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怡安集团（AON）与INVESTORS TITLE CO（ITIC）财务数据对比。点击上方公司名可切换其他公司
怡安集团的季度营收约是INVESTORS TITLE CO的422.9倍（$4.3B vs $10.2M）。INVESTORS TITLE CO同比增速更快（11.3% vs 3.7%）。怡安集团自由现金流更多（$1.3B vs $3.7M）。过去两年INVESTORS TITLE CO的营收复合增速更高（12.6% vs 2.8%）
怡安集团（Aon plc）是一家英美背景的专业服务企业，下设两大业务板块：风险资本板块提供风险管理、保险及再保险领域的经纪与咨询服务；人力资本板块提供健康保险、退休及养老金计划、人才咨询等相关服务。
该公司是全球首家产权保险公司，前身为费城房地产产权保险公司，目前专注于为房地产交易提供产权保险相关服务，保障房地产交易中产权方的合法权益，在产权保险领域拥有悠久的发展历史与行业积累。
AON vs ITIC — 直观对比
营收规模更大
AON
是对方的422.9倍
$10.2M
营收增速更快
ITIC
高出7.6%
3.7%
自由现金流更多
AON
多$1.3B
$3.7M
两年增速更快
ITIC
近两年复合增速
2.8%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $4.3B | $10.2M |
| 净利润 | $1.7B | — |
| 毛利率 | — | — |
| 营业利润率 | 28.1% | 94.5% |
| 净利率 | 39.4% | — |
| 营收同比 | 3.7% | 11.3% |
| 净利润同比 | 136.5% | — |
| 每股收益（稀释后） | $7.82 | $3.97 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AONITIC
| Q4 25 | $4.3B | $10.2M | ||
| Q3 25 | $4.0B | $11.1M | ||
| Q2 25 | $4.2B | $11.2M | ||
| Q1 25 | $4.7B | $8.5M | ||
| Q4 24 | $4.1B | $9.1M | ||
| Q3 24 | $3.7B | $8.9M | ||
| Q2 24 | $3.8B | $9.1M | ||
| Q1 24 | $4.1B | $8.0M |
净利润AONITIC
| Q4 25 | $1.7B | — | ||
| Q3 25 | $458.0M | $12.2M | ||
| Q2 25 | $579.0M | $12.3M | ||
| Q1 25 | $965.0M | $3.2M | ||
| Q4 24 | $716.0M | — | ||
| Q3 24 | $343.0M | $9.3M | ||
| Q2 24 | $524.0M | $8.9M | ||
| Q1 24 | $1.1B | $4.5M |
营业利润率AONITIC
| Q4 25 | 28.1% | 94.5% | ||
| Q3 25 | 20.4% | — | ||
| Q2 25 | 20.7% | — | ||
| Q1 25 | 30.9% | 47.7% | ||
| Q4 24 | 26.3% | — | ||
| Q3 24 | 16.7% | — | ||
| Q2 24 | 17.4% | — | ||
| Q1 24 | 36.0% | 72.2% |
净利率AONITIC
| Q4 25 | 39.4% | — | ||
| Q3 25 | 11.5% | 110.3% | ||
| Q2 25 | 13.9% | 109.9% | ||
| Q1 25 | 20.4% | 37.3% | ||
| Q4 24 | 17.3% | — | ||
| Q3 24 | 9.2% | 104.9% | ||
| Q2 24 | 13.9% | 97.4% | ||
| Q1 24 | 26.3% | 56.4% |
每股收益（稀释后）AONITIC
| Q4 25 | $7.82 | $3.97 | ||
| Q3 25 | $2.11 | $6.45 | ||
| Q2 25 | $2.66 | $6.48 | ||
| Q1 25 | $4.43 | $1.67 | ||
| Q4 24 | $3.11 | $4.41 | ||
| Q3 24 | $1.57 | $4.92 | ||
| Q2 24 | $2.46 | $4.70 | ||
| Q1 24 | $5.35 | $2.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.8B | $89.6M |
| 总债务越低越好 | $15.2B | — |
| 股东权益账面价值 | $9.4B | $268.3M |
| 总资产 | $50.8B | $363.1M |
| 负债/权益比越低杠杆越低 | 1.63× | — |
8季度趋势，按日历期对齐
现金及短期投资AONITIC
| Q4 25 | $2.8B | $89.6M | ||
| Q3 25 | $1.3B | $110.8M | ||
| Q2 25 | $1.4B | $90.1M | ||
| Q1 25 | $1.3B | $81.7M | ||
| Q4 24 | $1.3B | $83.8M | ||
| Q3 24 | $1.3B | $112.9M | ||
| Q2 24 | $1.2B | $111.2M | ||
| Q1 24 | $6.4B | $135.0M |
总债务AONITIC
| Q4 25 | $15.2B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $17.0B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益AONITIC
| Q4 25 | $9.4B | $268.3M | ||
| Q3 25 | $7.9B | $278.0M | ||
| Q2 25 | $7.8B | $266.2M | ||
| Q1 25 | $7.0B | $254.4M | ||
| Q4 24 | $6.1B | $251.8M | ||
| Q3 24 | $6.2B | $271.3M | ||
| Q2 24 | $5.9B | $261.8M | ||
| Q1 24 | $-133.0M | $254.0M |
总资产AONITIC
| Q4 25 | $50.8B | $363.1M | ||
| Q3 25 | $51.6B | $363.3M | ||
| Q2 25 | $54.0B | $345.8M | ||
| Q1 25 | $50.3B | $333.8M | ||
| Q4 24 | $49.0B | $333.6M | ||
| Q3 24 | $49.9B | $352.0M | ||
| Q2 24 | $51.5B | $340.3M | ||
| Q1 24 | $40.8B | $329.5M |
负债/权益比AONITIC
| Q4 25 | 1.63× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 2.78× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.4B | $5.0M |
| 自由现金流经营现金流 - 资本支出 | $1.3B | $3.7M |
| 自由现金流率自由现金流/营收 | 30.8% | 36.1% |
| 资本支出强度资本支出/营收 | 1.7% | 13.0% |
| 现金转化率经营现金流/净利润 | 0.83× | — |
| 过去12个月自由现金流最近4个季度 | $3.2B | $25.4M |
8季度趋势，按日历期对齐
经营现金流AONITIC
| Q4 25 | $1.4B | $5.0M | ||
| Q3 25 | $1.1B | $17.2M | ||
| Q2 25 | $796.0M | $8.9M | ||
| Q1 25 | $140.0M | $-75.0K | ||
| Q4 24 | $1.2B | $12.1M | ||
| Q3 24 | $1.0B | $7.8M | ||
| Q2 24 | $513.0M | $8.4M | ||
| Q1 24 | $309.0M | $1.4M |
自由现金流AONITIC
| Q4 25 | $1.3B | $3.7M | ||
| Q3 25 | $1.1B | $15.8M | ||
| Q2 25 | $732.0M | $7.3M | ||
| Q1 25 | $84.0M | $-1.4M | ||
| Q4 24 | $1.1B | $10.8M | ||
| Q3 24 | $951.0M | $6.1M | ||
| Q2 24 | $460.0M | $6.3M | ||
| Q1 24 | $261.0M | $-793.0K |
自由现金流率AONITIC
| Q4 25 | 30.8% | 36.1% | ||
| Q3 25 | 27.0% | 142.8% | ||
| Q2 25 | 17.6% | 65.4% | ||
| Q1 25 | 1.8% | -16.5% | ||
| Q4 24 | 27.6% | 118.2% | ||
| Q3 24 | 25.6% | 68.6% | ||
| Q2 24 | 12.2% | 69.4% | ||
| Q1 24 | 6.4% | -9.9% |
资本支出强度AONITIC
| Q4 25 | 1.7% | 13.0% | ||
| Q3 25 | 1.7% | 12.2% | ||
| Q2 25 | 1.5% | 13.9% | ||
| Q1 25 | 1.2% | 15.7% | ||
| Q4 24 | 1.3% | 14.8% | ||
| Q3 24 | 1.7% | 19.5% | ||
| Q2 24 | 1.4% | 23.2% | ||
| Q1 24 | 1.2% | 27.8% |
现金转化率AONITIC
| Q4 25 | 0.83× | — | ||
| Q3 25 | 2.51× | 1.40× | ||
| Q2 25 | 1.37× | 0.72× | ||
| Q1 25 | 0.15× | -0.02× | ||
| Q4 24 | 1.68× | — | ||
| Q3 24 | 2.95× | 0.84× | ||
| Q2 24 | 0.98× | 0.95× | ||
| Q1 24 | 0.29× | 0.32× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AON
| Commercial Risk Solutions | $2.3B | 54% |
| Health Solutions | $1.1B | 26% |
| Wealth Solutions | $490.0M | 11% |
| Reinsurance Solutions | $379.0M | 9% |
ITIC
| Escrow Title Related And Other Fees | $4.9M | 48% |
| Investment Related Revenue | $3.8M | 37% |
| Other | $1.5M | 15% |
