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Amerant Bancorp Inc.（AMTB）与RESOURCES CONNECTION, INC.（RGP）财务数据对比。点击上方公司名可切换其他公司
RESOURCES CONNECTION, INC.的季度营收约是Amerant Bancorp Inc.的1.0倍（$117.7M vs $112.2M），Amerant Bancorp Inc.净利率更高（3.0% vs -10.8%，领先13.8%），Amerant Bancorp Inc.同比增速更快（2.9% vs -19.2%），Amerant Bancorp Inc.自由现金流更多（$129.2M vs $15.6M），过去两年Amerant Bancorp Inc.的营收复合增速更高（10.1% vs -11.8%）
阿梅兰特银行是一家注册于美国佛罗里达州的本土银行，总部坐落于佛罗里达州科勒尔盖布尔斯。目前该行在佛罗里达州共设有19家实体分行，通过自有运营及合作网络可提供超过5.5万台ATM的取款服务。
RGP原名 Resources Global Professionals，是 Resources Connection, Inc. 的核心运营主体，面向全球客户提供多领域专业咨询服务，覆盖财务会计、信息管理、治理风险合规、人力资本、法务监管、企业咨询与重组、战略传播以及供应链管理等板块。
AMTB vs RGP — 直观对比
营收规模更大
RGP
是对方的1.0倍
$112.2M
营收增速更快
AMTB
高出22.0%
-19.2%
净利率更高
AMTB
高出13.8%
-10.8%
自由现金流更多
AMTB
多$113.7M
$15.6M
两年增速更快
AMTB
近两年复合增速
-11.8%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $112.2M | $117.7M |
| 净利润 | $2.7M | $-12.7M |
| 毛利率 | — | 37.1% |
| 营业利润率 | 1.7% | -10.3% |
| 净利率 | 3.0% | -10.8% |
| 营收同比 | 2.9% | -19.2% |
| 净利润同比 | -84.0% | 81.6% |
| 每股收益（稀释后） | $0.08 | $-0.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AMTBRGP
| Q4 25 | $112.2M | $117.7M | ||
| Q3 25 | $111.4M | $120.2M | ||
| Q2 25 | $110.3M | $139.3M | ||
| Q1 25 | $105.4M | $129.4M | ||
| Q4 24 | $87.6M | $145.6M | ||
| Q3 24 | $33.3M | $136.9M | ||
| Q2 24 | $98.8M | $148.2M | ||
| Q1 24 | $92.5M | $151.3M |
净利润AMTBRGP
| Q4 25 | $2.7M | $-12.7M | ||
| Q3 25 | $14.8M | $-2.4M | ||
| Q2 25 | $23.0M | $-73.3M | ||
| Q1 25 | $12.0M | $-44.1M | ||
| Q4 24 | $16.9M | $-68.7M | ||
| Q3 24 | $-48.2M | $-5.7M | ||
| Q2 24 | $5.0M | $10.5M | ||
| Q1 24 | $10.6M | $2.5M |
毛利率AMTBRGP
| Q4 25 | — | 37.1% | ||
| Q3 25 | — | 39.5% | ||
| Q2 25 | — | 40.2% | ||
| Q1 25 | — | 35.1% | ||
| Q4 24 | — | 38.5% | ||
| Q3 24 | — | 36.5% | ||
| Q2 24 | — | 40.2% | ||
| Q1 24 | — | 37.0% |
营业利润率AMTBRGP
| Q4 25 | 1.7% | -10.3% | ||
| Q3 25 | 17.1% | -1.7% | ||
| Q2 25 | 27.0% | -47.0% | ||
| Q1 25 | 14.6% | -38.4% | ||
| Q4 24 | 20.6% | -52.7% | ||
| Q3 24 | -185.8% | -3.5% | ||
| Q2 24 | 6.4% | 7.6% | ||
| Q1 24 | 14.6% | 2.8% |
净利率AMTBRGP
| Q4 25 | 3.0% | -10.8% | ||
| Q3 25 | 13.2% | -2.0% | ||
| Q2 25 | 20.9% | -52.6% | ||
| Q1 25 | 11.3% | -34.0% | ||
| Q4 24 | 19.3% | -47.2% | ||
| Q3 24 | -144.6% | -4.2% | ||
| Q2 24 | 5.0% | 7.1% | ||
| Q1 24 | 11.4% | 1.7% |
每股收益（稀释后）AMTBRGP
| Q4 25 | $0.08 | $-0.38 | ||
| Q3 25 | $0.35 | $-0.07 | ||
| Q2 25 | $0.55 | $-2.21 | ||
| Q1 25 | $0.28 | $-1.34 | ||
| Q4 24 | $0.53 | $-2.08 | ||
| Q3 24 | $-1.43 | $-0.17 | ||
| Q2 24 | $0.15 | $0.31 | ||
| Q1 24 | $0.31 | $0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $89.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $938.8M | $194.6M |
| 总资产 | $9.8B | $289.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AMTBRGP
| Q4 25 | — | $89.8M | ||
| Q3 25 | — | $77.5M | ||
| Q2 25 | — | $86.1M | ||
| Q1 25 | — | $72.5M | ||
| Q4 24 | — | $78.2M | ||
| Q3 24 | — | $89.6M | ||
| Q2 24 | — | $108.9M | ||
| Q1 24 | — | $113.8M |
股东权益AMTBRGP
| Q4 25 | $938.8M | $194.6M | ||
| Q3 25 | $944.9M | $206.4M | ||
| Q2 25 | $924.3M | $207.1M | ||
| Q1 25 | $906.3M | $277.8M | ||
| Q4 24 | $890.5M | $325.7M | ||
| Q3 24 | $902.9M | $407.2M | ||
| Q2 24 | $734.3M | $418.8M | ||
| Q1 24 | $738.1M | $414.9M |
总资产AMTBRGP
| Q4 25 | $9.8B | $289.3M | ||
| Q3 25 | $10.4B | $287.2M | ||
| Q2 25 | $10.3B | $304.7M | ||
| Q1 25 | $10.2B | $375.6M | ||
| Q4 24 | $9.9B | $424.9M | ||
| Q3 24 | $10.4B | $512.9M | ||
| Q2 24 | $9.7B | $510.9M | ||
| Q1 24 | $9.8B | $523.2M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $137.0M | $15.9M |
| 自由现金流经营现金流 - 资本支出 | $129.2M | $15.6M |
| 自由现金流率自由现金流/营收 | 115.2% | 13.2% |
| 资本支出强度资本支出/营收 | 6.9% | 0.3% |
| 现金转化率经营现金流/净利润 | 50.71× | — |
| 过去12个月自由现金流最近4个季度 | $225.2M | $24.3M |
8季度趋势，按日历期对齐
经营现金流AMTBRGP
| Q4 25 | $137.0M | $15.9M | ||
| Q3 25 | $22.7M | $-7.8M | ||
| Q2 25 | $57.6M | $16.8M | ||
| Q1 25 | $20.2M | $659.0K | ||
| Q4 24 | $82.2M | $1.8M | ||
| Q3 24 | $4.2M | $-309.0K | ||
| Q2 24 | $-2.3M | $3.2M | ||
| Q1 24 | $2.8M | $20.5M |
自由现金流AMTBRGP
| Q4 25 | $129.2M | $15.6M | ||
| Q3 25 | $21.7M | $-8.0M | ||
| Q2 25 | $56.3M | $16.5M | ||
| Q1 25 | $18.0M | $238.0K | ||
| Q4 24 | $74.8M | $61.0K | ||
| Q3 24 | $2.6M | $-575.0K | ||
| Q2 24 | $-3.9M | $3.0M | ||
| Q1 24 | $-694.0K | $20.4M |
自由现金流率AMTBRGP
| Q4 25 | 115.2% | 13.2% | ||
| Q3 25 | 19.5% | -6.6% | ||
| Q2 25 | 51.0% | 11.8% | ||
| Q1 25 | 17.1% | 0.2% | ||
| Q4 24 | 85.3% | 0.0% | ||
| Q3 24 | 7.8% | -0.4% | ||
| Q2 24 | -3.9% | 2.1% | ||
| Q1 24 | -0.8% | 13.5% |
资本支出强度AMTBRGP
| Q4 25 | 6.9% | 0.3% | ||
| Q3 25 | 0.9% | 0.1% | ||
| Q2 25 | 1.2% | 0.2% | ||
| Q1 25 | 2.1% | 0.3% | ||
| Q4 24 | 8.4% | 1.2% | ||
| Q3 24 | 4.8% | 0.2% | ||
| Q2 24 | 1.5% | 0.1% | ||
| Q1 24 | 3.8% | 0.1% |
现金转化率AMTBRGP
| Q4 25 | 50.71× | — | ||
| Q3 25 | 1.54× | — | ||
| Q2 25 | 2.50× | — | ||
| Q1 25 | 1.69× | — | ||
| Q4 24 | 4.87× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | -0.47× | 0.30× | ||
| Q1 24 | 0.26× | 8.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AMTB
| Other | $58.0M | 52% |
| Commercial Portfolio Segment | $25.7M | 23% |
| Commercial Real Estate Portfolio Segment | $17.3M | 15% |
| Consumer Portfolio Segment | $11.1M | 10% |
RGP
| US | $93.7M | 80% |
| Non Us | $24.0M | 20% |
