vs
AMERICAN REALTY INVESTORS INC（ARL）与RIVERVIEW BANCORP INC（RVSB）财务数据对比。点击上方公司名可切换其他公司
RIVERVIEW BANCORP INC的季度营收约是AMERICAN REALTY INVESTORS INC的1.1倍（$14.0M vs $13.0M），AMERICAN REALTY INVESTORS INC净利率更高（75.2% vs 9.8%，领先65.4%），RIVERVIEW BANCORP INC同比增速更快（10.4% vs 8.1%），过去两年RIVERVIEW BANCORP INC的营收复合增速更高（24.6% vs 4.6%）
原温加顿地产投资者是一家房地产投资信托公司，主要投资于美国南部的购物中心，且项目大多以杂货店作为主力店。该公司在2021年8月被金考地产收购。
Riverview Bancorp Inc.是一家总部位于美国的银行控股公司，主营个人与商业银行业务，服务覆盖太平洋西北地区，提供存款、消费贷款、住房抵押贷款、商业信贷及小企业金融等产品，服务零售客户与本地企业群体。
ARL vs RVSB — 直观对比
营收规模更大
RVSB
是对方的1.1倍
$13.0M
营收增速更快
RVSB
高出2.3%
8.1%
净利率更高
ARL
高出65.4%
9.8%
两年增速更快
RVSB
近两年复合增速
4.6%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $13.0M | $14.0M |
| 净利润 | $9.8M | $1.4M |
| 毛利率 | — | — |
| 营业利润率 | -23.3% | 12.4% |
| 净利率 | 75.2% | 9.8% |
| 营收同比 | 8.1% | 10.4% |
| 净利润同比 | 6175.8% | 11.8% |
| 每股收益（稀释后） | $0.60 | $0.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ARLRVSB
| Q4 25 | $13.0M | $14.0M | ||
| Q3 25 | $12.8M | $13.6M | ||
| Q2 25 | $12.2M | $13.3M | ||
| Q1 25 | $12.0M | $12.9M | ||
| Q4 24 | $12.0M | $12.7M | ||
| Q3 24 | $11.6M | $12.8M | ||
| Q2 24 | $11.8M | $12.2M | ||
| Q1 24 | $11.9M | $9.0M |
净利润ARLRVSB
| Q4 25 | $9.8M | $1.4M | ||
| Q3 25 | $129.0K | $1.1M | ||
| Q2 25 | $2.8M | $1.2M | ||
| Q1 25 | $3.0M | $1.1M | ||
| Q4 24 | $-161.0K | $1.2M | ||
| Q3 24 | $-17.5M | $1.6M | ||
| Q2 24 | $1.2M | $966.0K | ||
| Q1 24 | $1.8M | $-3.0M |
营业利润率ARLRVSB
| Q4 25 | -23.3% | 12.4% | ||
| Q3 25 | -12.3% | 10.2% | ||
| Q2 25 | -8.3% | 11.7% | ||
| Q1 25 | -6.8% | 11.3% | ||
| Q4 24 | -14.8% | 12.4% | ||
| Q3 24 | -17.8% | 15.5% | ||
| Q2 24 | -10.8% | 10.0% | ||
| Q1 24 | -12.7% | -47.5% |
净利率ARLRVSB
| Q4 25 | 75.2% | 9.8% | ||
| Q3 25 | 1.0% | 8.1% | ||
| Q2 25 | 23.2% | 9.2% | ||
| Q1 25 | 24.7% | 8.9% | ||
| Q4 24 | -1.3% | 9.7% | ||
| Q3 24 | -150.4% | 12.2% | ||
| Q2 24 | 9.9% | 7.9% | ||
| Q1 24 | 14.7% | -34.7% |
每股收益（稀释后）ARLRVSB
| Q4 25 | $0.60 | $0.07 | ||
| Q3 25 | $0.01 | $0.05 | ||
| Q2 25 | $0.18 | $0.06 | ||
| Q1 25 | $0.18 | $0.05 | ||
| Q4 24 | $-0.01 | $0.06 | ||
| Q3 24 | $-1.08 | $0.07 | ||
| Q2 24 | $0.07 | $0.05 | ||
| Q1 24 | $0.11 | $-0.14 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $89.1M | $28.6M |
| 总债务越低越好 | $214.4M | — |
| 股东权益账面价值 | $617.4M | $164.2M |
| 总资产 | $1.1B | $1.5B |
| 负债/权益比越低杠杆越低 | 0.35× | — |
8季度趋势，按日历期对齐
现金及短期投资ARLRVSB
| Q4 25 | $89.1M | $28.6M | ||
| Q3 25 | $82.8M | $32.8M | ||
| Q2 25 | $73.5M | $34.2M | ||
| Q1 25 | $88.7M | $29.4M | ||
| Q4 24 | $99.7M | $25.3M | ||
| Q3 24 | $131.6M | $31.0M | ||
| Q2 24 | $127.5M | $27.8M | ||
| Q1 24 | $130.9M | $23.6M |
总债务ARLRVSB
| Q4 25 | $214.4M | — | ||
| Q3 25 | $227.0M | — | ||
| Q2 25 | $216.0M | — | ||
| Q1 25 | $201.7M | — | ||
| Q4 24 | $185.4M | — | ||
| Q3 24 | $183.8M | — | ||
| Q2 24 | $181.0M | — | ||
| Q1 24 | $181.8M | — |
股东权益ARLRVSB
| Q4 25 | $617.4M | $164.2M | ||
| Q3 25 | $607.8M | $163.5M | ||
| Q2 25 | $607.8M | $162.0M | ||
| Q1 25 | $604.9M | $160.0M | ||
| Q4 24 | $601.8M | $158.3M | ||
| Q3 24 | $602.2M | $160.8M | ||
| Q2 24 | $619.9M | $155.9M | ||
| Q1 24 | $618.8M | $155.6M |
总资产ARLRVSB
| Q4 25 | $1.1B | $1.5B | ||
| Q3 25 | $1.1B | $1.5B | ||
| Q2 25 | $1.1B | $1.5B | ||
| Q1 25 | $1.0B | $1.5B | ||
| Q4 24 | $1.0B | $1.5B | ||
| Q3 24 | $1.0B | $1.5B | ||
| Q2 24 | $1.0B | $1.5B | ||
| Q1 24 | $1.0B | $1.5B |
负债/权益比ARLRVSB
| Q4 25 | 0.35× | — | ||
| Q3 25 | 0.37× | — | ||
| Q2 25 | 0.36× | — | ||
| Q1 25 | 0.33× | — | ||
| Q4 24 | 0.31× | — | ||
| Q3 24 | 0.31× | — | ||
| Q2 24 | 0.29× | — | ||
| Q1 24 | 0.29× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-5.6M | $-506.0K |
| 自由现金流经营现金流 - 资本支出 | — | $-736.0K |
| 自由现金流率自由现金流/营收 | — | -5.2% |
| 资本支出强度资本支出/营收 | — | 1.6% |
| 现金转化率经营现金流/净利润 | -0.57× | -0.37× |
| 过去12个月自由现金流最近4个季度 | — | $20.4M |
8季度趋势，按日历期对齐
经营现金流ARLRVSB
| Q4 25 | $-5.6M | $-506.0K | ||
| Q3 25 | $8.0M | $16.8M | ||
| Q2 25 | $-2.9M | $-697.0K | ||
| Q1 25 | $-7.4M | $8.3M | ||
| Q4 24 | $1.1M | $2.2M | ||
| Q3 24 | $13.5M | $764.0K | ||
| Q2 24 | $-503.0K | $5.4M | ||
| Q1 24 | $3.9M | $12.8M |
自由现金流ARLRVSB
| Q4 25 | — | $-736.0K | ||
| Q3 25 | — | $16.4M | ||
| Q2 25 | — | $-773.0K | ||
| Q1 25 | — | $5.6M | ||
| Q4 24 | — | $1.9M | ||
| Q3 24 | — | $-1.4M | ||
| Q2 24 | — | $5.3M | ||
| Q1 24 | — | $7.1M |
自由现金流率ARLRVSB
| Q4 25 | — | -5.2% | ||
| Q3 25 | — | 120.1% | ||
| Q2 25 | — | -5.8% | ||
| Q1 25 | — | 43.1% | ||
| Q4 24 | — | 15.0% | ||
| Q3 24 | — | -11.3% | ||
| Q2 24 | — | 43.7% | ||
| Q1 24 | — | 79.0% |
资本支出强度ARLRVSB
| Q4 25 | — | 1.6% | ||
| Q3 25 | — | 2.9% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | 21.0% | ||
| Q4 24 | — | 2.4% | ||
| Q3 24 | — | 17.3% | ||
| Q2 24 | — | 0.9% | ||
| Q1 24 | — | 62.0% |
现金转化率ARLRVSB
| Q4 25 | -0.57× | -0.37× | ||
| Q3 25 | 61.81× | 15.25× | ||
| Q2 25 | -1.03× | -0.57× | ||
| Q1 25 | -2.50× | 7.20× | ||
| Q4 24 | — | 1.79× | ||
| Q3 24 | — | 0.49× | ||
| Q2 24 | -0.43× | 5.63× | ||
| Q1 24 | 2.21× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
