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AMERICAN WOODMARK CORP（AMWD）与LendingClub Corp（LC）财务数据对比。点击上方公司名可切换其他公司
AMERICAN WOODMARK CORP的季度营收约是LendingClub Corp的1.6倍（$394.6M vs $252.3M），LendingClub Corp净利率更高（20.5% vs 1.5%，领先18.9%），LendingClub Corp同比增速更快（15.9% vs -12.8%），过去两年LendingClub Corp的营收复合增速更高（16.1% vs -3.3%）
美国木标公司是一家厨卫橱柜制造商，总部位于弗吉尼亚州温彻斯特。公司在美国多地设有多家生产基地与服务中心，其中生产基地分布在亚利桑那州、佐治亚州、印第安纳州、肯塔基州、马里兰州、田纳西州、弗吉尼亚州以及西弗吉尼亚州，服务网点覆盖全美各地。
LendingClub Corp是总部位于美国加利福尼亚州旧金山的金融服务企业，是全球首家将旗下产品作为证券完成注册的P2P借贷平台，同时支持贷款在二级市场交易。巅峰时期它是全球规模最大的P2P借贷平台，截至2015年12月31日，平台累计促成贷款发放额达159.8亿美元。
AMWD vs LC — 直观对比
营收规模更大
AMWD
是对方的1.6倍
$252.3M
营收增速更快
LC
高出28.7%
-12.8%
净利率更高
LC
高出18.9%
1.5%
两年增速更快
LC
近两年复合增速
-3.3%
损益表 — Q2 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $394.6M | $252.3M |
| 净利润 | $6.1M | $51.6M |
| 毛利率 | 15.2% | — |
| 营业利润率 | 3.1% | — |
| 净利率 | 1.5% | 20.5% |
| 营收同比 | -12.8% | 15.9% |
| 净利润同比 | -78.0% | 341.0% |
| 每股收益（稀释后） | $0.42 | $0.44 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AMWDLC
| Q1 26 | — | $252.3M | ||
| Q4 25 | $394.6M | $266.5M | ||
| Q3 25 | $403.0M | $266.2M | ||
| Q2 25 | $400.4M | $248.4M | ||
| Q1 25 | $397.6M | $217.7M | ||
| Q4 24 | $452.5M | $217.2M | ||
| Q3 24 | $459.1M | $201.9M | ||
| Q2 24 | $453.3M | $187.2M |
净利润AMWDLC
| Q1 26 | — | $51.6M | ||
| Q4 25 | $6.1M | — | ||
| Q3 25 | $14.6M | $44.3M | ||
| Q2 25 | $25.6M | $38.2M | ||
| Q1 25 | $16.6M | $11.7M | ||
| Q4 24 | $27.7M | — | ||
| Q3 24 | $29.6M | $14.5M | ||
| Q2 24 | $26.8M | $14.9M |
毛利率AMWDLC
| Q1 26 | — | — | ||
| Q4 25 | 15.2% | — | ||
| Q3 25 | 16.7% | — | ||
| Q2 25 | 17.0% | — | ||
| Q1 25 | 15.0% | — | ||
| Q4 24 | 18.9% | — | ||
| Q3 24 | 20.2% | — | ||
| Q2 24 | 18.6% | — |
营业利润率AMWDLC
| Q1 26 | — | — | ||
| Q4 25 | 3.1% | 18.8% | ||
| Q3 25 | 5.0% | 21.5% | ||
| Q2 25 | 7.4% | 21.7% | ||
| Q1 25 | 5.3% | 7.2% | ||
| Q4 24 | 9.4% | 5.1% | ||
| Q3 24 | 10.2% | 8.9% | ||
| Q2 24 | 8.4% | 10.4% |
净利率AMWDLC
| Q1 26 | — | 20.5% | ||
| Q4 25 | 1.5% | — | ||
| Q3 25 | 3.6% | 16.6% | ||
| Q2 25 | 6.4% | 15.4% | ||
| Q1 25 | 4.2% | 5.4% | ||
| Q4 24 | 6.1% | — | ||
| Q3 24 | 6.5% | 7.2% | ||
| Q2 24 | 5.9% | 8.0% |
每股收益（稀释后）AMWDLC
| Q1 26 | — | $0.44 | ||
| Q4 25 | $0.42 | $0.36 | ||
| Q3 25 | $1.00 | $0.37 | ||
| Q2 25 | $1.73 | $0.33 | ||
| Q1 25 | $1.09 | $0.10 | ||
| Q4 24 | $1.79 | $0.08 | ||
| Q3 24 | $1.89 | $0.13 | ||
| Q2 24 | $1.70 | $0.13 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $52.1M | — |
| 总债务越低越好 | $363.3M | — |
| 股东权益账面价值 | $928.2M | $1.5B |
| 总资产 | $1.6B | $11.9B |
| 负债/权益比越低杠杆越低 | 0.39× | — |
8季度趋势，按日历期对齐
现金及短期投资AMWDLC
| Q1 26 | — | — | ||
| Q4 25 | $52.1M | — | ||
| Q3 25 | $54.9M | — | ||
| Q2 25 | $48.2M | — | ||
| Q1 25 | $43.5M | — | ||
| Q4 24 | $56.7M | — | ||
| Q3 24 | $89.3M | — | ||
| Q2 24 | $87.4M | — |
总债务AMWDLC
| Q1 26 | — | — | ||
| Q4 25 | $363.3M | $0 | ||
| Q3 25 | $364.8M | $0 | ||
| Q2 25 | $365.8M | $0 | ||
| Q1 25 | $367.3M | $0 | ||
| Q4 24 | $368.0M | $0 | ||
| Q3 24 | $372.2M | — | ||
| Q2 24 | $371.8M | — |
股东权益AMWDLC
| Q1 26 | — | $1.5B | ||
| Q4 25 | $928.2M | $1.5B | ||
| Q3 25 | $920.3M | $1.5B | ||
| Q2 25 | $916.0M | $1.4B | ||
| Q1 25 | $919.6M | $1.4B | ||
| Q4 24 | $915.1M | $1.3B | ||
| Q3 24 | $913.8M | $1.3B | ||
| Q2 24 | $910.4M | $1.3B |
总资产AMWDLC
| Q1 26 | — | $11.9B | ||
| Q4 25 | $1.6B | $11.6B | ||
| Q3 25 | $1.6B | $11.1B | ||
| Q2 25 | $1.6B | $10.8B | ||
| Q1 25 | $1.6B | $10.5B | ||
| Q4 24 | $1.6B | $10.6B | ||
| Q3 24 | $1.6B | $11.0B | ||
| Q2 24 | $1.6B | $9.6B |
负债/权益比AMWDLC
| Q1 26 | — | — | ||
| Q4 25 | 0.39× | 0.00× | ||
| Q3 25 | 0.40× | 0.00× | ||
| Q2 25 | 0.40× | 0.00× | ||
| Q1 25 | 0.40× | 0.00× | ||
| Q4 24 | 0.40× | 0.00× | ||
| Q3 24 | 0.41× | — | ||
| Q2 24 | 0.41× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $11.2M | — |
| 自由现金流经营现金流 - 资本支出 | $638.0K | — |
| 自由现金流率自由现金流/营收 | 0.2% | — |
| 资本支出强度资本支出/营收 | 2.7% | — |
| 现金转化率经营现金流/净利润 | 1.83× | — |
| 过去12个月自由现金流最近4个季度 | $64.0M | — |
8季度趋势，按日历期对齐
经营现金流AMWDLC
| Q1 26 | — | — | ||
| Q4 25 | $11.2M | $-2.7B | ||
| Q3 25 | $33.1M | $-770.8M | ||
| Q2 25 | $44.8M | $-713.1M | ||
| Q1 25 | $11.0M | $-339.3M | ||
| Q4 24 | $11.9M | $-2.6B | ||
| Q3 24 | $40.8M | $-669.8M | ||
| Q2 24 | $43.3M | $-932.5M |
自由现金流AMWDLC
| Q1 26 | — | — | ||
| Q4 25 | $638.0K | $-2.9B | ||
| Q3 25 | $25.3M | $-791.8M | ||
| Q2 25 | $35.8M | $-803.8M | ||
| Q1 25 | $2.3M | $-352.3M | ||
| Q4 24 | $1.1M | $-2.7B | ||
| Q3 24 | $29.5M | $-682.3M | ||
| Q2 24 | $7.2M | $-945.3M |
自由现金流率AMWDLC
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | -1076.0% | ||
| Q3 25 | 6.3% | -297.4% | ||
| Q2 25 | 8.9% | -323.5% | ||
| Q1 25 | 0.6% | -161.8% | ||
| Q4 24 | 0.2% | -1237.8% | ||
| Q3 24 | 6.4% | -338.0% | ||
| Q2 24 | 1.6% | -504.9% |
资本支出强度AMWDLC
| Q1 26 | — | — | ||
| Q4 25 | 2.7% | 52.7% | ||
| Q3 25 | 1.9% | 7.9% | ||
| Q2 25 | 2.2% | 36.5% | ||
| Q1 25 | 2.2% | 6.0% | ||
| Q4 24 | 2.4% | 25.0% | ||
| Q3 24 | 2.5% | 6.2% | ||
| Q2 24 | 8.0% | 6.9% |
现金转化率AMWDLC
| Q1 26 | — | — | ||
| Q4 25 | 1.83× | — | ||
| Q3 25 | 2.27× | -17.41× | ||
| Q2 25 | 1.75× | -18.68× | ||
| Q1 25 | 0.66× | -29.07× | ||
| Q4 24 | 0.43× | — | ||
| Q3 24 | 1.38× | -46.33× | ||
| Q2 24 | 1.62× | -62.57× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AMWD
| Home Center Retailers | $166.7M | 42% |
| Builders | $164.7M | 42% |
| Independent Dealersand Distributors | $63.2M | 16% |
LC
暂无分部数据
