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ASSOCIATED BANC-CORP（ASB）与TEXAS CAPITAL BANCSHARES INC（TCBI）财务数据对比。点击上方公司名可切换其他公司
ASSOCIATED BANC-CORP的季度营收约是TEXAS CAPITAL BANCSHARES INC的1.2倍（$383.0M vs $324.0M），ASSOCIATED BANC-CORP净利率更高（31.2% vs 22.8%，领先8.5%），过去两年TEXAS CAPITAL BANCSHARES INC的营收复合增速更高（10.2% vs 9.1%）
联合银行集团（Associated Banc-Corp）是美国区域性银行控股公司，总部位于威斯康星州格林贝，深耕美国中西部地区，主营零售银行、商业银行、商业地产贷款、私人银行及特色金融服务，在威斯康星州、伊利诺伊州、明尼苏达州设有220多个营业网点，覆盖100多个社区，还在印第安纳、密歇根等多州设有贷款办事处。
德克萨斯资本银行总部位于美国得克萨斯州达拉斯，是得克萨斯资本 Bancshares 旗下的银行主体，在得州所有主要城市均设有线下网点，同时运营纯线上银行品牌Bask Bank，为客户提供多元便捷的金融服务。
ASB vs TCBI — 直观对比
营收规模更大
ASB
是对方的1.2倍
$324.0M
净利率更高
ASB
高出8.5%
22.8%
两年增速更快
TCBI
近两年复合增速
9.1%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $383.0M | $324.0M |
| 净利润 | $119.6M | $73.8M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 31.2% | 22.8% |
| 营收同比 | — | 15.5% |
| 净利润同比 | 566.6% | 56.8% |
| 每股收益（稀释后） | $0.70 | $1.56 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASBTCBI
| Q1 26 | $383.0M | $324.0M | ||
| Q4 25 | $310.0M | $327.5M | ||
| Q3 25 | $305.2M | $340.4M | ||
| Q2 25 | $300.0M | $307.5M | ||
| Q1 25 | $285.9M | $280.5M | ||
| Q4 24 | $270.3M | $229.6M | ||
| Q3 24 | $329.7M | $125.3M | ||
| Q2 24 | $321.8M | $267.0M |
净利润ASBTCBI
| Q1 26 | $119.6M | $73.8M | ||
| Q4 25 | $137.1M | $100.7M | ||
| Q3 25 | $124.7M | $105.2M | ||
| Q2 25 | $111.2M | $77.3M | ||
| Q1 25 | $101.7M | $47.0M | ||
| Q4 24 | $-161.6M | $71.0M | ||
| Q3 24 | $88.0M | $-61.3M | ||
| Q2 24 | $115.6M | $41.7M |
营业利润率ASBTCBI
| Q1 26 | — | — | ||
| Q4 25 | 52.6% | 40.4% | ||
| Q3 25 | 50.5% | 40.5% | ||
| Q2 25 | 46.5% | 33.2% | ||
| Q1 25 | 42.3% | 21.6% | ||
| Q4 24 | -65.8% | 40.7% | ||
| Q3 24 | 32.8% | -63.8% | ||
| Q2 24 | 32.0% | 21.9% |
净利率ASBTCBI
| Q1 26 | 31.2% | 22.8% | ||
| Q4 25 | 44.2% | 30.7% | ||
| Q3 25 | 40.9% | 30.9% | ||
| Q2 25 | 37.1% | 25.2% | ||
| Q1 25 | 35.6% | 16.8% | ||
| Q4 24 | -59.8% | 30.9% | ||
| Q3 24 | 26.7% | -48.9% | ||
| Q2 24 | 35.9% | 15.6% |
每股收益（稀释后）ASBTCBI
| Q1 26 | $0.70 | $1.56 | ||
| Q4 25 | $0.80 | $2.11 | ||
| Q3 25 | $0.73 | $2.18 | ||
| Q2 25 | $0.65 | $1.58 | ||
| Q1 25 | $0.59 | $0.92 | ||
| Q4 24 | $-1.10 | $1.43 | ||
| Q3 24 | $0.56 | $-1.41 | ||
| Q2 24 | $0.74 | $0.80 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $878.3M |
| 股东权益账面价值 | $5.0B | $3.6B |
| 总资产 | $45.6B | $33.5B |
| 负债/权益比越低杠杆越低 | — | 0.24× |
8季度趋势，按日历期对齐
总债务ASBTCBI
| Q1 26 | — | $878.3M | ||
| Q4 25 | $1.0B | $620.6M | ||
| Q3 25 | $594.1M | $620.4M | ||
| Q2 25 | $593.5M | $620.3M | ||
| Q1 25 | $591.4M | $660.5M | ||
| Q4 24 | $1.4B | $660.3M | ||
| Q3 24 | $844.3M | $660.2M | ||
| Q2 24 | $536.1M | $660.0M |
股东权益ASBTCBI
| Q1 26 | $5.0B | $3.6B | ||
| Q4 25 | $5.0B | $3.6B | ||
| Q3 25 | $4.9B | $3.6B | ||
| Q2 25 | $4.8B | $3.5B | ||
| Q1 25 | $4.7B | $3.4B | ||
| Q4 24 | $4.6B | $3.4B | ||
| Q3 24 | $4.4B | $3.4B | ||
| Q2 24 | $4.2B | $3.2B |
总资产ASBTCBI
| Q1 26 | $45.6B | $33.5B | ||
| Q4 25 | $45.2B | $31.5B | ||
| Q3 25 | $44.5B | $32.5B | ||
| Q2 25 | $44.0B | $31.9B | ||
| Q1 25 | $43.3B | $31.4B | ||
| Q4 24 | $43.0B | $30.7B | ||
| Q3 24 | $42.2B | $31.6B | ||
| Q2 24 | $41.6B | $29.9B |
负债/权益比ASBTCBI
| Q1 26 | — | 0.24× | ||
| Q4 25 | 0.20× | 0.17× | ||
| Q3 25 | 0.12× | 0.17× | ||
| Q2 25 | 0.12× | 0.18× | ||
| Q1 25 | 0.13× | 0.19× | ||
| Q4 24 | 0.31× | 0.20× | ||
| Q3 24 | 0.19× | 0.20× | ||
| Q2 24 | 0.13× | 0.21× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASB
| Net Interest Income | $307.2M | 80% |
| Noninterest Income | $75.9M | 20% |
TCBI
暂无分部数据
