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ALTISOURCE PORTFOLIO SOLUTIONS S.A.（ASPS）与LCNB CORP（LCNB）财务数据对比。点击上方公司名可切换其他公司
ALTISOURCE PORTFOLIO SOLUTIONS S.A.的季度营收约是LCNB CORP的1.8倍（$42.3M vs $23.9M），LCNB CORP净利率更高（23.7% vs -16.8%，领先40.6%），LCNB CORP同比增速更快（5.1% vs 3.2%），LCNB CORP自由现金流更多（$33.4M vs $-525.0K），过去两年LCNB CORP的营收复合增速更高（15.7% vs 3.6%）
Altisource Portfolio Solutions S.A.是面向抵押贷款、房地产及消费金融领域的全球服务商，为贷款机构、服务商、投资者等市场参与者提供技术、数据与运营解决方案，优化资产管理、房产交易等业务流程，提升客户运营效率。
LCNB集团是总部位于美国的金融控股公司，通过旗下附属国民银行开展业务，主要为俄亥俄州区域市场的个人消费者、中小企业及本地社区机构提供零售与商业银行产品、财富管理及保险相关服务。
ASPS vs LCNB — 直观对比
营收规模更大
ASPS
是对方的1.8倍
$23.9M
营收增速更快
LCNB
高出1.9%
3.2%
净利率更高
LCNB
高出40.6%
-16.8%
自由现金流更多
LCNB
多$34.0M
$-525.0K
两年增速更快
LCNB
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $42.3M | $23.9M |
| 净利润 | $-7.1M | $5.7M |
| 毛利率 | 26.5% | — |
| 营业利润率 | -15.5% | 29.2% |
| 净利率 | -16.8% | 23.7% |
| 营收同比 | 3.2% | 5.1% |
| 净利润同比 | 18.2% | -7.6% |
| 每股收益（稀释后） | $-1.02 | $0.40 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASPSLCNB
| Q4 25 | $42.3M | $23.9M | ||
| Q3 25 | $41.9M | $23.8M | ||
| Q2 25 | $43.3M | $22.8M | ||
| Q1 25 | $43.4M | $21.5M | ||
| Q4 24 | $41.0M | $22.7M | ||
| Q3 24 | $40.5M | $21.4M | ||
| Q2 24 | $39.1M | $19.3M | ||
| Q1 24 | $39.5M | $17.8M |
净利润ASPSLCNB
| Q4 25 | $-7.1M | $5.7M | ||
| Q3 25 | $-2.3M | $6.9M | ||
| Q2 25 | $16.7M | $5.9M | ||
| Q1 25 | $-5.3M | $4.6M | ||
| Q4 24 | $-8.7M | $6.1M | ||
| Q3 24 | $-9.3M | $4.5M | ||
| Q2 24 | $-8.3M | $925.0K | ||
| Q1 24 | $-9.2M | $1.9M |
毛利率ASPSLCNB
| Q4 25 | 26.5% | — | ||
| Q3 25 | 27.1% | — | ||
| Q2 25 | 30.1% | — | ||
| Q1 25 | 30.7% | — | ||
| Q4 24 | 30.3% | — | ||
| Q3 24 | 29.8% | — | ||
| Q2 24 | 32.5% | — | ||
| Q1 24 | 31.2% | — |
营业利润率ASPSLCNB
| Q4 25 | -15.5% | 29.2% | ||
| Q3 25 | 1.2% | 35.6% | ||
| Q2 25 | 7.5% | 31.6% | ||
| Q1 25 | 7.5% | 25.6% | ||
| Q4 24 | 1.4% | 32.9% | ||
| Q3 24 | 2.7% | 24.9% | ||
| Q2 24 | 5.3% | 4.9% | ||
| Q1 24 | -1.4% | 12.5% |
净利率ASPSLCNB
| Q4 25 | -16.8% | 23.7% | ||
| Q3 25 | -5.5% | 29.1% | ||
| Q2 25 | 38.5% | 26.0% | ||
| Q1 25 | -12.1% | 21.4% | ||
| Q4 24 | -21.3% | 27.0% | ||
| Q3 24 | -23.0% | 21.2% | ||
| Q2 24 | -21.1% | 4.8% | ||
| Q1 24 | -23.2% | 10.7% |
每股收益（稀释后）ASPSLCNB
| Q4 25 | $-1.02 | $0.40 | ||
| Q3 25 | $-0.22 | $0.49 | ||
| Q2 25 | $1.48 | $0.41 | ||
| Q1 25 | $-0.09 | $0.33 | ||
| Q4 24 | $-4.72 | $0.44 | ||
| Q3 24 | $-2.61 | $0.31 | ||
| Q2 24 | $-2.33 | $0.07 | ||
| Q1 24 | $-0.33 | $0.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $26.6M | $21.6M |
| 总债务越低越好 | $191.1M | $104.4M |
| 股东权益账面价值 | $-110.2M | $273.9M |
| 总资产 | $139.8M | $2.2B |
| 负债/权益比越低杠杆越低 | — | 0.38× |
8季度趋势，按日历期对齐
现金及短期投资ASPSLCNB
| Q4 25 | $26.6M | $21.6M | ||
| Q3 25 | $28.6M | $35.9M | ||
| Q2 25 | $30.0M | $49.8M | ||
| Q1 25 | $30.8M | $37.7M | ||
| Q4 24 | $29.8M | $35.7M | ||
| Q3 24 | $28.3M | $39.4M | ||
| Q2 24 | $29.7M | $34.9M | ||
| Q1 24 | $29.6M | $33.0M |
总债务ASPSLCNB
| Q4 25 | $191.1M | $104.4M | ||
| Q3 25 | $192.5M | $104.7M | ||
| Q2 25 | $193.9M | $105.0M | ||
| Q1 25 | $195.0M | $104.6M | ||
| Q4 24 | $230.5M | $155.2M | ||
| Q3 24 | — | $155.7M | ||
| Q2 24 | — | $162.2M | ||
| Q1 24 | — | $162.6M |
股东权益ASPSLCNB
| Q4 25 | $-110.2M | $273.9M | ||
| Q3 25 | $-104.2M | $269.9M | ||
| Q2 25 | $-102.7M | $263.5M | ||
| Q1 25 | $-119.8M | $258.7M | ||
| Q4 24 | $-157.4M | $253.0M | ||
| Q3 24 | $-149.4M | $253.2M | ||
| Q2 24 | $-140.8M | $245.2M | ||
| Q1 24 | $-133.3M | $233.7M |
总资产ASPSLCNB
| Q4 25 | $139.8M | $2.2B | ||
| Q3 25 | $139.9M | $2.2B | ||
| Q2 25 | $142.9M | $2.3B | ||
| Q1 25 | $145.7M | $2.3B | ||
| Q4 24 | $143.6M | $2.3B | ||
| Q3 24 | $144.5M | $2.3B | ||
| Q2 24 | $146.6M | $2.4B | ||
| Q1 24 | $148.9M | $2.3B |
负债/权益比ASPSLCNB
| Q4 25 | — | 0.38× | ||
| Q3 25 | — | 0.39× | ||
| Q2 25 | — | 0.40× | ||
| Q1 25 | — | 0.40× | ||
| Q4 24 | — | 0.61× | ||
| Q3 24 | — | 0.61× | ||
| Q2 24 | — | 0.66× | ||
| Q1 24 | — | 0.70× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-505.0K | $34.4M |
| 自由现金流经营现金流 - 资本支出 | $-525.0K | $33.4M |
| 自由现金流率自由现金流/营收 | -1.2% | 140.2% |
| 资本支出强度资本支出/营收 | 0.0% | 4.0% |
| 现金转化率经营现金流/净利润 | — | 6.08× |
| 过去12个月自由现金流最近4个季度 | $-5.1M | $54.5M |
8季度趋势，按日历期对齐
经营现金流ASPSLCNB
| Q4 25 | $-505.0K | $34.4M | ||
| Q3 25 | $718.0K | $14.0M | ||
| Q2 25 | $-306.0K | $5.5M | ||
| Q1 25 | $-5.0M | $2.2M | ||
| Q4 24 | $-1.4M | $93.2M | ||
| Q3 24 | $-1.6M | $11.9M | ||
| Q2 24 | $180.0K | $54.9M | ||
| Q1 24 | $-2.2M | $-11.9M |
自由现金流ASPSLCNB
| Q4 25 | $-525.0K | $33.4M | ||
| Q3 25 | $697.0K | $13.7M | ||
| Q2 25 | $-309.0K | $5.2M | ||
| Q1 25 | $-5.0M | $2.1M | ||
| Q4 24 | $-1.4M | $89.4M | ||
| Q3 24 | — | $10.5M | ||
| Q2 24 | — | $53.8M | ||
| Q1 24 | — | $-12.8M |
自由现金流率ASPSLCNB
| Q4 25 | -1.2% | 140.2% | ||
| Q3 25 | 1.7% | 57.4% | ||
| Q2 25 | -0.7% | 23.0% | ||
| Q1 25 | -11.5% | 10.0% | ||
| Q4 24 | -3.4% | 394.0% | ||
| Q3 24 | — | 49.0% | ||
| Q2 24 | — | 278.6% | ||
| Q1 24 | — | -71.8% |
资本支出强度ASPSLCNB
| Q4 25 | 0.0% | 4.0% | ||
| Q3 25 | 0.1% | 1.3% | ||
| Q2 25 | 0.0% | 1.0% | ||
| Q1 25 | 0.1% | 0.3% | ||
| Q4 24 | 0.0% | 16.7% | ||
| Q3 24 | 0.0% | 6.7% | ||
| Q2 24 | 0.0% | 5.9% | ||
| Q1 24 | 0.0% | 4.8% |
现金转化率ASPSLCNB
| Q4 25 | — | 6.08× | ||
| Q3 25 | — | 2.02× | ||
| Q2 25 | -0.02× | 0.92× | ||
| Q1 25 | — | 0.48× | ||
| Q4 24 | — | 15.23× | ||
| Q3 24 | — | 2.63× | ||
| Q2 24 | — | 59.35× | ||
| Q1 24 | — | -6.24× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASPS
| Services | $39.9M | 94% |
| Revenue Relatedto Technology Platformsand Professional Services | $2.4M | 6% |
LCNB
暂无分部数据
