5.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AMSCSMBK
| Q1 26 | — | $346.1M | ||
| Q4 25 | $141.1M | $464.4M | ||
| Q3 25 | $212.9M | $557.1M | ||
| Q2 25 | $207.9M | $365.1M | ||
| Q1 25 | $79.5M | $423.0M | ||
| Q4 24 | $75.2M | $387.6M | ||
| Q3 24 | $72.1M | $192.9M | ||
| Q2 24 | $93.5M | $342.8M |
总债务AMSCSMBK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $1.3M | ||
| Q2 25 | — | $7.0M | ||
| Q1 25 | — | $7.6M | ||
| Q4 24 | — | $8.1M | ||
| Q3 24 | — | $9.0M | ||
| Q2 24 | — | $12.7M |
股东权益AMSCSMBK
| Q1 26 | — | $562.2M | ||
| Q4 25 | $536.8M | $552.4M | ||
| Q3 25 | $342.2M | $538.4M | ||
| Q2 25 | $333.1M | $519.0M | ||
| Q1 25 | $197.1M | $505.8M | ||
| Q4 24 | $192.7M | $491.3M | ||
| Q3 24 | $187.0M | $489.0M | ||
| Q2 24 | $143.3M | $472.5M |
总资产AMSCSMBK
| Q1 26 | — | $5.9B | ||
| Q4 25 | $719.5M | $5.9B | ||
| Q3 25 | $445.6M | $5.8B | ||
| Q2 25 | $452.8M | $5.5B | ||
| Q1 25 | $310.5M | $5.4B | ||
| Q4 24 | $310.3M | $5.3B | ||
| Q3 24 | $298.4M | $4.9B | ||
| Q2 24 | $240.1M | $4.9B |
负债/权益比AMSCSMBK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.01× | ||
| Q1 25 | — | 0.02× | ||
| Q4 24 | — | 0.02× | ||
| Q3 24 | — | 0.02× | ||
| Q2 24 | — | 0.03× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.2M | — |
| 自由现金流经营现金流 - 资本支出 | $2.4M | — |
| 自由现金流率自由现金流/营收 | 3.2% | — |
| 资本支出强度资本支出/营收 | 1.2% | — |
| 现金转化率经营现金流/净利润 | 0.03× | — |
| 过去12个月自由现金流最近4个季度 | $16.0M | — |
8季度趋势，按日历期对齐
经营现金流AMSCSMBK
| Q1 26 | — | — | ||
| Q4 25 | $3.2M | $61.7M | ||
| Q3 25 | $6.5M | $16.9M | ||
| Q2 25 | $4.1M | $14.0M | ||
| Q1 25 | $6.3M | $14.3M | ||
| Q4 24 | $5.9M | $52.7M | ||
| Q3 24 | $12.7M | $12.4M | ||
| Q2 24 | $3.4M | $16.5M |
自由现金流AMSCSMBK
| Q1 26 | — | — | ||
| Q4 25 | $2.4M | $59.3M | ||
| Q3 25 | $5.1M | $16.6M | ||
| Q2 25 | $3.3M | $13.2M | ||
| Q1 25 | $5.3M | $13.4M | ||
| Q4 24 | $5.3M | $46.3M | ||
| Q3 24 | $12.1M | $11.3M | ||
| Q2 24 | $3.1M | $15.4M |
自由现金流率AMSCSMBK
| Q1 26 | — | — | ||
| Q4 25 | 3.2% | 111.3% | ||
| Q3 25 | 7.7% | 32.4% | ||
| Q2 25 | 4.6% | 26.9% | ||
| Q1 25 | 7.9% | 28.5% | ||
| Q4 24 | 8.7% | 98.9% | ||
| Q3 24 | 22.3% | 25.7% | ||
| Q2 24 | 7.8% | 38.2% |
资本支出强度AMSCSMBK
| Q1 26 | — | — | ||
| Q4 25 | 1.2% | 4.5% | ||
| Q3 25 | 2.1% | 0.6% | ||
| Q2 25 | 1.1% | 1.6% | ||
| Q1 25 | 1.6% | 2.0% | ||
| Q4 24 | 0.9% | 13.7% | ||
| Q3 24 | 1.1% | 2.4% | ||
| Q2 24 | 0.7% | 2.7% |
现金转化率AMSCSMBK
| Q1 26 | — | — | ||
| Q4 25 | 0.03× | 4.50× | ||
| Q3 25 | 1.37× | 1.23× | ||
| Q2 25 | 0.61× | 1.20× | ||
| Q1 25 | 5.22× | 1.27× | ||
| Q4 24 | 2.38× | 5.47× | ||
| Q3 24 | 2.60× | 1.36× | ||
| Q2 24 | — | 2.07× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AMSC
| Equipment And Systems | $56.0M | 75% |
| Megatran | $14.1M | 19% |
| Comtrafo Industria De Transformadores Eletricos SA | $4.6M | 6% |
SMBK
| Net Interest Income | $45.9M | 85% |
| Noninterest Income | $7.9M | 15% |
