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ALTISOURCE PORTFOLIO SOLUTIONS S.A.（ASPS）与KINGSTONE COMPANIES, INC.（KINS）财务数据对比。点击上方公司名可切换其他公司
KINGSTONE COMPANIES, INC.的季度营收约是ALTISOURCE PORTFOLIO SOLUTIONS S.A.的1.3倍（$56.4M vs $42.3M），KINGSTONE COMPANIES, INC.净利率更高（26.2% vs -16.8%，领先43.0%），KINGSTONE COMPANIES, INC.同比增速更快（34.0% vs 3.2%），KINGSTONE COMPANIES, INC.自由现金流更多（$73.1M vs $-525.0K），过去两年KINGSTONE COMPANIES, INC.的营收复合增速更高（25.6% vs 3.6%）
Altisource Portfolio Solutions S.A.是面向抵押贷款、房地产及消费金融领域的全球服务商，为贷款机构、服务商、投资者等市场参与者提供技术、数据与运营解决方案，优化资产管理、房产交易等业务流程，提升客户运营效率。
金斯顿公司总部位于纽约金斯顿，核心业务通过旗下金斯顿保险公司开展财产意外保险产品服务，同时旗下持纽约州牌照的保险保费融资公司Payments, Inc.，会与第三方持牌保费融资机构签订合作协议。在2010年专业保险代理人协会的企业绩效调查中，金斯顿保险公司在81家参评保险公司中排名第一。
ASPS vs KINS — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $42.3M | $56.4M |
| 净利润 | $-7.1M | $14.8M |
| 毛利率 | 26.5% | — |
| 营业利润率 | -15.5% | 32.7% |
| 净利率 | -16.8% | 26.2% |
| 营收同比 | 3.2% | 34.0% |
| 净利润同比 | 18.2% | 171.4% |
| 每股收益（稀释后） | $-1.02 | $1.09 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $42.3M | $56.4M | ||
| Q3 25 | $41.9M | $55.7M | ||
| Q2 25 | $43.3M | $52.3M | ||
| Q1 25 | $43.4M | $50.5M | ||
| Q4 24 | $41.0M | $42.1M | ||
| Q3 24 | $40.5M | $40.8M | ||
| Q2 24 | $39.1M | $36.5M | ||
| Q1 24 | $39.5M | $35.8M |
| Q4 25 | $-7.1M | $14.8M | ||
| Q3 25 | $-2.3M | $10.9M | ||
| Q2 25 | $16.7M | $11.3M | ||
| Q1 25 | $-5.3M | $3.9M | ||
| Q4 24 | $-8.7M | $5.4M | ||
| Q3 24 | $-9.3M | $7.0M | ||
| Q2 24 | $-8.3M | $4.5M | ||
| Q1 24 | $-9.2M | $1.4M |
| Q4 25 | 26.5% | — | ||
| Q3 25 | 27.1% | — | ||
| Q2 25 | 30.1% | — | ||
| Q1 25 | 30.7% | — | ||
| Q4 24 | 30.3% | — | ||
| Q3 24 | 29.8% | — | ||
| Q2 24 | 32.5% | — | ||
| Q1 24 | 31.2% | — |
| Q4 25 | -15.5% | 32.7% | ||
| Q3 25 | 1.2% | 24.6% | ||
| Q2 25 | 7.5% | 27.1% | ||
| Q1 25 | 7.5% | 9.3% | ||
| Q4 24 | 1.4% | 15.9% | ||
| Q3 24 | 2.7% | 22.3% | ||
| Q2 24 | 5.3% | 15.7% | ||
| Q1 24 | -1.4% | 5.0% |
| Q4 25 | -16.8% | 26.2% | ||
| Q3 25 | -5.5% | 19.5% | ||
| Q2 25 | 38.5% | 21.5% | ||
| Q1 25 | -12.1% | 7.7% | ||
| Q4 24 | -21.3% | 12.9% | ||
| Q3 24 | -23.0% | 17.1% | ||
| Q2 24 | -21.1% | 12.4% | ||
| Q1 24 | -23.2% | 4.0% |
| Q4 25 | $-1.02 | $1.09 | ||
| Q3 25 | $-0.22 | $0.74 | ||
| Q2 25 | $1.48 | $0.78 | ||
| Q1 25 | $-0.09 | $0.27 | ||
| Q4 24 | $-4.72 | $0.44 | ||
| Q3 24 | $-2.61 | $0.55 | ||
| Q2 24 | $-2.33 | $0.37 | ||
| Q1 24 | $-0.33 | $0.12 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $26.6M | — |
| 总债务越低越好 | $191.1M | $4.4M |
| 股东权益账面价值 | $-110.2M | $122.7M |
| 总资产 | $139.8M | $453.4M |
| 负债/权益比越低杠杆越低 | — | 0.04× |
8季度趋势，按日历期对齐
| Q4 25 | $26.6M | — | ||
| Q3 25 | $28.6M | — | ||
| Q2 25 | $30.0M | — | ||
| Q1 25 | $30.8M | — | ||
| Q4 24 | $29.8M | — | ||
| Q3 24 | $28.3M | — | ||
| Q2 24 | $29.7M | — | ||
| Q1 24 | $29.6M | — |
| Q4 25 | $191.1M | $4.4M | ||
| Q3 25 | $192.5M | $4.8M | ||
| Q2 25 | $193.9M | $5.1M | ||
| Q1 25 | $195.0M | $5.4M | ||
| Q4 24 | $230.5M | $11.2M | ||
| Q3 24 | — | $17.3M | ||
| Q2 24 | — | $25.3M | ||
| Q1 24 | — | $25.3M |
| Q4 25 | $-110.2M | $122.7M | ||
| Q3 25 | $-104.2M | $107.7M | ||
| Q2 25 | $-102.7M | $94.9M | ||
| Q1 25 | $-119.8M | $82.2M | ||
| Q4 24 | $-157.4M | $66.7M | ||
| Q3 24 | $-149.4M | $59.7M | ||
| Q2 24 | $-140.8M | $40.8M | ||
| Q1 24 | $-133.3M | $35.7M |
| Q4 25 | $139.8M | $453.4M | ||
| Q3 25 | $139.9M | $428.6M | ||
| Q2 25 | $142.9M | $393.4M | ||
| Q1 25 | $145.7M | $385.4M | ||
| Q4 24 | $143.6M | $374.9M | ||
| Q3 24 | $144.5M | $347.0M | ||
| Q2 24 | $146.6M | $319.8M | ||
| Q1 24 | $148.9M | $318.3M |
| Q4 25 | — | 0.04× | ||
| Q3 25 | — | 0.04× | ||
| Q2 25 | — | 0.05× | ||
| Q1 25 | — | 0.07× | ||
| Q4 24 | — | 0.17× | ||
| Q3 24 | — | 0.29× | ||
| Q2 24 | — | 0.62× | ||
| Q1 24 | — | 0.71× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-505.0K | $75.9M |
| 自由现金流经营现金流 - 资本支出 | $-525.0K | $73.1M |
| 自由现金流率自由现金流/营收 | -1.2% | 129.5% |
| 资本支出强度资本支出/营收 | 0.0% | 5.0% |
| 现金转化率经营现金流/净利润 | — | 5.14× |
| 过去12个月自由现金流最近4个季度 | $-5.1M | $124.0M |
8季度趋势，按日历期对齐
| Q4 25 | $-505.0K | $75.9M | ||
| Q3 25 | $718.0K | $25.9M | ||
| Q2 25 | $-306.0K | $9.3M | ||
| Q1 25 | $-5.0M | $17.9M | ||
| Q4 24 | $-1.4M | $57.9M | ||
| Q3 24 | $-1.6M | $21.7M | ||
| Q2 24 | $180.0K | $7.1M | ||
| Q1 24 | $-2.2M | $6.1M |
| Q4 25 | $-525.0K | $73.1M | ||
| Q3 25 | $697.0K | $25.3M | ||
| Q2 25 | $-309.0K | $8.7M | ||
| Q1 25 | $-5.0M | $17.0M | ||
| Q4 24 | $-1.4M | $55.6M | ||
| Q3 24 | — | $21.0M | ||
| Q2 24 | — | $6.6M | ||
| Q1 24 | — | $5.6M |
| Q4 25 | -1.2% | 129.5% | ||
| Q3 25 | 1.7% | 45.4% | ||
| Q2 25 | -0.7% | 16.6% | ||
| Q1 25 | -11.5% | 33.7% | ||
| Q4 24 | -3.4% | 132.1% | ||
| Q3 24 | — | 51.6% | ||
| Q2 24 | — | 18.1% | ||
| Q1 24 | — | 15.5% |
| Q4 25 | 0.0% | 5.0% | ||
| Q3 25 | 0.1% | 1.2% | ||
| Q2 25 | 0.0% | 1.1% | ||
| Q1 25 | 0.1% | 1.7% | ||
| Q4 24 | 0.0% | 5.6% | ||
| Q3 24 | 0.0% | 1.7% | ||
| Q2 24 | 0.0% | 1.4% | ||
| Q1 24 | 0.0% | 1.5% |
| Q4 25 | — | 5.14× | ||
| Q3 25 | — | 2.38× | ||
| Q2 25 | -0.02× | 0.82× | ||
| Q1 25 | — | 4.60× | ||
| Q4 24 | — | 10.65× | ||
| Q3 24 | — | 3.12× | ||
| Q2 24 | — | 1.58× | ||
| Q1 24 | — | 4.27× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASPS
| Services | $39.9M | 94% |
| Revenue Relatedto Technology Platformsand Professional Services | $2.4M | 6% |
KINS
暂无分部数据
