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Ardmore Shipping Corp（ASC）与GERMAN AMERICAN BANCORP, INC.（GABC）财务数据对比。点击上方公司名可切换其他公司
GERMAN AMERICAN BANCORP, INC.的季度营收约是Ardmore Shipping Corp的1.6倍（$126.7M vs $81.2M），GERMAN AMERICAN BANCORP, INC.净利率更高（28.2% vs 15.7%，领先12.4%），GERMAN AMERICAN BANCORP, INC.同比增速更快（39.7% vs -15.5%），过去两年GERMAN AMERICAN BANCORP, INC.的营收复合增速更高（22.7% vs -6.0%）
阿德莫尔航运是一家全球化海上运输企业，持有并运营中型成品油轮与化学品运输船队，可为全球能源、化工及贸易领域客户提供石油产品、特种化学品及其他散装液态货物的海运服务。
German American Bancorp, Inc.（股票代码：GABC）是一家美国的银行控股企业，专注于提供多元金融服务，核心业务涵盖支付卡相关服务，总部位于纽约曼哈顿下城的巴特利公园城，在金融服务领域拥有成熟的业务布局。
ASC vs GABC — 直观对比
营收规模更大
GABC
是对方的1.6倍
$81.2M
营收增速更快
GABC
高出55.2%
-15.5%
净利率更高
GABC
高出12.4%
15.7%
两年增速更快
GABC
近两年复合增速
-6.0%
损益表 — Q3 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $81.2M | $126.7M |
| 净利润 | $12.8M | $35.7M |
| 毛利率 | — | — |
| 营业利润率 | 16.1% | 34.6% |
| 净利率 | 15.7% | 28.2% |
| 营收同比 | -15.5% | 39.7% |
| 净利润同比 | -47.0% | 53.7% |
| 每股收益（稀释后） | $0.30 | $0.98 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASCGABC
| Q4 25 | — | $126.7M | ||
| Q3 25 | $81.2M | $126.5M | ||
| Q2 25 | $72.0M | $123.2M | ||
| Q1 25 | $74.0M | $111.1M | ||
| Q4 24 | — | $90.7M | ||
| Q3 24 | $96.1M | $88.5M | ||
| Q2 24 | $121.3M | $90.5M | ||
| Q1 24 | $106.3M | $84.1M |
净利润ASCGABC
| Q4 25 | — | $35.7M | ||
| Q3 25 | $12.8M | $35.1M | ||
| Q2 25 | $9.6M | $31.4M | ||
| Q1 25 | $6.3M | $10.5M | ||
| Q4 24 | — | $23.2M | ||
| Q3 24 | $24.1M | $21.0M | ||
| Q2 24 | $62.7M | $20.5M | ||
| Q1 24 | $39.2M | $19.0M |
营业利润率ASCGABC
| Q4 25 | — | 34.6% | ||
| Q3 25 | 16.1% | 34.6% | ||
| Q2 25 | 13.5% | 31.8% | ||
| Q1 25 | 8.6% | 12.0% | ||
| Q4 24 | — | 31.6% | ||
| Q3 24 | 25.4% | 29.0% | ||
| Q2 24 | 51.3% | 29.4% | ||
| Q1 24 | 37.2% | 27.6% |
净利率ASCGABC
| Q4 25 | — | 28.2% | ||
| Q3 25 | 15.7% | 27.7% | ||
| Q2 25 | 13.3% | 25.5% | ||
| Q1 25 | 8.5% | 9.5% | ||
| Q4 24 | — | 25.6% | ||
| Q3 24 | 25.1% | 23.8% | ||
| Q2 24 | 51.7% | 22.7% | ||
| Q1 24 | 36.9% | 22.6% |
每股收益（稀释后）ASCGABC
| Q4 25 | — | $0.98 | ||
| Q3 25 | $0.30 | $0.94 | ||
| Q2 25 | $0.22 | $0.84 | ||
| Q1 25 | $0.14 | $0.30 | ||
| Q4 24 | — | $0.79 | ||
| Q3 24 | $0.55 | $0.71 | ||
| Q2 24 | $1.47 | $0.69 | ||
| Q1 24 | $0.92 | $0.64 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $116.1M | $100.0M |
| 股东权益账面价值 | $628.2M | $1.2B |
| 总资产 | $799.8M | $8.4B |
| 负债/权益比越低杠杆越低 | 0.18× | 0.09× |
8季度趋势，按日历期对齐
总债务ASCGABC
| Q4 25 | — | $100.0M | ||
| Q3 25 | $116.1M | — | ||
| Q2 25 | $25.0M | — | ||
| Q1 25 | $20.5M | — | ||
| Q4 24 | — | $114.6M | ||
| Q3 24 | $22.5M | — | ||
| Q2 24 | $44.2M | — | ||
| Q1 24 | $23.1M | — |
股东权益ASCGABC
| Q4 25 | — | $1.2B | ||
| Q3 25 | $628.2M | $1.1B | ||
| Q2 25 | $618.3M | $1.1B | ||
| Q1 25 | $610.7M | $1.0B | ||
| Q4 24 | — | $715.1M | ||
| Q3 24 | $627.0M | $744.6M | ||
| Q2 24 | $617.7M | $687.8M | ||
| Q1 24 | $567.9M | $655.3M |
总资产ASCGABC
| Q4 25 | — | $8.4B | ||
| Q3 25 | $799.8M | $8.4B | ||
| Q2 25 | $703.8M | $8.3B | ||
| Q1 25 | $690.4M | $8.4B | ||
| Q4 24 | — | $6.3B | ||
| Q3 24 | $722.8M | $6.3B | ||
| Q2 24 | $742.0M | $6.2B | ||
| Q1 24 | $704.1M | $6.1B |
负债/权益比ASCGABC
| Q4 25 | — | 0.09× | ||
| Q3 25 | 0.18× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.03× | — | ||
| Q4 24 | — | 0.16× | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.07× | — | ||
| Q1 24 | 0.04× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $17.9M | $159.3M |
| 自由现金流经营现金流 - 资本支出 | — | $154.0M |
| 自由现金流率自由现金流/营收 | — | 121.6% |
| 资本支出强度资本支出/营收 | — | 4.2% |
| 现金转化率经营现金流/净利润 | 1.40× | 4.46× |
| 过去12个月自由现金流最近4个季度 | — | $267.0M |
8季度趋势，按日历期对齐
经营现金流ASCGABC
| Q4 25 | — | $159.3M | ||
| Q3 25 | $17.9M | $51.8M | ||
| Q2 25 | $11.2M | $26.9M | ||
| Q1 25 | $26.3M | $37.9M | ||
| Q4 24 | — | $95.8M | ||
| Q3 24 | $39.9M | $24.5M | ||
| Q2 24 | $48.4M | $18.7M | ||
| Q1 24 | $49.2M | $23.9M |
自由现金流ASCGABC
| Q4 25 | — | $154.0M | ||
| Q3 25 | — | $50.1M | ||
| Q2 25 | — | $26.2M | ||
| Q1 25 | — | $36.7M | ||
| Q4 24 | — | $90.7M | ||
| Q3 24 | — | $23.0M | ||
| Q2 24 | — | $17.0M | ||
| Q1 24 | — | $22.6M |
自由现金流率ASCGABC
| Q4 25 | — | 121.6% | ||
| Q3 25 | — | 39.6% | ||
| Q2 25 | — | 21.2% | ||
| Q1 25 | — | 33.0% | ||
| Q4 24 | — | 100.1% | ||
| Q3 24 | — | 26.0% | ||
| Q2 24 | — | 18.8% | ||
| Q1 24 | — | 26.9% |
资本支出强度ASCGABC
| Q4 25 | — | 4.2% | ||
| Q3 25 | — | 1.3% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | 1.1% | ||
| Q4 24 | — | 5.6% | ||
| Q3 24 | — | 1.7% | ||
| Q2 24 | — | 1.8% | ||
| Q1 24 | — | 1.5% |
现金转化率ASCGABC
| Q4 25 | — | 4.46× | ||
| Q3 25 | 1.40× | 1.48× | ||
| Q2 25 | 1.17× | 0.86× | ||
| Q1 25 | 4.20× | 3.61× | ||
| Q4 24 | — | 4.13× | ||
| Q3 24 | 1.65× | 1.16× | ||
| Q2 24 | 0.77× | 0.91× | ||
| Q1 24 | 1.25× | 1.25× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
