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英美资源集团（AMSC）与Ally金融（SPFI）财务数据对比。点击上方公司名可切换其他公司
英美资源集团的季度营收约是Ally金融的1.4倍（$74.5M vs $54.1M），英美资源集团净利率更高（158.1% vs 26.9%，领先131.2%），过去两年英美资源集团的营收复合增速更高（33.2% vs 5.6%）
英美资源集团是一家总部位于英国伦敦的跨国矿业企业，是全球最大的铂金生产商，产量约占全球总产出的40%，同时也是钻石、铜、镍、铁矿石、多卤石、炼焦煤的主要供应商，业务布局覆盖非洲、亚洲、大洋洲、欧洲、南北美洲多个地区。
Ally金融是一家注册于特拉华州的美国银行控股公司，总部位于密歇根州底特律市的Ally底特律中心。该公司提供多元金融服务，涵盖汽车融资、直营网络银行、企业贷款、车辆保险、按揭贷款，以及分期销售、租赁协议等相关融资服务。
AMSC vs SPFI — 直观对比
营收规模更大
AMSC
是对方的1.4倍
$54.1M
净利率更高
AMSC
高出131.2%
26.9%
两年增速更快
AMSC
近两年复合增速
5.6%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $74.5M | $54.1M |
| 净利润 | $117.8M | $14.5M |
| 毛利率 | 30.7% | — |
| 营业利润率 | 4.5% | — |
| 净利率 | 158.1% | 26.9% |
| 营收同比 | 21.4% | — |
| 净利润同比 | 4679.1% | 18.3% |
| 每股收益（稀释后） | $2.62 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AMSCSPFI
| Q1 26 | — | $54.1M | ||
| Q4 25 | $74.5M | $53.9M | ||
| Q3 25 | $65.9M | $54.2M | ||
| Q2 25 | $72.4M | $54.7M | ||
| Q1 25 | $66.7M | $49.2M | ||
| Q4 24 | $61.4M | $51.9M | ||
| Q3 24 | $54.5M | $47.9M | ||
| Q2 24 | $40.3M | $48.6M |
净利润AMSCSPFI
| Q1 26 | — | $14.5M | ||
| Q4 25 | $117.8M | — | ||
| Q3 25 | $4.8M | $16.3M | ||
| Q2 25 | $6.7M | $14.6M | ||
| Q1 25 | $1.2M | $12.3M | ||
| Q4 24 | $2.5M | — | ||
| Q3 24 | $4.9M | $11.2M | ||
| Q2 24 | $-2.5M | $11.1M |
毛利率AMSCSPFI
| Q1 26 | — | — | ||
| Q4 25 | 30.7% | — | ||
| Q3 25 | 31.0% | — | ||
| Q2 25 | 33.8% | — | ||
| Q1 25 | 26.5% | — | ||
| Q4 24 | 26.6% | — | ||
| Q3 24 | 28.7% | — | ||
| Q2 24 | 30.3% | — |
营业利润率AMSCSPFI
| Q1 26 | — | — | ||
| Q4 25 | 4.5% | 35.4% | ||
| Q3 25 | 4.5% | 38.1% | ||
| Q2 25 | 7.8% | 34.1% | ||
| Q1 25 | 2.5% | 31.9% | ||
| Q4 24 | 2.1% | 39.9% | ||
| Q3 24 | -1.4% | 29.8% | ||
| Q2 24 | -8.2% | 29.3% |
净利率AMSCSPFI
| Q1 26 | — | 26.9% | ||
| Q4 25 | 158.1% | — | ||
| Q3 25 | 7.2% | 30.1% | ||
| Q2 25 | 9.3% | 26.7% | ||
| Q1 25 | 1.8% | 25.0% | ||
| Q4 24 | 4.0% | — | ||
| Q3 24 | 9.0% | 23.4% | ||
| Q2 24 | -6.3% | 22.9% |
每股收益（稀释后）AMSCSPFI
| Q1 26 | — | — | ||
| Q4 25 | $2.62 | $0.90 | ||
| Q3 25 | $0.11 | $0.96 | ||
| Q2 25 | $0.17 | $0.86 | ||
| Q1 25 | $0.04 | $0.72 | ||
| Q4 24 | $0.06 | $0.96 | ||
| Q3 24 | $0.13 | $0.66 | ||
| Q2 24 | $-0.07 | $0.66 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $141.1M | $722.0M |
| 总债务越低越好 | — | $3.0K |
| 股东权益账面价值 | $536.8M | $504.9M |
| 总资产 | $719.5M | $4.6B |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资AMSCSPFI
| Q1 26 | — | $722.0M | ||
| Q4 25 | $141.1M | $552.4M | ||
| Q3 25 | $212.9M | $635.0M | ||
| Q2 25 | $207.9M | $470.5M | ||
| Q1 25 | $79.5M | $536.3M | ||
| Q4 24 | $75.2M | $359.1M | ||
| Q3 24 | $72.1M | $471.2M | ||
| Q2 24 | $93.5M | $298.0M |
总债务AMSCSPFI
| Q1 26 | — | $3.0K | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益AMSCSPFI
| Q1 26 | — | $504.9M | ||
| Q4 25 | $536.8M | $493.8M | ||
| Q3 25 | $342.2M | $477.8M | ||
| Q2 25 | $333.1M | $454.1M | ||
| Q1 25 | $197.1M | $443.7M | ||
| Q4 24 | $192.7M | $438.9M | ||
| Q3 24 | $187.0M | $443.1M | ||
| Q2 24 | $143.3M | $418.0M |
总资产AMSCSPFI
| Q1 26 | — | $4.6B | ||
| Q4 25 | $719.5M | $4.5B | ||
| Q3 25 | $445.6M | $4.5B | ||
| Q2 25 | $452.8M | $4.4B | ||
| Q1 25 | $310.5M | $4.4B | ||
| Q4 24 | $310.3M | $4.2B | ||
| Q3 24 | $298.4M | $4.3B | ||
| Q2 24 | $240.1M | $4.2B |
负债/权益比AMSCSPFI
| Q1 26 | — | 0.00× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.2M | — |
| 自由现金流经营现金流 - 资本支出 | $2.4M | — |
| 自由现金流率自由现金流/营收 | 3.2% | — |
| 资本支出强度资本支出/营收 | 1.2% | — |
| 现金转化率经营现金流/净利润 | 0.03× | — |
| 过去12个月自由现金流最近4个季度 | $16.0M | — |
8季度趋势，按日历期对齐
经营现金流AMSCSPFI
| Q1 26 | — | — | ||
| Q4 25 | $3.2M | $77.5M | ||
| Q3 25 | $6.5M | $24.2M | ||
| Q2 25 | $4.1M | $14.7M | ||
| Q1 25 | $6.3M | $26.1M | ||
| Q4 24 | $5.9M | $59.4M | ||
| Q3 24 | $12.7M | $17.9M | ||
| Q2 24 | $3.4M | $18.2M |
自由现金流AMSCSPFI
| Q1 26 | — | — | ||
| Q4 25 | $2.4M | $71.8M | ||
| Q3 25 | $5.1M | $22.5M | ||
| Q2 25 | $3.3M | $13.0M | ||
| Q1 25 | $5.3M | $25.0M | ||
| Q4 24 | $5.3M | $56.0M | ||
| Q3 24 | $12.1M | $17.1M | ||
| Q2 24 | $3.1M | $17.1M |
自由现金流率AMSCSPFI
| Q1 26 | — | — | ||
| Q4 25 | 3.2% | 133.3% | ||
| Q3 25 | 7.7% | 41.5% | ||
| Q2 25 | 4.6% | 23.8% | ||
| Q1 25 | 7.9% | 50.8% | ||
| Q4 24 | 8.7% | 108.0% | ||
| Q3 24 | 22.3% | 35.7% | ||
| Q2 24 | 7.8% | 35.2% |
资本支出强度AMSCSPFI
| Q1 26 | — | — | ||
| Q4 25 | 1.2% | 10.5% | ||
| Q3 25 | 2.1% | 3.2% | ||
| Q2 25 | 1.1% | 3.2% | ||
| Q1 25 | 1.6% | 2.3% | ||
| Q4 24 | 0.9% | 6.5% | ||
| Q3 24 | 1.1% | 1.6% | ||
| Q2 24 | 0.7% | 2.2% |
现金转化率AMSCSPFI
| Q1 26 | — | — | ||
| Q4 25 | 0.03× | — | ||
| Q3 25 | 1.37× | 1.48× | ||
| Q2 25 | 0.61× | 1.01× | ||
| Q1 25 | 5.22× | 2.12× | ||
| Q4 24 | 2.38× | — | ||
| Q3 24 | 2.60× | 1.59× | ||
| Q2 24 | — | 1.63× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AMSC
| Equipment And Systems | $56.0M | 75% |
| Megatran | $14.1M | 19% |
| Comtrafo Industria De Transformadores Eletricos SA | $4.6M | 6% |
SPFI
| Net Interest Income | $42.9M | 79% |
| Noninterest Income | $11.3M | 21% |
