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ALTISOURCE PORTFOLIO SOLUTIONS S.A.（ASPS）与Ponce Financial Group, Inc.（PDLB）财务数据对比。点击上方公司名可切换其他公司
ALTISOURCE PORTFOLIO SOLUTIONS S.A.的季度营收约是Ponce Financial Group, Inc.的1.3倍（$42.3M vs $31.4M），Ponce Financial Group, Inc.净利率更高（36.3% vs -16.8%，领先53.1%），Ponce Financial Group, Inc.同比增速更快（37.6% vs 3.2%），Ponce Financial Group, Inc.自由现金流更多（$54.6M vs $-525.0K），过去两年Ponce Financial Group, Inc.的营收复合增速更高（23.7% vs 3.6%）
Altisource Portfolio Solutions S.A.是面向抵押贷款、房地产及消费金融领域的全球服务商，为贷款机构、服务商、投资者等市场参与者提供技术、数据与运营解决方案，优化资产管理、房产交易等业务流程，提升客户运营效率。
庞塞金融集团是总部位于美国的金融控股公司，核心子公司为庞塞银行，主要服务纽约大都会区的多元文化、移民及中低收入社区，提供存款账户、按揭贷款、小微企业融资、个人信贷等零售及商业银行服务。
ASPS vs PDLB — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $42.3M | $31.4M |
| 净利润 | $-7.1M | $10.1M |
| 毛利率 | 26.5% | — |
| 营业利润率 | -15.5% | 43.6% |
| 净利率 | -16.8% | 36.3% |
| 营收同比 | 3.2% | 37.6% |
| 净利润同比 | 18.2% | 245.6% |
| 每股收益（稀释后） | $-1.02 | $0.43 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $42.3M | $31.4M | ||
| Q3 25 | $41.9M | $26.7M | ||
| Q2 25 | $43.3M | $26.5M | ||
| Q1 25 | $43.4M | $24.6M | ||
| Q4 24 | $41.0M | $22.8M | ||
| Q3 24 | $40.5M | $20.2M | ||
| Q2 24 | $39.1M | $20.2M | ||
| Q1 24 | $39.5M | $20.5M |
| Q4 25 | $-7.1M | $10.1M | ||
| Q3 25 | $-2.3M | $6.5M | ||
| Q2 25 | $16.7M | $6.1M | ||
| Q1 25 | $-5.3M | $6.0M | ||
| Q4 24 | $-8.7M | $2.9M | ||
| Q3 24 | $-9.3M | $2.4M | ||
| Q2 24 | $-8.3M | $3.2M | ||
| Q1 24 | $-9.2M | $2.4M |
| Q4 25 | 26.5% | — | ||
| Q3 25 | 27.1% | — | ||
| Q2 25 | 30.1% | — | ||
| Q1 25 | 30.7% | — | ||
| Q4 24 | 30.3% | — | ||
| Q3 24 | 29.8% | — | ||
| Q2 24 | 32.5% | — | ||
| Q1 24 | 31.2% | — |
| Q4 25 | -15.5% | 43.6% | ||
| Q3 25 | 1.2% | 32.8% | ||
| Q2 25 | 7.5% | 30.2% | ||
| Q1 25 | 7.5% | 32.5% | ||
| Q4 24 | 1.4% | 19.6% | ||
| Q3 24 | 2.7% | 15.2% | ||
| Q2 24 | 5.3% | 21.8% | ||
| Q1 24 | -1.4% | 18.3% |
| Q4 25 | -16.8% | 36.3% | ||
| Q3 25 | -5.5% | 24.3% | ||
| Q2 25 | 38.5% | 23.0% | ||
| Q1 25 | -12.1% | 24.2% | ||
| Q4 24 | -21.3% | 14.1% | ||
| Q3 24 | -23.0% | 12.1% | ||
| Q2 24 | -21.1% | 15.8% | ||
| Q1 24 | -23.2% | 11.8% |
| Q4 25 | $-1.02 | $0.43 | ||
| Q3 25 | $-0.22 | $0.27 | ||
| Q2 25 | $1.48 | $0.25 | ||
| Q1 25 | $-0.09 | $0.25 | ||
| Q4 24 | $-4.72 | $0.11 | ||
| Q3 24 | $-2.61 | $0.10 | ||
| Q2 24 | $-2.33 | $0.14 | ||
| Q1 24 | $-0.33 | $0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $26.6M | $126.2M |
| 总债务越低越好 | $191.1M | $596.1M |
| 股东权益账面价值 | $-110.2M | $541.5M |
| 总资产 | $139.8M | $3.2B |
| 负债/权益比越低杠杆越低 | — | 1.10× |
8季度趋势，按日历期对齐
| Q4 25 | $26.6M | $126.2M | ||
| Q3 25 | $28.6M | $146.6M | ||
| Q2 25 | $30.0M | $126.6M | ||
| Q1 25 | $30.8M | $129.9M | ||
| Q4 24 | $29.8M | $139.8M | ||
| Q3 24 | $28.3M | $155.8M | ||
| Q2 24 | $29.7M | $103.2M | ||
| Q1 24 | $29.6M | $134.7M |
| Q4 25 | $191.1M | $596.1M | ||
| Q3 25 | $192.5M | $521.1M | ||
| Q2 25 | $193.9M | $536.1M | ||
| Q1 25 | $195.0M | $521.1M | ||
| Q4 24 | $230.5M | $596.1M | ||
| Q3 24 | — | $580.4M | ||
| Q2 24 | — | $680.4M | ||
| Q1 24 | — | $680.4M |
| Q4 25 | $-110.2M | $541.5M | ||
| Q3 25 | $-104.2M | $529.8M | ||
| Q2 25 | $-102.7M | $521.1M | ||
| Q1 25 | $-119.8M | $513.9M | ||
| Q4 24 | $-157.4M | $505.5M | ||
| Q3 24 | $-149.4M | $504.6M | ||
| Q2 24 | $-140.8M | $497.7M | ||
| Q1 24 | $-133.3M | $493.7M |
| Q4 25 | $139.8M | $3.2B | ||
| Q3 25 | $139.9M | $3.2B | ||
| Q2 25 | $142.9M | $3.2B | ||
| Q1 25 | $145.7M | $3.1B | ||
| Q4 24 | $143.6M | $3.0B | ||
| Q3 24 | $144.5M | $3.0B | ||
| Q2 24 | $146.6M | $2.8B | ||
| Q1 24 | $148.9M | $2.8B |
| Q4 25 | — | 1.10× | ||
| Q3 25 | — | 0.98× | ||
| Q2 25 | — | 1.03× | ||
| Q1 25 | — | 1.01× | ||
| Q4 24 | — | 1.18× | ||
| Q3 24 | — | 1.15× | ||
| Q2 24 | — | 1.37× | ||
| Q1 24 | — | 1.38× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-505.0K | $55.6M |
| 自由现金流经营现金流 - 资本支出 | $-525.0K | $54.6M |
| 自由现金流率自由现金流/营收 | -1.2% | 173.9% |
| 资本支出强度资本支出/营收 | 0.0% | 3.1% |
| 现金转化率经营现金流/净利润 | — | 5.48× |
| 过去12个月自由现金流最近4个季度 | $-5.1M | $74.3M |
8季度趋势，按日历期对齐
| Q4 25 | $-505.0K | $55.6M | ||
| Q3 25 | $718.0K | $1.4M | ||
| Q2 25 | $-306.0K | $6.2M | ||
| Q1 25 | $-5.0M | $13.1M | ||
| Q4 24 | $-1.4M | $7.2M | ||
| Q3 24 | $-1.6M | $-14.6M | ||
| Q2 24 | $180.0K | $-2.6M | ||
| Q1 24 | $-2.2M | $1.5M |
| Q4 25 | $-525.0K | $54.6M | ||
| Q3 25 | $697.0K | $786.0K | ||
| Q2 25 | $-309.0K | $5.9M | ||
| Q1 25 | $-5.0M | $12.9M | ||
| Q4 24 | $-1.4M | $4.5M | ||
| Q3 24 | — | $-15.0M | ||
| Q2 24 | — | $-2.6M | ||
| Q1 24 | — | $-315.0K |
| Q4 25 | -1.2% | 173.9% | ||
| Q3 25 | 1.7% | 2.9% | ||
| Q2 25 | -0.7% | 22.4% | ||
| Q1 25 | -11.5% | 52.6% | ||
| Q4 24 | -3.4% | 19.7% | ||
| Q3 24 | — | -74.1% | ||
| Q2 24 | — | -13.0% | ||
| Q1 24 | — | -1.5% |
| Q4 25 | 0.0% | 3.1% | ||
| Q3 25 | 0.1% | 2.3% | ||
| Q2 25 | 0.0% | 1.0% | ||
| Q1 25 | 0.1% | 0.6% | ||
| Q4 24 | 0.0% | 11.9% | ||
| Q3 24 | 0.0% | 2.0% | ||
| Q2 24 | 0.0% | 0.3% | ||
| Q1 24 | 0.0% | 8.7% |
| Q4 25 | — | 5.48× | ||
| Q3 25 | — | 0.21× | ||
| Q2 25 | -0.02× | 1.01× | ||
| Q1 25 | — | 2.20× | ||
| Q4 24 | — | 2.46× | ||
| Q3 24 | — | -5.99× | ||
| Q2 24 | — | -0.80× | ||
| Q1 24 | — | 0.61× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASPS
| Services | $39.9M | 94% |
| Revenue Relatedto Technology Platformsand Professional Services | $2.4M | 6% |
PDLB
暂无分部数据
