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Ategrity Specialty Insurance Co Holdings（ASIC）与RENAISSANCERE HOLDINGS LTD（RNR）财务数据对比。点击上方公司名可切换其他公司
RENAISSANCERE HOLDINGS LTD的季度营收约是Ategrity Specialty Insurance Co Holdings的25.6倍（$3.0B vs $116.1M）。RENAISSANCERE HOLDINGS LTD净利率更高（25.6% vs 19.5%，领先6.1%）
Ategrity Specialty Insurance Co Holdings是一家特种保险控股企业，提供商业财产及意外伤害保险解决方案，主营超额与盈余线保险业务，服务美国本土建筑、医疗、小型企业等细分领域，为标准保险公司通常不承接的特殊风险提供定制化保单。
RenaissanceRe Holdings Ltd是总部位于百慕大的保险及相关商业服务提供商，核心业务覆盖再保险、常规保险两大板块，同时运营风险相关创新投资业务，为全球客户提供专业的风险对冲与保险解决方案。
ASIC vs RNR — 直观对比
营收规模更大
RNR
是对方的25.6倍
$116.1M
净利率更高
RNR
高出6.1%
19.5%
损益表 — Q3 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $116.1M | $3.0B |
| 净利润 | $22.7M | $760.5M |
| 毛利率 | — | — |
| 营业利润率 | 25.6% | 42.5% |
| 净利率 | 19.5% | 25.6% |
| 营收同比 | — | 29.6% |
| 净利润同比 | — | 501.0% |
| 每股收益（稀释后） | $0.45 | $16.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASICRNR
| Q4 25 | — | $3.0B | ||
| Q3 25 | $116.1M | $3.2B | ||
| Q2 25 | $101.8M | $3.2B | ||
| Q1 25 | — | $3.5B | ||
| Q4 24 | — | $2.3B | ||
| Q3 24 | — | $4.0B | ||
| Q2 24 | — | $2.8B | ||
| Q1 24 | — | $2.6B |
净利润ASICRNR
| Q4 25 | — | $760.5M | ||
| Q3 25 | $22.7M | $916.5M | ||
| Q2 25 | $17.6M | $835.4M | ||
| Q1 25 | — | $170.0M | ||
| Q4 24 | — | $-189.7M | ||
| Q3 24 | — | $1.2B | ||
| Q2 24 | — | $503.9M | ||
| Q1 24 | — | $373.6M |
营业利润率ASICRNR
| Q4 25 | — | 42.5% | ||
| Q3 25 | 25.6% | 46.3% | ||
| Q2 25 | 21.9% | 41.8% | ||
| Q1 25 | — | -2.0% | ||
| Q4 24 | — | -3.6% | ||
| Q3 24 | — | 43.7% | ||
| Q2 24 | — | 25.0% | ||
| Q1 24 | — | 24.4% |
净利率ASICRNR
| Q4 25 | — | 25.6% | ||
| Q3 25 | 19.5% | 28.7% | ||
| Q2 25 | 17.3% | 26.1% | ||
| Q1 25 | — | 4.9% | ||
| Q4 24 | — | -8.3% | ||
| Q3 24 | — | 29.8% | ||
| Q2 24 | — | 17.8% | ||
| Q1 24 | — | 14.4% |
每股收益（稀释后）ASICRNR
| Q4 25 | — | $16.16 | ||
| Q3 25 | $0.45 | $19.40 | ||
| Q2 25 | $0.39 | $17.20 | ||
| Q1 25 | — | $3.27 | ||
| Q4 24 | — | $-3.76 | ||
| Q3 24 | — | $22.62 | ||
| Q2 24 | — | $9.41 | ||
| Q1 24 | — | $6.94 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $34.3M | $1.7B |
| 总债务越低越好 | — | $2.3B |
| 股东权益账面价值 | $588.6M | $11.6B |
| 总资产 | $1.4B | $53.8B |
| 负债/权益比越低杠杆越低 | — | 0.20× |
8季度趋势，按日历期对齐
现金及短期投资ASICRNR
| Q4 25 | — | $1.7B | ||
| Q3 25 | $34.3M | $1.7B | ||
| Q2 25 | $23.5M | $1.4B | ||
| Q1 25 | — | $1.6B | ||
| Q4 24 | — | $1.7B | ||
| Q3 24 | — | $1.6B | ||
| Q2 24 | — | $1.6B | ||
| Q1 24 | — | $1.6B |
总债务ASICRNR
| Q4 25 | — | $2.3B | ||
| Q3 25 | — | $2.2B | ||
| Q2 25 | — | $2.3B | ||
| Q1 25 | — | $2.8B | ||
| Q4 24 | — | $1.9B | ||
| Q3 24 | — | $1.9B | ||
| Q2 24 | — | $2.0B | ||
| Q1 24 | — | $1.9B |
股东权益ASICRNR
| Q4 25 | — | $11.6B | ||
| Q3 25 | $588.6M | $11.5B | ||
| Q2 25 | $559.7M | $10.8B | ||
| Q1 25 | — | $10.3B | ||
| Q4 24 | — | $10.6B | ||
| Q3 24 | — | $11.2B | ||
| Q2 24 | — | $10.2B | ||
| Q1 24 | — | $9.8B |
总资产ASICRNR
| Q4 25 | — | $53.8B | ||
| Q3 25 | $1.4B | $54.5B | ||
| Q2 25 | $1.4B | $54.7B | ||
| Q1 25 | — | $53.6B | ||
| Q4 24 | — | $50.7B | ||
| Q3 24 | — | $52.8B | ||
| Q2 24 | — | $51.6B | ||
| Q1 24 | — | $50.9B |
负债/权益比ASICRNR
| Q4 25 | — | 0.20× | ||
| Q3 25 | — | 0.19× | ||
| Q2 25 | — | 0.21× | ||
| Q1 25 | — | 0.27× | ||
| Q4 24 | — | 0.18× | ||
| Q3 24 | — | 0.17× | ||
| Q2 24 | — | 0.19× | ||
| Q1 24 | — | 0.19× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $41.1M | $483.0M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 1.81× | 0.64× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ASICRNR
| Q4 25 | — | $483.0M | ||
| Q3 25 | $41.1M | $1.6B | ||
| Q2 25 | $50.8M | $1.5B | ||
| Q1 25 | — | $157.8M | ||
| Q4 24 | — | $778.9M | ||
| Q3 24 | — | $1.5B | ||
| Q2 24 | — | $1.2B | ||
| Q1 24 | — | $683.5M |
现金转化率ASICRNR
| Q4 25 | — | 0.64× | ||
| Q3 25 | 1.81× | 1.73× | ||
| Q2 25 | 2.88× | 1.76× | ||
| Q1 25 | — | 0.93× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.26× | ||
| Q2 24 | — | 2.41× | ||
| Q1 24 | — | 1.83× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
