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英美资源集团（AMSC）与合众银行（STBA）财务数据对比。点击上方公司名可切换其他公司
合众银行的季度营收约是英美资源集团的1.4倍（$102.1M vs $74.5M），英美资源集团净利率更高（158.1% vs 34.4%，领先123.7%），过去两年英美资源集团的营收复合增速更高（33.2% vs 2.6%）
英美资源集团是一家总部位于英国伦敦的跨国矿业企业，是全球最大的铂金生产商，产量约占全球总产出的40%，同时也是钻石、铜、镍、铁矿石、多卤石、炼焦煤的主要供应商，业务布局覆盖非洲、亚洲、大洋洲、欧洲、南北美洲多个地区。
合众银行是总部位于美国明尼苏达州明尼阿波利斯、注册地为特拉华州的跨国银行机构，截至2025年为美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为系统重要性机构。旗下核心运营主体为美国合众银行全国协会，以“U.S. Bank”品牌开展业务，提供银行、投资、抵押贷款等多元金融服务。
AMSC vs STBA — 直观对比
营收规模更大
STBA
是对方的1.4倍
$74.5M
净利率更高
AMSC
高出123.7%
34.4%
两年增速更快
AMSC
近两年复合增速
2.6%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $74.5M | $102.1M |
| 净利润 | $117.8M | $35.1M |
| 毛利率 | 30.7% | — |
| 营业利润率 | 4.5% | — |
| 净利率 | 158.1% | 34.4% |
| 营收同比 | 21.4% | — |
| 净利润同比 | 4679.1% | 5.0% |
| 每股收益（稀释后） | $2.62 | $0.94 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AMSCSTBA
| Q1 26 | — | $102.1M | ||
| Q4 25 | $74.5M | $105.3M | ||
| Q3 25 | $65.9M | $103.0M | ||
| Q2 25 | $72.4M | $100.1M | ||
| Q1 25 | $66.7M | $93.8M | ||
| Q4 24 | $61.4M | $94.3M | ||
| Q3 24 | $54.5M | $96.4M | ||
| Q2 24 | $40.3M | $96.9M |
净利润AMSCSTBA
| Q1 26 | — | $35.1M | ||
| Q4 25 | $117.8M | $34.0M | ||
| Q3 25 | $4.8M | $35.0M | ||
| Q2 25 | $6.7M | $31.9M | ||
| Q1 25 | $1.2M | $33.4M | ||
| Q4 24 | $2.5M | $33.1M | ||
| Q3 24 | $4.9M | $32.6M | ||
| Q2 24 | $-2.5M | $34.4M |
毛利率AMSCSTBA
| Q1 26 | — | — | ||
| Q4 25 | 30.7% | — | ||
| Q3 25 | 31.0% | — | ||
| Q2 25 | 33.8% | — | ||
| Q1 25 | 26.5% | — | ||
| Q4 24 | 26.6% | — | ||
| Q3 24 | 28.7% | — | ||
| Q2 24 | 30.3% | — |
营业利润率AMSCSTBA
| Q1 26 | — | — | ||
| Q4 25 | 4.5% | 40.3% | ||
| Q3 25 | 4.5% | 42.6% | ||
| Q2 25 | 7.8% | 40.0% | ||
| Q1 25 | 2.5% | 44.5% | ||
| Q4 24 | 2.1% | 43.8% | ||
| Q3 24 | -1.4% | 43.0% | ||
| Q2 24 | -8.2% | 44.2% |
净利率AMSCSTBA
| Q1 26 | — | 34.4% | ||
| Q4 25 | 158.1% | 32.3% | ||
| Q3 25 | 7.2% | 33.9% | ||
| Q2 25 | 9.3% | 31.9% | ||
| Q1 25 | 1.8% | 35.6% | ||
| Q4 24 | 4.0% | 35.1% | ||
| Q3 24 | 9.0% | 33.8% | ||
| Q2 24 | -6.3% | 35.5% |
每股收益（稀释后）AMSCSTBA
| Q1 26 | — | $0.94 | ||
| Q4 25 | $2.62 | $0.88 | ||
| Q3 25 | $0.11 | $0.91 | ||
| Q2 25 | $0.17 | $0.83 | ||
| Q1 25 | $0.04 | $0.87 | ||
| Q4 24 | $0.06 | $0.86 | ||
| Q3 24 | $0.13 | $0.85 | ||
| Q2 24 | $-0.07 | $0.89 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $141.1M | — |
| 总债务越低越好 | — | $100.8M |
| 股东权益账面价值 | $536.8M | $1.4B |
| 总资产 | $719.5M | $9.9B |
| 负债/权益比越低杠杆越低 | — | 0.07× |
8季度趋势，按日历期对齐
现金及短期投资AMSCSTBA
| Q1 26 | — | — | ||
| Q4 25 | $141.1M | $163.4M | ||
| Q3 25 | $212.9M | $196.2M | ||
| Q2 25 | $207.9M | $203.1M | ||
| Q1 25 | $79.5M | $211.8M | ||
| Q4 24 | $75.2M | $244.8M | ||
| Q3 24 | $72.1M | $228.1M | ||
| Q2 24 | $93.5M | $246.3M |
总债务AMSCSTBA
| Q1 26 | — | $100.8M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益AMSCSTBA
| Q1 26 | — | $1.4B | ||
| Q4 25 | $536.8M | $1.5B | ||
| Q3 25 | $342.2M | $1.5B | ||
| Q2 25 | $333.1M | $1.4B | ||
| Q1 25 | $197.1M | $1.4B | ||
| Q4 24 | $192.7M | $1.4B | ||
| Q3 24 | $187.0M | $1.4B | ||
| Q2 24 | $143.3M | $1.3B |
总资产AMSCSTBA
| Q1 26 | — | $9.9B | ||
| Q4 25 | $719.5M | $9.9B | ||
| Q3 25 | $445.6M | $9.8B | ||
| Q2 25 | $452.8M | $9.8B | ||
| Q1 25 | $310.5M | $9.7B | ||
| Q4 24 | $310.3M | $9.7B | ||
| Q3 24 | $298.4M | $9.6B | ||
| Q2 24 | $240.1M | $9.6B |
负债/权益比AMSCSTBA
| Q1 26 | — | 0.07× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.2M | — |
| 自由现金流经营现金流 - 资本支出 | $2.4M | — |
| 自由现金流率自由现金流/营收 | 3.2% | — |
| 资本支出强度资本支出/营收 | 1.2% | — |
| 现金转化率经营现金流/净利润 | 0.03× | — |
| 过去12个月自由现金流最近4个季度 | $16.0M | — |
8季度趋势，按日历期对齐
经营现金流AMSCSTBA
| Q1 26 | — | — | ||
| Q4 25 | $3.2M | $133.6M | ||
| Q3 25 | $6.5M | $40.5M | ||
| Q2 25 | $4.1M | $28.3M | ||
| Q1 25 | $6.3M | $28.7M | ||
| Q4 24 | $5.9M | $173.4M | ||
| Q3 24 | $12.7M | $27.6M | ||
| Q2 24 | $3.4M | $44.7M |
自由现金流AMSCSTBA
| Q1 26 | — | — | ||
| Q4 25 | $2.4M | $128.8M | ||
| Q3 25 | $5.1M | $39.9M | ||
| Q2 25 | $3.3M | $27.1M | ||
| Q1 25 | $5.3M | $27.0M | ||
| Q4 24 | $5.3M | $170.4M | ||
| Q3 24 | $12.1M | $26.9M | ||
| Q2 24 | $3.1M | $43.9M |
自由现金流率AMSCSTBA
| Q1 26 | — | — | ||
| Q4 25 | 3.2% | 122.4% | ||
| Q3 25 | 7.7% | 38.7% | ||
| Q2 25 | 4.6% | 27.1% | ||
| Q1 25 | 7.9% | 28.8% | ||
| Q4 24 | 8.7% | 180.7% | ||
| Q3 24 | 22.3% | 28.0% | ||
| Q2 24 | 7.8% | 45.3% |
资本支出强度AMSCSTBA
| Q1 26 | — | — | ||
| Q4 25 | 1.2% | 4.5% | ||
| Q3 25 | 2.1% | 0.6% | ||
| Q2 25 | 1.1% | 1.2% | ||
| Q1 25 | 1.6% | 1.8% | ||
| Q4 24 | 0.9% | 3.1% | ||
| Q3 24 | 1.1% | 0.7% | ||
| Q2 24 | 0.7% | 0.9% |
现金转化率AMSCSTBA
| Q1 26 | — | — | ||
| Q4 25 | 0.03× | 3.93× | ||
| Q3 25 | 1.37× | 1.16× | ||
| Q2 25 | 0.61× | 0.89× | ||
| Q1 25 | 5.22× | 0.86× | ||
| Q4 24 | 2.38× | 5.24× | ||
| Q3 24 | 2.60× | 0.85× | ||
| Q2 24 | — | 1.30× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AMSC
| Equipment And Systems | $56.0M | 75% |
| Megatran | $14.1M | 19% |
| Comtrafo Industria De Transformadores Eletricos SA | $4.6M | 6% |
STBA
| Net Interest Income | $88.4M | 87% |
| Noninterest Income | $13.6M | 13% |
