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Amerant Bancorp Inc.（AMTB）与RCI HOSPITALITY HOLDINGS, INC.（RICK）财务数据对比。点击上方公司名可切换其他公司
Amerant Bancorp Inc.的季度营收约是RCI HOSPITALITY HOLDINGS, INC.的1.6倍（$112.2M vs $70.9M），Amerant Bancorp Inc.净利率更高（3.0% vs -7.8%，领先10.8%），Amerant Bancorp Inc.同比增速更快（2.9% vs -3.1%），Amerant Bancorp Inc.自由现金流更多（$129.2M vs $11.5M），过去两年Amerant Bancorp Inc.的营收复合增速更高（10.1% vs -2.0%）
阿梅兰特银行是一家注册于美国佛罗里达州的本土银行，总部坐落于佛罗里达州科勒尔盖布尔斯。目前该行在佛罗里达州共设有19家实体分行，通过自有运营及合作网络可提供超过5.5万台ATM的取款服务。
RCI Hospitality控股通过子公司经营脱衣舞俱乐部、夜总会、运动酒吧与餐厅，同时还运营一家为成人俱乐部行业提供服务的传媒会展企业。公司于1995年完成首次公开募股上市，目前在纳斯达克全球市场挂牌交易。
AMTB vs RICK — 直观对比
营收规模更大
AMTB
是对方的1.6倍
$70.9M
营收增速更快
AMTB
高出6.0%
-3.1%
净利率更高
AMTB
高出10.8%
-7.8%
自由现金流更多
AMTB
多$117.7M
$11.5M
两年增速更快
AMTB
近两年复合增速
-2.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $112.2M | $70.9M |
| 净利润 | $2.7M | $-5.5M |
| 毛利率 | — | — |
| 营业利润率 | 1.7% | -0.7% |
| 净利率 | 3.0% | -7.8% |
| 营收同比 | 2.9% | -3.1% |
| 净利润同比 | -84.0% | -2354.9% |
| 每股收益（稀释后） | $0.08 | $-0.60 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AMTBRICK
| Q4 25 | $112.2M | — | ||
| Q3 25 | $111.4M | $70.9M | ||
| Q2 25 | $110.3M | $71.1M | ||
| Q1 25 | $105.4M | $65.9M | ||
| Q4 24 | $87.6M | $71.5M | ||
| Q3 24 | $33.3M | $73.2M | ||
| Q2 24 | $98.8M | $76.2M | ||
| Q1 24 | $92.5M | $72.3M |
净利润AMTBRICK
| Q4 25 | $2.7M | — | ||
| Q3 25 | $14.8M | $-5.5M | ||
| Q2 25 | $23.0M | $4.1M | ||
| Q1 25 | $12.0M | $3.2M | ||
| Q4 24 | $16.9M | $9.0M | ||
| Q3 24 | $-48.2M | $244.0K | ||
| Q2 24 | $5.0M | $-5.2M | ||
| Q1 24 | $10.6M | $774.0K |
营业利润率AMTBRICK
| Q4 25 | 1.7% | — | ||
| Q3 25 | 17.1% | -0.7% | ||
| Q2 25 | 27.0% | 12.2% | ||
| Q1 25 | 14.6% | 12.4% | ||
| Q4 24 | 20.6% | 19.5% | ||
| Q3 24 | -185.8% | 4.8% | ||
| Q2 24 | 6.4% | -3.3% | ||
| Q1 24 | 14.6% | 6.4% |
净利率AMTBRICK
| Q4 25 | 3.0% | — | ||
| Q3 25 | 13.2% | -7.8% | ||
| Q2 25 | 20.9% | 5.7% | ||
| Q1 25 | 11.3% | 4.9% | ||
| Q4 24 | 19.3% | 12.6% | ||
| Q3 24 | -144.6% | 0.3% | ||
| Q2 24 | 5.0% | -6.9% | ||
| Q1 24 | 11.4% | 1.1% |
每股收益（稀释后）AMTBRICK
| Q4 25 | $0.08 | — | ||
| Q3 25 | $0.35 | $-0.60 | ||
| Q2 25 | $0.55 | $0.46 | ||
| Q1 25 | $0.28 | $0.36 | ||
| Q4 24 | $0.53 | $1.01 | ||
| Q3 24 | $-1.43 | $0.04 | ||
| Q2 24 | $0.15 | $-0.56 | ||
| Q1 24 | $0.31 | $0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $33.7M |
| 总债务越低越好 | — | $238.2M |
| 股东权益账面价值 | $938.8M | $261.1M |
| 总资产 | $9.8B | $596.9M |
| 负债/权益比越低杠杆越低 | — | 0.91× |
8季度趋势，按日历期对齐
现金及短期投资AMTBRICK
| Q4 25 | — | — | ||
| Q3 25 | — | $33.7M | ||
| Q2 25 | — | $29.3M | ||
| Q1 25 | — | $32.7M | ||
| Q4 24 | — | $34.7M | ||
| Q3 24 | — | $32.4M | ||
| Q2 24 | — | $34.9M | ||
| Q1 24 | — | $20.0M |
总债务AMTBRICK
| Q4 25 | — | — | ||
| Q3 25 | — | $238.2M | ||
| Q2 25 | — | $243.8M | ||
| Q1 25 | — | $244.1M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $241.1M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益AMTBRICK
| Q4 25 | $938.8M | — | ||
| Q3 25 | $944.9M | $261.1M | ||
| Q2 25 | $924.3M | $269.5M | ||
| Q1 25 | $906.3M | $268.8M | ||
| Q4 24 | $890.5M | $269.0M | ||
| Q3 24 | $902.9M | $263.4M | ||
| Q2 24 | $734.3M | $271.2M | ||
| Q1 24 | $738.1M | $285.8M |
总资产AMTBRICK
| Q4 25 | $9.8B | — | ||
| Q3 25 | $10.4B | $596.9M | ||
| Q2 25 | $10.3B | $597.4M | ||
| Q1 25 | $10.2B | $589.8M | ||
| Q4 24 | $9.9B | $586.2M | ||
| Q3 24 | $10.4B | $584.4M | ||
| Q2 24 | $9.7B | $601.0M | ||
| Q1 24 | $9.8B | $609.9M |
负债/权益比AMTBRICK
| Q4 25 | — | — | ||
| Q3 25 | — | 0.91× | ||
| Q2 25 | — | 0.90× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.92× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $137.0M | $13.7M |
| 自由现金流经营现金流 - 资本支出 | $129.2M | $11.5M |
| 自由现金流率自由现金流/营收 | 115.2% | 16.2% |
| 资本支出强度资本支出/营收 | 6.9% | 3.2% |
| 现金转化率经营现金流/净利润 | 50.71× | — |
| 过去12个月自由现金流最近4个季度 | $225.2M | $34.9M |
8季度趋势，按日历期对齐
经营现金流AMTBRICK
| Q4 25 | $137.0M | — | ||
| Q3 25 | $22.7M | $13.7M | ||
| Q2 25 | $57.6M | $13.8M | ||
| Q1 25 | $20.2M | $8.5M | ||
| Q4 24 | $82.2M | $13.3M | ||
| Q3 24 | $4.2M | $15.7M | ||
| Q2 24 | $-2.3M | $15.8M | ||
| Q1 24 | $2.8M | $10.8M |
自由现金流AMTBRICK
| Q4 25 | $129.2M | — | ||
| Q3 25 | $21.7M | $11.5M | ||
| Q2 25 | $56.3M | $10.1M | ||
| Q1 25 | $18.0M | $5.7M | ||
| Q4 24 | $74.8M | $7.6M | ||
| Q3 24 | $2.6M | $10.3M | ||
| Q2 24 | $-3.9M | $9.3M | ||
| Q1 24 | $-694.0K | $3.2M |
自由现金流率AMTBRICK
| Q4 25 | 115.2% | — | ||
| Q3 25 | 19.5% | 16.2% | ||
| Q2 25 | 51.0% | 14.2% | ||
| Q1 25 | 17.1% | 8.6% | ||
| Q4 24 | 85.3% | 10.6% | ||
| Q3 24 | 7.8% | 14.0% | ||
| Q2 24 | -3.9% | 12.3% | ||
| Q1 24 | -0.8% | 4.4% |
资本支出强度AMTBRICK
| Q4 25 | 6.9% | — | ||
| Q3 25 | 0.9% | 3.2% | ||
| Q2 25 | 1.2% | 5.2% | ||
| Q1 25 | 2.1% | 4.3% | ||
| Q4 24 | 8.4% | 8.0% | ||
| Q3 24 | 4.8% | 7.3% | ||
| Q2 24 | 1.5% | 8.4% | ||
| Q1 24 | 3.8% | 10.6% |
现金转化率AMTBRICK
| Q4 25 | 50.71× | — | ||
| Q3 25 | 1.54× | — | ||
| Q2 25 | 2.50× | 3.40× | ||
| Q1 25 | 1.69× | 2.65× | ||
| Q4 24 | 4.87× | 1.48× | ||
| Q3 24 | — | 64.14× | ||
| Q2 24 | -0.47× | — | ||
| Q1 24 | 0.26× | 14.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AMTB
| Other | $58.0M | 52% |
| Commercial Portfolio Segment | $25.7M | 23% |
| Commercial Real Estate Portfolio Segment | $17.3M | 15% |
| Consumer Portfolio Segment | $11.1M | 10% |
RICK
| Transferred At Point In Time | $60.8M | 86% |
| Food And Merchandise | $10.4M | 15% |
