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ASSOCIATED BANC-CORP（ASB）与FIRST CITIZENS BANCSHARES INC（FCNCA）财务数据对比。点击上方公司名可切换其他公司
FIRST CITIZENS BANCSHARES INC的季度营收约是ASSOCIATED BANC-CORP的2.8倍（$1.1B vs $383.0M）。FIRST CITIZENS BANCSHARES INC净利率更高（49.1% vs 31.2%，领先17.9%）。过去两年ASSOCIATED BANC-CORP的营收复合增速更高（9.1% vs -33.5%）
联合银行集团（Associated Banc-Corp）是美国区域性银行控股公司，总部位于威斯康星州格林贝，深耕美国中西部地区，主营零售银行、商业银行、商业地产贷款、私人银行及特色金融服务，在威斯康星州、伊利诺伊州、明尼苏达州设有220多个营业网点，覆盖100多个社区，还在印第安纳、密歇根等多州设有贷款办事处。
第一公民银行控股公司是美国本土银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有国民公民银行，业务覆盖美国康涅狄格、特拉华、佛罗里达、马里兰、马萨诸塞、密歇根、新罕布什尔、新泽西、纽约、俄亥俄、宾夕法尼亚、罗德岛、佛蒙特、弗吉尼亚等14个州及华盛顿哥伦比亚特区。
ASB vs FCNCA — 直观对比
营收规模更大
FCNCA
是对方的2.8倍
$383.0M
净利率更高
FCNCA
高出17.9%
31.2%
两年增速更快
ASB
近两年复合增速
-33.5%
损益表 — Q1 2026 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $383.0M | $1.1B |
| 净利润 | $119.6M | $534.0M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 31.2% | 49.1% |
| 营收同比 | — | 3.5% |
| 净利润同比 | 566.6% | 10.6% |
| 每股收益（稀释后） | $0.70 | $42.63 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASBFCNCA
| Q1 26 | $383.0M | $1.1B | ||
| Q4 25 | $310.0M | $2.4B | ||
| Q3 25 | $305.2M | $2.4B | ||
| Q2 25 | $300.0M | $2.4B | ||
| Q1 25 | $285.9M | $2.3B | ||
| Q4 24 | $270.3M | $2.4B | ||
| Q3 24 | $329.7M | $2.4B | ||
| Q2 24 | $321.8M | $2.5B |
净利润ASBFCNCA
| Q1 26 | $119.6M | $534.0M | ||
| Q4 25 | $137.1M | $580.0M | ||
| Q3 25 | $124.7M | $568.0M | ||
| Q2 25 | $111.2M | $575.0M | ||
| Q1 25 | $101.7M | $483.0M | ||
| Q4 24 | $-161.6M | $700.0M | ||
| Q3 24 | $88.0M | $639.0M | ||
| Q2 24 | $115.6M | $707.0M |
营业利润率ASBFCNCA
| Q1 26 | — | — | ||
| Q4 25 | 52.6% | 33.3% | ||
| Q3 25 | 50.5% | 30.9% | ||
| Q2 25 | 46.5% | 31.9% | ||
| Q1 25 | 42.3% | 28.3% | ||
| Q4 24 | -65.8% | 30.6% | ||
| Q3 24 | 32.8% | 35.7% | ||
| Q2 24 | 32.0% | 39.8% |
净利率ASBFCNCA
| Q1 26 | 31.2% | 49.1% | ||
| Q4 25 | 44.2% | 23.8% | ||
| Q3 25 | 40.9% | 23.3% | ||
| Q2 25 | 37.1% | 24.2% | ||
| Q1 25 | 35.6% | 21.0% | ||
| Q4 24 | -59.8% | 29.1% | ||
| Q3 24 | 26.7% | 26.1% | ||
| Q2 24 | 35.9% | 28.7% |
每股收益（稀释后）ASBFCNCA
| Q1 26 | $0.70 | $42.63 | ||
| Q4 25 | $0.80 | $45.33 | ||
| Q3 25 | $0.73 | $43.08 | ||
| Q2 25 | $0.65 | $42.36 | ||
| Q1 25 | $0.59 | $34.47 | ||
| Q4 24 | $-1.10 | $49.19 | ||
| Q3 24 | $0.56 | $43.42 | ||
| Q2 24 | $0.74 | $47.54 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $34.0B |
| 股东权益账面价值 | $5.0B | $22.0B |
| 总资产 | $45.6B | $236.0B |
| 负债/权益比越低杠杆越低 | — | 1.54× |
8季度趋势，按日历期对齐
总债务ASBFCNCA
| Q1 26 | — | $34.0B | ||
| Q4 25 | $1.0B | $35.8B | ||
| Q3 25 | $594.1M | $38.3B | ||
| Q2 25 | $593.5M | $37.6B | ||
| Q1 25 | $591.4M | $38.0B | ||
| Q4 24 | $1.4B | $36.7B | ||
| Q3 24 | $844.3M | $36.8B | ||
| Q2 24 | $536.1M | $37.1B |
股东权益ASBFCNCA
| Q1 26 | $5.0B | $22.0B | ||
| Q4 25 | $5.0B | $22.2B | ||
| Q3 25 | $4.9B | $22.0B | ||
| Q2 25 | $4.8B | $22.3B | ||
| Q1 25 | $4.7B | $22.3B | ||
| Q4 24 | $4.6B | $22.2B | ||
| Q3 24 | $4.4B | $22.8B | ||
| Q2 24 | $4.2B | $22.5B |
总资产ASBFCNCA
| Q1 26 | $45.6B | $236.0B | ||
| Q4 25 | $45.2B | $229.7B | ||
| Q3 25 | $44.5B | $233.5B | ||
| Q2 25 | $44.0B | $229.7B | ||
| Q1 25 | $43.3B | $228.8B | ||
| Q4 24 | $43.0B | $223.7B | ||
| Q3 24 | $42.2B | $220.6B | ||
| Q2 24 | $41.6B | $219.8B |
负债/权益比ASBFCNCA
| Q1 26 | — | 1.54× | ||
| Q4 25 | 0.20× | 1.61× | ||
| Q3 25 | 0.12× | 1.74× | ||
| Q2 25 | 0.12× | 1.69× | ||
| Q1 25 | 0.13× | 1.70× | ||
| Q4 24 | 0.31× | 1.65× | ||
| Q3 24 | 0.19× | 1.61× | ||
| Q2 24 | 0.13× | 1.65× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASB
| Net Interest Income | $307.2M | 80% |
| Noninterest Income | $75.9M | 20% |
FCNCA
暂无分部数据
