vs
Array Technologies, Inc.（ARRY）与PATHWARD FINANCIAL, INC.（CASH）财务数据对比。点击上方公司名可切换其他公司
PATHWARD FINANCIAL, INC.的季度营收约是Array Technologies, Inc.的1.2倍（$276.3M vs $226.0M），PATHWARD FINANCIAL, INC.净利率更高（26.4% vs -64.5%，领先90.9%），过去两年PATHWARD FINANCIAL, INC.的营收复合增速更高（21.0% vs -6.0%）
ATI科技是原加拿大半导体科技企业，总部位于安大略省万锦市，专注于图形处理器与芯片组的研发，1985年成立，1993年公开上市，2006年被AMD收购。作为全球知名的无晶圆厂半导体厂商，其掌握自研核心技术，生产组装环节采用外包模式。2000年3dfx破产后，ATI成为全球图形芯片领域的核心厂商之一。
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
ARRY vs CASH — 直观对比
营收规模更大
CASH
是对方的1.2倍
$226.0M
净利率更高
CASH
高出90.9%
-64.5%
两年增速更快
CASH
近两年复合增速
-6.0%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $226.0M | $276.3M |
| 净利润 | $-145.7M | $72.9M |
| 毛利率 | 8.6% | — |
| 营业利润率 | 25.9% | — |
| 净利率 | -64.5% | 26.4% |
| 营收同比 | -17.9% | — |
| 净利润同比 | -179.0% | — |
| 每股收益（稀释后） | $-1.06 | $3.35 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ARRYCASH
| Q1 26 | $226.0M | $276.3M | ||
| Q4 25 | $226.0M | $173.1M | ||
| Q3 25 | $393.5M | $186.7M | ||
| Q2 25 | $362.2M | $195.8M | ||
| Q1 25 | $302.4M | $274.8M | ||
| Q4 24 | $275.2M | $182.6M | ||
| Q3 24 | $231.4M | $179.5M | ||
| Q2 24 | $255.8M | $188.6M |
净利润ARRYCASH
| Q1 26 | $-145.7M | $72.9M | ||
| Q4 25 | — | $35.2M | ||
| Q3 25 | $33.5M | $38.8M | ||
| Q2 25 | $43.3M | $42.1M | ||
| Q1 25 | $16.7M | $75.0M | ||
| Q4 24 | — | $30.0M | ||
| Q3 24 | $-141.4M | $33.5M | ||
| Q2 24 | $25.7M | $44.9M |
毛利率ARRYCASH
| Q1 26 | 8.6% | — | ||
| Q4 25 | 8.6% | — | ||
| Q3 25 | 26.9% | — | ||
| Q2 25 | 26.8% | — | ||
| Q1 25 | 25.3% | — | ||
| Q4 24 | 28.5% | — | ||
| Q3 24 | 33.8% | — | ||
| Q2 24 | 33.6% | — |
营业利润率ARRYCASH
| Q1 26 | 25.9% | — | ||
| Q4 25 | -65.5% | 24.6% | ||
| Q3 25 | 11.6% | 25.9% | ||
| Q2 25 | 12.8% | 24.1% | ||
| Q1 25 | 9.0% | 33.2% | ||
| Q4 24 | -51.7% | 19.8% | ||
| Q3 24 | -57.3% | 20.9% | ||
| Q2 24 | 15.5% | 27.1% |
净利率ARRYCASH
| Q1 26 | -64.5% | 26.4% | ||
| Q4 25 | — | 20.3% | ||
| Q3 25 | 8.5% | 20.8% | ||
| Q2 25 | 11.9% | 21.5% | ||
| Q1 25 | 5.5% | 27.3% | ||
| Q4 24 | — | 16.4% | ||
| Q3 24 | -61.1% | 18.7% | ||
| Q2 24 | 10.0% | 23.8% |
每股收益（稀释后）ARRYCASH
| Q1 26 | $-1.06 | $3.35 | ||
| Q4 25 | $-1.06 | $1.57 | ||
| Q3 25 | $0.12 | $1.69 | ||
| Q2 25 | $0.19 | $1.81 | ||
| Q1 25 | $0.02 | $3.14 | ||
| Q4 24 | $-0.94 | $1.23 | ||
| Q3 24 | $-1.02 | $1.34 | ||
| Q2 24 | $0.08 | $1.78 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $244.4M | $157.6M |
| 总债务越低越好 | $669.0M | $59.5M |
| 股东权益账面价值 | $-206.3M | $850.7M |
| 总资产 | $1.5B | $7.1B |
| 负债/权益比越低杠杆越低 | — | 0.07× |
8季度趋势，按日历期对齐
现金及短期投资ARRYCASH
| Q1 26 | $244.4M | $157.6M | ||
| Q4 25 | $244.4M | $331.2M | ||
| Q3 25 | $221.5M | $120.6M | ||
| Q2 25 | $377.3M | $258.3M | ||
| Q1 25 | $348.3M | $254.2M | ||
| Q4 24 | $363.0M | $597.4M | ||
| Q3 24 | $332.4M | $158.3M | ||
| Q2 24 | $282.3M | $298.9M |
总债务ARRYCASH
| Q1 26 | $669.0M | $59.5M | ||
| Q4 25 | — | $33.5M | ||
| Q3 25 | — | $33.5M | ||
| Q2 25 | — | $33.4M | ||
| Q1 25 | — | $33.4M | ||
| Q4 24 | — | $33.4M | ||
| Q3 24 | — | $33.4M | ||
| Q2 24 | — | $33.3M |
股东权益ARRYCASH
| Q1 26 | $-206.3M | $850.7M | ||
| Q4 25 | $-206.3M | $854.5M | ||
| Q3 25 | $-46.7M | $858.0M | ||
| Q2 25 | $-70.9M | $819.0M | ||
| Q1 25 | $-97.8M | $814.7M | ||
| Q4 24 | $-118.1M | $758.3M | ||
| Q3 24 | $64.5M | $822.5M | ||
| Q2 24 | $200.0M | $748.4M |
总资产ARRYCASH
| Q1 26 | $1.5B | $7.1B | ||
| Q4 25 | $1.5B | $7.6B | ||
| Q3 25 | $1.6B | $7.2B | ||
| Q2 25 | $1.5B | $7.2B | ||
| Q1 25 | $1.4B | $7.0B | ||
| Q4 24 | $1.4B | $7.6B | ||
| Q3 24 | $1.6B | $7.5B | ||
| Q2 24 | $1.7B | $7.5B |
负债/权益比ARRYCASH
| Q1 26 | — | 0.07× | ||
| Q4 25 | — | 0.04× | ||
| Q3 25 | — | 0.04× | ||
| Q2 25 | — | 0.04× | ||
| Q1 25 | — | 0.04× | ||
| Q4 24 | — | 0.04× | ||
| Q3 24 | — | 0.04× | ||
| Q2 24 | — | 0.04× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $43.6M | — |
| 自由现金流经营现金流 - 资本支出 | $36.2M | — |
| 自由现金流率自由现金流/营收 | 16.0% | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $131.4M | — |
8季度趋势，按日历期对齐
经营现金流ARRYCASH
| Q1 26 | $43.6M | — | ||
| Q4 25 | $43.6M | $108.3M | ||
| Q3 25 | $27.4M | $303.7M | ||
| Q2 25 | $43.8M | $30.4M | ||
| Q1 25 | $-13.1M | $188.3M | ||
| Q4 24 | $57.6M | $-71.7M | ||
| Q3 24 | $44.9M | $143.1M | ||
| Q2 24 | $4.0M | $113.2M |
自由现金流ARRYCASH
| Q1 26 | $36.2M | — | ||
| Q4 25 | $36.2M | $104.1M | ||
| Q3 25 | $21.9M | $300.3M | ||
| Q2 25 | $37.2M | $27.7M | ||
| Q1 25 | $-15.4M | $184.7M | ||
| Q4 24 | $55.9M | $-73.8M | ||
| Q3 24 | $43.9M | $138.8M | ||
| Q2 24 | $1.8M | $111.0M |
自由现金流率ARRYCASH
| Q1 26 | 16.0% | — | ||
| Q4 25 | 16.0% | 60.1% | ||
| Q3 25 | 5.6% | 160.9% | ||
| Q2 25 | 10.3% | 14.1% | ||
| Q1 25 | -5.1% | 67.2% | ||
| Q4 24 | 20.3% | -40.4% | ||
| Q3 24 | 19.0% | 77.3% | ||
| Q2 24 | 0.7% | 58.8% |
资本支出强度ARRYCASH
| Q1 26 | — | — | ||
| Q4 25 | 3.3% | 2.4% | ||
| Q3 25 | 1.4% | 1.8% | ||
| Q2 25 | 1.8% | 1.4% | ||
| Q1 25 | 0.8% | 1.3% | ||
| Q4 24 | 0.6% | 1.1% | ||
| Q3 24 | 0.5% | 2.4% | ||
| Q2 24 | 0.8% | 1.2% |
现金转化率ARRYCASH
| Q1 26 | — | — | ||
| Q4 25 | — | 3.08× | ||
| Q3 25 | 0.82× | 7.83× | ||
| Q2 25 | 1.01× | 0.72× | ||
| Q1 25 | -0.78× | 2.51× | ||
| Q4 24 | — | -2.39× | ||
| Q3 24 | — | 4.27× | ||
| Q2 24 | 0.15× | 2.52× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ARRY
暂无分部数据
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
