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AMERISERV FINANCIAL INC（ASRV）与KOSS CORP（KOSS）财务数据对比。点击上方公司名可切换其他公司
AMERISERV FINANCIAL INC的季度营收约是KOSS CORP的1.4倍（$3.9M vs $2.9M），AMERISERV FINANCIAL INC净利率更高（36.9% vs -19.8%，领先56.7%），AMERISERV FINANCIAL INC同比增速更快（2.4% vs -19.6%），过去两年KOSS CORP的营收复合增速更高（4.2% vs -46.6%）
Ameriserv Financial Inc.是总部位于美国宾夕法尼亚州的区域金融服务控股公司，主要为当地个人消费者及中小企业提供零售与商业银行业务，包括存款、各类贷款及财富管理解决方案。
高斯公司是一家总部位于美国威斯康星州密尔沃基的耳机生产企业，1958年推出了全球首款高保真立体声耳机，在音频耳机领域拥有深厚的技术积累与悠久的发展历史。
ASRV vs KOSS — 直观对比
营收规模更大
ASRV
是对方的1.4倍
$2.9M
营收增速更快
ASRV
高出21.9%
-19.6%
净利率更高
ASRV
高出56.7%
-19.8%
两年增速更快
KOSS
近两年复合增速
-46.6%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $3.9M | $2.9M |
| 净利润 | $1.4M | $-565.4K |
| 毛利率 | — | 29.0% |
| 营业利润率 | 43.0% | -35.5% |
| 净利率 | 36.9% | -19.8% |
| 营收同比 | 2.4% | -19.6% |
| 净利润同比 | 62.2% | -700.6% |
| 每股收益（稀释后） | $0.09 | $-0.06 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASRVKOSS
| Q4 25 | $3.9M | $2.9M | ||
| Q3 25 | $15.4M | $4.1M | ||
| Q2 25 | $14.5M | $3.1M | ||
| Q1 25 | $14.1M | $2.8M | ||
| Q4 24 | $3.8M | $3.6M | ||
| Q3 24 | $13.1M | $3.2M | ||
| Q2 24 | $13.2M | $2.9M | ||
| Q1 24 | $13.7M | $2.6M |
净利润ASRVKOSS
| Q4 25 | $1.4M | $-565.4K | ||
| Q3 25 | $2.5M | $243.7K | ||
| Q2 25 | $-282.0K | $-232.7K | ||
| Q1 25 | $1.9M | $-316.7K | ||
| Q4 24 | $889.0K | $94.1K | ||
| Q3 24 | $1.2M | $-419.5K | ||
| Q2 24 | $-375.0K | $-110.4K | ||
| Q1 24 | $1.9M | $-313.8K |
毛利率ASRVKOSS
| Q4 25 | — | 29.0% | ||
| Q3 25 | — | 40.0% | ||
| Q2 25 | — | 36.0% | ||
| Q1 25 | — | 39.0% | ||
| Q4 24 | — | 39.5% | ||
| Q3 24 | — | 36.6% | ||
| Q2 24 | — | 40.4% | ||
| Q1 24 | — | 31.9% |
营业利润率ASRVKOSS
| Q4 25 | 43.0% | -35.5% | ||
| Q3 25 | 20.0% | -1.1% | ||
| Q2 25 | -2.4% | -14.2% | ||
| Q1 25 | 17.0% | -18.7% | ||
| Q4 24 | 28.2% | -4.0% | ||
| Q3 24 | 10.8% | -19.9% | ||
| Q2 24 | -3.7% | -11.0% | ||
| Q1 24 | 17.4% | -23.1% |
净利率ASRVKOSS
| Q4 25 | 36.9% | -19.8% | ||
| Q3 25 | 16.5% | 6.0% | ||
| Q2 25 | -1.9% | -7.5% | ||
| Q1 25 | 13.6% | -11.4% | ||
| Q4 24 | 23.3% | 2.6% | ||
| Q3 24 | 9.0% | -13.1% | ||
| Q2 24 | -2.8% | -3.8% | ||
| Q1 24 | 13.9% | -11.9% |
每股收益（稀释后）ASRVKOSS
| Q4 25 | $0.09 | $-0.06 | ||
| Q3 25 | $0.15 | $0.03 | ||
| Q2 25 | $-0.02 | $-0.02 | ||
| Q1 25 | $0.12 | $-0.03 | ||
| Q4 24 | $0.05 | $0.01 | ||
| Q3 24 | $0.07 | $-0.05 | ||
| Q2 24 | $-0.02 | $-0.01 | ||
| Q1 24 | $0.11 | $-0.03 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $15.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $119.3M | $30.3M |
| 总资产 | $1.5B | $36.8M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ASRVKOSS
| Q4 25 | — | $15.5M | ||
| Q3 25 | — | $16.5M | ||
| Q2 25 | — | $15.7M | ||
| Q1 25 | — | $13.0M | ||
| Q4 24 | — | $9.7M | ||
| Q3 24 | — | $11.9M | ||
| Q2 24 | — | $14.9M | ||
| Q1 24 | — | $9.9M |
股东权益ASRVKOSS
| Q4 25 | $119.3M | $30.3M | ||
| Q3 25 | $114.6M | $30.9M | ||
| Q2 25 | $110.9M | $30.6M | ||
| Q1 25 | $110.8M | $30.7M | ||
| Q4 24 | $107.2M | $31.0M | ||
| Q3 24 | $108.2M | $30.8M | ||
| Q2 24 | $103.7M | $31.1M | ||
| Q1 24 | $103.9M | $31.1M |
总资产ASRVKOSS
| Q4 25 | $1.5B | $36.8M | ||
| Q3 25 | $1.5B | $37.7M | ||
| Q2 25 | $1.4B | $37.2M | ||
| Q1 25 | $1.4B | $37.3M | ||
| Q4 24 | $1.4B | $37.4M | ||
| Q3 24 | $1.4B | $38.1M | ||
| Q2 24 | $1.4B | $37.2M | ||
| Q1 24 | $1.4B | $37.6M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.2M | $-760.8K |
| 自由现金流经营现金流 - 资本支出 | — | $-1.1M |
| 自由现金流率自由现金流/营收 | — | -37.5% |
| 资本支出强度资本支出/营收 | — | 10.9% |
| 现金转化率经营现金流/净利润 | 2.21× | — |
| 过去12个月自由现金流最近4个季度 | — | $-546.7K |
8季度趋势，按日历期对齐
经营现金流ASRVKOSS
| Q4 25 | $3.2M | $-760.8K | ||
| Q3 25 | $1.4M | $762.6K | ||
| Q2 25 | $-62.0K | $-534.9K | ||
| Q1 25 | $599.0K | $370.4K | ||
| Q4 24 | $2.7M | $-252.0K | ||
| Q3 24 | $-235.0K | $201.6K | ||
| Q2 24 | $1.7M | $-174.0K | ||
| Q1 24 | $-2.2M | $328.6K |
自由现金流ASRVKOSS
| Q4 25 | — | $-1.1M | ||
| Q3 25 | — | $761.5K | ||
| Q2 25 | — | $-541.8K | ||
| Q1 25 | — | $306.2K | ||
| Q4 24 | — | $-314.3K | ||
| Q3 24 | — | $-155.6K | ||
| Q2 24 | — | $-174.8K | ||
| Q1 24 | — | $269.3K |
自由现金流率ASRVKOSS
| Q4 25 | — | -37.5% | ||
| Q3 25 | — | 18.7% | ||
| Q2 25 | — | -17.6% | ||
| Q1 25 | — | 11.0% | ||
| Q4 24 | — | -8.8% | ||
| Q3 24 | — | -4.9% | ||
| Q2 24 | — | -6.0% | ||
| Q1 24 | — | 10.2% |
资本支出强度ASRVKOSS
| Q4 25 | — | 10.9% | ||
| Q3 25 | — | 0.0% | ||
| Q2 25 | — | 0.2% | ||
| Q1 25 | — | 2.3% | ||
| Q4 24 | — | 1.8% | ||
| Q3 24 | — | 11.2% | ||
| Q2 24 | — | 0.0% | ||
| Q1 24 | — | 2.3% |
现金转化率ASRVKOSS
| Q4 25 | 2.21× | — | ||
| Q3 25 | 0.55× | 3.13× | ||
| Q2 25 | — | — | ||
| Q1 25 | 0.31× | — | ||
| Q4 24 | 3.02× | -2.68× | ||
| Q3 24 | -0.20× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | -1.13× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASRV
| Asset Management1 | $3.1M | 79% |
| Other | $838.0K | 21% |
KOSS
暂无分部数据
