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Ategrity Specialty Insurance Co Holdings（ASIC）与富兰克林柯维（FC）财务数据对比。点击上方公司名可切换其他公司
Ategrity Specialty Insurance Co Holdings的季度营收约是富兰克林柯维的1.8倍（$116.1M vs $64.0M），Ategrity Specialty Insurance Co Holdings净利率更高（19.5% vs -5.1%，领先24.7%）
Ategrity Specialty Insurance Co Holdings是一家特种保险控股企业，提供商业财产及意外伤害保险解决方案，主营超额与盈余线保险业务，服务美国本土建筑、医疗、小型企业等细分领域，为标准保险公司通常不承接的特殊风险提供定制化保单。
富兰克林柯维总部位于美国犹他州盐湖城，是一家专业培训指导企业，面向各类组织与个人提供领导力提升、个人效能成长与业务执行领域的培训及评估服务。公司由富兰克林奎斯特与柯维领导力中心于1997年合并成立，最为人熟知的产品包括富兰克林柯维规划系统等。
ASIC vs FC — 直观对比
营收规模更大
ASIC
是对方的1.8倍
$64.0M
净利率更高
ASIC
高出24.7%
-5.1%
损益表 — Q3 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $116.1M | $64.0M |
| 净利润 | $22.7M | $-3.3M |
| 毛利率 | — | 75.5% |
| 营业利润率 | 25.6% | -5.7% |
| 净利率 | 19.5% | -5.1% |
| 营收同比 | — | -7.3% |
| 净利润同比 | — | -378.5% |
| 每股收益（稀释后） | $0.45 | $-0.27 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASICFC
| Q4 25 | — | $64.0M | ||
| Q3 25 | $116.1M | $71.2M | ||
| Q2 25 | $101.8M | $67.1M | ||
| Q1 25 | — | $59.6M | ||
| Q4 24 | — | $69.1M | ||
| Q3 24 | — | $84.1M | ||
| Q2 24 | — | $73.4M | ||
| Q1 24 | — | $61.3M |
净利润ASICFC
| Q4 25 | — | $-3.3M | ||
| Q3 25 | $22.7M | $4.4M | ||
| Q2 25 | $17.6M | $-1.4M | ||
| Q1 25 | — | $-1.1M | ||
| Q4 24 | — | $1.2M | ||
| Q3 24 | — | $12.0M | ||
| Q2 24 | — | $5.7M | ||
| Q1 24 | — | $874.0K |
毛利率ASICFC
| Q4 25 | — | 75.5% | ||
| Q3 25 | — | 75.5% | ||
| Q2 25 | — | 76.5% | ||
| Q1 25 | — | 76.7% | ||
| Q4 24 | — | 76.3% | ||
| Q3 24 | — | 78.1% | ||
| Q2 24 | — | 76.6% | ||
| Q1 24 | — | 76.4% |
营业利润率ASICFC
| Q4 25 | — | -5.7% | ||
| Q3 25 | 25.6% | 11.1% | ||
| Q2 25 | 21.9% | -3.3% | ||
| Q1 25 | — | -2.4% | ||
| Q4 24 | — | 2.1% | ||
| Q3 24 | — | 21.3% | ||
| Q2 24 | — | 11.4% | ||
| Q1 24 | — | 2.4% |
净利率ASICFC
| Q4 25 | — | -5.1% | ||
| Q3 25 | 19.5% | 6.1% | ||
| Q2 25 | 17.3% | -2.1% | ||
| Q1 25 | — | -1.8% | ||
| Q4 24 | — | 1.7% | ||
| Q3 24 | — | 14.2% | ||
| Q2 24 | — | 7.8% | ||
| Q1 24 | — | 1.4% |
每股收益（稀释后）ASICFC
| Q4 25 | — | $-0.27 | ||
| Q3 25 | $0.45 | $0.34 | ||
| Q2 25 | $0.39 | $-0.11 | ||
| Q1 25 | — | $-0.08 | ||
| Q4 24 | — | $0.09 | ||
| Q3 24 | — | $0.89 | ||
| Q2 24 | — | $0.43 | ||
| Q1 24 | — | $0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $34.3M | $17.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $588.6M | $54.0M |
| 总资产 | $1.4B | $221.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ASICFC
| Q4 25 | — | $17.5M | ||
| Q3 25 | $34.3M | $31.7M | ||
| Q2 25 | $23.5M | $33.7M | ||
| Q1 25 | — | $40.4M | ||
| Q4 24 | — | $53.3M | ||
| Q3 24 | — | $48.7M | ||
| Q2 24 | — | $36.6M | ||
| Q1 24 | — | $40.9M |
股东权益ASICFC
| Q4 25 | — | $54.0M | ||
| Q3 25 | $588.6M | $66.9M | ||
| Q2 25 | $559.7M | $65.6M | ||
| Q1 25 | — | $72.5M | ||
| Q4 24 | — | $80.6M | ||
| Q3 24 | — | $83.1M | ||
| Q2 24 | — | $72.2M | ||
| Q1 24 | — | $70.8M |
总资产ASICFC
| Q4 25 | — | $221.3M | ||
| Q3 25 | $1.4B | $242.9M | ||
| Q2 25 | $1.4B | $218.3M | ||
| Q1 25 | — | $221.3M | ||
| Q4 24 | — | $239.9M | ||
| Q3 24 | — | $261.5M | ||
| Q2 24 | — | $221.0M | ||
| Q1 24 | — | $221.9M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $41.1M | $98.0K |
| 自由现金流经营现金流 - 资本支出 | — | $-1.6M |
| 自由现金流率自由现金流/营收 | — | -2.5% |
| 资本支出强度资本支出/营收 | — | 2.7% |
| 现金转化率经营现金流/净利润 | 1.81× | — |
| 过去12个月自由现金流最近4个季度 | — | $5.9M |
8季度趋势，按日历期对齐
经营现金流ASICFC
| Q4 25 | — | $98.0K | ||
| Q3 25 | $41.1M | $9.9M | ||
| Q2 25 | $50.8M | $6.3M | ||
| Q1 25 | — | $-1.4M | ||
| Q4 24 | — | $14.1M | ||
| Q3 24 | — | $21.9M | ||
| Q2 24 | — | $8.2M | ||
| Q1 24 | — | $12.8M |
自由现金流ASICFC
| Q4 25 | — | $-1.6M | ||
| Q3 25 | — | $5.7M | ||
| Q2 25 | — | $4.5M | ||
| Q1 25 | — | $-2.6M | ||
| Q4 24 | — | $13.1M | ||
| Q3 24 | — | $20.8M | ||
| Q2 24 | — | $7.3M | ||
| Q1 24 | — | $12.1M |
自由现金流率ASICFC
| Q4 25 | — | -2.5% | ||
| Q3 25 | — | 8.0% | ||
| Q2 25 | — | 6.7% | ||
| Q1 25 | — | -4.4% | ||
| Q4 24 | — | 19.0% | ||
| Q3 24 | — | 24.7% | ||
| Q2 24 | — | 9.9% | ||
| Q1 24 | — | 19.8% |
资本支出强度ASICFC
| Q4 25 | — | 2.7% | ||
| Q3 25 | — | 5.9% | ||
| Q2 25 | — | 2.7% | ||
| Q1 25 | — | 2.1% | ||
| Q4 24 | — | 1.4% | ||
| Q3 24 | — | 1.3% | ||
| Q2 24 | — | 1.2% | ||
| Q1 24 | — | 1.0% |
现金转化率ASICFC
| Q4 25 | — | — | ||
| Q3 25 | 1.81× | 2.27× | ||
| Q2 25 | 2.88× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 11.98× | ||
| Q3 24 | — | 1.83× | ||
| Q2 24 | — | 1.43× | ||
| Q1 24 | — | 14.62× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
