vs
ALTISOURCE PORTFOLIO SOLUTIONS S.A.（ASPS）与CAMDEN NATIONAL CORP（CAC）财务数据对比。点击上方公司名可切换其他公司
CAMDEN NATIONAL CORP的季度营收约是ALTISOURCE PORTFOLIO SOLUTIONS S.A.的1.5倍（$64.3M vs $42.3M），CAMDEN NATIONAL CORP净利率更高（34.0% vs -16.8%，领先50.9%），过去两年CAMDEN NATIONAL CORP的营收复合增速更高（22.6% vs 3.6%）
Altisource Portfolio Solutions S.A.是面向抵押贷款、房地产及消费金融领域的全球服务商，为贷款机构、服务商、投资者等市场参与者提供技术、数据与运营解决方案，优化资产管理、房产交易等业务流程，提升客户运营效率。
卡姆登国民银行是一家总部位于美国缅因州卡姆登的商业银行，是上市银行控股公司卡姆登国民集团的核心子公司。该行创立于1875年，1984年完成企业重组后成为控股公司直接持有的全资子公司。2025年与诺斯韦金融合并后，合并后机构总资产约为70亿美元。
ASPS vs CAC — 直观对比
营收规模更大
CAC
是对方的1.5倍
$42.3M
净利率更高
CAC
高出50.9%
-16.8%
两年增速更快
CAC
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $42.3M | $64.3M |
| 净利润 | $-7.1M | $21.9M |
| 毛利率 | 26.5% | — |
| 营业利润率 | -15.5% | — |
| 净利率 | -16.8% | 34.0% |
| 营收同比 | 3.2% | — |
| 净利润同比 | 18.2% | — |
| 每股收益（稀释后） | $-1.02 | $1.29 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASPSCAC
| Q1 26 | — | $64.3M | ||
| Q4 25 | $42.3M | $68.1M | ||
| Q3 25 | $41.9M | $65.4M | ||
| Q2 25 | $43.3M | $62.3M | ||
| Q1 25 | $43.4M | $60.1M | ||
| Q4 24 | $41.0M | $47.6M | ||
| Q3 24 | $40.5M | $45.0M | ||
| Q2 24 | $39.1M | $42.8M |
净利润ASPSCAC
| Q1 26 | — | $21.9M | ||
| Q4 25 | $-7.1M | $22.6M | ||
| Q3 25 | $-2.3M | $21.2M | ||
| Q2 25 | $16.7M | $14.1M | ||
| Q1 25 | $-5.3M | $7.3M | ||
| Q4 24 | $-8.7M | $14.7M | ||
| Q3 24 | $-9.3M | $13.1M | ||
| Q2 24 | $-8.3M | $12.0M |
毛利率ASPSCAC
| Q1 26 | — | — | ||
| Q4 25 | 26.5% | — | ||
| Q3 25 | 27.1% | — | ||
| Q2 25 | 30.1% | — | ||
| Q1 25 | 30.7% | — | ||
| Q4 24 | 30.3% | — | ||
| Q3 24 | 29.8% | — | ||
| Q2 24 | 32.5% | — |
营业利润率ASPSCAC
| Q1 26 | — | — | ||
| Q4 25 | -15.5% | 41.5% | ||
| Q3 25 | 1.2% | 40.5% | ||
| Q2 25 | 7.5% | 28.5% | ||
| Q1 25 | 7.5% | 10.3% | ||
| Q4 24 | 1.4% | 38.7% | ||
| Q3 24 | 2.7% | 35.2% | ||
| Q2 24 | 5.3% | 34.7% |
净利率ASPSCAC
| Q1 26 | — | 34.0% | ||
| Q4 25 | -16.8% | 33.1% | ||
| Q3 25 | -5.5% | 32.4% | ||
| Q2 25 | 38.5% | 22.6% | ||
| Q1 25 | -12.1% | 12.2% | ||
| Q4 24 | -21.3% | 30.8% | ||
| Q3 24 | -23.0% | 29.1% | ||
| Q2 24 | -21.1% | 28.0% |
每股收益（稀释后）ASPSCAC
| Q1 26 | — | $1.29 | ||
| Q4 25 | $-1.02 | $1.33 | ||
| Q3 25 | $-0.22 | $1.25 | ||
| Q2 25 | $1.48 | $0.83 | ||
| Q1 25 | $-0.09 | $0.43 | ||
| Q4 24 | $-4.72 | $1.00 | ||
| Q3 24 | $-2.61 | $0.90 | ||
| Q2 24 | $-2.33 | $0.81 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $26.6M | — |
| 总债务越低越好 | $191.1M | $514.4M |
| 股东权益账面价值 | $-110.2M | $710.0M |
| 总资产 | $139.8M | $7.0B |
| 负债/权益比越低杠杆越低 | — | 0.72× |
8季度趋势，按日历期对齐
现金及短期投资ASPSCAC
| Q1 26 | — | — | ||
| Q4 25 | $26.6M | — | ||
| Q3 25 | $28.6M | — | ||
| Q2 25 | $30.0M | — | ||
| Q1 25 | $30.8M | — | ||
| Q4 24 | $29.8M | — | ||
| Q3 24 | $28.3M | — | ||
| Q2 24 | $29.7M | — |
总债务ASPSCAC
| Q1 26 | — | $514.4M | ||
| Q4 25 | $191.1M | — | ||
| Q3 25 | $192.5M | — | ||
| Q2 25 | $193.9M | — | ||
| Q1 25 | $195.0M | — | ||
| Q4 24 | $230.5M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益ASPSCAC
| Q1 26 | — | $710.0M | ||
| Q4 25 | $-110.2M | $696.6M | ||
| Q3 25 | $-104.2M | $676.4M | ||
| Q2 25 | $-102.7M | $652.1M | ||
| Q1 25 | $-119.8M | $640.1M | ||
| Q4 24 | $-157.4M | $531.2M | ||
| Q3 24 | $-149.4M | $529.9M | ||
| Q2 24 | $-140.8M | $508.3M |
总资产ASPSCAC
| Q1 26 | — | $7.0B | ||
| Q4 25 | $139.8M | $7.0B | ||
| Q3 25 | $139.9M | $7.0B | ||
| Q2 25 | $142.9M | $6.9B | ||
| Q1 25 | $145.7M | $7.0B | ||
| Q4 24 | $143.6M | $5.8B | ||
| Q3 24 | $144.5M | $5.7B | ||
| Q2 24 | $146.6M | $5.7B |
负债/权益比ASPSCAC
| Q1 26 | — | 0.72× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-505.0K | — |
| 自由现金流经营现金流 - 资本支出 | $-525.0K | — |
| 自由现金流率自由现金流/营收 | -1.2% | — |
| 资本支出强度资本支出/营收 | 0.0% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $-5.1M | — |
8季度趋势，按日历期对齐
经营现金流ASPSCAC
| Q1 26 | — | — | ||
| Q4 25 | $-505.0K | $63.9M | ||
| Q3 25 | $718.0K | $36.1M | ||
| Q2 25 | $-306.0K | $6.0M | ||
| Q1 25 | $-5.0M | $1.0M | ||
| Q4 24 | $-1.4M | $60.9M | ||
| Q3 24 | $-1.6M | $-14.5M | ||
| Q2 24 | $180.0K | $14.5M |
自由现金流ASPSCAC
| Q1 26 | — | — | ||
| Q4 25 | $-525.0K | $58.2M | ||
| Q3 25 | $697.0K | $35.4M | ||
| Q2 25 | $-309.0K | $4.5M | ||
| Q1 25 | $-5.0M | $-727.0K | ||
| Q4 24 | $-1.4M | $55.4M | ||
| Q3 24 | — | $-16.2M | ||
| Q2 24 | — | $13.2M |
自由现金流率ASPSCAC
| Q1 26 | — | — | ||
| Q4 25 | -1.2% | 85.5% | ||
| Q3 25 | 1.7% | 54.1% | ||
| Q2 25 | -0.7% | 7.3% | ||
| Q1 25 | -11.5% | -1.2% | ||
| Q4 24 | -3.4% | 116.4% | ||
| Q3 24 | — | -36.0% | ||
| Q2 24 | — | 30.8% |
资本支出强度ASPSCAC
| Q1 26 | — | — | ||
| Q4 25 | 0.0% | 8.4% | ||
| Q3 25 | 0.1% | 1.1% | ||
| Q2 25 | 0.0% | 2.4% | ||
| Q1 25 | 0.1% | 2.9% | ||
| Q4 24 | 0.0% | 11.7% | ||
| Q3 24 | 0.0% | 3.8% | ||
| Q2 24 | 0.0% | 3.0% |
现金转化率ASPSCAC
| Q1 26 | — | — | ||
| Q4 25 | — | 2.83× | ||
| Q3 25 | — | 1.70× | ||
| Q2 25 | -0.02× | 0.43× | ||
| Q1 25 | — | 0.14× | ||
| Q4 24 | — | 4.15× | ||
| Q3 24 | — | -1.11× | ||
| Q2 24 | — | 1.21× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASPS
| Services | $39.9M | 94% |
| Revenue Relatedto Technology Platformsand Professional Services | $2.4M | 6% |
CAC
| Net Interest Income | $52.4M | 81% |
| Noninterest Income | $12.0M | 19% |
