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American Well Corp（AMWL）与Ponce Financial Group, Inc.（PDLB）财务数据对比。点击上方公司名可切换其他公司
American Well Corp的季度营收约是Ponce Financial Group, Inc.的1.8倍（$55.3M vs $31.4M），Ponce Financial Group, Inc.净利率更高（36.3% vs -45.1%，领先81.3%），Ponce Financial Group, Inc.同比增速更快（37.6% vs -22.1%），Ponce Financial Group, Inc.自由现金流更多（$54.6M vs $-17.4M），过去两年Ponce Financial Group, Inc.的营收复合增速更高（23.7% vs -3.6%）
美国烟草公司由J.B.杜克于1890年整合多家美国烟草制造商合并创立，1896年成为道琼斯工业平均指数最初的12支成分股之一。该公司收购了好彩公司及超过200家竞争对手，一度垄断美国烟草行业。1907年美国联邦政府发起反垄断诉讼，最终将该公司分拆为多家企业。
庞塞金融集团是总部位于美国的金融控股公司，核心子公司为庞塞银行，主要服务纽约大都会区的多元文化、移民及中低收入社区，提供存款账户、按揭贷款、小微企业融资、个人信贷等零售及商业银行服务。
AMWL vs PDLB — 直观对比
营收规模更大
AMWL
是对方的1.8倍
$31.4M
营收增速更快
PDLB
高出59.7%
-22.1%
净利率更高
PDLB
高出81.3%
-45.1%
自由现金流更多
PDLB
多$72.0M
$-17.4M
两年增速更快
PDLB
近两年复合增速
-3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $55.3M | $31.4M |
| 净利润 | $-24.9M | $10.1M |
| 毛利率 | — | — |
| 营业利润率 | -45.5% | 43.6% |
| 净利率 | -45.1% | 36.3% |
| 营收同比 | -22.1% | 37.6% |
| 净利润同比 | 41.6% | 245.6% |
| 每股收益（稀释后） | $-1.53 | $0.43 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AMWLPDLB
| Q4 25 | $55.3M | $31.4M | ||
| Q3 25 | $56.3M | $26.7M | ||
| Q2 25 | $70.9M | $26.5M | ||
| Q1 25 | $66.8M | $24.6M | ||
| Q4 24 | $71.0M | $22.8M | ||
| Q3 24 | $61.0M | $20.2M | ||
| Q2 24 | $62.8M | $20.2M | ||
| Q1 24 | $59.5M | $20.5M |
净利润AMWLPDLB
| Q4 25 | $-24.9M | $10.1M | ||
| Q3 25 | $-32.4M | $6.5M | ||
| Q2 25 | $-19.7M | $6.1M | ||
| Q1 25 | $-18.7M | $6.0M | ||
| Q4 24 | $-42.7M | $2.9M | ||
| Q3 24 | $-43.5M | $2.4M | ||
| Q2 24 | $-49.9M | $3.2M | ||
| Q1 24 | $-72.1M | $2.4M |
营业利润率AMWLPDLB
| Q4 25 | -45.5% | 43.6% | ||
| Q3 25 | -52.1% | 32.8% | ||
| Q2 25 | -28.7% | 30.2% | ||
| Q1 25 | -45.5% | 32.5% | ||
| Q4 24 | -60.2% | 19.6% | ||
| Q3 24 | -77.6% | 15.2% | ||
| Q2 24 | -83.4% | 21.8% | ||
| Q1 24 | -126.1% | 18.3% |
净利率AMWLPDLB
| Q4 25 | -45.1% | 36.3% | ||
| Q3 25 | -57.5% | 24.3% | ||
| Q2 25 | -27.8% | 23.0% | ||
| Q1 25 | -28.0% | 24.2% | ||
| Q4 24 | -60.1% | 14.1% | ||
| Q3 24 | -71.2% | 12.1% | ||
| Q2 24 | -79.5% | 15.8% | ||
| Q1 24 | -121.1% | 11.8% |
每股收益（稀释后）AMWLPDLB
| Q4 25 | $-1.53 | $0.43 | ||
| Q3 25 | $-2.00 | $0.27 | ||
| Q2 25 | $-1.24 | $0.25 | ||
| Q1 25 | $-1.19 | $0.25 | ||
| Q4 24 | $-2.71 | $0.11 | ||
| Q3 24 | $-2.87 | $0.10 | ||
| Q2 24 | $-3.36 | $0.14 | ||
| Q1 24 | $-4.94 | $0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $182.3M | $126.2M |
| 总债务越低越好 | — | $596.1M |
| 股东权益账面价值 | $235.6M | $541.5M |
| 总资产 | $323.8M | $3.2B |
| 负债/权益比越低杠杆越低 | — | 1.10× |
8季度趋势，按日历期对齐
现金及短期投资AMWLPDLB
| Q4 25 | $182.3M | $126.2M | ||
| Q3 25 | $200.9M | $146.6M | ||
| Q2 25 | $219.1M | $126.6M | ||
| Q1 25 | $222.4M | $129.9M | ||
| Q4 24 | $228.3M | $139.8M | ||
| Q3 24 | $244.6M | $155.8M | ||
| Q2 24 | $276.9M | $103.2M | ||
| Q1 24 | $308.6M | $134.7M |
总债务AMWLPDLB
| Q4 25 | — | $596.1M | ||
| Q3 25 | — | $521.1M | ||
| Q2 25 | — | $536.1M | ||
| Q1 25 | — | $521.1M | ||
| Q4 24 | — | $596.1M | ||
| Q3 24 | — | $580.4M | ||
| Q2 24 | — | $680.4M | ||
| Q1 24 | — | $680.4M |
股东权益AMWLPDLB
| Q4 25 | $235.6M | $541.5M | ||
| Q3 25 | $254.9M | $529.8M | ||
| Q2 25 | $282.6M | $521.1M | ||
| Q1 25 | $294.0M | $513.9M | ||
| Q4 24 | $304.8M | $505.5M | ||
| Q3 24 | $336.7M | $504.6M | ||
| Q2 24 | $363.9M | $497.7M | ||
| Q1 24 | $408.7M | $493.7M |
总资产AMWLPDLB
| Q4 25 | $323.8M | $3.2B | ||
| Q3 25 | $359.4M | $3.2B | ||
| Q2 25 | $388.7M | $3.2B | ||
| Q1 25 | $419.5M | $3.1B | ||
| Q4 24 | $436.0M | $3.0B | ||
| Q3 24 | $483.0M | $3.0B | ||
| Q2 24 | $507.8M | $2.8B | ||
| Q1 24 | $548.4M | $2.8B |
负债/权益比AMWLPDLB
| Q4 25 | — | 1.10× | ||
| Q3 25 | — | 0.98× | ||
| Q2 25 | — | 1.03× | ||
| Q1 25 | — | 1.01× | ||
| Q4 24 | — | 1.18× | ||
| Q3 24 | — | 1.15× | ||
| Q2 24 | — | 1.37× | ||
| Q1 24 | — | 1.38× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-17.4M | $55.6M |
| 自由现金流经营现金流 - 资本支出 | $-17.4M | $54.6M |
| 自由现金流率自由现金流/营收 | -31.4% | 173.9% |
| 资本支出强度资本支出/营收 | 0.0% | 3.1% |
| 现金转化率经营现金流/净利润 | — | 5.48× |
| 过去12个月自由现金流最近4个季度 | — | $74.3M |
8季度趋势，按日历期对齐
经营现金流AMWLPDLB
| Q4 25 | $-17.4M | $55.6M | ||
| Q3 25 | $-18.8M | $1.4M | ||
| Q2 25 | $-4.7M | $6.2M | ||
| Q1 25 | $-25.1M | $13.1M | ||
| Q4 24 | $-13.4M | $7.2M | ||
| Q3 24 | $-32.4M | $-14.6M | ||
| Q2 24 | $-21.8M | $-2.6M | ||
| Q1 24 | $-59.8M | $1.5M |
自由现金流AMWLPDLB
| Q4 25 | $-17.4M | $54.6M | ||
| Q3 25 | — | $786.0K | ||
| Q2 25 | — | $5.9M | ||
| Q1 25 | $-25.1M | $12.9M | ||
| Q4 24 | $-13.4M | $4.5M | ||
| Q3 24 | $-32.4M | $-15.0M | ||
| Q2 24 | $-21.8M | $-2.6M | ||
| Q1 24 | $-59.8M | $-315.0K |
自由现金流率AMWLPDLB
| Q4 25 | -31.4% | 173.9% | ||
| Q3 25 | — | 2.9% | ||
| Q2 25 | — | 22.4% | ||
| Q1 25 | -37.6% | 52.6% | ||
| Q4 24 | -18.9% | 19.7% | ||
| Q3 24 | -53.0% | -74.1% | ||
| Q2 24 | -34.7% | -13.0% | ||
| Q1 24 | -100.5% | -1.5% |
资本支出强度AMWLPDLB
| Q4 25 | 0.0% | 3.1% | ||
| Q3 25 | 0.0% | 2.3% | ||
| Q2 25 | 0.0% | 1.0% | ||
| Q1 25 | 0.0% | 0.6% | ||
| Q4 24 | 0.0% | 11.9% | ||
| Q3 24 | 0.0% | 2.0% | ||
| Q2 24 | 0.0% | 0.3% | ||
| Q1 24 | 0.1% | 8.7% |
现金转化率AMWLPDLB
| Q4 25 | — | 5.48× | ||
| Q3 25 | — | 0.21× | ||
| Q2 25 | — | 1.01× | ||
| Q1 25 | — | 2.20× | ||
| Q4 24 | — | 2.46× | ||
| Q3 24 | — | -5.99× | ||
| Q2 24 | — | -0.80× | ||
| Q1 24 | — | 0.61× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AMWL
| Platform Subscription | $28.8M | 52% |
| Visits | $23.7M | 43% |
| Others | $2.8M | 5% |
PDLB
暂无分部数据
