vs
Amerant Bancorp Inc.（AMTB）与STURM RUGER & CO INC（RGR）财务数据对比。点击上方公司名可切换其他公司
STURM RUGER & CO INC的季度营收约是Amerant Bancorp Inc.的1.3倍（$151.1M vs $112.2M），STURM RUGER & CO INC同比增速更快（3.6% vs 2.9%），Amerant Bancorp Inc.自由现金流更多（$129.2M vs $12.3M），过去两年Amerant Bancorp Inc.的营收复合增速更高（10.1% vs 5.1%）
阿梅兰特银行是一家注册于美国佛罗里达州的本土银行，总部坐落于佛罗里达州科勒尔盖布尔斯。目前该行在佛罗里达州共设有19家实体分行，通过自有运营及合作网络可提供超过5.5万台ATM的取款服务。
鲁格公司（Ruger）是总部位于美国康涅狄格州绍斯波特的枪械制造企业，除总部外，还在新罕布什尔州纽波特、北卡罗来纳州梅约丹以及亚利桑那州普雷斯科特设有生产工厂。公司由亚历山大·麦考密克·斯特姆与威廉·B·鲁格于1949年共同创立，自1969年起公开上市交易。
AMTB vs RGR — 直观对比
营收规模更大
RGR
是对方的1.3倍
$112.2M
营收增速更快
RGR
高出0.8%
2.9%
自由现金流更多
AMTB
多$116.9M
$12.3M
两年增速更快
AMTB
近两年复合增速
5.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $112.2M | $151.1M |
| 净利润 | $2.7M | — |
| 毛利率 | — | 17.8% |
| 营业利润率 | 1.7% | 2.3% |
| 净利率 | 3.0% | — |
| 营收同比 | 2.9% | 3.6% |
| 净利润同比 | -84.0% | — |
| 每股收益（稀释后） | $0.08 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AMTBRGR
| Q4 25 | $112.2M | $151.1M | ||
| Q3 25 | $111.4M | $126.8M | ||
| Q2 25 | $110.3M | $132.5M | ||
| Q1 25 | $105.4M | $135.7M | ||
| Q4 24 | $87.6M | $145.8M | ||
| Q3 24 | $33.3M | $122.3M | ||
| Q2 24 | $98.8M | $130.8M | ||
| Q1 24 | $92.5M | $136.8M |
净利润AMTBRGR
| Q4 25 | $2.7M | — | ||
| Q3 25 | $14.8M | $1.6M | ||
| Q2 25 | $23.0M | $-17.2M | ||
| Q1 25 | $12.0M | $7.8M | ||
| Q4 24 | $16.9M | — | ||
| Q3 24 | $-48.2M | $4.7M | ||
| Q2 24 | $5.0M | $8.3M | ||
| Q1 24 | $10.6M | $7.1M |
毛利率AMTBRGR
| Q4 25 | — | 17.8% | ||
| Q3 25 | — | 15.1% | ||
| Q2 25 | — | 3.9% | ||
| Q1 25 | — | 22.0% | ||
| Q4 24 | — | 22.8% | ||
| Q3 24 | — | 18.5% | ||
| Q2 24 | — | 22.3% | ||
| Q1 24 | — | 21.5% |
营业利润率AMTBRGR
| Q4 25 | 1.7% | 2.3% | ||
| Q3 25 | 17.1% | -2.7% | ||
| Q2 25 | 27.0% | -15.6% | ||
| Q1 25 | 14.6% | 6.2% | ||
| Q4 24 | 20.6% | 7.8% | ||
| Q3 24 | -185.8% | 3.1% | ||
| Q2 24 | 6.4% | 6.9% | ||
| Q1 24 | 14.6% | 5.5% |
净利率AMTBRGR
| Q4 25 | 3.0% | — | ||
| Q3 25 | 13.2% | 1.2% | ||
| Q2 25 | 20.9% | -13.0% | ||
| Q1 25 | 11.3% | 5.7% | ||
| Q4 24 | 19.3% | — | ||
| Q3 24 | -144.6% | 3.9% | ||
| Q2 24 | 5.0% | 6.3% | ||
| Q1 24 | 11.4% | 5.2% |
每股收益（稀释后）AMTBRGR
| Q4 25 | $0.08 | $0.22 | ||
| Q3 25 | $0.35 | $0.10 | ||
| Q2 25 | $0.55 | $-1.05 | ||
| Q1 25 | $0.28 | $0.46 | ||
| Q4 24 | $0.53 | $0.62 | ||
| Q3 24 | $-1.43 | $0.28 | ||
| Q2 24 | $0.15 | $0.47 | ||
| Q1 24 | $0.31 | $0.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $92.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $938.8M | $283.8M |
| 总资产 | $9.8B | $342.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AMTBRGR
| Q4 25 | — | $92.5M | ||
| Q3 25 | — | $80.8M | ||
| Q2 25 | — | $101.4M | ||
| Q1 25 | — | $108.3M | ||
| Q4 24 | — | $105.5M | ||
| Q3 24 | — | $96.0M | ||
| Q2 24 | — | $105.6M | ||
| Q1 24 | — | $115.3M |
股东权益AMTBRGR
| Q4 25 | $938.8M | $283.8M | ||
| Q3 25 | $944.9M | $279.6M | ||
| Q2 25 | $924.3M | $289.3M | ||
| Q1 25 | $906.3M | $321.5M | ||
| Q4 24 | $890.5M | $319.6M | ||
| Q3 24 | $902.9M | $314.9M | ||
| Q2 24 | $734.3M | $321.5M | ||
| Q1 24 | $738.1M | $332.0M |
总资产AMTBRGR
| Q4 25 | $9.8B | $342.0M | ||
| Q3 25 | $10.4B | $342.3M | ||
| Q2 25 | $10.3B | $349.5M | ||
| Q1 25 | $10.2B | $379.0M | ||
| Q4 24 | $9.9B | $384.0M | ||
| Q3 24 | $10.4B | $373.5M | ||
| Q2 24 | $9.7B | $376.7M | ||
| Q1 24 | $9.8B | $385.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $137.0M | $15.5M |
| 自由现金流经营现金流 - 资本支出 | $129.2M | $12.3M |
| 自由现金流率自由现金流/营收 | 115.2% | 8.2% |
| 资本支出强度资本支出/营收 | 6.9% | 2.1% |
| 现金转化率经营现金流/净利润 | 50.71× | — |
| 过去12个月自由现金流最近4个季度 | $225.2M | $38.5M |
8季度趋势，按日历期对齐
经营现金流AMTBRGR
| Q4 25 | $137.0M | $15.5M | ||
| Q3 25 | $22.7M | $12.9M | ||
| Q2 25 | $57.6M | $14.7M | ||
| Q1 25 | $20.2M | $11.1M | ||
| Q4 24 | $82.2M | $20.0M | ||
| Q3 24 | $4.2M | $9.4M | ||
| Q2 24 | $-2.3M | $18.7M | ||
| Q1 24 | $2.8M | $7.3M |
自由现金流AMTBRGR
| Q4 25 | $129.2M | $12.3M | ||
| Q3 25 | $21.7M | $7.0M | ||
| Q2 25 | $56.3M | $9.1M | ||
| Q1 25 | $18.0M | $10.0M | ||
| Q4 24 | $74.8M | $16.4M | ||
| Q3 24 | $2.6M | $2.6M | ||
| Q2 24 | $-3.9M | $10.1M | ||
| Q1 24 | $-694.0K | $5.6M |
自由现金流率AMTBRGR
| Q4 25 | 115.2% | 8.2% | ||
| Q3 25 | 19.5% | 5.5% | ||
| Q2 25 | 51.0% | 6.9% | ||
| Q1 25 | 17.1% | 7.4% | ||
| Q4 24 | 85.3% | 11.2% | ||
| Q3 24 | 7.8% | 2.1% | ||
| Q2 24 | -3.9% | 7.7% | ||
| Q1 24 | -0.8% | 4.1% |
资本支出强度AMTBRGR
| Q4 25 | 6.9% | 2.1% | ||
| Q3 25 | 0.9% | 4.6% | ||
| Q2 25 | 1.2% | 4.2% | ||
| Q1 25 | 2.1% | 0.8% | ||
| Q4 24 | 8.4% | 2.5% | ||
| Q3 24 | 4.8% | 5.5% | ||
| Q2 24 | 1.5% | 6.6% | ||
| Q1 24 | 3.8% | 1.3% |
现金转化率AMTBRGR
| Q4 25 | 50.71× | — | ||
| Q3 25 | 1.54× | 8.15× | ||
| Q2 25 | 2.50× | — | ||
| Q1 25 | 1.69× | 1.43× | ||
| Q4 24 | 4.87× | — | ||
| Q3 24 | — | 1.98× | ||
| Q2 24 | -0.47× | 2.27× | ||
| Q1 24 | 0.26× | 1.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AMTB
| Other | $58.0M | 52% |
| Commercial Portfolio Segment | $25.7M | 23% |
| Commercial Real Estate Portfolio Segment | $17.3M | 15% |
| Consumer Portfolio Segment | $11.1M | 10% |
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
