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Ategrity Specialty Insurance Co Holdings（ASIC）与CARRIAGE SERVICES INC（CSV）财务数据对比。点击上方公司名可切换其他公司
Ategrity Specialty Insurance Co Holdings的季度营收约是CARRIAGE SERVICES INC的1.1倍（$116.1M vs $105.5M），Ategrity Specialty Insurance Co Holdings净利率更高（19.5% vs 11.6%，领先7.9%）
Ategrity Specialty Insurance Co Holdings是一家特种保险控股企业，提供商业财产及意外伤害保险解决方案，主营超额与盈余线保险业务，服务美国本土建筑、医疗、小型企业等细分领域，为标准保险公司通常不承接的特殊风险提供定制化保单。
怡和Cycle & Carriage有限公司是怡和集团在东南亚的投资控股公司，目前该集团持有其75%的股份，是怡和集团在东南亚区域开展资本布局与投资业务的核心平台。
ASIC vs CSV — 直观对比
营收规模更大
ASIC
是对方的1.1倍
$105.5M
净利率更高
ASIC
高出7.9%
11.6%
损益表 — Q3 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $116.1M | $105.5M |
| 净利润 | $22.7M | $12.3M |
| 毛利率 | — | 34.8% |
| 营业利润率 | 25.6% | 23.3% |
| 净利率 | 19.5% | 11.6% |
| 营收同比 | — | 8.0% |
| 净利润同比 | — | 24.5% |
| 每股收益（稀释后） | $0.45 | $0.76 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASICCSV
| Q4 25 | — | $105.5M | ||
| Q3 25 | $116.1M | $102.7M | ||
| Q2 25 | $101.8M | $102.1M | ||
| Q1 25 | — | $107.1M | ||
| Q4 24 | — | $97.7M | ||
| Q3 24 | — | $100.7M | ||
| Q2 24 | — | $102.3M | ||
| Q1 24 | — | $103.5M |
净利润ASICCSV
| Q4 25 | — | $12.3M | ||
| Q3 25 | $22.7M | $6.6M | ||
| Q2 25 | $17.6M | $11.7M | ||
| Q1 25 | — | $20.9M | ||
| Q4 24 | — | $9.9M | ||
| Q3 24 | — | $9.9M | ||
| Q2 24 | — | $6.3M | ||
| Q1 24 | — | $7.0M |
毛利率ASICCSV
| Q4 25 | — | 34.8% | ||
| Q3 25 | — | 35.3% | ||
| Q2 25 | — | 35.2% | ||
| Q1 25 | — | 35.3% | ||
| Q4 24 | — | 34.4% | ||
| Q3 24 | — | 35.2% | ||
| Q2 24 | — | 36.2% | ||
| Q1 24 | — | 36.0% |
营业利润率ASICCSV
| Q4 25 | — | 23.3% | ||
| Q3 25 | 25.6% | 17.0% | ||
| Q2 25 | 21.9% | 23.5% | ||
| Q1 25 | — | 29.5% | ||
| Q4 24 | — | 21.6% | ||
| Q3 24 | — | 22.7% | ||
| Q2 24 | — | 18.0% | ||
| Q1 24 | — | 18.8% |
净利率ASICCSV
| Q4 25 | — | 11.6% | ||
| Q3 25 | 19.5% | 6.4% | ||
| Q2 25 | 17.3% | 11.5% | ||
| Q1 25 | — | 19.5% | ||
| Q4 24 | — | 10.1% | ||
| Q3 24 | — | 9.8% | ||
| Q2 24 | — | 6.1% | ||
| Q1 24 | — | 6.7% |
每股收益（稀释后）ASICCSV
| Q4 25 | — | $0.76 | ||
| Q3 25 | $0.45 | $0.41 | ||
| Q2 25 | $0.39 | $0.74 | ||
| Q1 25 | — | $1.34 | ||
| Q4 24 | — | $0.62 | ||
| Q3 24 | — | $0.63 | ||
| Q2 24 | — | $0.40 | ||
| Q1 24 | — | $0.45 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $34.3M | $1.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $588.6M | $254.8M |
| 总资产 | $1.4B | $1.3B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ASICCSV
| Q4 25 | — | $1.7M | ||
| Q3 25 | $34.3M | $1.2M | ||
| Q2 25 | $23.5M | $1.4M | ||
| Q1 25 | — | $4.6M | ||
| Q4 24 | — | $1.2M | ||
| Q3 24 | — | $1.3M | ||
| Q2 24 | — | $1.5M | ||
| Q1 24 | — | $1.7M |
股东权益ASICCSV
| Q4 25 | — | $254.8M | ||
| Q3 25 | $588.6M | $242.1M | ||
| Q2 25 | $559.7M | $235.4M | ||
| Q1 25 | — | $223.1M | ||
| Q4 24 | — | $208.6M | ||
| Q3 24 | — | $198.1M | ||
| Q2 24 | — | $187.9M | ||
| Q1 24 | — | $179.6M |
总资产ASICCSV
| Q4 25 | — | $1.3B | ||
| Q3 25 | $1.4B | $1.3B | ||
| Q2 25 | $1.4B | $1.3B | ||
| Q1 25 | — | $1.3B | ||
| Q4 24 | — | $1.3B | ||
| Q3 24 | — | $1.3B | ||
| Q2 24 | — | $1.3B | ||
| Q1 24 | — | $1.3B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $41.1M | $14.1M |
| 自由现金流经营现金流 - 资本支出 | — | $6.2M |
| 自由现金流率自由现金流/营收 | — | 5.9% |
| 资本支出强度资本支出/营收 | — | 7.5% |
| 现金转化率经营现金流/净利润 | 1.81× | 1.15× |
| 过去12个月自由现金流最近4个季度 | — | $40.1M |
8季度趋势，按日历期对齐
经营现金流ASICCSV
| Q4 25 | — | $14.1M | ||
| Q3 25 | $41.1M | $24.7M | ||
| Q2 25 | $50.8M | $8.1M | ||
| Q1 25 | — | $13.8M | ||
| Q4 24 | — | $9.3M | ||
| Q3 24 | — | $20.9M | ||
| Q2 24 | — | $2.2M | ||
| Q1 24 | — | $19.7M |
自由现金流ASICCSV
| Q4 25 | — | $6.2M | ||
| Q3 25 | — | $18.0M | ||
| Q2 25 | — | $5.2M | ||
| Q1 25 | — | $10.6M | ||
| Q4 24 | — | $4.9M | ||
| Q3 24 | — | $16.2M | ||
| Q2 24 | — | $-1.4M | ||
| Q1 24 | — | $16.2M |
自由现金流率ASICCSV
| Q4 25 | — | 5.9% | ||
| Q3 25 | — | 17.5% | ||
| Q2 25 | — | 5.1% | ||
| Q1 25 | — | 9.9% | ||
| Q4 24 | — | 5.0% | ||
| Q3 24 | — | 16.1% | ||
| Q2 24 | — | -1.4% | ||
| Q1 24 | — | 15.6% |
资本支出强度ASICCSV
| Q4 25 | — | 7.5% | ||
| Q3 25 | — | 6.5% | ||
| Q2 25 | — | 2.8% | ||
| Q1 25 | — | 3.0% | ||
| Q4 24 | — | 4.5% | ||
| Q3 24 | — | 4.6% | ||
| Q2 24 | — | 3.5% | ||
| Q1 24 | — | 3.4% |
现金转化率ASICCSV
| Q4 25 | — | 1.15× | ||
| Q3 25 | 1.81× | 3.76× | ||
| Q2 25 | 2.88× | 0.69× | ||
| Q1 25 | — | 0.66× | ||
| Q4 24 | — | 0.94× | ||
| Q3 24 | — | 2.11× | ||
| Q2 24 | — | 0.34× | ||
| Q1 24 | — | 2.83× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASIC
暂无分部数据
CSV
| Propertyand Merchandise | $47.8M | 45% |
| Cemetery Interment Rights | $24.8M | 23% |
| Merchandise | $18.9M | 18% |
| Other Revenue | $10.2M | 10% |
| Other | $3.9M | 4% |
