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AMERICAN WOODMARK CORP（AMWD）与FirstCash Holdings, Inc.（FCFS）财务数据对比。点击上方公司名可切换其他公司
FirstCash Holdings, Inc.的季度营收约是AMERICAN WOODMARK CORP的1.3倍（$501.3M vs $394.6M），FirstCash Holdings, Inc.净利率更高（20.8% vs 1.5%，领先19.2%），FirstCash Holdings, Inc.同比增速更快（21.2% vs -12.8%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs -3.3%）
美国木标公司是一家厨卫橱柜制造商，总部位于弗吉尼亚州温彻斯特。公司在美国多地设有多家生产基地与服务中心，其中生产基地分布在亚利桑那州、佐治亚州、印第安纳州、肯塔基州、马里兰州、田纳西州、弗吉尼亚州以及西弗吉尼亚州，服务网点覆盖全美各地。
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
AMWD vs FCFS — 直观对比
营收规模更大
FCFS
是对方的1.3倍
$394.6M
营收增速更快
FCFS
高出34.0%
-12.8%
净利率更高
FCFS
高出19.2%
1.5%
两年增速更快
FCFS
近两年复合增速
-3.3%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $394.6M | $501.3M |
| 净利润 | $6.1M | $104.2M |
| 毛利率 | 15.2% | — |
| 营业利润率 | 3.1% | 28.5% |
| 净利率 | 1.5% | 20.8% |
| 营收同比 | -12.8% | 21.2% |
| 净利润同比 | -78.0% | 24.7% |
| 每股收益（稀释后） | $0.42 | $2.35 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AMWDFCFS
| Q4 25 | $394.6M | $501.3M | ||
| Q3 25 | $403.0M | $411.0M | ||
| Q2 25 | $400.4M | $385.1M | ||
| Q1 25 | $397.6M | $371.1M | ||
| Q4 24 | $452.5M | $413.7M | ||
| Q3 24 | $459.1M | $363.1M | ||
| Q2 24 | $453.3M | $363.5M | ||
| Q1 24 | $422.1M | $366.8M |
净利润AMWDFCFS
| Q4 25 | $6.1M | $104.2M | ||
| Q3 25 | $14.6M | $82.8M | ||
| Q2 25 | $25.6M | $59.8M | ||
| Q1 25 | $16.6M | $83.6M | ||
| Q4 24 | $27.7M | $83.5M | ||
| Q3 24 | $29.6M | $64.8M | ||
| Q2 24 | $26.8M | $49.1M | ||
| Q1 24 | $21.2M | $61.4M |
毛利率AMWDFCFS
| Q4 25 | 15.2% | — | ||
| Q3 25 | 16.7% | — | ||
| Q2 25 | 17.0% | — | ||
| Q1 25 | 15.0% | — | ||
| Q4 24 | 18.9% | — | ||
| Q3 24 | 20.2% | — | ||
| Q2 24 | 18.6% | — | ||
| Q1 24 | 19.2% | — |
营业利润率AMWDFCFS
| Q4 25 | 3.1% | 28.5% | ||
| Q3 25 | 5.0% | 27.4% | ||
| Q2 25 | 7.4% | 21.1% | ||
| Q1 25 | 5.3% | 30.0% | ||
| Q4 24 | 9.4% | 26.5% | ||
| Q3 24 | 10.2% | 23.5% | ||
| Q2 24 | 8.4% | 18.2% | ||
| Q1 24 | 6.6% | 22.3% |
净利率AMWDFCFS
| Q4 25 | 1.5% | 20.8% | ||
| Q3 25 | 3.6% | 20.1% | ||
| Q2 25 | 6.4% | 15.5% | ||
| Q1 25 | 4.2% | 22.5% | ||
| Q4 24 | 6.1% | 20.2% | ||
| Q3 24 | 6.5% | 17.9% | ||
| Q2 24 | 5.9% | 13.5% | ||
| Q1 24 | 5.0% | 16.7% |
每股收益（稀释后）AMWDFCFS
| Q4 25 | $0.42 | $2.35 | ||
| Q3 25 | $1.00 | $1.86 | ||
| Q2 25 | $1.73 | $1.34 | ||
| Q1 25 | $1.09 | $1.87 | ||
| Q4 24 | $1.79 | $1.86 | ||
| Q3 24 | $1.89 | $1.44 | ||
| Q2 24 | $1.70 | $1.08 | ||
| Q1 24 | $1.32 | $1.35 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $52.1M | $125.2M |
| 总债务越低越好 | $363.3M | $2.2B |
| 股东权益账面价值 | $928.2M | $2.3B |
| 总资产 | $1.6B | $5.3B |
| 负债/权益比越低杠杆越低 | 0.39× | 0.98× |
8季度趋势，按日历期对齐
现金及短期投资AMWDFCFS
| Q4 25 | $52.1M | $125.2M | ||
| Q3 25 | $54.9M | $130.2M | ||
| Q2 25 | $48.2M | $101.5M | ||
| Q1 25 | $43.5M | $146.0M | ||
| Q4 24 | $56.7M | $175.1M | ||
| Q3 24 | $89.3M | $106.3M | ||
| Q2 24 | $87.4M | $113.7M | ||
| Q1 24 | $97.8M | $135.1M |
总债务AMWDFCFS
| Q4 25 | $363.3M | $2.2B | ||
| Q3 25 | $364.8M | $2.2B | ||
| Q2 25 | $365.8M | $1.7B | ||
| Q1 25 | $367.3M | $1.7B | ||
| Q4 24 | $368.0M | $1.7B | ||
| Q3 24 | $372.2M | $1.7B | ||
| Q2 24 | $371.8M | $1.7B | ||
| Q1 24 | $371.3M | $1.5B |
股东权益AMWDFCFS
| Q4 25 | $928.2M | $2.3B | ||
| Q3 25 | $920.3M | $2.2B | ||
| Q2 25 | $916.0M | $2.1B | ||
| Q1 25 | $919.6M | $2.1B | ||
| Q4 24 | $915.1M | $2.1B | ||
| Q3 24 | $913.8M | $2.0B | ||
| Q2 24 | $910.4M | $2.0B | ||
| Q1 24 | $896.9M | $2.0B |
总资产AMWDFCFS
| Q4 25 | $1.6B | $5.3B | ||
| Q3 25 | $1.6B | $5.2B | ||
| Q2 25 | $1.6B | $4.5B | ||
| Q1 25 | $1.6B | $4.4B | ||
| Q4 24 | $1.6B | $4.5B | ||
| Q3 24 | $1.6B | $4.4B | ||
| Q2 24 | $1.6B | $4.3B | ||
| Q1 24 | $1.6B | $4.2B |
负债/权益比AMWDFCFS
| Q4 25 | 0.39× | 0.98× | ||
| Q3 25 | 0.40× | 1.01× | ||
| Q2 25 | 0.40× | 0.79× | ||
| Q1 25 | 0.40× | 0.83× | ||
| Q4 24 | 0.40× | 0.85× | ||
| Q3 24 | 0.41× | 0.87× | ||
| Q2 24 | 0.41× | 0.85× | ||
| Q1 24 | 0.41× | 0.75× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $11.2M | $206.6M |
| 自由现金流经营现金流 - 资本支出 | $638.0K | — |
| 自由现金流率自由现金流/营收 | 0.2% | — |
| 资本支出强度资本支出/营收 | 2.7% | — |
| 现金转化率经营现金流/净利润 | 1.83× | 1.98× |
| 过去12个月自由现金流最近4个季度 | $64.0M | — |
8季度趋势，按日历期对齐
经营现金流AMWDFCFS
| Q4 25 | $11.2M | $206.6M | ||
| Q3 25 | $33.1M | $135.8M | ||
| Q2 25 | $44.8M | $116.9M | ||
| Q1 25 | $11.0M | $126.6M | ||
| Q4 24 | $11.9M | $198.1M | ||
| Q3 24 | $40.8M | $113.1M | ||
| Q2 24 | $43.3M | $106.2M | ||
| Q1 24 | $43.7M | $122.5M |
自由现金流AMWDFCFS
| Q4 25 | $638.0K | — | ||
| Q3 25 | $25.3M | — | ||
| Q2 25 | $35.8M | — | ||
| Q1 25 | $2.3M | — | ||
| Q4 24 | $1.1M | — | ||
| Q3 24 | $29.5M | — | ||
| Q2 24 | $7.2M | — | ||
| Q1 24 | $22.1M | — |
自由现金流率AMWDFCFS
| Q4 25 | 0.2% | — | ||
| Q3 25 | 6.3% | — | ||
| Q2 25 | 8.9% | — | ||
| Q1 25 | 0.6% | — | ||
| Q4 24 | 0.2% | — | ||
| Q3 24 | 6.4% | — | ||
| Q2 24 | 1.6% | — | ||
| Q1 24 | 5.2% | — |
资本支出强度AMWDFCFS
| Q4 25 | 2.7% | — | ||
| Q3 25 | 1.9% | — | ||
| Q2 25 | 2.2% | — | ||
| Q1 25 | 2.2% | — | ||
| Q4 24 | 2.4% | — | ||
| Q3 24 | 2.5% | — | ||
| Q2 24 | 8.0% | — | ||
| Q1 24 | 5.1% | — |
现金转化率AMWDFCFS
| Q4 25 | 1.83× | 1.98× | ||
| Q3 25 | 2.27× | 1.64× | ||
| Q2 25 | 1.75× | 1.95× | ||
| Q1 25 | 0.66× | 1.51× | ||
| Q4 24 | 0.43× | 2.37× | ||
| Q3 24 | 1.38× | 1.74× | ||
| Q2 24 | 1.62× | 2.16× | ||
| Q1 24 | 2.06× | 2.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AMWD
| Home Center Retailers | $166.7M | 42% |
| Builders | $164.7M | 42% |
| Independent Dealersand Distributors | $63.2M | 16% |
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
