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Ategrity Specialty Insurance Co Holdings（ASIC）与Certara, Inc.（CERT）财务数据对比。点击上方公司名可切换其他公司
Ategrity Specialty Insurance Co Holdings的季度营收约是Certara, Inc.的1.1倍（$116.1M vs $103.6M），Ategrity Specialty Insurance Co Holdings净利率更高（19.5% vs -5.7%，领先25.2%）
Ategrity Specialty Insurance Co Holdings是一家特种保险控股企业，提供商业财产及意外伤害保险解决方案，主营超额与盈余线保险业务，服务美国本土建筑、医疗、小型企业等细分领域，为标准保险公司通常不承接的特殊风险提供定制化保单。
Certara是全球领先的生物制药软件及咨询服务提供商，专注于建模模拟、监管科学领域的解决方案，服务药企、生物技术企业及医疗相关方，覆盖药物研发全周期，助力加快新疗法上市，降低研发风险与综合成本。
ASIC vs CERT — 直观对比
营收规模更大
ASIC
是对方的1.1倍
$103.6M
净利率更高
ASIC
高出25.2%
-5.7%
损益表 — Q3 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $116.1M | $103.6M |
| 净利润 | $22.7M | $-5.9M |
| 毛利率 | — | — |
| 营业利润率 | 25.6% | 0.8% |
| 净利率 | 19.5% | -5.7% |
| 营收同比 | — | 3.3% |
| 净利润同比 | — | -189.6% |
| 每股收益（稀释后） | $0.45 | $-0.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASICCERT
| Q4 25 | — | $103.6M | ||
| Q3 25 | $116.1M | $104.6M | ||
| Q2 25 | $101.8M | $104.6M | ||
| Q1 25 | — | $106.0M | ||
| Q4 24 | — | $100.4M | ||
| Q3 24 | — | $94.8M | ||
| Q2 24 | — | $93.3M | ||
| Q1 24 | — | $96.7M |
净利润ASICCERT
| Q4 25 | — | $-5.9M | ||
| Q3 25 | $22.7M | $1.5M | ||
| Q2 25 | $17.6M | $-2.0M | ||
| Q1 25 | — | $4.7M | ||
| Q4 24 | — | $6.6M | ||
| Q3 24 | — | $-1.4M | ||
| Q2 24 | — | $-12.6M | ||
| Q1 24 | — | $-4.7M |
营业利润率ASICCERT
| Q4 25 | — | 0.8% | ||
| Q3 25 | 25.6% | 2.9% | ||
| Q2 25 | 21.9% | 9.1% | ||
| Q1 25 | — | 7.2% | ||
| Q4 24 | — | 6.0% | ||
| Q3 24 | — | 2.7% | ||
| Q2 24 | — | -9.7% | ||
| Q1 24 | — | -1.3% |
净利率ASICCERT
| Q4 25 | — | -5.7% | ||
| Q3 25 | 19.5% | 1.5% | ||
| Q2 25 | 17.3% | -1.9% | ||
| Q1 25 | — | 4.5% | ||
| Q4 24 | — | 6.6% | ||
| Q3 24 | — | -1.4% | ||
| Q2 24 | — | -13.5% | ||
| Q1 24 | — | -4.8% |
每股收益（稀释后）ASICCERT
| Q4 25 | — | $-0.04 | ||
| Q3 25 | $0.45 | $0.01 | ||
| Q2 25 | $0.39 | $-0.01 | ||
| Q1 25 | — | $0.03 | ||
| Q4 24 | — | $0.04 | ||
| Q3 24 | — | $-0.01 | ||
| Q2 24 | — | $-0.08 | ||
| Q1 24 | — | $-0.03 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $34.3M | $189.4M |
| 总债务越低越好 | — | $293.1M |
| 股东权益账面价值 | $588.6M | $1.1B |
| 总资产 | $1.4B | $1.6B |
| 负债/权益比越低杠杆越低 | — | 0.28× |
8季度趋势，按日历期对齐
现金及短期投资ASICCERT
| Q4 25 | — | $189.4M | ||
| Q3 25 | $34.3M | $172.7M | ||
| Q2 25 | $23.5M | $162.3M | ||
| Q1 25 | — | $179.1M | ||
| Q4 24 | — | $179.2M | ||
| Q3 24 | — | $233.0M | ||
| Q2 24 | — | $224.6M | ||
| Q1 24 | — | $224.8M |
总债务ASICCERT
| Q4 25 | — | $293.1M | ||
| Q3 25 | — | $293.5M | ||
| Q2 25 | — | $294.2M | ||
| Q1 25 | — | $294.8M | ||
| Q4 24 | — | $295.4M | ||
| Q3 24 | — | $296.1M | ||
| Q2 24 | — | $296.7M | ||
| Q1 24 | — | $290.8M |
股东权益ASICCERT
| Q4 25 | — | $1.1B | ||
| Q3 25 | $588.6M | $1.1B | ||
| Q2 25 | $559.7M | $1.1B | ||
| Q1 25 | — | $1.1B | ||
| Q4 24 | — | $1.1B | ||
| Q3 24 | — | $1.1B | ||
| Q2 24 | — | $1.0B | ||
| Q1 24 | — | $1.1B |
总资产ASICCERT
| Q4 25 | — | $1.6B | ||
| Q3 25 | $1.4B | $1.5B | ||
| Q2 25 | $1.4B | $1.5B | ||
| Q1 25 | — | $1.6B | ||
| Q4 24 | — | $1.6B | ||
| Q3 24 | — | $1.5B | ||
| Q2 24 | — | $1.5B | ||
| Q1 24 | — | $1.5B |
负债/权益比ASICCERT
| Q4 25 | — | 0.28× | ||
| Q3 25 | — | 0.28× | ||
| Q2 25 | — | 0.27× | ||
| Q1 25 | — | 0.27× | ||
| Q4 24 | — | 0.28× | ||
| Q3 24 | — | 0.28× | ||
| Q2 24 | — | 0.28× | ||
| Q1 24 | — | 0.28× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $41.1M | $28.8M |
| 自由现金流经营现金流 - 资本支出 | — | $27.8M |
| 自由现金流率自由现金流/营收 | — | 26.8% |
| 资本支出强度资本支出/营收 | — | 1.0% |
| 现金转化率经营现金流/净利润 | 1.81× | — |
| 过去12个月自由现金流最近4个季度 | — | $94.4M |
8季度趋势，按日历期对齐
经营现金流ASICCERT
| Q4 25 | — | $28.8M | ||
| Q3 25 | $41.1M | $32.3M | ||
| Q2 25 | $50.8M | $17.8M | ||
| Q1 25 | — | $17.4M | ||
| Q4 24 | — | $49.4M | ||
| Q3 24 | — | $17.0M | ||
| Q2 24 | — | $9.8M | ||
| Q1 24 | — | $4.3M |
自由现金流ASICCERT
| Q4 25 | — | $27.8M | ||
| Q3 25 | — | $32.1M | ||
| Q2 25 | — | $17.8M | ||
| Q1 25 | — | $16.8M | ||
| Q4 24 | — | $49.0M | ||
| Q3 24 | — | $16.8M | ||
| Q2 24 | — | $9.4M | ||
| Q1 24 | — | $3.7M |
自由现金流率ASICCERT
| Q4 25 | — | 26.8% | ||
| Q3 25 | — | 30.7% | ||
| Q2 25 | — | 17.0% | ||
| Q1 25 | — | 15.8% | ||
| Q4 24 | — | 48.8% | ||
| Q3 24 | — | 17.7% | ||
| Q2 24 | — | 10.1% | ||
| Q1 24 | — | 3.8% |
资本支出强度ASICCERT
| Q4 25 | — | 1.0% | ||
| Q3 25 | — | 0.2% | ||
| Q2 25 | — | 0.1% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 0.4% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 0.5% | ||
| Q1 24 | — | 0.6% |
现金转化率ASICCERT
| Q4 25 | — | — | ||
| Q3 25 | 1.81× | 21.19× | ||
| Q2 25 | 2.88× | — | ||
| Q1 25 | — | 3.66× | ||
| Q4 24 | — | 7.51× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
