vs
Ardmore Shipping Corp（ASC）与NORTHPOINTE BANCSHARES INC（NPB）财务数据对比。点击上方公司名可切换其他公司
Ardmore Shipping Corp的季度营收约是NORTHPOINTE BANCSHARES INC的1.3倍（$81.2M vs $63.4M），NORTHPOINTE BANCSHARES INC净利率更高（34.9% vs 15.7%，领先19.2%）
阿德莫尔航运是一家全球化海上运输企业，持有并运营中型成品油轮与化学品运输船队，可为全球能源、化工及贸易领域客户提供石油产品、特种化学品及其他散装液态货物的海运服务。
Northpointe Bancshares Inc是一家美国银行控股公司，通过旗下全资银行子公司开展业务，提供各类零售及商业银行服务，涵盖存款账户、住房抵押贷款、小微企业信贷、财富管理等，主要服务美国本土区域社区客户。
ASC vs NPB — 直观对比
营收规模更大
ASC
是对方的1.3倍
$63.4M
净利率更高
NPB
高出19.2%
15.7%
损益表 — Q3 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $81.2M | $63.4M |
| 净利润 | $12.8M | $22.2M |
| 毛利率 | — | — |
| 营业利润率 | 16.1% | — |
| 净利率 | 15.7% | 34.9% |
| 营收同比 | -15.5% | — |
| 净利润同比 | -47.0% | — |
| 每股收益（稀释后） | $0.30 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASCNPB
| Q1 26 | — | $63.4M | ||
| Q4 25 | — | $43.5M | ||
| Q3 25 | $81.2M | $40.3M | ||
| Q2 25 | $72.0M | $36.5M | ||
| Q1 25 | $74.0M | $30.4M | ||
| Q3 24 | $96.1M | — | ||
| Q2 24 | $121.3M | — | ||
| Q1 24 | $106.3M | — |
净利润ASCNPB
| Q1 26 | — | $22.2M | ||
| Q4 25 | — | $23.6M | ||
| Q3 25 | $12.8M | $22.2M | ||
| Q2 25 | $9.6M | $20.3M | ||
| Q1 25 | $6.3M | $17.2M | ||
| Q3 24 | $24.1M | — | ||
| Q2 24 | $62.7M | — | ||
| Q1 24 | $39.2M | — |
营业利润率ASCNPB
| Q1 26 | — | — | ||
| Q4 25 | — | 73.5% | ||
| Q3 25 | 16.1% | 72.3% | ||
| Q2 25 | 13.5% | 73.0% | ||
| Q1 25 | 8.6% | 74.4% | ||
| Q3 24 | 25.4% | — | ||
| Q2 24 | 51.3% | — | ||
| Q1 24 | 37.2% | — |
净利率ASCNPB
| Q1 26 | — | 34.9% | ||
| Q4 25 | — | 54.4% | ||
| Q3 25 | 15.7% | 55.0% | ||
| Q2 25 | 13.3% | 55.7% | ||
| Q1 25 | 8.5% | 56.8% | ||
| Q3 24 | 25.1% | — | ||
| Q2 24 | 51.7% | — | ||
| Q1 24 | 36.9% | — |
每股收益（稀释后）ASCNPB
| Q1 26 | — | $0.62 | ||
| Q4 25 | — | $0.54 | ||
| Q3 25 | $0.30 | $0.57 | ||
| Q2 25 | $0.22 | $0.51 | ||
| Q1 25 | $0.14 | $0.49 | ||
| Q3 24 | $0.55 | — | ||
| Q2 24 | $1.47 | — | ||
| Q1 24 | $0.92 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $487.6M |
| 总债务越低越好 | $116.1M | — |
| 股东权益账面价值 | $628.2M | $590.0M |
| 总资产 | $799.8M | $7.4B |
| 负债/权益比越低杠杆越低 | 0.18× | — |
8季度趋势，按日历期对齐
现金及短期投资ASCNPB
| Q1 26 | — | $487.6M | ||
| Q4 25 | — | $496.5M | ||
| Q3 25 | — | $419.2M | ||
| Q2 25 | — | $415.7M | ||
| Q1 25 | — | $321.5M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
总债务ASCNPB
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $116.1M | — | ||
| Q2 25 | $25.0M | — | ||
| Q1 25 | $20.5M | — | ||
| Q3 24 | $22.5M | — | ||
| Q2 24 | $44.2M | — | ||
| Q1 24 | $23.1M | — |
股东权益ASCNPB
| Q1 26 | — | $590.0M | ||
| Q4 25 | — | $569.0M | ||
| Q3 25 | $628.2M | $623.5M | ||
| Q2 25 | $618.3M | $604.3M | ||
| Q1 25 | $610.7M | $586.5M | ||
| Q3 24 | $627.0M | — | ||
| Q2 24 | $617.7M | — | ||
| Q1 24 | $567.9M | — |
总资产ASCNPB
| Q1 26 | — | $7.4B | ||
| Q4 25 | — | $7.0B | ||
| Q3 25 | $799.8M | $6.8B | ||
| Q2 25 | $703.8M | $6.4B | ||
| Q1 25 | $690.4M | $5.9B | ||
| Q3 24 | $722.8M | — | ||
| Q2 24 | $742.0M | — | ||
| Q1 24 | $704.1M | — |
负债/权益比ASCNPB
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 0.18× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.03× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.07× | — | ||
| Q1 24 | 0.04× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $17.9M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 1.40× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ASCNPB
| Q1 26 | — | — | ||
| Q4 25 | — | $-28.3M | ||
| Q3 25 | $17.9M | $90.4M | ||
| Q2 25 | $11.2M | $-72.3M | ||
| Q1 25 | $26.3M | $54.4M | ||
| Q3 24 | $39.9M | — | ||
| Q2 24 | $48.4M | — | ||
| Q1 24 | $49.2M | — |
自由现金流ASCNPB
| Q1 26 | — | — | ||
| Q4 25 | — | $-28.8M | ||
| Q3 25 | — | $89.6M | ||
| Q2 25 | — | $-73.4M | ||
| Q1 25 | — | $54.1M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
自由现金流率ASCNPB
| Q1 26 | — | — | ||
| Q4 25 | — | -66.1% | ||
| Q3 25 | — | 222.3% | ||
| Q2 25 | — | -201.1% | ||
| Q1 25 | — | 178.0% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
资本支出强度ASCNPB
| Q1 26 | — | — | ||
| Q4 25 | — | 1.2% | ||
| Q3 25 | — | 2.0% | ||
| Q2 25 | — | 3.1% | ||
| Q1 25 | — | 1.1% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金转化率ASCNPB
| Q1 26 | — | — | ||
| Q4 25 | — | -1.20× | ||
| Q3 25 | 1.40× | 4.08× | ||
| Q2 25 | 1.17× | -3.55× | ||
| Q1 25 | 4.20× | 3.16× | ||
| Q3 24 | 1.65× | — | ||
| Q2 24 | 0.77× | — | ||
| Q1 24 | 1.25× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASC
暂无分部数据
NPB
| Net Interest Income | $41.3M | 65% |
| Noninterest Income | $22.1M | 35% |
