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ALTISOURCE PORTFOLIO SOLUTIONS S.A.（ASPS）与RBB Bancorp（RBB）财务数据对比。点击上方公司名可切换其他公司
ALTISOURCE PORTFOLIO SOLUTIONS S.A.的季度营收约是RBB Bancorp的1.3倍（$42.3M vs $32.3M），RBB Bancorp净利率更高（31.5% vs -16.8%，领先48.3%），RBB Bancorp同比增速更快（12.6% vs 3.2%），RBB Bancorp自由现金流更多（$42.6M vs $-525.0K），过去两年RBB Bancorp的营收复合增速更高（7.0% vs 3.6%）
Altisource Portfolio Solutions S.A.是面向抵押贷款、房地产及消费金融领域的全球服务商，为贷款机构、服务商、投资者等市场参与者提供技术、数据与运营解决方案，优化资产管理、房产交易等业务流程，提升客户运营效率。
RBB银行控股公司是总部位于美国的金融控股集团，旗下核心主体为皇家商业银行，主要服务亚裔社群、中小微企业、不动产投资者及零售客户，提供商业信贷、储蓄存款、财富管理等多元金融服务，业务覆盖美国沿海核心都会区。
ASPS vs RBB — 直观对比
营收规模更大
ASPS
是对方的1.3倍
$32.3M
营收增速更快
RBB
高出9.3%
3.2%
净利率更高
RBB
高出48.3%
-16.8%
自由现金流更多
RBB
多$43.1M
$-525.0K
两年增速更快
RBB
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $42.3M | $32.3M |
| 净利润 | $-7.1M | $10.2M |
| 毛利率 | 26.5% | — |
| 营业利润率 | -15.5% | 39.5% |
| 净利率 | -16.8% | 31.5% |
| 营收同比 | 3.2% | 12.6% |
| 净利润同比 | 18.2% | 132.1% |
| 每股收益（稀释后） | $-1.02 | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASPSRBB
| Q4 25 | $42.3M | $32.3M | ||
| Q3 25 | $41.9M | $32.6M | ||
| Q2 25 | $43.3M | $35.8M | ||
| Q1 25 | $43.4M | $28.5M | ||
| Q4 24 | $41.0M | $28.7M | ||
| Q3 24 | $40.5M | $30.3M | ||
| Q2 24 | $39.1M | $27.5M | ||
| Q1 24 | $39.5M | $28.2M |
净利润ASPSRBB
| Q4 25 | $-7.1M | $10.2M | ||
| Q3 25 | $-2.3M | $10.1M | ||
| Q2 25 | $16.7M | $9.3M | ||
| Q1 25 | $-5.3M | $2.3M | ||
| Q4 24 | $-8.7M | $4.4M | ||
| Q3 24 | $-9.3M | $7.0M | ||
| Q2 24 | $-8.3M | $7.2M | ||
| Q1 24 | $-9.2M | $8.0M |
毛利率ASPSRBB
| Q4 25 | 26.5% | — | ||
| Q3 25 | 27.1% | — | ||
| Q2 25 | 30.1% | — | ||
| Q1 25 | 30.7% | — | ||
| Q4 24 | 30.3% | — | ||
| Q3 24 | 29.8% | — | ||
| Q2 24 | 32.5% | — | ||
| Q1 24 | 31.2% | — |
营业利润率ASPSRBB
| Q4 25 | -15.5% | 39.5% | ||
| Q3 25 | 1.2% | 40.7% | ||
| Q2 25 | 7.5% | 36.1% | ||
| Q1 25 | 7.5% | 11.2% | ||
| Q4 24 | 1.4% | 17.6% | ||
| Q3 24 | 2.7% | 31.6% | ||
| Q2 24 | 5.3% | 35.6% | ||
| Q1 24 | -1.4% | 39.9% |
净利率ASPSRBB
| Q4 25 | -16.8% | 31.5% | ||
| Q3 25 | -5.5% | 31.2% | ||
| Q2 25 | 38.5% | 26.1% | ||
| Q1 25 | -12.1% | 8.0% | ||
| Q4 24 | -21.3% | 15.3% | ||
| Q3 24 | -23.0% | 23.1% | ||
| Q2 24 | -21.1% | 26.4% | ||
| Q1 24 | -23.2% | 28.4% |
每股收益（稀释后）ASPSRBB
| Q4 25 | $-1.02 | $0.59 | ||
| Q3 25 | $-0.22 | $0.59 | ||
| Q2 25 | $1.48 | $0.52 | ||
| Q1 25 | $-0.09 | $0.13 | ||
| Q4 24 | $-4.72 | $0.26 | ||
| Q3 24 | $-2.61 | $0.39 | ||
| Q2 24 | $-2.33 | $0.39 | ||
| Q1 24 | $-0.33 | $0.43 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $26.6M | $212.3M |
| 总债务越低越好 | $191.1M | $119.9M |
| 股东权益账面价值 | $-110.2M | $523.4M |
| 总资产 | $139.8M | $4.2B |
| 负债/权益比越低杠杆越低 | — | 0.23× |
8季度趋势，按日历期对齐
现金及短期投资ASPSRBB
| Q4 25 | $26.6M | $212.3M | ||
| Q3 25 | $28.6M | $234.9M | ||
| Q2 25 | $30.0M | $191.9M | ||
| Q1 25 | $30.8M | $238.8M | ||
| Q4 24 | $29.8M | $257.7M | ||
| Q3 24 | $28.3M | $349.4M | ||
| Q2 24 | $29.7M | $252.8M | ||
| Q1 24 | $29.6M | — |
总债务ASPSRBB
| Q4 25 | $191.1M | $119.9M | ||
| Q3 25 | $192.5M | $119.8M | ||
| Q2 25 | $193.9M | $119.7M | ||
| Q1 25 | $195.0M | $119.6M | ||
| Q4 24 | $230.5M | $119.5M | ||
| Q3 24 | — | $119.4M | ||
| Q2 24 | — | $119.3M | ||
| Q1 24 | — | $119.2M |
股东权益ASPSRBB
| Q4 25 | $-110.2M | $523.4M | ||
| Q3 25 | $-104.2M | $514.3M | ||
| Q2 25 | $-102.7M | $517.7M | ||
| Q1 25 | $-119.8M | $510.3M | ||
| Q4 24 | $-157.4M | $507.9M | ||
| Q3 24 | $-149.4M | $509.7M | ||
| Q2 24 | $-140.8M | $511.3M | ||
| Q1 24 | $-133.3M | $514.0M |
总资产ASPSRBB
| Q4 25 | $139.8M | $4.2B | ||
| Q3 25 | $139.9M | $4.2B | ||
| Q2 25 | $142.9M | $4.1B | ||
| Q1 25 | $145.7M | $4.0B | ||
| Q4 24 | $143.6M | $4.0B | ||
| Q3 24 | $144.5M | $4.0B | ||
| Q2 24 | $146.6M | $3.9B | ||
| Q1 24 | $148.9M | $3.9B |
负债/权益比ASPSRBB
| Q4 25 | — | 0.23× | ||
| Q3 25 | — | 0.23× | ||
| Q2 25 | — | 0.23× | ||
| Q1 25 | — | 0.23× | ||
| Q4 24 | — | 0.24× | ||
| Q3 24 | — | 0.23× | ||
| Q2 24 | — | 0.23× | ||
| Q1 24 | — | 0.23× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-505.0K | $43.4M |
| 自由现金流经营现金流 - 资本支出 | $-525.0K | $42.6M |
| 自由现金流率自由现金流/营收 | -1.2% | 131.8% |
| 资本支出强度资本支出/营收 | 0.0% | 2.5% |
| 现金转化率经营现金流/净利润 | — | 4.26× |
| 过去12个月自由现金流最近4个季度 | $-5.1M | $73.5M |
8季度趋势，按日历期对齐
经营现金流ASPSRBB
| Q4 25 | $-505.0K | $43.4M | ||
| Q3 25 | $718.0K | $2.1M | ||
| Q2 25 | $-306.0K | $21.7M | ||
| Q1 25 | $-5.0M | $7.8M | ||
| Q4 24 | $-1.4M | $58.5M | ||
| Q3 24 | $-1.6M | $24.5M | ||
| Q2 24 | $180.0K | $11.7M | ||
| Q1 24 | $-2.2M | $4.8M |
自由现金流ASPSRBB
| Q4 25 | $-525.0K | $42.6M | ||
| Q3 25 | $697.0K | $1.8M | ||
| Q2 25 | $-309.0K | $21.6M | ||
| Q1 25 | $-5.0M | $7.6M | ||
| Q4 24 | $-1.4M | $57.7M | ||
| Q3 24 | — | $24.2M | ||
| Q2 24 | — | $11.5M | ||
| Q1 24 | — | $4.7M |
自由现金流率ASPSRBB
| Q4 25 | -1.2% | 131.8% | ||
| Q3 25 | 1.7% | 5.4% | ||
| Q2 25 | -0.7% | 60.2% | ||
| Q1 25 | -11.5% | 26.7% | ||
| Q4 24 | -3.4% | 201.0% | ||
| Q3 24 | — | 80.0% | ||
| Q2 24 | — | 42.0% | ||
| Q1 24 | — | 16.6% |
资本支出强度ASPSRBB
| Q4 25 | 0.0% | 2.5% | ||
| Q3 25 | 0.1% | 1.1% | ||
| Q2 25 | 0.0% | 0.3% | ||
| Q1 25 | 0.1% | 0.6% | ||
| Q4 24 | 0.0% | 2.7% | ||
| Q3 24 | 0.0% | 0.8% | ||
| Q2 24 | 0.0% | 0.5% | ||
| Q1 24 | 0.0% | 0.5% |
现金转化率ASPSRBB
| Q4 25 | — | 4.26× | ||
| Q3 25 | — | 0.21× | ||
| Q2 25 | -0.02× | 2.32× | ||
| Q1 25 | — | 3.39× | ||
| Q4 24 | — | 13.34× | ||
| Q3 24 | — | 3.50× | ||
| Q2 24 | — | 1.61× | ||
| Q1 24 | — | 0.60× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASPS
| Services | $39.9M | 94% |
| Revenue Relatedto Technology Platformsand Professional Services | $2.4M | 6% |
RBB
暂无分部数据
