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ALTISOURCE PORTFOLIO SOLUTIONS S.A.（ASPS）与CHOICEONE FINANCIAL SERVICES INC（COFS）财务数据对比。点击上方公司名可切换其他公司
CHOICEONE FINANCIAL SERVICES INC的季度营收约是ALTISOURCE PORTFOLIO SOLUTIONS S.A.的1.0倍（$42.9M vs $42.3M），CHOICEONE FINANCIAL SERVICES INC同比增速更快（76.4% vs 3.2%），CHOICEONE FINANCIAL SERVICES INC自由现金流更多（$25.2M vs $-525.0K），过去两年CHOICEONE FINANCIAL SERVICES INC的营收复合增速更高（15.0% vs 3.6%）
Altisource Portfolio Solutions S.A.是面向抵押贷款、房地产及消费金融领域的全球服务商，为贷款机构、服务商、投资者等市场参与者提供技术、数据与运营解决方案，优化资产管理、房产交易等业务流程，提升客户运营效率。
ChoiceOne Financial Services Inc是一家美国区域金融控股公司，通过旗下银行子公司开展业务，主要为密歇根州的个人消费者、小微企业及企业客户提供储蓄账户、贷款、财富管理、保险等多元化个人及商业银行服务。
ASPS vs COFS — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $42.3M | $42.9M |
| 净利润 | $-7.1M | — |
| 毛利率 | 26.5% | — |
| 营业利润率 | -15.5% | 39.1% |
| 净利率 | -16.8% | — |
| 营收同比 | 3.2% | 76.4% |
| 净利润同比 | 18.2% | — |
| 每股收益（稀释后） | $-1.02 | $1.43 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $42.3M | $42.9M | ||
| Q3 25 | $41.9M | $61.8M | ||
| Q2 25 | $43.3M | $60.4M | ||
| Q1 25 | $43.4M | $44.9M | ||
| Q4 24 | $41.0M | $24.3M | ||
| Q3 24 | $40.5M | $36.6M | ||
| Q2 24 | $39.1M | $34.0M | ||
| Q1 24 | $39.5M | $32.5M |
| Q4 25 | $-7.1M | — | ||
| Q3 25 | $-2.3M | $14.7M | ||
| Q2 25 | $16.7M | $13.5M | ||
| Q1 25 | $-5.3M | $-13.9M | ||
| Q4 24 | $-8.7M | — | ||
| Q3 24 | $-9.3M | $7.3M | ||
| Q2 24 | $-8.3M | $6.6M | ||
| Q1 24 | $-9.2M | $5.6M |
| Q4 25 | 26.5% | — | ||
| Q3 25 | 27.1% | — | ||
| Q2 25 | 30.1% | — | ||
| Q1 25 | 30.7% | — | ||
| Q4 24 | 30.3% | — | ||
| Q3 24 | 29.8% | — | ||
| Q2 24 | 32.5% | — | ||
| Q1 24 | 31.2% | — |
| Q4 25 | -15.5% | 39.1% | ||
| Q3 25 | 1.2% | 29.6% | ||
| Q2 25 | 7.5% | 27.6% | ||
| Q1 25 | 7.5% | -39.2% | ||
| Q4 24 | 1.4% | 36.1% | ||
| Q3 24 | 2.7% | 25.4% | ||
| Q2 24 | 5.3% | 24.0% | ||
| Q1 24 | -1.4% | 21.1% |
| Q4 25 | -16.8% | — | ||
| Q3 25 | -5.5% | 23.7% | ||
| Q2 25 | 38.5% | 22.4% | ||
| Q1 25 | -12.1% | -31.0% | ||
| Q4 24 | -21.3% | — | ||
| Q3 24 | -23.0% | 20.1% | ||
| Q2 24 | -21.1% | 19.4% | ||
| Q1 24 | -23.2% | 17.3% |
| Q4 25 | $-1.02 | $1.43 | ||
| Q3 25 | $-0.22 | $0.97 | ||
| Q2 25 | $1.48 | $0.90 | ||
| Q1 25 | $-0.09 | $-1.29 | ||
| Q4 24 | $-4.72 | $0.79 | ||
| Q3 24 | $-2.61 | $0.85 | ||
| Q2 24 | $-2.33 | $0.87 | ||
| Q1 24 | $-0.33 | $0.74 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $26.6M | $88.0M |
| 总债务越低越好 | $191.1M | — |
| 股东权益账面价值 | $-110.2M | $465.4M |
| 总资产 | $139.8M | $4.4B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
| Q4 25 | $26.6M | $88.0M | ||
| Q3 25 | $28.6M | $99.0M | ||
| Q2 25 | $30.0M | $156.3M | ||
| Q1 25 | $30.8M | $139.4M | ||
| Q4 24 | $29.8M | $96.8M | ||
| Q3 24 | $28.3M | $145.9M | ||
| Q2 24 | $29.7M | $101.0M | ||
| Q1 24 | $29.6M | $150.1M |
| Q4 25 | $191.1M | — | ||
| Q3 25 | $192.5M | — | ||
| Q2 25 | $193.9M | — | ||
| Q1 25 | $195.0M | — | ||
| Q4 24 | $230.5M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $-110.2M | $465.4M | ||
| Q3 25 | $-104.2M | $449.6M | ||
| Q2 25 | $-102.7M | $431.8M | ||
| Q1 25 | $-119.8M | $427.1M | ||
| Q4 24 | $-157.4M | $260.4M | ||
| Q3 24 | $-149.4M | $247.7M | ||
| Q2 24 | $-140.8M | $214.5M | ||
| Q1 24 | $-133.3M | $206.8M |
| Q4 25 | $139.8M | $4.4B | ||
| Q3 25 | $139.9M | $4.3B | ||
| Q2 25 | $142.9M | $4.3B | ||
| Q1 25 | $145.7M | $4.3B | ||
| Q4 24 | $143.6M | $2.7B | ||
| Q3 24 | $144.5M | $2.7B | ||
| Q2 24 | $146.6M | $2.7B | ||
| Q1 24 | $148.9M | $2.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-505.0K | $31.8M |
| 自由现金流经营现金流 - 资本支出 | $-525.0K | $25.2M |
| 自由现金流率自由现金流/营收 | -1.2% | 58.7% |
| 资本支出强度资本支出/营收 | 0.0% | 15.4% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $-5.1M | $38.5M |
8季度趋势，按日历期对齐
| Q4 25 | $-505.0K | $31.8M | ||
| Q3 25 | $718.0K | $15.3M | ||
| Q2 25 | $-306.0K | $9.0M | ||
| Q1 25 | $-5.0M | $-6.5M | ||
| Q4 24 | $-1.4M | $47.1M | ||
| Q3 24 | $-1.6M | $-7.4M | ||
| Q2 24 | $180.0K | $15.7M | ||
| Q1 24 | $-2.2M | $15.3M |
| Q4 25 | $-525.0K | $25.2M | ||
| Q3 25 | $697.0K | $13.7M | ||
| Q2 25 | $-309.0K | $6.9M | ||
| Q1 25 | $-5.0M | $-7.3M | ||
| Q4 24 | $-1.4M | $45.4M | ||
| Q3 24 | — | $-7.6M | ||
| Q2 24 | — | $15.3M | ||
| Q1 24 | — | $15.0M |
| Q4 25 | -1.2% | 58.7% | ||
| Q3 25 | 1.7% | 22.1% | ||
| Q2 25 | -0.7% | 11.4% | ||
| Q1 25 | -11.5% | -16.3% | ||
| Q4 24 | -3.4% | 186.4% | ||
| Q3 24 | — | -20.8% | ||
| Q2 24 | — | 44.8% | ||
| Q1 24 | — | 46.2% |
| Q4 25 | 0.0% | 15.4% | ||
| Q3 25 | 0.1% | 2.6% | ||
| Q2 25 | 0.0% | 3.4% | ||
| Q1 25 | 0.1% | 1.9% | ||
| Q4 24 | 0.0% | 7.0% | ||
| Q3 24 | 0.0% | 0.7% | ||
| Q2 24 | 0.0% | 1.4% | ||
| Q1 24 | 0.0% | 1.0% |
| Q4 25 | — | — | ||
| Q3 25 | — | 1.04× | ||
| Q2 25 | -0.02× | 0.66× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -1.00× | ||
| Q2 24 | — | 2.39× | ||
| Q1 24 | — | 2.72× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASPS
| Services | $39.9M | 94% |
| Revenue Relatedto Technology Platformsand Professional Services | $2.4M | 6% |
COFS
暂无分部数据
