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ALTISOURCE PORTFOLIO SOLUTIONS S.A.（ASPS）与PCB BANCORP（PCB）财务数据对比。点击上方公司名可切换其他公司
ALTISOURCE PORTFOLIO SOLUTIONS S.A.的季度营收约是PCB BANCORP的1.5倍（$42.3M vs $29.2M），PCB BANCORP同比增速更快（11.3% vs 3.2%），PCB BANCORP自由现金流更多（$24.4M vs $-525.0K），过去两年PCB BANCORP的营收复合增速更高（10.4% vs 3.6%）
Altisource Portfolio Solutions S.A.是面向抵押贷款、房地产及消费金融领域的全球服务商，为贷款机构、服务商、投资者等市场参与者提供技术、数据与运营解决方案，优化资产管理、房产交易等业务流程，提升客户运营效率。
PCB BANCORP旗下的PCB银行是一家总部位于加利福尼亚州的美国社区银行，主要服务韩裔美国社群，提供商业银行服务，目前在全美8个州设有分支机构，规模在韩资背景美国银行中位列第三，仅次于希望银行与韩美银行。
ASPS vs PCB — 直观对比
营收规模更大
ASPS
是对方的1.5倍
$29.2M
营收增速更快
PCB
高出8.1%
3.2%
自由现金流更多
PCB
多$24.9M
$-525.0K
两年增速更快
PCB
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $42.3M | $29.2M |
| 净利润 | $-7.1M | — |
| 毛利率 | 26.5% | — |
| 营业利润率 | -15.5% | 45.0% |
| 净利率 | -16.8% | — |
| 营收同比 | 3.2% | 11.3% |
| 净利润同比 | 18.2% | — |
| 每股收益（稀释后） | $-1.02 | $0.65 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASPSPCB
| Q4 25 | $42.3M | $29.2M | ||
| Q3 25 | $41.9M | $30.4M | ||
| Q2 25 | $43.3M | $29.3M | ||
| Q1 25 | $43.4M | $26.9M | ||
| Q4 24 | $41.0M | $26.2M | ||
| Q3 24 | $40.5M | $25.3M | ||
| Q2 24 | $39.1M | $24.2M | ||
| Q1 24 | $39.5M | $23.9M |
净利润ASPSPCB
| Q4 25 | $-7.1M | — | ||
| Q3 25 | $-2.3M | $11.4M | ||
| Q2 25 | $16.7M | $9.1M | ||
| Q1 25 | $-5.3M | $7.7M | ||
| Q4 24 | $-8.7M | — | ||
| Q3 24 | $-9.3M | $7.8M | ||
| Q2 24 | $-8.3M | $6.3M | ||
| Q1 24 | $-9.2M | $4.7M |
毛利率ASPSPCB
| Q4 25 | 26.5% | — | ||
| Q3 25 | 27.1% | — | ||
| Q2 25 | 30.1% | — | ||
| Q1 25 | 30.7% | — | ||
| Q4 24 | 30.3% | — | ||
| Q3 24 | 29.8% | — | ||
| Q2 24 | 32.5% | — | ||
| Q1 24 | 31.2% | — |
营业利润率ASPSPCB
| Q4 25 | -15.5% | 45.0% | ||
| Q3 25 | 1.2% | 52.3% | ||
| Q2 25 | 7.5% | 43.3% | ||
| Q1 25 | 7.5% | 40.2% | ||
| Q4 24 | 1.4% | 39.3% | ||
| Q3 24 | 2.7% | 42.2% | ||
| Q2 24 | 5.3% | 36.3% | ||
| Q1 24 | -1.4% | 27.2% |
净利率ASPSPCB
| Q4 25 | -16.8% | — | ||
| Q3 25 | -5.5% | 37.5% | ||
| Q2 25 | 38.5% | 31.0% | ||
| Q1 25 | -12.1% | 28.8% | ||
| Q4 24 | -21.3% | — | ||
| Q3 24 | -23.0% | 30.8% | ||
| Q2 24 | -21.1% | 25.9% | ||
| Q1 24 | -23.2% | 19.6% |
每股收益（稀释后）ASPSPCB
| Q4 25 | $-1.02 | $0.65 | ||
| Q3 25 | $-0.22 | $0.78 | ||
| Q2 25 | $1.48 | $0.62 | ||
| Q1 25 | $-0.09 | $0.53 | ||
| Q4 24 | $-4.72 | $0.46 | ||
| Q3 24 | $-2.61 | $0.52 | ||
| Q2 24 | $-2.33 | $0.43 | ||
| Q1 24 | $-0.33 | $0.33 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $26.6M | $207.1M |
| 总债务越低越好 | $191.1M | — |
| 股东权益账面价值 | $-110.2M | $390.0M |
| 总资产 | $139.8M | $3.3B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ASPSPCB
| Q4 25 | $26.6M | $207.1M | ||
| Q3 25 | $28.6M | $369.5M | ||
| Q2 25 | $30.0M | $263.6M | ||
| Q1 25 | $30.8M | $214.3M | ||
| Q4 24 | $29.8M | $198.8M | ||
| Q3 24 | $28.3M | $193.1M | ||
| Q2 24 | $29.7M | $177.6M | ||
| Q1 24 | $29.6M | $239.8M |
总债务ASPSPCB
| Q4 25 | $191.1M | — | ||
| Q3 25 | $192.5M | — | ||
| Q2 25 | $193.9M | — | ||
| Q1 25 | $195.0M | — | ||
| Q4 24 | $230.5M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益ASPSPCB
| Q4 25 | $-110.2M | $390.0M | ||
| Q3 25 | $-104.2M | $384.5M | ||
| Q2 25 | $-102.7M | $376.5M | ||
| Q1 25 | $-119.8M | $370.9M | ||
| Q4 24 | $-157.4M | $363.8M | ||
| Q3 24 | $-149.4M | $362.3M | ||
| Q2 24 | $-140.8M | $353.5M | ||
| Q1 24 | $-133.3M | $350.0M |
总资产ASPSPCB
| Q4 25 | $139.8M | $3.3B | ||
| Q3 25 | $139.9M | $3.4B | ||
| Q2 25 | $142.9M | $3.3B | ||
| Q1 25 | $145.7M | $3.2B | ||
| Q4 24 | $143.6M | $3.1B | ||
| Q3 24 | $144.5M | $2.9B | ||
| Q2 24 | $146.6M | $2.9B | ||
| Q1 24 | $148.9M | $2.9B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-505.0K | $26.6M |
| 自由现金流经营现金流 - 资本支出 | $-525.0K | $24.4M |
| 自由现金流率自由现金流/营收 | -1.2% | 83.6% |
| 资本支出强度资本支出/营收 | 0.0% | 7.5% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $-5.1M | $46.0M |
8季度趋势，按日历期对齐
经营现金流ASPSPCB
| Q4 25 | $-505.0K | $26.6M | ||
| Q3 25 | $718.0K | $16.4M | ||
| Q2 25 | $-306.0K | $4.9M | ||
| Q1 25 | $-5.0M | $2.3M | ||
| Q4 24 | $-1.4M | $39.0M | ||
| Q3 24 | $-1.6M | $11.9M | ||
| Q2 24 | $180.0K | $14.6M | ||
| Q1 24 | $-2.2M | $8.2M |
自由现金流ASPSPCB
| Q4 25 | $-525.0K | $24.4M | ||
| Q3 25 | $697.0K | $16.2M | ||
| Q2 25 | $-309.0K | $3.8M | ||
| Q1 25 | $-5.0M | $1.6M | ||
| Q4 24 | $-1.4M | $34.9M | ||
| Q3 24 | — | $11.9M | ||
| Q2 24 | — | $12.8M | ||
| Q1 24 | — | $6.0M |
自由现金流率ASPSPCB
| Q4 25 | -1.2% | 83.6% | ||
| Q3 25 | 1.7% | 53.2% | ||
| Q2 25 | -0.7% | 13.1% | ||
| Q1 25 | -11.5% | 6.0% | ||
| Q4 24 | -3.4% | 133.2% | ||
| Q3 24 | — | 46.8% | ||
| Q2 24 | — | 53.1% | ||
| Q1 24 | — | 25.2% |
资本支出强度ASPSPCB
| Q4 25 | 0.0% | 7.5% | ||
| Q3 25 | 0.1% | 0.8% | ||
| Q2 25 | 0.0% | 3.7% | ||
| Q1 25 | 0.1% | 2.8% | ||
| Q4 24 | 0.0% | 15.5% | ||
| Q3 24 | 0.0% | 0.1% | ||
| Q2 24 | 0.0% | 7.3% | ||
| Q1 24 | 0.0% | 9.3% |
现金转化率ASPSPCB
| Q4 25 | — | — | ||
| Q3 25 | — | 1.44× | ||
| Q2 25 | -0.02× | 0.54× | ||
| Q1 25 | — | 0.30× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.52× | ||
| Q2 24 | — | 2.33× | ||
| Q1 24 | — | 1.76× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASPS
| Services | $39.9M | 94% |
| Revenue Relatedto Technology Platformsand Professional Services | $2.4M | 6% |
PCB
暂无分部数据
