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ALTISOURCE PORTFOLIO SOLUTIONS S.A.（ASPS）与MID PENN BANCORP INC（MPB）财务数据对比。点击上方公司名可切换其他公司
MID PENN BANCORP INC的季度营收约是ALTISOURCE PORTFOLIO SOLUTIONS S.A.的1.5倍（$62.0M vs $42.3M），MID PENN BANCORP INC净利率更高（31.4% vs -16.8%，领先48.2%），MID PENN BANCORP INC同比增速更快（30.8% vs 3.2%），MID PENN BANCORP INC自由现金流更多（$71.8M vs $-525.0K），过去两年MID PENN BANCORP INC的营收复合增速更高（21.1% vs 3.6%）
Altisource Portfolio Solutions S.A.是面向抵押贷款、房地产及消费金融领域的全球服务商，为贷款机构、服务商、投资者等市场参与者提供技术、数据与运营解决方案，优化资产管理、房产交易等业务流程，提升客户运营效率。
该资料实际介绍的是1973年成立于新泽西州切里希尔的商业银行，该银行在2007年被多伦多道明银行收购，并入其旗下的TD Banknorth，之后TD Banknorth统一更名为TD银行。
ASPS vs MPB — 直观对比
营收规模更大
MPB
是对方的1.5倍
$42.3M
营收增速更快
MPB
高出27.5%
3.2%
净利率更高
MPB
高出48.2%
-16.8%
自由现金流更多
MPB
多$72.3M
$-525.0K
两年增速更快
MPB
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $42.3M | $62.0M |
| 净利润 | $-7.1M | $19.4M |
| 毛利率 | 26.5% | — |
| 营业利润率 | -15.5% | 43.6% |
| 净利率 | -16.8% | 31.4% |
| 营收同比 | 3.2% | 30.8% |
| 净利润同比 | 18.2% | 47.0% |
| 每股收益（稀释后） | $-1.02 | $0.83 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASPSMPB
| Q4 25 | $42.3M | $62.0M | ||
| Q3 25 | $41.9M | $61.8M | ||
| Q2 25 | $43.3M | $54.3M | ||
| Q1 25 | $43.4M | $47.7M | ||
| Q4 24 | $41.0M | $47.4M | ||
| Q3 24 | $40.5M | $45.3M | ||
| Q2 24 | $39.1M | $44.1M | ||
| Q1 24 | $39.5M | $42.3M |
净利润ASPSMPB
| Q4 25 | $-7.1M | $19.4M | ||
| Q3 25 | $-2.3M | $18.3M | ||
| Q2 25 | $16.7M | $4.8M | ||
| Q1 25 | $-5.3M | $13.7M | ||
| Q4 24 | $-8.7M | $13.2M | ||
| Q3 24 | $-9.3M | $12.3M | ||
| Q2 24 | $-8.3M | $11.8M | ||
| Q1 24 | $-9.2M | $12.1M |
毛利率ASPSMPB
| Q4 25 | 26.5% | — | ||
| Q3 25 | 27.1% | — | ||
| Q2 25 | 30.1% | — | ||
| Q1 25 | 30.7% | — | ||
| Q4 24 | 30.3% | — | ||
| Q3 24 | 29.8% | — | ||
| Q2 24 | 32.5% | — | ||
| Q1 24 | 31.2% | — |
营业利润率ASPSMPB
| Q4 25 | -15.5% | 43.6% | ||
| Q3 25 | 1.2% | 39.3% | ||
| Q2 25 | 7.5% | 7.9% | ||
| Q1 25 | 7.5% | 35.2% | ||
| Q4 24 | 1.4% | 34.1% | ||
| Q3 24 | 2.7% | 32.8% | ||
| Q2 24 | 5.3% | 32.4% | ||
| Q1 24 | -1.4% | 34.8% |
净利率ASPSMPB
| Q4 25 | -16.8% | 31.4% | ||
| Q3 25 | -5.5% | 29.6% | ||
| Q2 25 | 38.5% | 8.8% | ||
| Q1 25 | -12.1% | 28.8% | ||
| Q4 24 | -21.3% | 27.9% | ||
| Q3 24 | -23.0% | 27.1% | ||
| Q2 24 | -21.1% | 26.7% | ||
| Q1 24 | -23.2% | 28.7% |
每股收益（稀释后）ASPSMPB
| Q4 25 | $-1.02 | $0.83 | ||
| Q3 25 | $-0.22 | $0.79 | ||
| Q2 25 | $1.48 | $0.22 | ||
| Q1 25 | $-0.09 | $0.71 | ||
| Q4 24 | $-4.72 | $0.72 | ||
| Q3 24 | $-2.61 | $0.74 | ||
| Q2 24 | $-2.33 | $0.71 | ||
| Q1 24 | $-0.33 | $0.73 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $26.6M | — |
| 总债务越低越好 | $191.1M | — |
| 股东权益账面价值 | $-110.2M | $814.1M |
| 总资产 | $139.8M | $6.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ASPSMPB
| Q4 25 | $26.6M | — | ||
| Q3 25 | $28.6M | — | ||
| Q2 25 | $30.0M | — | ||
| Q1 25 | $30.8M | — | ||
| Q4 24 | $29.8M | — | ||
| Q3 24 | $28.3M | — | ||
| Q2 24 | $29.7M | — | ||
| Q1 24 | $29.6M | — |
总债务ASPSMPB
| Q4 25 | $191.1M | — | ||
| Q3 25 | $192.5M | — | ||
| Q2 25 | $193.9M | — | ||
| Q1 25 | $195.0M | — | ||
| Q4 24 | $230.5M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益ASPSMPB
| Q4 25 | $-110.2M | $814.1M | ||
| Q3 25 | $-104.2M | $796.3M | ||
| Q2 25 | $-102.7M | $775.7M | ||
| Q1 25 | $-119.8M | $667.9M | ||
| Q4 24 | $-157.4M | $655.0M | ||
| Q3 24 | $-149.4M | $573.1M | ||
| Q2 24 | $-140.8M | $559.7M | ||
| Q1 24 | $-133.3M | $551.0M |
总资产ASPSMPB
| Q4 25 | $139.8M | $6.1B | ||
| Q3 25 | $139.9M | $6.3B | ||
| Q2 25 | $142.9M | $6.4B | ||
| Q1 25 | $145.7M | $5.5B | ||
| Q4 24 | $143.6M | $5.5B | ||
| Q3 24 | $144.5M | $5.5B | ||
| Q2 24 | $146.6M | $5.4B | ||
| Q1 24 | $148.9M | $5.3B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-505.0K | $80.0M |
| 自由现金流经营现金流 - 资本支出 | $-525.0K | $71.8M |
| 自由现金流率自由现金流/营收 | -1.2% | 115.8% |
| 资本支出强度资本支出/营收 | 0.0% | 13.3% |
| 现金转化率经营现金流/净利润 | — | 4.12× |
| 过去12个月自由现金流最近4个季度 | $-5.1M | $132.1M |
8季度趋势，按日历期对齐
经营现金流ASPSMPB
| Q4 25 | $-505.0K | $80.0M | ||
| Q3 25 | $718.0K | $26.3M | ||
| Q2 25 | $-306.0K | $29.0M | ||
| Q1 25 | $-5.0M | $11.5M | ||
| Q4 24 | $-1.4M | $51.4M | ||
| Q3 24 | $-1.6M | $16.9M | ||
| Q2 24 | $180.0K | $18.0M | ||
| Q1 24 | $-2.2M | $12.4M |
自由现金流ASPSMPB
| Q4 25 | $-525.0K | $71.8M | ||
| Q3 25 | $697.0K | $24.3M | ||
| Q2 25 | $-309.0K | $27.2M | ||
| Q1 25 | $-5.0M | $8.8M | ||
| Q4 24 | $-1.4M | $44.5M | ||
| Q3 24 | — | $16.8M | ||
| Q2 24 | — | $17.7M | ||
| Q1 24 | — | $12.1M |
自由现金流率ASPSMPB
| Q4 25 | -1.2% | 115.8% | ||
| Q3 25 | 1.7% | 39.4% | ||
| Q2 25 | -0.7% | 50.1% | ||
| Q1 25 | -11.5% | 18.4% | ||
| Q4 24 | -3.4% | 93.8% | ||
| Q3 24 | — | 37.1% | ||
| Q2 24 | — | 40.2% | ||
| Q1 24 | — | 28.5% |
资本支出强度ASPSMPB
| Q4 25 | 0.0% | 13.3% | ||
| Q3 25 | 0.1% | 3.1% | ||
| Q2 25 | 0.0% | 3.2% | ||
| Q1 25 | 0.1% | 5.7% | ||
| Q4 24 | 0.0% | 14.6% | ||
| Q3 24 | 0.0% | 0.0% | ||
| Q2 24 | 0.0% | 0.7% | ||
| Q1 24 | 0.0% | 0.8% |
现金转化率ASPSMPB
| Q4 25 | — | 4.12× | ||
| Q3 25 | — | 1.44× | ||
| Q2 25 | -0.02× | 6.08× | ||
| Q1 25 | — | 0.84× | ||
| Q4 24 | — | 3.88× | ||
| Q3 24 | — | 1.37× | ||
| Q2 24 | — | 1.53× | ||
| Q1 24 | — | 1.02× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASPS
| Services | $39.9M | 94% |
| Revenue Relatedto Technology Platformsand Professional Services | $2.4M | 6% |
MPB
暂无分部数据
