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ALTISOURCE PORTFOLIO SOLUTIONS S.A.（ASPS）与KINGSWAY FINANCIAL SERVICES INC（KFS）财务数据对比。点击上方公司名可切换其他公司
ALTISOURCE PORTFOLIO SOLUTIONS S.A.的季度营收约是KINGSWAY FINANCIAL SERVICES INC的1.1倍（$42.3M vs $38.6M），KINGSWAY FINANCIAL SERVICES INC净利率更高（-4.1% vs -16.8%，领先12.7%），KINGSWAY FINANCIAL SERVICES INC同比增速更快（30.1% vs 3.2%），过去两年KINGSWAY FINANCIAL SERVICES INC的营收复合增速更高（21.4% vs 3.6%）
Altisource Portfolio Solutions S.A.是面向抵押贷款、房地产及消费金融领域的全球服务商，为贷款机构、服务商、投资者等市场参与者提供技术、数据与运营解决方案，优化资产管理、房产交易等业务流程，提升客户运营效率。
金斯威金融服务公司是一家专业金融控股企业，主要提供财产和意外伤害保险产品，包括个人车险、商业责任险、财产险等，核心市场覆盖北美地区，服务个人消费者、小微企业主及特定商业客户群体。
ASPS vs KFS — 直观对比
营收规模更大
ASPS
是对方的1.1倍
$38.6M
营收增速更快
KFS
高出26.8%
3.2%
净利率更高
KFS
高出12.7%
-16.8%
两年增速更快
KFS
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $42.3M | $38.6M |
| 净利润 | $-7.1M | $-1.6M |
| 毛利率 | 26.5% | — |
| 营业利润率 | -15.5% | 0.8% |
| 净利率 | -16.8% | -4.1% |
| 营收同比 | 3.2% | 30.1% |
| 净利润同比 | 18.2% | -7.8% |
| 每股收益（稀释后） | $-1.02 | $-0.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASPSKFS
| Q4 25 | $42.3M | $38.6M | ||
| Q3 25 | $41.9M | $37.2M | ||
| Q2 25 | $43.3M | $30.9M | ||
| Q1 25 | $43.4M | $28.3M | ||
| Q4 24 | $41.0M | $29.6M | ||
| Q3 24 | $40.5M | $27.1M | ||
| Q2 24 | $39.1M | $26.4M | ||
| Q1 24 | $39.5M | $26.2M |
净利润ASPSKFS
| Q4 25 | $-7.1M | $-1.6M | ||
| Q3 25 | $-2.3M | $-2.4M | ||
| Q2 25 | $16.7M | $-3.2M | ||
| Q1 25 | $-5.3M | $-3.1M | ||
| Q4 24 | $-8.7M | $-1.5M | ||
| Q3 24 | $-9.3M | $-2.3M | ||
| Q2 24 | $-8.3M | $-2.2M | ||
| Q1 24 | $-9.2M | $-2.3M |
毛利率ASPSKFS
| Q4 25 | 26.5% | — | ||
| Q3 25 | 27.1% | — | ||
| Q2 25 | 30.1% | — | ||
| Q1 25 | 30.7% | — | ||
| Q4 24 | 30.3% | — | ||
| Q3 24 | 29.8% | — | ||
| Q2 24 | 32.5% | — | ||
| Q1 24 | 31.2% | — |
营业利润率ASPSKFS
| Q4 25 | -15.5% | 0.8% | ||
| Q3 25 | 1.2% | -2.3% | ||
| Q2 25 | 7.5% | -3.6% | ||
| Q1 25 | 7.5% | -2.5% | ||
| Q4 24 | 1.4% | 6.5% | ||
| Q3 24 | 2.7% | -2.5% | ||
| Q2 24 | 5.3% | 0.5% | ||
| Q1 24 | -1.4% | 2.9% |
净利率ASPSKFS
| Q4 25 | -16.8% | -4.1% | ||
| Q3 25 | -5.5% | -6.5% | ||
| Q2 25 | 38.5% | -10.2% | ||
| Q1 25 | -12.1% | -10.9% | ||
| Q4 24 | -21.3% | -5.0% | ||
| Q3 24 | -23.0% | -8.5% | ||
| Q2 24 | -21.1% | -8.3% | ||
| Q1 24 | -23.2% | -8.9% |
每股收益（稀释后）ASPSKFS
| Q4 25 | $-1.02 | $-0.07 | ||
| Q3 25 | $-0.22 | $-0.10 | ||
| Q2 25 | $1.48 | $-0.13 | ||
| Q1 25 | $-0.09 | $-0.13 | ||
| Q4 24 | $-4.72 | $-0.08 | ||
| Q3 24 | $-2.61 | $-0.10 | ||
| Q2 24 | $-2.33 | $-0.08 | ||
| Q1 24 | $-0.33 | $-0.09 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $26.6M | $8.5M |
| 总债务越低越好 | $191.1M | $70.7M |
| 股东权益账面价值 | $-110.2M | $15.2M |
| 总资产 | $139.8M | $231.5M |
| 负债/权益比越低杠杆越低 | — | 4.66× |
8季度趋势，按日历期对齐
现金及短期投资ASPSKFS
| Q4 25 | $26.6M | $8.5M | ||
| Q3 25 | $28.6M | $9.5M | ||
| Q2 25 | $30.0M | $12.3M | ||
| Q1 25 | $30.8M | $6.5M | ||
| Q4 24 | $29.8M | $5.7M | ||
| Q3 24 | $28.3M | $6.7M | ||
| Q2 24 | $29.7M | $9.8M | ||
| Q1 24 | $29.6M | $12.3M |
总债务ASPSKFS
| Q4 25 | $191.1M | $70.7M | ||
| Q3 25 | $192.5M | $70.7M | ||
| Q2 25 | $193.9M | $58.3M | ||
| Q1 25 | $195.0M | $59.5M | ||
| Q4 24 | $230.5M | $57.5M | ||
| Q3 24 | — | $58.5M | ||
| Q2 24 | — | $47.3M | ||
| Q1 24 | — | $47.1M |
股东权益ASPSKFS
| Q4 25 | $-110.2M | $15.2M | ||
| Q3 25 | $-104.2M | $16.6M | ||
| Q2 25 | $-102.7M | $17.4M | ||
| Q1 25 | $-119.8M | $5.5M | ||
| Q4 24 | $-157.4M | $8.4M | ||
| Q3 24 | $-149.4M | $9.9M | ||
| Q2 24 | $-140.8M | $20.7M | ||
| Q1 24 | $-133.3M | $23.6M |
总资产ASPSKFS
| Q4 25 | $139.8M | $231.5M | ||
| Q3 25 | $139.9M | $235.1M | ||
| Q2 25 | $142.9M | $207.7M | ||
| Q1 25 | $145.7M | $192.1M | ||
| Q4 24 | $143.6M | $186.6M | ||
| Q3 24 | $144.5M | $191.1M | ||
| Q2 24 | $146.6M | $192.3M | ||
| Q1 24 | $148.9M | $198.0M |
负债/权益比ASPSKFS
| Q4 25 | — | 4.66× | ||
| Q3 25 | — | 4.25× | ||
| Q2 25 | — | 3.34× | ||
| Q1 25 | — | 10.91× | ||
| Q4 24 | — | 6.84× | ||
| Q3 24 | — | 5.88× | ||
| Q2 24 | — | 2.29× | ||
| Q1 24 | — | 2.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-505.0K | $-3.0K |
| 自由现金流经营现金流 - 资本支出 | $-525.0K | — |
| 自由现金流率自由现金流/营收 | -1.2% | — |
| 资本支出强度资本支出/营收 | 0.0% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $-5.1M | — |
8季度趋势，按日历期对齐
经营现金流ASPSKFS
| Q4 25 | $-505.0K | $-3.0K | ||
| Q3 25 | $718.0K | $1.5M | ||
| Q2 25 | $-306.0K | $337.0K | ||
| Q1 25 | $-5.0M | $-1.8M | ||
| Q4 24 | $-1.4M | $1.1M | ||
| Q3 24 | $-1.6M | $368.0K | ||
| Q2 24 | $180.0K | $557.0K | ||
| Q1 24 | $-2.2M | $249.0K |
自由现金流ASPSKFS
| Q4 25 | $-525.0K | — | ||
| Q3 25 | $697.0K | $1.3M | ||
| Q2 25 | $-309.0K | — | ||
| Q1 25 | $-5.0M | — | ||
| Q4 24 | $-1.4M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
自由现金流率ASPSKFS
| Q4 25 | -1.2% | — | ||
| Q3 25 | 1.7% | 3.4% | ||
| Q2 25 | -0.7% | — | ||
| Q1 25 | -11.5% | — | ||
| Q4 24 | -3.4% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
资本支出强度ASPSKFS
| Q4 25 | 0.0% | — | ||
| Q3 25 | 0.1% | 0.5% | ||
| Q2 25 | 0.0% | — | ||
| Q1 25 | 0.1% | — | ||
| Q4 24 | 0.0% | — | ||
| Q3 24 | 0.0% | 0.0% | ||
| Q2 24 | 0.0% | — | ||
| Q1 24 | 0.0% | — |
现金转化率ASPSKFS
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | -0.02× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASPS
| Services | $39.9M | 94% |
| Revenue Relatedto Technology Platformsand Professional Services | $2.4M | 6% |
KFS
| Other | $14.8M | 38% |
| Roundhouse Electric Equipment Co Inc | $9.7M | 25% |
| MLC Plumbing LLC | $5.7M | 15% |
| Systems Products International Incspi | $3.8M | 10% |
| Advanced Plumbing And Drain | $2.9M | 8% |
| Southside Plumbing | $1.7M | 4% |
