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ALTISOURCE PORTFOLIO SOLUTIONS S.A.（ASPS）与FS Bancorp, Inc.（FSBW）财务数据对比。点击上方公司名可切换其他公司
ALTISOURCE PORTFOLIO SOLUTIONS S.A.的季度营收约是FS Bancorp, Inc.的1.1倍（$42.3M vs $40.0M），FS Bancorp, Inc.同比增速更快（12.0% vs 3.2%），FS Bancorp, Inc.自由现金流更多（$51.9M vs $-525.0K），过去两年FS Bancorp, Inc.的营收复合增速更高（6.2% vs 3.6%）
Altisource Portfolio Solutions S.A.是面向抵押贷款、房地产及消费金融领域的全球服务商，为贷款机构、服务商、投资者等市场参与者提供技术、数据与运营解决方案，优化资产管理、房产交易等业务流程，提升客户运营效率。
FS Bancorp, Inc.是总部位于美国的银行控股公司，为华盛顿第一安全银行的母公司，主要面向美国太平洋西北地区客户提供各类个人及商业银行服务，包括存款产品、住房贷款、小微企业融资、建筑贷款等，核心业务涵盖零售银行、商业银行及住房信贷三大板块。
ASPS vs FSBW — 直观对比
营收规模更大
ASPS
是对方的1.1倍
$40.0M
营收增速更快
FSBW
高出8.8%
3.2%
自由现金流更多
FSBW
多$52.5M
$-525.0K
两年增速更快
FSBW
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $42.3M | $40.0M |
| 净利润 | $-7.1M | — |
| 毛利率 | 26.5% | — |
| 营业利润率 | -15.5% | 25.8% |
| 净利率 | -16.8% | — |
| 营收同比 | 3.2% | 12.0% |
| 净利润同比 | 18.2% | — |
| 每股收益（稀释后） | $-1.02 | $1.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASPSFSBW
| Q4 25 | $42.3M | $40.0M | ||
| Q3 25 | $41.9M | $39.3M | ||
| Q2 25 | $43.3M | $37.3M | ||
| Q1 25 | $43.4M | $36.1M | ||
| Q4 24 | $41.0M | $35.7M | ||
| Q3 24 | $40.5M | $37.2M | ||
| Q2 24 | $39.1M | $36.3M | ||
| Q1 24 | $39.5M | $35.5M |
净利润ASPSFSBW
| Q4 25 | $-7.1M | — | ||
| Q3 25 | $-2.3M | $9.2M | ||
| Q2 25 | $16.7M | $7.7M | ||
| Q1 25 | $-5.3M | $8.0M | ||
| Q4 24 | $-8.7M | — | ||
| Q3 24 | $-9.3M | $10.3M | ||
| Q2 24 | $-8.3M | $9.0M | ||
| Q1 24 | $-9.2M | $8.4M |
毛利率ASPSFSBW
| Q4 25 | 26.5% | — | ||
| Q3 25 | 27.1% | — | ||
| Q2 25 | 30.1% | — | ||
| Q1 25 | 30.7% | — | ||
| Q4 24 | 30.3% | — | ||
| Q3 24 | 29.8% | — | ||
| Q2 24 | 32.5% | — | ||
| Q1 24 | 31.2% | — |
营业利润率ASPSFSBW
| Q4 25 | -15.5% | 25.8% | ||
| Q3 25 | 1.2% | 29.5% | ||
| Q2 25 | 7.5% | 26.2% | ||
| Q1 25 | 7.5% | 26.2% | ||
| Q4 24 | 1.4% | 27.6% | ||
| Q3 24 | 2.7% | 26.5% | ||
| Q2 24 | 5.3% | 31.3% | ||
| Q1 24 | -1.4% | 29.7% |
净利率ASPSFSBW
| Q4 25 | -16.8% | — | ||
| Q3 25 | -5.5% | 23.4% | ||
| Q2 25 | 38.5% | 20.7% | ||
| Q1 25 | -12.1% | 22.2% | ||
| Q4 24 | -21.3% | — | ||
| Q3 24 | -23.0% | 27.6% | ||
| Q2 24 | -21.1% | 24.7% | ||
| Q1 24 | -23.2% | 23.7% |
每股收益（稀释后）ASPSFSBW
| Q4 25 | $-1.02 | $1.11 | ||
| Q3 25 | $-0.22 | $1.18 | ||
| Q2 25 | $1.48 | $0.99 | ||
| Q1 25 | $-0.09 | $1.01 | ||
| Q4 24 | $-4.72 | $0.88 | ||
| Q3 24 | $-2.61 | $1.29 | ||
| Q2 24 | $-2.33 | $1.13 | ||
| Q1 24 | $-0.33 | $1.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $26.6M | $28.2M |
| 总债务越低越好 | $191.1M | — |
| 股东权益账面价值 | $-110.2M | $307.7M |
| 总资产 | $139.8M | $3.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ASPSFSBW
| Q4 25 | $26.6M | $28.2M | ||
| Q3 25 | $28.6M | $61.3M | ||
| Q2 25 | $30.0M | $33.2M | ||
| Q1 25 | $30.8M | $62.7M | ||
| Q4 24 | $29.8M | $31.6M | ||
| Q3 24 | $28.3M | $40.3M | ||
| Q2 24 | $29.7M | $33.0M | ||
| Q1 24 | $29.6M | $45.4M |
总债务ASPSFSBW
| Q4 25 | $191.1M | — | ||
| Q3 25 | $192.5M | — | ||
| Q2 25 | $193.9M | — | ||
| Q1 25 | $195.0M | — | ||
| Q4 24 | $230.5M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益ASPSFSBW
| Q4 25 | $-110.2M | $307.7M | ||
| Q3 25 | $-104.2M | $300.5M | ||
| Q2 25 | $-102.7M | $297.2M | ||
| Q1 25 | $-119.8M | $298.8M | ||
| Q4 24 | $-157.4M | $295.8M | ||
| Q3 24 | $-149.4M | $288.9M | ||
| Q2 24 | $-140.8M | $284.0M | ||
| Q1 24 | $-133.3M | $277.9M |
总资产ASPSFSBW
| Q4 25 | $139.8M | $3.2B | ||
| Q3 25 | $139.9M | $3.2B | ||
| Q2 25 | $142.9M | $3.2B | ||
| Q1 25 | $145.7M | $3.1B | ||
| Q4 24 | $143.6M | $3.0B | ||
| Q3 24 | $144.5M | $3.0B | ||
| Q2 24 | $146.6M | $2.9B | ||
| Q1 24 | $148.9M | $3.0B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-505.0K | $72.3M |
| 自由现金流经营现金流 - 资本支出 | $-525.0K | $51.9M |
| 自由现金流率自由现金流/营收 | -1.2% | 129.8% |
| 资本支出强度资本支出/营收 | 0.0% | 50.9% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $-5.1M | $107.2M |
8季度趋势，按日历期对齐
经营现金流ASPSFSBW
| Q4 25 | $-505.0K | $72.3M | ||
| Q3 25 | $718.0K | $44.6M | ||
| Q2 25 | $-306.0K | $7.1M | ||
| Q1 25 | $-5.0M | $8.2M | ||
| Q4 24 | $-1.4M | $50.8M | ||
| Q3 24 | $-1.6M | $-891.0K | ||
| Q2 24 | $180.0K | $9.9M | ||
| Q1 24 | $-2.2M | $275.0K |
自由现金流ASPSFSBW
| Q4 25 | $-525.0K | $51.9M | ||
| Q3 25 | $697.0K | $41.6M | ||
| Q2 25 | $-309.0K | $5.9M | ||
| Q1 25 | $-5.0M | $7.8M | ||
| Q4 24 | $-1.4M | $49.2M | ||
| Q3 24 | — | $-1.5M | ||
| Q2 24 | — | $9.6M | ||
| Q1 24 | — | $-82.0K |
自由现金流率ASPSFSBW
| Q4 25 | -1.2% | 129.8% | ||
| Q3 25 | 1.7% | 105.9% | ||
| Q2 25 | -0.7% | 15.7% | ||
| Q1 25 | -11.5% | 21.7% | ||
| Q4 24 | -3.4% | 137.7% | ||
| Q3 24 | — | -4.1% | ||
| Q2 24 | — | 26.6% | ||
| Q1 24 | — | -0.2% |
资本支出强度ASPSFSBW
| Q4 25 | 0.0% | 50.9% | ||
| Q3 25 | 0.1% | 7.7% | ||
| Q2 25 | 0.0% | 3.5% | ||
| Q1 25 | 0.1% | 1.0% | ||
| Q4 24 | 0.0% | 4.6% | ||
| Q3 24 | 0.0% | 1.7% | ||
| Q2 24 | 0.0% | 0.8% | ||
| Q1 24 | 0.0% | 1.0% |
现金转化率ASPSFSBW
| Q4 25 | — | — | ||
| Q3 25 | — | 4.86× | ||
| Q2 25 | -0.02× | 0.92× | ||
| Q1 25 | — | 1.02× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -0.09× | ||
| Q2 24 | — | 1.11× | ||
| Q1 24 | — | 0.03× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASPS
| Services | $39.9M | 94% |
| Revenue Relatedto Technology Platformsand Professional Services | $2.4M | 6% |
FSBW
暂无分部数据
