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Ategrity Specialty Insurance Co Holdings（ASIC）与Porch Group, Inc.（PRCH）财务数据对比。点击上方公司名可切换其他公司
Porch Group, Inc.的季度营收约是Ategrity Specialty Insurance Co Holdings的1.0倍（$121.1M vs $116.1M），Ategrity Specialty Insurance Co Holdings净利率更高（19.5% vs -3.9%，领先23.4%）
Ategrity Specialty Insurance Co Holdings是一家特种保险控股企业，提供商业财产及意外伤害保险解决方案，主营超额与盈余线保险业务，服务美国本土建筑、医疗、小型企业等细分领域，为标准保险公司通常不承接的特殊风险提供定制化保单。
Porch Group是一家面向屋主的家居改造服务平台，致力于连接屋主与当地的家居装修承包商。平台不仅提供超过160种家居装修项目的在线预约服务，还涵盖专业建议文章与装修成本指南，帮助屋主便捷规划各类家装工程。
ASIC vs PRCH — 直观对比
营收规模更大
PRCH
是对方的1.0倍
$116.1M
净利率更高
ASIC
高出23.4%
-3.9%
损益表 — Q3 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $116.1M | $121.1M |
| 净利润 | $22.7M | $-4.7M |
| 毛利率 | — | 52.7% |
| 营业利润率 | 25.6% | 34.7% |
| 净利率 | 19.5% | -3.9% |
| 营收同比 | — | 100.0% |
| 净利润同比 | — | 2.0% |
| 每股收益（稀释后） | $0.45 | $-0.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASICPRCH
| Q1 26 | — | $121.1M | ||
| Q4 25 | — | $112.3M | ||
| Q3 25 | $116.1M | $115.1M | ||
| Q2 25 | $101.8M | $107.0M | ||
| Q1 25 | — | $84.5M | ||
| Q4 24 | — | $75.3M | ||
| Q3 24 | — | $77.7M | ||
| Q2 24 | — | $75.9M |
净利润ASICPRCH
| Q1 26 | — | $-4.7M | ||
| Q4 25 | — | $-3.5M | ||
| Q3 25 | $22.7M | $-10.9M | ||
| Q2 25 | $17.6M | $2.6M | ||
| Q1 25 | — | $8.4M | ||
| Q4 24 | — | $30.5M | ||
| Q3 24 | — | $14.4M | ||
| Q2 24 | — | $-64.3M |
毛利率ASICPRCH
| Q1 26 | — | 52.7% | ||
| Q4 25 | — | 99.5% | ||
| Q3 25 | — | 75.6% | ||
| Q2 25 | — | 70.9% | ||
| Q1 25 | — | 77.4% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 79.4% | ||
| Q2 24 | — | 22.1% |
营业利润率ASICPRCH
| Q1 26 | — | 34.7% | ||
| Q4 25 | — | 14.7% | ||
| Q3 25 | 25.6% | 14.2% | ||
| Q2 25 | 21.9% | 4.7% | ||
| Q1 25 | — | -1.5% | ||
| Q4 24 | — | 33.3% | ||
| Q3 24 | — | -3.2% | ||
| Q2 24 | — | -69.2% |
净利率ASICPRCH
| Q1 26 | — | -3.9% | ||
| Q4 25 | — | -3.1% | ||
| Q3 25 | 19.5% | -9.4% | ||
| Q2 25 | 17.3% | 2.4% | ||
| Q1 25 | — | 9.9% | ||
| Q4 24 | — | 40.5% | ||
| Q3 24 | — | 18.5% | ||
| Q2 24 | — | -84.8% |
每股收益（稀释后）ASICPRCH
| Q1 26 | — | $-0.04 | ||
| Q4 25 | — | $0.00 | ||
| Q3 25 | $0.45 | $-0.10 | ||
| Q2 25 | $0.39 | $0.00 | ||
| Q1 25 | — | $0.07 | ||
| Q4 24 | — | $0.34 | ||
| Q3 24 | — | $0.12 | ||
| Q2 24 | — | $-0.65 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $34.3M | $68.4M |
| 总债务越低越好 | — | $391.3M |
| 股东权益账面价值 | $588.6M | $26.3M |
| 总资产 | $1.4B | $806.6M |
| 负债/权益比越低杠杆越低 | — | 14.87× |
8季度趋势，按日历期对齐
现金及短期投资ASICPRCH
| Q1 26 | — | $68.4M | ||
| Q4 25 | — | $57.3M | ||
| Q3 25 | $34.3M | $85.0M | ||
| Q2 25 | $23.5M | $79.8M | ||
| Q1 25 | — | $70.4M | ||
| Q4 24 | — | $191.7M | ||
| Q3 24 | — | $238.6M | ||
| Q2 24 | — | $308.4M |
总债务ASICPRCH
| Q1 26 | — | $391.3M | ||
| Q4 25 | — | $392.8M | ||
| Q3 25 | — | $387.1M | ||
| Q2 25 | — | $394.1M | ||
| Q1 25 | — | $409.2M | ||
| Q4 24 | — | $403.9M | ||
| Q3 24 | — | $399.0M | ||
| Q2 24 | — | $436.8M |
股东权益ASICPRCH
| Q1 26 | — | $26.3M | ||
| Q4 25 | — | $-24.6M | ||
| Q3 25 | $588.6M | $-27.9M | ||
| Q2 25 | $559.7M | $-29.3M | ||
| Q1 25 | — | $-52.4M | ||
| Q4 24 | — | $-43.2M | ||
| Q3 24 | — | $-77.0M | ||
| Q2 24 | — | $-101.9M |
总资产ASICPRCH
| Q1 26 | — | $806.6M | ||
| Q4 25 | — | $797.4M | ||
| Q3 25 | $1.4B | $787.7M | ||
| Q2 25 | $1.4B | $770.7M | ||
| Q1 25 | — | $802.3M | ||
| Q4 24 | — | $814.0M | ||
| Q3 24 | — | $867.3M | ||
| Q2 24 | — | $876.1M |
负债/权益比ASICPRCH
| Q1 26 | — | 14.87× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $41.1M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 1.81× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ASICPRCH
| Q1 26 | — | — | ||
| Q4 25 | — | $1.2M | ||
| Q3 25 | $41.1M | $40.8M | ||
| Q2 25 | $50.8M | $35.6M | ||
| Q1 25 | — | $-11.2M | ||
| Q4 24 | — | $-26.6M | ||
| Q3 24 | — | $12.4M | ||
| Q2 24 | — | $-26.0M |
自由现金流ASICPRCH
| Q1 26 | — | — | ||
| Q4 25 | — | $1.1M | ||
| Q3 25 | — | $40.7M | ||
| Q2 25 | — | $35.4M | ||
| Q1 25 | — | $-11.2M | ||
| Q4 24 | — | $-26.8M | ||
| Q3 24 | — | $12.2M | ||
| Q2 24 | — | $-26.0M |
自由现金流率ASICPRCH
| Q1 26 | — | — | ||
| Q4 25 | — | 1.0% | ||
| Q3 25 | — | 35.4% | ||
| Q2 25 | — | 33.0% | ||
| Q1 25 | — | -13.3% | ||
| Q4 24 | — | -35.6% | ||
| Q3 24 | — | 15.7% | ||
| Q2 24 | — | -34.3% |
资本支出强度ASICPRCH
| Q1 26 | — | — | ||
| Q4 25 | — | 0.1% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 0.2% | ||
| Q1 25 | — | 0.1% | ||
| Q4 24 | — | 0.3% | ||
| Q3 24 | — | 0.3% | ||
| Q2 24 | — | 0.1% |
现金转化率ASICPRCH
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 1.81× | — | ||
| Q2 25 | 2.88× | 13.79× | ||
| Q1 25 | — | -1.33× | ||
| Q4 24 | — | -0.87× | ||
| Q3 24 | — | 0.86× | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
