vs
AMERICAN REALTY INVESTORS INC（ARL）与FIRST US BANCSHARES, INC.（FUSB）财务数据对比。点击上方公司名可切换其他公司
AMERICAN REALTY INVESTORS INC的季度营收约是FIRST US BANCSHARES, INC.的1.2倍（$13.0M vs $10.4M），AMERICAN REALTY INVESTORS INC净利率更高（75.2% vs 20.4%，领先54.7%），AMERICAN REALTY INVESTORS INC同比增速更快（8.1% vs 7.1%），过去两年AMERICAN REALTY INVESTORS INC的营收复合增速更高（4.6% vs 2.6%）
原温加顿地产投资者是一家房地产投资信托公司，主要投资于美国南部的购物中心，且项目大多以杂货店作为主力店。该公司在2021年8月被金考地产收购。
第一美国银行控股公司是一家银行控股企业，核心子公司第一公民银行在美国23个州经营着超过500家网点，另一家子公司硅谷银行则在15个州设有39个办事处，是美国规模较大的银行机构之一，总部位于北卡罗来纳州罗利。
ARL vs FUSB — 直观对比
营收规模更大
ARL
是对方的1.2倍
$10.4M
营收增速更快
ARL
高出1.0%
7.1%
净利率更高
ARL
高出54.7%
20.4%
两年增速更快
ARL
近两年复合增速
2.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $13.0M | $10.4M |
| 净利润 | $9.8M | $2.1M |
| 毛利率 | — | — |
| 营业利润率 | -23.3% | 28.1% |
| 净利率 | 75.2% | 20.4% |
| 营收同比 | 8.1% | 7.1% |
| 净利润同比 | 6175.8% | 24.2% |
| 每股收益（稀释后） | $0.60 | $0.36 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ARLFUSB
| Q4 25 | $13.0M | $10.4M | ||
| Q3 25 | $12.8M | $10.5M | ||
| Q2 25 | $12.2M | $10.3M | ||
| Q1 25 | $12.0M | $9.8M | ||
| Q4 24 | $12.0M | $9.7M | ||
| Q3 24 | $11.6M | $10.1M | ||
| Q2 24 | $11.8M | $10.0M | ||
| Q1 24 | $11.9M | $9.9M |
净利润ARLFUSB
| Q4 25 | $9.8M | $2.1M | ||
| Q3 25 | $129.0K | $1.9M | ||
| Q2 25 | $2.8M | $155.0K | ||
| Q1 25 | $3.0M | $1.8M | ||
| Q4 24 | $-161.0K | $1.7M | ||
| Q3 24 | $-17.5M | $2.2M | ||
| Q2 24 | $1.2M | $2.1M | ||
| Q1 24 | $1.8M | $2.1M |
营业利润率ARLFUSB
| Q4 25 | -23.3% | 28.1% | ||
| Q3 25 | -12.3% | 23.9% | ||
| Q2 25 | -8.3% | 1.6% | ||
| Q1 25 | -6.8% | 23.8% | ||
| Q4 24 | -14.8% | 23.8% | ||
| Q3 24 | -17.8% | 29.2% | ||
| Q2 24 | -10.8% | 27.4% | ||
| Q1 24 | -12.7% | 27.8% |
净利率ARLFUSB
| Q4 25 | 75.2% | 20.4% | ||
| Q3 25 | 1.0% | 18.4% | ||
| Q2 25 | 23.2% | 1.5% | ||
| Q1 25 | 24.7% | 18.1% | ||
| Q4 24 | -1.3% | 17.6% | ||
| Q3 24 | -150.4% | 22.0% | ||
| Q2 24 | 9.9% | 21.2% | ||
| Q1 24 | 14.7% | 21.3% |
每股收益（稀释后）ARLFUSB
| Q4 25 | $0.60 | $0.36 | ||
| Q3 25 | $0.01 | $0.32 | ||
| Q2 25 | $0.18 | $0.03 | ||
| Q1 25 | $0.18 | $0.29 | ||
| Q4 24 | $-0.01 | $0.29 | ||
| Q3 24 | $-1.08 | $0.36 | ||
| Q2 24 | $0.07 | $0.34 | ||
| Q1 24 | $0.11 | $0.34 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $89.1M | $73.5M |
| 总债务越低越好 | $214.4M | $10.9M |
| 股东权益账面价值 | $617.4M | $105.6M |
| 总资产 | $1.1B | $1.2B |
| 负债/权益比越低杠杆越低 | 0.35× | 0.10× |
8季度趋势，按日历期对齐
现金及短期投资ARLFUSB
| Q4 25 | $89.1M | $73.5M | ||
| Q3 25 | $82.8M | $54.7M | ||
| Q2 25 | $73.5M | $54.0M | ||
| Q1 25 | $88.7M | $56.0M | ||
| Q4 24 | $99.7M | $47.2M | ||
| Q3 24 | $131.6M | $82.3M | ||
| Q2 24 | $127.5M | $58.2M | ||
| Q1 24 | $130.9M | $60.2M |
总债务ARLFUSB
| Q4 25 | $214.4M | $10.9M | ||
| Q3 25 | $227.0M | $10.9M | ||
| Q2 25 | $216.0M | $10.9M | ||
| Q1 25 | $201.7M | $10.9M | ||
| Q4 24 | $185.4M | $10.9M | ||
| Q3 24 | $183.8M | $10.9M | ||
| Q2 24 | $181.0M | $10.8M | ||
| Q1 24 | $181.8M | $10.8M |
股东权益ARLFUSB
| Q4 25 | $617.4M | $105.6M | ||
| Q3 25 | $607.8M | $104.2M | ||
| Q2 25 | $607.8M | $101.9M | ||
| Q1 25 | $604.9M | $101.2M | ||
| Q4 24 | $601.8M | $98.6M | ||
| Q3 24 | $602.2M | $98.5M | ||
| Q2 24 | $619.9M | $93.8M | ||
| Q1 24 | $618.8M | $92.3M |
总资产ARLFUSB
| Q4 25 | $1.1B | $1.2B | ||
| Q3 25 | $1.1B | $1.1B | ||
| Q2 25 | $1.1B | $1.1B | ||
| Q1 25 | $1.0B | $1.1B | ||
| Q4 24 | $1.0B | $1.1B | ||
| Q3 24 | $1.0B | $1.1B | ||
| Q2 24 | $1.0B | $1.1B | ||
| Q1 24 | $1.0B | $1.1B |
负债/权益比ARLFUSB
| Q4 25 | 0.35× | 0.10× | ||
| Q3 25 | 0.37× | 0.10× | ||
| Q2 25 | 0.36× | 0.11× | ||
| Q1 25 | 0.33× | 0.11× | ||
| Q4 24 | 0.31× | 0.11× | ||
| Q3 24 | 0.31× | 0.11× | ||
| Q2 24 | 0.29× | 0.12× | ||
| Q1 24 | 0.29× | 0.12× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-5.6M | $12.3M |
| 自由现金流经营现金流 - 资本支出 | — | $9.1M |
| 自由现金流率自由现金流/营收 | — | 87.2% |
| 资本支出强度资本支出/营收 | — | 31.1% |
| 现金转化率经营现金流/净利润 | -0.57× | 5.79× |
| 过去12个月自由现金流最近4个季度 | — | $16.0M |
8季度趋势，按日历期对齐
经营现金流ARLFUSB
| Q4 25 | $-5.6M | $12.3M | ||
| Q3 25 | $8.0M | $4.2M | ||
| Q2 25 | $-2.9M | $3.9M | ||
| Q1 25 | $-7.4M | $1.8M | ||
| Q4 24 | $1.1M | $7.8M | ||
| Q3 24 | $13.5M | $1.9M | ||
| Q2 24 | $-503.0K | $2.5M | ||
| Q1 24 | $3.9M | $825.0K |
自由现金流ARLFUSB
| Q4 25 | — | $9.1M | ||
| Q3 25 | — | $3.6M | ||
| Q2 25 | — | $1.6M | ||
| Q1 25 | — | $1.7M | ||
| Q4 24 | — | $5.7M | ||
| Q3 24 | — | $1.3M | ||
| Q2 24 | — | $2.3M | ||
| Q1 24 | — | $-142.0K |
自由现金流率ARLFUSB
| Q4 25 | — | 87.2% | ||
| Q3 25 | — | 34.2% | ||
| Q2 25 | — | 16.0% | ||
| Q1 25 | — | 17.2% | ||
| Q4 24 | — | 58.2% | ||
| Q3 24 | — | 12.7% | ||
| Q2 24 | — | 23.5% | ||
| Q1 24 | — | -1.4% |
资本支出强度ARLFUSB
| Q4 25 | — | 31.1% | ||
| Q3 25 | — | 5.9% | ||
| Q2 25 | — | 21.8% | ||
| Q1 25 | — | 0.7% | ||
| Q4 24 | — | 21.6% | ||
| Q3 24 | — | 6.6% | ||
| Q2 24 | — | 2.0% | ||
| Q1 24 | — | 9.8% |
现金转化率ARLFUSB
| Q4 25 | -0.57× | 5.79× | ||
| Q3 25 | 61.81× | 2.18× | ||
| Q2 25 | -1.03× | 25.16× | ||
| Q1 25 | -2.50× | 0.99× | ||
| Q4 24 | — | 4.53× | ||
| Q3 24 | — | 0.87× | ||
| Q2 24 | -0.43× | 1.20× | ||
| Q1 24 | 2.21× | 0.39× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
